Tucoemas Credit Union Visalia CA | Affordable Vehicle Loans & Mortgage Deals

Introduction

Welcome to Tucoemas at our Akers Branch, conveniently located at 614 S Akers, Visalia, CA 93277. Since opening our doors in 1948, we've been dedicated to serving our community with a personal touch that sets us apart from traditional banks. With over 24,182 members and total assets of $350,562,780, we are proud to offer a wide range of financial services tailored to meet the needs of our members. At Tucoemas, we believe in building strong relationships within our community. Our commitment is reflected not only in our exceptional customer service but also in our robust financial health. Currently, we manage over $23,987,886 in deposits and have provided numerous loans totaling 14,779 to help our members achieve their dreams whether that's purchasing a new vehicle or securing their first home. Under the leadership of CEO Brice Yocum and Board President Jason LeFaive, we strive to ensure every member feels valued and supported. Our team of 76 dedicated employees is always ready to assist you with your banking needs. While you can reach us directly at (559) 737-8892, please note that any official correspondence should be sent to our mailing address: PO Box 5011, Visalia, CA 93278. We invite you to explore how we can help you achieve your financial goals. Visit us today or check out more about our offerings on our website: Tucoemas. Your journey towards better banking starts here!

Branch History & Mission

Welcome to Tucoemas, a credit union with a rich history and a heart for the community. Founded in 1948, Tucoemas has grown from a small local institution into a trusted financial partner for over 24,000 members in Visalia, CA, and beyond. Our branch is located at 614 S Akers, Visalia, CA 93277, a convenient spot for those in the area to access our services. Since our inception, we've focused on creating a supportive environment where members can feel secure in their financial choices. We take pride in our evolution over the years; today, we manage total assets of over $350 million while continuing to maintain our commitment to exceptional service. Our operating hours are from 9 AM to 5 PM Monday through Friday, ensuring that we're here when you need us. At Tucoemas, our mission is clear: we strive to empower our members by providing them with accessible financial services and resources that enhance their lives. Whether it's personal banking options like checking and savings accounts, auto loans, or mortgage financing, we work hard to meet the unique needs of each member. We also offer online and mobile banking services that allow you to manage your finances conveniently from anywhere. In addition to serving our members' financial needs, we believe in giving back to the community. Through partnerships with local organizations and outreach programs, we aim to support initiatives that uplift those around us. Our commitment goes beyond just banking; it's about building relationships and fostering growth within Visalia and the surrounding areas. For any official correspondence, please note that our mailing address is PO Box 5011, Visalia, CA 93278. If you have questions or need assistance, don't hesitate to reach out at 559-737-8892. Join us at Tucoemas and experience the benefits of being part of a community-focused credit union that genuinely cares about your financial well-being. Explore what we offer today your journey towards better financial health starts here!

Branch Location & Accessibility

Welcome to Tucoemas, your friendly neighborhood credit union located at 614 S Akers in the heart of Visalia, California. We are proud to serve our members in Tulare County and beyond, providing a convenient spot for all your banking needs. Whether you're stopping by for personal banking services or seeking assistance with loans, we're here for you. Nestled near local landmarks, our branch is easy to find and access. With ample parking available right outside, visiting us is a breeze. We prioritize accessibility for all members; our location is ADA compliant, featuring ramps and other supportive features to ensure everyone can enjoy a smooth experience. Our lobby hours are designed with your busy schedule in mind, welcoming you from 9 AM to 5 PM on weekdays. Feel free to drop by anytime during these hours our dedicated team is eager to assist you with everything from checking accounts to auto loans. Plus, if you need quick cash withdrawals or balance checks, our ATM is readily available for your convenience. While members can visit us at 614 S Akers, official correspondence should be sent to our mailing address: PO Box 5011, Visalia, CA 93278. If you have any questions or need assistance before your visit, don't hesitate to call us at 559-737-8892. We look forward to welcoming you into the Tucoemas family! Stop by today and discover how we can help make your banking experience both pleasant and rewarding.

Member Eligibility

At Tucoemas, we believe that everyone deserves a supportive financial community. If you're looking to join us, becoming a member is a straightforward process that welcomes individuals who live, work, or attend school in our service area. Whether you're interested in personal banking services or community involvement, there's a place for you here. To get started, simply check out the detailed eligibility criteria at https://www.tucoemas.org/community/become-a-member. You'll find all the specifics you need to see if you qualify. Once you confirm your eligibility, opening an account with us is easy! Just visit our website at https://my.tucoemas.org/enroll, and you'll be guided through the simple steps to set up your membership. If you have any questions along the way, don't hesitate to reach out at (559) 737-8892. Join us at our branch located at 614 S Akers Visalia Ca 93277 and experience the benefits of being part of the Tucoemas family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to expand your operations or invest in new equipment. Our commercial loan products are designed to support your growth journey. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced marketplace, efficient payment processing can set you apart from the competition. Our merchant services offer reliable solutions for accepting payments, whether online or in-store, allowing you to focus on what really matters growing your business. Visit us at 614 S Akers Visalia Ca 93277 or call us at (559) 737-8892 to learn how we can support your business needs!

Comprehensive List Of Services

ATM Services

Need cash on the go? Our ATM & Cash Withdrawal Services ensure that access to your money is always within reach. With basic ATM access for withdrawals and balance checks available at convenient locations, managing your cash flow has never been simpler. At Tucoemas, we are proud to serve our community in Visalia and beyond. If you're ready to take control of your financial future or have any questions about our services, don't hesitate to contact us at (559) 737-8892 or visit us online at Akers Branch. Let's embark on this financial journey together!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our Auto Loans & Vehicle Financing services can help turn that dream into reality. We offer competitive rates and terms that fit your budget, whether you're buying new or used. With our straightforward application process, getting behind the wheel has never been easier.

Business Banking

For local entrepreneurs and business owners, our Business Banking services include everything from Merchant Services to Business Loans. We know how important it is to keep cash flowing in your business, so we work closely with you to provide the right financial tools for success.

Credit Cards with Rewards

Shopping and everyday expenses can earn you rewards when you use our Credit Cards with Rewards. Not only do they provide purchasing power, but they also reward you for using them making each transaction more rewarding.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. From checking balances to making transfers and paying bills seamlessly, our digital banking features make banking effortless.

Mortgage Loans & Refinancing

If homeownership is on your mind, look no further than our Mortgage Loans & Refinancing options. We guide you through the mortgage process to find a plan that suits your financial situation. Plus, if you already own a home, our refinancing options can help lower your monthly payments or tap into your home's equity.

Personal Banking

We understand that managing your finances can be challenging. That's why we offer Checking & Savings Accounts designed for convenience and accessibility. Our accounts come with features that make tracking your spending easy, ensuring you always stay on top of your finances. If you're planning a big purchase or just need some extra cash, our Personal Loans & Debt Consolidation options provide flexible solutions to help you reach your goals.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can manage your finances anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly platform at https://www.tucoemas.org/ makes it simple. You have the freedom to handle your banking tasks on your schedule without stepping foot into a branch.

Mobile Banking Made Easy

For those always on the go, our mobile application is a game-changer. With features like mobile payments and person-to-person transfers, you can send money to friends or make purchases directly from your phone with ease. Plus, you can access e-statements right from the app, keeping you organized and informed without paper clutter.

Security You Can Trust

Your security is our priority. While we currently do not support electronic signature authorization, rest assured that all transactions through our online banking are protected with the latest security measures to keep your information safe. You can bank confidently knowing that we take every precaution to safeguard your data.

Stay in Control

With access to real-time account management tools, you can track your spending and monitor transactions closely. This means you're always in control of your finances, whether you're at home or out running errands. At Tucoemas, we're committed to providing tools that empower you to manage your money efficiently and securely. Explore all our digital banking services today by visiting https://www.tucoemas.org/!

Financial Strength

Commitment to Innovation

With $30,726,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $1,325,733 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We take pride in having 71 full-time employees and 5 part-time employees ready to serve you with expertise and care. This dedicated team is here to ensure that every interaction you have with us is positive and productive.

Member Trust

Total Share Accounts: 43,014, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tucoemas is your trusted partner. Visit us at 614 S Akers Visalia Ca 93277 or call (559) 737-8892 to learn more about how we can help you achieve your financial goals.

Security in Savings

Members' savings are secured through $23,130,461 in share certificates and $10,969,329 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $32,072,362, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $915 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

We also support our members' dreams with $5,073 in used auto loans and $152,022,945 in total loans and leases. This strong lending capacity empowers you to achieve your financial goals across various sectors.

Loan Offering

Additional Loan Options

For those who need extra funds for personal projects or unexpected expenses, our credit lines totaling $110,453,561 are here to help. We focus on providing quick access to cash when you need it most. At Tucoemas, we prioritize your financial well-being and aim to make borrowing straightforward and accessible. If you're interested in refinancing or want to explore eligibility options for any of our products, please reach out at (559) 737-8892 or visit us at our branch located at 614 S Akers Visalia Ca 93277 in Visalia, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,901,586 in used vehicle loans and $15,513,496 in new vehicle loans already helping members get on the road. We provide financing options that make it easy for you to get behind the wheel of your next vehicle.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,760,891 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,960,395, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance an existing mortgage, we offer competitive rates and flexible terms to suit your needs.

Loan Aggregator

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Ensuring Accurate Comparisons

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