Tucoemas Credit Union Visalia CA | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Tucoemas, where community and financial empowerment go hand in hand! Located at 1591 E Noble Ave, Visalia, CA 93292, we have proudly served our members since 1948. With a strong commitment to providing personalized banking solutions, we currently boast a membership of over 24,000 individuals who trust us with their financial needs. At Tucoemas, our total assets amount to an impressive $350,562,780, reflecting our stability and reliability. We are dedicated to helping you achieve your financial goals through a variety of services including personal banking, auto loans, mortgage refinancing, and much more. Our total deposits currently stand at $23,987,886, and we have successfully facilitated over 14,779 loans to our members. Led by our experienced CEO Brice Yocum and Board President Jason LeFaive, we prioritize the well-being of our members and the communities we serve. Our team of 76 employees is here to assist you with any questions or concerns you may have. For your convenience, you can reach us at (559) 732-8892 or visit our website at tucoemas.org for more information. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to 5222 W Cypress Ave, Visalia, CA 93277. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Welcome to Tucoemas, a beacon of financial support in Visalia, California. Established in 1948, our branch has grown alongside the community it serves, creating a rich history that reflects our commitment to our members and their financial well-being. Over the years, we have proudly nurtured a diverse membership base of over 24,000 individuals and families who trust us with their financial needs. Our branch is conveniently located at 1591 E Noble Ave, Visalia, CA 93292, a spot easily accessible for our members. With nearby landmarks like the Visalia Mall and the vibrant downtown area, we are strategically positioned to offer our services to everyone in the community. While members can visit us at this address for personal banking services, official correspondence should be sent to 5222 W Cypress Ave, Visalia, CA 93277. At Tucoemas, our mission is simple yet impactful: we strive to empower our members through exceptional financial services while actively contributing to the growth and prosperity of our community. We believe that when individuals thrive financially, the entire community benefits. This is why we offer a range of services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment extends beyond just providing banking products; we are dedicated to fostering relationships and partnerships that uplift those around us. Whether it's through local sponsorships or community outreach programs, we continuously seek ways to give back and make a difference. In today's digital world, we've embraced technology to enhance your banking experience. Members can enjoy online and mobile banking options for convenience. Our ATM is available for easy access to cash withdrawals or balance checks. Although we currently do not offer drive-thru service or shared service centers, our lobby hours from 9 AM to 5 PM on weekdays ensure personalized service when you need it most. With total assets exceeding $350 million, Tucoemas stands strong as a trusted financial institution in the region. Our growth reflects not only our dedication but also the loyalty of our members who have supported us throughout the years. Join us on this journey of financial empowerment. Experience firsthand the benefits of being part of Tucoemas where your financial goals are nurtured with care and respect. For more information on how you can become a member or explore what we offer, please visit Tucoemas.org or call us at 559-732-8892 today!

Branch Location & Accessibility

Welcome to the Tucoemas branch at Savemart, conveniently located at 1591 E Noble Ave in Visalia, CA. Our branch is nestled in a bustling area, making it easy for you to stop by while running errands or visiting nearby landmarks. Whether you're shopping at Savemart or enjoying a day out at one of the local parks, we are here to serve your banking needs. At Tucoemas, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us without hassle. We also provide ample parking spaces right outside our location, making it simple for you to pop in and out. We understand that your time is valuable, which is why our operating hours are designed with your schedule in mind. You can visit us Monday through Friday from 9 AM to 5 PM, and on Saturday from 9 AM to 2 PM. If you have any questions or need assistance, feel free to reach us at 559-732-8892. For those who prefer cash transactions, we offer ATM services right here at our branch for quick and easy access to your funds. While we currently do not have drive-thru banking available, our friendly staff is ready to assist you inside. While members can visit us at 1591 E Noble Ave, official correspondence should be sent to our mailing address: 5222 W Cypress Ave, Visalia, CA 93277. We invite you to come see how Tucoemas can help you with personal banking services like checking and savings accounts, auto loans, mortgages, and more. Stop by today or give us a call we're excited to meet you!

Member Eligibility

At Tucoemas, we believe that everyone deserves the chance to be part of a caring and supportive financial community. Becoming a member is easier than you might think! If you live, work, or go to school in Tulare County, you're likely eligible to join us. We welcome individuals from all walks of life, including those who are members of certain organizations or family members of current members. For the most detailed and up-to-date eligibility information, feel free to check out our resource at https://www.tucoemas.org/community/become-a-member. Opening an account with us is just as simple! You can start your journey towards membership by visiting our online enrollment page at https://my.tucoemas.org/enroll. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (559) 732-8892. We're here to help you every step of the way as you join our vibrant community located at 1591 E Noble Ave Visalia Ca 93292.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In today's fast-paced world, efficient payment processing is key to your success. Our merchant services streamline transactions, allowing you to focus on what you do best running your business. Imagine being able to accept payments anytime, anywhere, enhancing customer satisfaction while keeping operations smooth. Located at 1591 E Noble Ave Visalia Ca 93292, Visalia, CA 93292, we invite you to explore how Tucoemas can help turn your business dreams into reality. For more information or assistance, call us at (559) 732-8892 today!

Comprehensive List Of Services

Accessibility

At Tucoemas, we strive for accessibility for all our members. With basic ATM access for withdrawals and balance checks, we ensure that managing your finances is simple and straightforward. We invite you to explore all these services and more at Savemart. Whether you're at home or on the go, we're here to help you every step of the way. For any questions or assistance, feel free to reach out by calling us at (559) 732-8892 or visit us in person at our branch location. We look forward to serving you!

Business Banking

If you're a business owner, we recognize the importance of having reliable financial tools. Our Business Banking services include comprehensive Merchant Services that facilitate smooth transactions for your customers and help streamline operations. We also offer tailored Business Loans to help fund your business goals and growth plans.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our robust Online & Mobile Banking features, allowing you to manage your accounts from anywhere at any time. You can check balances, transfer funds, and even deposit checks right from your smartphone or computer. Need cash? Our ATM & Cash Withdrawal Services ensure you have access to your money when you need it most.

Personal Banking

When it comes to personal finance, we understand that each member has unique requirements. That's why we offer Checking & Savings Accounts that help you manage your daily expenses while building your savings. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it easy and affordable to drive away in your dream car. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are designed with competitive rates and flexible terms. For life's unexpected moments, our Personal Loans & Debt Consolidation options provide the financial support you need. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases, turning spending into saving.

Digital & Online Banking

Key Features

With mobile payments enabled, you can make quick transactions directly from your smartphone, simplifying your shopping experience. Our mobile application also allows you to manage your accounts on the go, ensuring you have full control no matter where life takes you. If you need to send money to friends or family, our person-to-person transfer feature makes it as simple as sending a text message. No more awkward cash exchanges; just send the money electronically and move on with your day! We also care about keeping your information safe. While we currently do not offer electronic signature authorization, rest assured that our existing security measures are in place to protect your data. Plus, with e-statements available, you can view and manage your statements digitally helping you stay organized while reducing paper clutter. At Tucoemas, we prioritize convenience and ease-of-use. Our online banking services empower you to take charge of your finances in real time. If you're ready to experience the benefits of modern banking, visit us today at https://www.tucoemas.org/!

Financial Strength

Commitment to Growth

With $30,726,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,073 in used auto loans and $152,022,945 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 43,014, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further highlighting our commitment to supporting your borrowing needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tucoemas is your trusted partner. Visit us at 1591 E Noble Ave Visalia Ca 93292 or call (559) 732-8892 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $23,130,461 in share certificates and $10,969,329 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $32,072,362, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $915 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our $1,325,733 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,901,586 in used vehicle loans and $15,513,496 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your next vehicle straightforward and accessible.

Credit Lines

Our credit lines total $110,453,561, providing members with additional flexibility when unexpected expenses arise or when they want to make larger purchases without immediate payment. If you're considering refinancing or exploring eligibility options for any of these products, we're here to help guide you through the process. Our team is dedicated to ensuring that you find the best solutions tailored to your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to learn more about how our loan offerings can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,960,395, make buying or refinancing simple. We assist members in navigating the process with ease so you can focus on making your house a home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $13,760,891 in loans helping members manage their finances effectively. Enjoy benefits like competitive rates and no hidden fees as you gain control over your spending.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing verified information means that users can trust the offers they see are fair and transparent.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency for every comparison made. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, allowing for informed decisions tailored to individual financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reinforces the platform's reliability as a valuable resource for borrowers. To take advantage of these benefits, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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