Tulare County Credit Union Porterville CA | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Tulare County, your trusted financial partner since 1939! Located at 465 W Olive Ave, Porterville, CA 93257, we are proud to serve a vibrant community of over 10,556 members. Our commitment to you goes beyond just banking; it's about being a part of your journey and supporting your financial goals. At Tulare County, we manage total assets of $133,267,950, ensuring that we have the resources to support your needs. With a solid foundation built on trust and reliability, we offer a range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Our total deposits stand at $2,165,979, reflecting the confidence our members place in us. While you can always visit us at our branch for personalized service, if you need to send official correspondence, please address it to our mailing location at 300 N K Street, Tulare, CA 93274. Under the leadership of our CEO Philip Clarey and Board President Vivian Hamilton, our dedicated team of 33 employees is here to assist you from 9 AM to 4 PM, Monday through Friday. We believe in fostering strong relationships with our members and providing them with the tools they need to succeed financially. Whether you're looking for a new vehicle loan or want to explore our credit card options with rewards, we've got you covered. Our net worth is an impressive $10,043,932, showcasing our stability and commitment to serving you well. Join us today and discover how we can help you achieve your financial dreams. Feel free to give us a call at 559-686-1791 or visit our website at tularefcu.org for more information. Your financial future starts here!

Branch History & Mission

Commitment to Modern Banking

As part of our dedication to serving you better, we've embraced technology while ensuring compliance with ADA standards. Our digital advancements include online banking options and mobile payments so that you can manage your finances conveniently from anywhere. We also offer ATM access for quick transactions when you're on the go. While we currently do not have a drive-thru service or shared service center available, we're always looking for ways to enhance your experience with us. Our friendly team is here during our operating hours of 9 AM to 4 PM Monday through Friday to assist you with any questions or concerns.

Join Us

At Tulare County, we invite you to become part of our growing family. Experience the benefits of being a member-focused credit union where your financial success is our priority. Together, we can build a brighter future for ourselves and our community. For more information or to open an account today, visit us online at Tulare County Credit Union or give us a call at 559-686-1791!

Our Mission

Our mission at Tulare County is straightforward: to provide quality financial services while supporting the well-being of our community. We believe that everyone deserves access to fair banking options that help them achieve their personal and financial goals. Through services such as checking and savings accounts, auto loans, mortgage financing, and more, we aim to foster an environment where every member can thrive. We are dedicated not only to providing excellent financial products but also to engaging actively in community outreach efforts. We partner with local organizations and participate in events that uplift and empower our neighborhoods. Our goal is to build lasting relationships based on trust and mutual benefit.

Branch Location & Accessibility

Operating Hours

Our doors are open from 9 AM to 4 PM, Monday through Friday. This schedule allows you to visit us at a time that works best for you during the week. If you need assistance outside these hours, don't hesitate to give us a call at (559) 686-1791.

Parking and Accessibility

We understand how important convenience is for our members. That's why our branch offers ample parking right outside, ensuring that your visit is hassle-free. Plus, we're committed to accessibility for everyone. Our location features ADA-compliant entrances and ramps, so all members can easily access our services.

Services and Amenities

At Tulare County, we provide a range of services designed to meet your financial needs from checking and savings accounts to auto loans and credit cards with rewards. While we do not currently offer drive-thru banking, our ATM is available for quick cash withdrawals and balance checks whenever you need it.

Visit Us Today!

We're excited to welcome new and existing members alike! Feel free to stop by or call us for any questions or assistance. Your financial journey is important to us, and we're here to help every step of the way at Tulare County!

Member Eligibility

At Tulare County, we believe that everyone deserves a chance to be part of a caring community where financial well-being comes first. If you're looking to join us, you'll be pleased to know that becoming a member is easier than you might think. Generally, anyone who lives, works, or worships in the area can qualify for membership. We welcome individuals and families alike, so whether you're just starting out or looking to manage your finances better, there's a place for you here. To start your journey with us at our branch located at 465 W Olive Ave Porterville Ca 93257, simply reach out at (559) 686-1791 or visit our website for more detailed information on eligibility criteria at . Opening an account is straightforward and can be done easily online through our account opening link: https://internetloanapplication.cudl.com/tulare/. Join us today and experience the benefits of being part of the Tulare County family!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced market, having the right tools can make all the difference. Our merchant services help you accept payments easily and efficiently. Picture this: a customer walks into your store, makes a purchase, and pays seamlessly with their credit card or mobile wallet. This convenience not only enhances customer satisfaction but also boosts sales. Located at 465 W Olive Ave Porterville Ca 93257 in Porterville, CA, we're dedicated to empowering local businesses like yours. Connect with us at (559) 686-1791 to learn more about how our business banking and commercial services can help you thrive!

Tailored Loan Options

Imagine securing the funding you need to purchase new equipment or expand your operations. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we have tailored Business Banking solutions that include merchant services and business loans. This allows entrepreneurs to focus on growing their businesses while we handle their banking needs.

Convenient Access

Accessing your funds is easy with our ATM & Cash Withdrawal Services, which include basic ATM access for withdrawals and balance checks. Plus, with an ATM available at our branch, you can conveniently manage your cash whenever needed.

Financing Options

If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing programs offer competitive rates to help you get behind the wheel without breaking the bank. We also provide Mortgage Loans & Refinancing options for those looking to buy a home or refinance their existing mortgage. Our team is here to guide you through every step of the process, ensuring that you understand your options. In addition to these services, we offer Personal Loans & Debt Consolidation solutions that can help ease financial burdens by combining multiple debts into one manageable payment. And if you're seeking a credit card that offers rewards, our Credit Cards with Rewards program might be perfect for you enjoy benefits while making everyday purchases!

Get Started Today!

At Tulare County, our commitment is to provide friendly service and reliable financial support in everything we do. If you have any questions or would like more information about our services, feel free to reach out at (559) 686-1791 during our operating hours from 9 AM to 4 PM Monday through Friday. We invite you to explore all that we offer and become part of our member community today! Visit us online at Phs Academy for more details or start your application now!

Personal Banking Solutions

For everyday banking, we provide Personal Banking options that include both checking and savings accounts. These accounts are designed to help you manage your money easily and effectively. Imagine having access to your funds anytime through our Online & Mobile Banking services. You can check balances, transfer money, and pay bills right from your phone or computer.

Digital & Online Banking

Key Features

Our online banking platform provides a variety of features that cater to your everyday needs. You can easily check your balances, view transaction history, and transfer funds with just a few clicks. Plus, our mobile application makes it simple to bank on the go, whether you're commuting or relaxing at home. One of the standout features is the ability to send money quickly through person-to-person transfers. This means you can pay back a friend or split a bill without any hassle. Additionally, if you're looking to go paperless, we offer e-statements that provide you with secure access to your account statements while helping the environment.

Security and Convenience

Security is paramount in today's digital world, and we take it seriously. Our electronic signature authorization process allows you to complete transactions safely from the comfort of your home. And with mobile payments enabled, you can make purchases with just a tap of your phone, ensuring that your transactions are not only quick but also secure. With these services combined, managing your finances has never been easier. Whether you prefer using our website or our mobile app, you'll find that everything is user-friendly and accessible whenever you need it. So why wait? Dive into the world of convenient banking today with Tulare County!

Financial Strength

At Tulare County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a deep commitment to maintaining robust financial health, we strive to ensure your trust in us is well-placed. Our net worth of $10,043,932 highlights our strong financial foundation, allowing us to offer better rates, lower fees, and enhanced member services. This solid base is further emphasized by our net worth ratio of $762, which assures you that we have the necessary capital to continue providing loans and competitive savings rates, even during uncertain economic times. Members' savings are secured through $16,732,800 in share certificates and $7,155,567 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over profits; with non-member deposits at $3,633,000, we focus on benefiting you through favorable loan rates and exclusive perks. With $7,990,585 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,126 in used auto loans and a total of $106,370,839 in loans and leases available for our members. Our operational efficiency is reflected in our net income of $433,597, enabling us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 33 full-time employees ready to serve you with a knowledgeable team dedicated to your needs. With a growing member base evident from our total share accounts of 19,030 we're committed to being your trusted partner in achieving your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tulare County is here for you. Visit us at 465 W Olive Ave Porterville Ca 93257 or call (559) 686-1791 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,544,543 in used vehicle loans and $35,469,912 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms that can work for you.

Credit Lines

For those who want additional flexibility, our total credit lines amounting to $27,592,006 are available. These lines of credit can be an excellent solution for managing unexpected expenses or funding larger purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,927,503, make buying or refinancing simple. We provide competitive rates and various repayment terms tailored to fit your budget.

Personal Loans and Credit Cards

In addition to auto and mortgage loans, we offer unsecured credit card loans totaling $4,114,173. These flexible terms help our members manage their finances effectively while enjoying the benefits of rewards and easy payment options.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility for any of our products, we are here to assist you with clear information and guidance on how to proceed. To find out more about our loan offerings or if you have any questions, feel free to reach out at (559) 686-1791 or visit us at 465 W Olive Ave Porterville Ca 93257 in Porterville, CA. We're open from 9 AM to 4 PM Monday through Friday and ready to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you as you take your next steps toward achieving your financial aspirations!

Loan Aggregator

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Tulare County