Tucoemas Credit Union Visalia CA | Best Auto Loans & Business Banking

Introduction

At Tucoemas, we believe in building strong relationships with our members and the community. Located at 400 W Center Ave, Visalia, CA 93291, our branch has been serving the financial needs of our members since 1948. With a proud history spanning over seven decades, we have grown to support 24,182 members and manage $350,562,780 in assets. In addition to our robust offerings, we prioritize personal service that truly reflects the values of trust and reliability. Our leadership team, including CEO Brice Yocum and Board President Jason LeFaive, is committed to providing exceptional financial services tailored to your needs. Whether you're looking for auto loans, mortgages, or personal banking solutions, we have you covered. Our branch operates with a dedicated staff of 76 employees who are eager to assist you during our lobby hours from 9:00 AM to 5:30 PM, Monday through Friday. We also offer convenient services such as online banking and ATMs for your flexibility. For any official correspondence, please send it to our mailing address: P O Box 5011, Visalia, CA 93278. Feel free to reach out to us at 559-732-8892 or visit our website at tucoemas.org for more information about how we can help you achieve your financial goals. Join us today and experience the Tucoemas difference!

Branch History & Mission

Our Mission

At the heart of Tucoemas is our mission: to provide exceptional financial services while fostering community support. We believe that banking is more than just numbers; it's about building relationships and empowering individuals to achieve their financial goals. Our team is dedicated to offering personalized solutions such as checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and much more. As part of our mission, we also focus on community outreach initiatives. We partner with local organizations to give back and support those who need it most. This dedication not only strengthens our ties within Visalia but also aligns with our core values of integrity and service. In today's digital age, we understand the importance of accessibility. That's why we offer online banking options including mobile payments and e-statements for convenience. For those who prefer face-to-face interactions, our drive-thru service allows for quick transactions without leaving your vehicle. While members can visit us at 400 W Center Ave for all their banking needs, official correspondence should be sent to P O Box 5011, Visalia, CA 93278 if needed. We invite you to join the Tucoemas family! Experience firsthand how we can help you navigate your financial journey. With operating hours from Monday to Friday between 9:00 AM and 5:30 PM and ATM availability for easy cash access, your convenience is always our priority. Reach out to us at (559) 732-8892 or explore more about becoming a member here. Join us in making a difference in your financial future today!

Branch Location & Accessibility

Convenient Access and Amenities

Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can visit us comfortably. If you prefer the convenience of drive-thru banking, we offer that option as well, allowing you to complete basic transactions without leaving your vehicle. Additionally, we provide ATM services so you can access your funds anytime.

Operating Hours That Fit Your Schedule

At Tucoemas, we understand that convenience matters. Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, making it easy for you to stop by during your busy day. If you have any questions or need assistance, feel free to give us a call at 559-732-8892 we're always ready to help!

Stay Connected

While members can visit us at our main location, please note that official correspondence should be sent to our mailing address at P O Box 5011, Visalia, CA 93278. We invite you to come by and experience the friendly service and comprehensive financial solutions we offer. Whether you're opening a new account or seeking advice on loans and mortgages, our dedicated team is here for you. We look forward to seeing you soon at Tucoemas!

Member Eligibility

Joining Tucoemas is like stepping into a welcoming community where your financial well-being is the priority. To become a member, you simply need to meet some friendly eligibility criteria that include living, working, or attending school in the areas we serve. Our doors are open to individuals and families who share our values and vision for financial empowerment. If you're curious about the specific requirements, feel free to visit this page for more detailed information. Once you've determined your eligibility, opening an account with us is an easy and straightforward process. Just head over to our online application at this link, and you'll be on your way to enjoying all the benefits of being a member at Tucoemas! Whether you need personal banking services, auto loans, or credit cards with rewards, we're here to support you every step of the way. If you have any questions, don't hesitate to call us at (559) 732-8892 we're always happy to help!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business with confidence, knowing that payments are handled seamlessly. Our merchant services empower you to accept payments from customers quickly and securely, whether in-store or online. This means more time focusing on what you do best growing your business. Located at 400 W Center Ave Visalia Ca 93291 in Visalia, CA, our team is here to guide you every step of the way. Let's work together to turn your vision into reality! For more details, reach out at (559) 732-8892 or visit our website at Tucoemas.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are designed with you in mind. We understand that buying a vehicle is a significant investment, so we provide competitive rates and flexible terms. Whether you're eyeing a new model or looking to refinance an existing loan, our team will guide you through the process.

Business Banking

For our business members, we offer a suite of services designed to help you thrive. From merchant services that simplify transactions to business loans tailored for growth, we're committed to supporting local businesses every step of the way.

Convenient Access

We know convenience matters in today's fast-paced world. That's why we provide ATM services for easy cash withdrawals and balance checks whenever you need them. Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle perfect for those busy days! At Tucoemas, we're more than just a credit union; we're part of the community in Visalia. Our friendly staff is always available at (559) 732-8892 during operating hours (Monday through Friday from 9:00 AM to 5:30 PM) to answer any questions or help you get started with any of our services. Ready to take the next step? Visit us at 400 W Center Ave Visalia Ca 93291 or check out our website at https://www.tucoemas.org/ for more information on how we can assist you today!

Credit Cards with Rewards

Make every purchase count with our credit cards that offer rewards! Whether it's cashback on groceries or points toward travel, our credit card options allow you to earn while you spend. Plus, managing payments is simple through our digital banking tools.

Mortgage Loans & Refinancing

Homeownership is a dream for many, and at Tucoemas, we're here to help make that dream come true. Our mortgage loans offer various options tailored to fit different budgets and needs. If you already own a home and are considering refinancing, we can help you explore ways to reduce your monthly payments or tap into your home equity.

Personal Banking

Managing your finances has never been easier with our personal banking services. We offer checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds anytime through our online and mobile banking platforms. You can monitor your accounts, transfer money, and even make person-to-person payments with just a few taps on your phone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans that provide quick access to cash when you need it most. Additionally, if managing multiple debts feels overwhelming, our debt consolidation loans can simplify your finances by combining all your debts into one manageable payment.

Digital & Online Banking

Convenience at Your Fingertips

With features like mobile payments, accessing funds has never been easier. Whether you're shopping or dining out, you can make quick payments right from your phone. And if you ever have questions or need assistance, our team is just a phone call away at (559) 732-8892 during our operating hours. Join us at Tucoemas today and discover how our digital banking services can simplify your financial life!

Key Services

Our online banking services provide you with the tools you need for real-time account management. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you're looking to send money to friends or family, our person-to-person transfer feature makes it simple and fast. Plus, for those who prefer mobile banking, our user-friendly mobile application allows you to manage your finances directly from your smartphone. Security is paramount in everything we do. While we currently do not offer electronic signature authorization, rest assured that your personal information is safe with us. We utilize advanced security measures to protect your data while providing easy access to e-statements whenever you need them.

Financial Strength

Commitment to Innovation

With $30,726,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,073 in used auto loans and $152,022,945 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 43,014, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $0, indicating our readiness to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tucoemas is your trusted partner. Visit us at 400 W Center Ave Visalia Ca 93291 or call (559) 732-8892 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $1,325,733, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $23,130,461 in share certificates and $10,969,329 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $32,072,362, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $915 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already helped our members with over $86,901,586 in used vehicle loans and $15,513,496 in new vehicle loans to get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, our flexible options are tailored to meet your needs.

Credit Card Loans

For those who need extra financial flexibility, we also offer unsecured credit card loans with total lending reaching $13,760,891. These loans are designed to help you manage your finances effectively while providing the convenience of credit when you need it most.

Credit Lines and Refinancing Options

Additionally, we provide access to substantial credit lines totaling $110,453,561, ensuring that our members have adequate resources to cover larger expenses or unexpected costs. If you're considering refinancing your existing loans or would like to explore eligibility options for any of our products, don't hesitate to reach out for guidance tailored specifically to your situation. If you're interested in any of these loan offerings or want more information on how they can benefit you personally, feel free to contact us at 559-732-8892 or visit us at 400 W Center Ave Visalia Ca 93291. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $4,960,395. This is an excellent opportunity for those looking to invest in their future with a comfortable and affordable home loan.

Loan Aggregator

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Ensuring Accurate Comparisons

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