Tuscaloosa V A Credit Union Northport AL | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Tuscaloosa V A, your trusted partner in financial growth and community support, located at 50 Mcfarland Blvd, Northport, AL 35476. Established in 1951, we have been dedicated to serving our members for over seven decades, helping them navigate their financial journeys with confidence. With a total membership of 3,345 and assets amounting to $46,266,431, we pride ourselves on being a solid foundation for individuals and families alike. At Tuscaloosa V A, we believe in putting our members first. Our team, led by CEO Phillip Blankenship and Board President Nina Cephus, is committed to providing personalized service tailored to your unique needs. Whether you're looking for a new auto loan or simply want to open a checking account, our friendly staff is here to assist you every step of the way. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 70400, Tuscaloosa, AL 35407. We offer a variety of financial services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our financial stability is evident through our impressive figures: we hold $8,035,536 in deposits and have issued a total of 2,016 loans and leases. With a net worth of $6,111,232 and cash reserves of $763,877, we ensure that your money is safe and accessible. At Tuscaloosa V A Federal Credit Union, community matters. We strive to make a positive impact not only through our financial services but also through local initiatives that support the growth and well-being of Northport residents. We invite you to reach out to us at 205-556-4575 or visit our website at tvacu.com for more information about how we can help you achieve your financial goals. Join us today let's build a brighter future together!

Branch History & Mission

At Tuscaloosa V A, we take pride in our rich legacy and commitment to serving the community of Northport, Alabama. Since our doors first opened in 1951, we have grown alongside our members, evolving from a small credit union into a trusted financial partner for over 3,300 individuals and families. Our branch is conveniently located at 50 Mcfarland Blvd, Northport, AL 35476, a central spot that allows us to serve both local residents and those from nearby areas. Our mission is straightforward yet powerful: to provide exceptional financial services while fostering a spirit of community support and growth. We strive to empower our members by offering a range of products tailored to meet their needs. From personal banking solutions like checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards our offerings are designed with you in mind. As we reflect on our journey, we recognize key milestones that have shaped who we are today. With total assets reaching an impressive $46,266,431, we've remained dedicated to helping our members achieve their financial goals. Our team of 15 dedicated employees works tirelessly to ensure that each member receives personalized attention and expert guidance. In addition to traditional banking services, we are committed to embracing digital advancements. Members can enjoy the convenience of online banking and mobile applications, making it easier than ever to manage finances on the go. Our branch also features an ATM for quick cash withdrawals and drive-thru service for added accessibility. While our physical address is where you can find us for face-to-face interactions, official correspondence should be directed to P.O. Box 70400, Tuscaloosa, AL 35407 if needed. Community outreach is at the heart of what we do. We believe in building strong partnerships that uplift those around us. Whether through financial education workshops or supporting local initiatives, Tuscaloosa V A remains committed to making a positive impact in our community. We invite you to join us at Tuscaloosa V A and experience the benefits of membership firsthand. Together, let's embark on a journey towards financial wellness and community prosperity! For more information or to open an account today, please visit www.tvacu.com.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. Our branch features ADA-compliant entryways and ramps, ensuring that everyone can visit us comfortably. Plus, there's ample parking available right outside our doors for a hassle-free experience.

Call-to-Action

We invite you to come by the Tuscaloosa V A branch today or give us a call at 205-556-4575 if you have any questions. Our team is eager to help you navigate your financial journey!

Nearby Landmarks

Our branch is conveniently situated near popular local spots such as the Northport City Park and various dining options. This prime location makes it easy for you to stop in and take care of your banking while enjoying everything Northport has to offer.

Operating Hours & Services

Visit us during our lobby hours from 9:00 AM to 5:30 PM on weekdays. We're dedicated to providing a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. We also have a drive-thru service available for quick transactions without leaving your car. Additionally, our ATM provides access to cash withdrawals and balance checks, making it easier than ever to manage your finances on the go.

Member Eligibility

Becoming a member of Tuscaloosa V A feels like joining a close-knit family that truly cares about your financial well-being. If you're in the Northport area and looking for a supportive community, you may be eligible to join us! Generally, membership is open to anyone who lives, works, or worships in our local area, along with their family members. It's all about creating a welcoming environment where you can access personalized financial services that make a real difference in your life. For more detailed information on eligibility requirements, feel free to check out our page at http://www.tvacu.com/about-us/join-today. Ready to take the next step? Opening an account at Tuscaloosa V A is straightforward and hassle-free. Just visit us at our branch located at 50 Mcfarland Blvd Northport Al 35476, or you can start the process online by visiting http://www.tvacu.com/home/join. If you have any questions or need assistance, don't hesitate to give us a call at (205) 556-4575. We're excited to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services offer practical tools that can help streamline your operations. Imagine having a payment processing solution that makes transactions smoother for both you and your customers. This means faster checkouts, happier clients, and more time for you to focus on growing your business. Located conveniently at 50 Mcfarland Blvd Northport Al 35476, Northport, AL 35476, Tuscaloosa V A is committed to empowering local businesses. Contact us at (205) 556-4575 today to learn how we can partner with you on your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we understand that running a business comes with its own set of challenges. Our business banking solutions include merchant services and business loans tailored to help you grow your enterprise without hassle.

Convenient Digital Banking

In today's fast-paced world, convenience is key. At Tuscaloosa Va Federal Credit Union, we offer robust online and mobile banking services that empower you to manage your finances anytime, anywhere. You can easily check balances, make transfers, and pay bills right from your smartphone or computer. Our ATM availability ensures you can access cash when needed, while our drive-thru banking simplifies deposits and withdrawals for those who prefer face-to-face interactions.

Everyday Transactions

We also cater to basic banking needs through our drive-thru service, allowing for quick transactions like deposits and withdrawals without having to step inside the branch. And if you're ever curious about your account balance while on the go, our ATMs make it easy to check without any fuss. At Tuscaloosa V A, we're not just about transactions; we're about building relationships with our members. With a dedicated team ready to assist you at every turn, we strive to create an environment where financial success is attainable for everyone. If you're ready to explore how we can support your financial goals or have questions about any of our services, don't hesitate to reach out! Give us a call at (205) 556-4575, visit us online at https://www.tvacu.com/, or stop by our branch at 50 Mcfarland Blvd Northport Al 35476. We're here for you!

Loans Made Easy

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We aim to provide financial relief when you need it most. Additionally, with credit cards that offer rewards, you can earn while spending on everyday purchases.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. We understand that managing your finances should be straightforward. That's why we offer options that fit various lifestyles and needs. For those considering vehicle purchases, our auto loans and vehicle financing can help you hit the road without breaking the bank. Plus, if you're dreaming of homeownership, our mortgage loans and refinancing options provide flexibility and competitive rates.

Digital & Online Banking

Key Features

One of our standout features is the ability to send money quickly with person-to-person transfers. Whether you're splitting a bill with friends or sending money to family, this service makes it simple and straightforward. Plus, you can opt for e-statements to keep track of your transactions efficiently without the clutter of paper statements. If you're always on the move, you'll love our mobile application. It's designed to fit seamlessly into your busy lifestyle, letting you perform banking tasks directly from your smartphone. While mobile payments aren't currently available, you can still enjoy robust features that let you stay in control of your finances.

Security and Accessibility

We prioritize security as much as convenience. Our online services are protected with industry-standard encryption technologies to ensure that your personal information remains safe. Plus, our electronic signature authorization allows for secure document signing without needing to print anything out just another way we make banking easier for you. With these digital tools at Tuscaloosa V A, real-time account management is within reach. You can stay updated on your financial status wherever life takes you. We're here to help you make the most of your banking experience!

Financial Strength

Efficient Operations

Our $210,016 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share and Deposit Accounts: 6,547, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,109,530. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tuscaloosa V A is your trusted partner. Visit us at 50 Mcfarland Blvd Northport Al 35476 or call (205) 556-4575 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $5,144,066 in share certificates and $8,512,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $5,901,216 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $399 in used auto loans and $22,000,074 in total loans and leases.

Strong Financial Health

With a net worth of $6,111,232, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,321 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,693,435 in used vehicle loans and $3,549,056 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, ensuring you can drive away in a car that fits your lifestyle and budget.

Credit Lines

Our total credit lines reach $3,500,000, giving you the flexibility to handle unexpected expenses or fund projects without disrupting your budget. This option provides quick access to cash while keeping your finances manageable. We also offer refinancing options for many of our products. If you're looking to lower monthly payments or consolidate debt, our team can help guide you through eligibility requirements and find the best solution for your situation. For more information about how our loan offerings can benefit you, feel free to contact us at (205) 556-4575 or visit us at 50 Mcfarland Blvd Northport Al 35476 in Northport, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,386, make buying or refinancing simple. We provide competitive rates and flexible terms to help you find the perfect fit for your housing needs.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. With a total of $700,132 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers.

Tuscaloosa V A