Tuscaloosa V A Credit Union AL | Affordable Auto Loans & ATM Services

Introduction

Welcome to Tuscaloosa V A, your trusted partner in financial success! Located at 3701 Loop Rd, Tuscaloosa, AL 35404, our credit union has been serving the community since 1951. With a strong commitment to our members, we have grown to support over 3,345 members and manage total assets of $46,266,431. At Tuscaloosa V A, we believe in building lasting relationships with our community. Our dedicated team of 15 employees, led by CEO Phillip Blankenship and Board President Nina Cephus, is here to provide personalized service that meets your unique financial needs. We understand that everyone's journey is different, which is why we offer a range of services from checking and savings accounts to auto loans and mortgages. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 70400, Tuscaloosa, AL 35407. Our doors are open from 8:00 a.m. to 4:00 p.m., so feel free to stop by or give us a call at 205-556-7819. As part of our commitment to you, we maintain a healthy financial position with total deposits of $8,035,536 and net worth of $6,111,232. Whether you're looking to finance a new vehicle or need assistance with personal loans and credit cards with rewards, Tuscaloosa V A is here for you every step of the way. Join us in experiencing the difference that comes from being a member of a community-focused credit union. Visit our website at www.tvacu.com today and discover how we can help you achieve your financial goals!

Branch History & Mission

Community Engagement

Throughout our history, we've prioritized partnerships with local organizations and schools to give back to the community we call home. These efforts include sponsoring events and providing resources that enrich the lives of those around us. As part of this mission, we strive to create an environment where everyone feels valued and supported. As you consider joining us at Tuscaloosa V A Federal Credit Union, we invite you to experience firsthand the benefits of being part of a member-focused organization dedicated to your financial well-being. Whether you need assistance with loans or everyday banking services, our friendly team is ready to help you navigate your financial journey. We encourage you to reach out via phone at 205-556-7819 or visit us during our operating hours from 8:00 a.m. to 4:00 p.m., Monday through Friday. Together, let's build a brighter financial future!

Our Mission

At Tuscaloosa V A, our mission is straightforward yet impactful: we aim to empower our members by offering tailored financial products that enhance their lives and help them achieve their goals. We believe in supporting not just individual financial health but also the broader community through various outreach initiatives. We understand that when our members succeed, so does our community. In addition to traditional banking services, we embrace digital advancements that make managing finances easier for everyone. With online banking and mobile applications available, members can conveniently check balances and make transactions from anywhere. Our commitment to accessibility extends beyond technology; we ensure ADA compliance so all members feel welcome at our branch.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility, which is why our branch is equipped with features that ensure everyone can comfortably access our services. Our location complies with ADA standards, including ramps and designated parking spaces.

Finding Us

You can find us near popular local spots, making it simple for you to drop by while you're out and about. Plus, we offer ample parking for your convenience. If you prefer not to enter the building, our drive-thru service allows you to handle your banking transactions from the comfort of your vehicle.

Get in Touch!

If you have any questions or need assistance, don't hesitate to call us at (205) 556-7819. We look forward to welcoming you at Tuscaloosa V A soon!

Operating Hours and Services

Our lobby hours are from 8:00 a.m. to 4:00 p.m., Monday through Friday, making it easy for you to fit banking into your busy schedule. We also have an ATM on-site for quick withdrawals and balance checks outside of regular hours. At Tuscaloosa V A, we offer a range of services including checking and savings accounts, auto loans, personal loans, mortgage options, and credit cards with rewards. While members can visit us at 3701 Loop Rd Tuscaloosa Al 35404, official correspondence should be sent to P.O. Box 70400, Tuscaloosa, AL 35407.

Member Eligibility

Joining the Tuscaloosa V A community means stepping into a supportive environment that truly cares about its members. At Tuscaloosa V A, we welcome individuals who meet certain eligibility criteria, making it easy for you to become part of our family. Whether you're affiliated with the military, a veteran, or a family member of someone who is, you may qualify for membership. If you're curious about your specific eligibility, you can find all the details at http://www.tvacu.com/about-us/join-today . We believe that everyone deserves access to quality financial services, and becoming a member opens up a world of benefits including competitive rates on loans and savings accounts, personalized service, and exclusive member resources. Getting started is simple! Just visit us at 3701 Loop Rd Tuscaloosa Al 35404 or check out our online account opening process at http://www.tvacu.com/home/join . Should you have any questions or need assistance along the way, feel free to give us a call at (205) 556-7819. We're here to help you every step of the way as you embark on your journey with us at Tuscaloosa V A!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support you need to turn your business dreams into reality. With our commercial loan options, you can invest in new equipment, hire staff, or expand your operations. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive marketplace, having efficient payment processing is essential. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Whether it's accepting credit cards or managing cash flow, we provide tools that help streamline operations and enhance customer satisfaction. Located at 3701 Loop Rd Tuscaloosa Al 35404 in Tuscaloosa, AL, our team is ready to partner with you on your journey toward growth. Contact us at (205) 556-7819 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

If you're a business owner, we've got you covered too! Our business banking services, including merchant services and business loans, are designed to help your business thrive. Whether you're just starting out or looking to expand, we're here to provide the financial support necessary for your success.

Credit Options

Don't forget about our credit cards with rewards! These cards not only give you purchasing power but also offer benefits that can save you money on future purchases.

Digital Access

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily access your accounts from anywhere, pay bills online, transfer funds quickly, or check balances without stepping foot in the branch. Plus, with our ATM and cash withdrawal services available 24/7, accessing your money has never been easier.

Home Financing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide the support you need. We guide you through the process, ensuring you understand every step along the way. Additionally, if debt is weighing you down, our personal loans and debt consolidation options can simplify your finances and help you regain control.

In-Person Services

For those who prefer face-to-face interactions, we also provide essential drive-thru banking for deposits and withdrawals during lobby hours from 8:00 a.m. to 4:00 p.m. You can enjoy basic ATM access for quick transactions like withdrawals and balance checks anytime. At Tuscaloosa V A, we understand that everyone's financial needs are unique. We invite you to explore our services further by visiting us at 3701 Loop Rd Tuscaloosa Al 35404 or giving us a call at (205) 556-7819. Let us help you achieve your financial goals today! For more information about joining our community or opening an account, please visit our website.

Personal Banking

Our personal banking services make it easy for you to manage your finances. We offer various checking and savings accounts designed for all lifestyles. Whether you're just starting out or looking to maximize your savings, we have options that fit. If you're considering a new vehicle, our auto loans and vehicle financing solutions can help turn your dream into reality with competitive rates and flexible terms.

Digital & Online Banking

At Tuscaloosa V A, we understand that managing your finances should be easy and secure, no matter where you are. Our digital and online banking services are designed to give you the freedom to handle your banking needs on your terms, anytime and anywhere. One of the key features we offer is 24/7 online banking services, which you can access through our website at https://www.tvacu.com/ . This allows you to check your account balances, view transaction history, and transfer funds with just a few clicks. Plus, our person-to-person transfer service makes it simple to send money to friends or family without needing cash or checks. For those who prefer managing their accounts on the go, our mobile application is available for download. With this app, you can enjoy all the convenience of online banking right from your smartphone. Whether you're at home or out running errands, you have real-time access to your accounts. We also provide e-statements, so you can say goodbye to paper clutter and keep track of your finances digitally. While we do not currently offer electronic signature authorization or mobile payments, rest assured that our online systems are built with security in mind. Your personal information is protected so you can bank with confidence. At Tuscaloosa V A, we believe that banking should fit into your life easily. Our user-friendly platform empowers you to manage your finances efficiently while providing peace of mind. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

With $5,901,216 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; with $399 in used auto loans and $22,000,074 in total loans and leases, we're here to support your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 6,547, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,109,530. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tuscaloosa V A is your trusted partner. Visit us at 3701 Loop Rd Tuscaloosa Al 35404 or call (205) 556-7819 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $5,144,066 in share certificates and $8,512,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $210,016, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $6,111,232, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,321 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,693,435 in used vehicle loans and $3,549,056 in new vehicle loans already helping members get on the road. We make it easy for you to find the right financing solution that fits your budget and lifestyle.

Credit Lines and Unsecured Loans

For those looking to manage everyday expenses or unexpected costs, our total credit lines amounting to $3,500,000 provide great flexibility. Additionally, we offer unsecured credit card loans with a total of $700,132 available. These options come with flexible terms that can help you maintain control over your finances.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,386, make buying or refinancing simple. We can guide you through the process, ensuring you have access to competitive rates and flexible terms.

Refinancing Options

If you're considering refinancing existing loans, we encourage you to explore our eligibility options. Whether it's for auto loans or mortgages, refinancing can often lead to lower payments and better terms. We are committed to providing personalized service and expert advice at every step of your borrowing journey. If you have questions about any of our loan products or want to discuss your options further, please don't hesitate to reach out. You can visit us at 3701 Loop Rd Tuscaloosa Al 35404, call us at (205) 556-7819, or check our website at https://www.tvacu.com/ for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards fulfilling your financial dreams!

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TUSCALOOSA V A FEDERAL CREDIT UNION