Tucoemas Credit Union Visalia CA | Convenient ATM Access & Services

Introduction

Welcome to Tucoemas at 5222 W Cypress Ave, Visalia, CA 93277, where our commitment to serving our members has been strong since we opened our doors in 1948. As a trusted credit union, we take pride in offering personalized financial services tailored to meet the needs of our community. With over 24,000 members and total assets exceeding $350 million, we stand as a pillar of support for individuals and families alike. At Tucoemas, we understand that your financial journey is unique. That's why we offer a wide range of services designed to help you achieve your goals whether it's saving for a new home, financing education, or simply ensuring you have the resources you need for everyday life. Our total deposits reach an impressive $23,987,886, and our total loans stand at 14,779, highlighting our dedication to providing accessible financial solutions. Led by our CEO, Brice Yocum, and Board President, Jason LeFaive, our team is here to guide you every step of the way. We currently employ 76 dedicated professionals who are ready to assist you with your banking needs. You can reach us at 559-737-5900 during lobby hours from Monday to Friday, 9:00 AM to 5:30 PM. While members can visit us at our branch location, official correspondence should be sent to PO Box 5011, Visalia, CA 93278. We invite you to explore more about what we offer by visiting our website at tucoemas.org. Join us today and become part of a community-focused institution where your financial success is our top priority!

Branch History & Mission

Our Journey

Since opening our doors, Tucoemas has been dedicated to supporting the financial needs of our members and their families. We take pride in being more than just a credit union; we are a part of your journey toward achieving financial wellness. With total assets now exceeding $350 million, we have made significant strides in enhancing our services and expanding our reach. This growth has allowed us to offer various products tailored to meet the diverse needs of our members. Over the years, we've embraced advancements in technology while ensuring that we remain accessible and member-focused. From online banking to mobile payments, we strive to provide convenient options that make managing finances easier for everyone. Our commitment to ADA compliance ensures that all members can access our services without barriers.

Our Mission

At Tucoemas, our mission is simple yet profound: to empower individuals and families by providing exceptional financial services while actively engaging with our community. We believe that when our members thrive, so does the entire community. That's why we are passionate about giving back through various outreach programs and partnerships designed to uplift those around us. We understand that financial education is crucial for long-term success. That's why we offer resources and workshops aimed at helping members make informed decisions about their finances. Whether you're saving for a home or planning for retirement, we're here to guide you every step of the way. While members can visit us at 5222 W Cypress Ave, official correspondence should be sent to PO Box 5011, Visalia, CA 93278. For any inquiries or assistance, feel free to contact us at 559-737-5900 during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM. As we look towards the future, we invite you to join the Tucoemas family. Experience firsthand how we can support your financial goals and contribute positively to the community together. Discover more about membership benefits here or open an account today. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Convenient Access and Amenities

At Tucoemas, we prioritize accessibility for all members. Our branch is equipped with features that comply with ADA standards, ensuring everyone can navigate easily. Parking is available right outside the entrance, so you won't have to worry about finding a spot. Please note that while you can visit us at 5222 W Cypress Ave for all your banking needs, official correspondence should be directed to our mailing address: PO Box 5011, Visalia, CA 93278.

Get in Touch!

If you have any questions or need assistance before visiting, feel free to give us a call at 559-737-5900. We look forward to welcoming you to the Tucoemas family! Stop by today and experience how we can help you achieve your financial goals right here in Visalia.

Operating Hours and Services Offered

We understand that your time is valuable. That's why our doors are open Monday through Friday from 9:00 AM to 5:30 PM. Whether you need to make a quick deposit or inquire about loan options, our friendly staff is here to assist you during these hours. While we currently offer ATM services only allowing for easy cash withdrawals and balance checks you can rest assured that we are dedicated to providing quality service with every interaction.

Member Eligibility

Becoming a member of Tucoemas is like joining a family that truly cares about your financial well-being. If you're in the Tulare County area and looking for a supportive community, you're already on the right path! To be eligible, you simply need to live, work, or go to school in the areas we serve, which makes it accessible for many people. We also welcome those related to current members, so if you have a friend or family member who's already with us, you can join too! For more details on eligibility criteria, feel free to check out our website at https://www.tucoemas.org/community/become-a-member. Opening an account with us is straightforward and welcoming. Just visit us at our branch located at 5222 W Cypress Ave Visalia Ca 93277, or you can start the process online through this link: https://my.tucoemas.org/enroll. If you have any questions along the way, don't hesitate to give us a call at (559) 737-5900. We're here to help you every step of the way as you become part of our thriving community at Tucoemas!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Imagine having the tools to accept payments seamlessly, manage transactions effortlessly, and keep your cash flow steady. Our merchant services are designed just for that. By providing easy payment processing options, we help you focus on what really matters growing your business. Visit us at 5222 W Cypress Ave Visalia Ca 93277 in Visalia, CA or give us a call at (559) 737-5900 to learn more about how our business banking services can support your success!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

One of the key services we offer is our ATM services. With basic ATM access, you can easily make withdrawals and check your account balance without stepping into the branch. Imagine being out shopping and needing some cash; simply find an ATM, and you're good to go! Our ATMs ensure that you have quick access to your funds when you need them most.

Accessibility

We also recognize the importance of accessibility in banking. That's why we ensure that our services are available during convenient hours: Monday through Friday from 9:00 AM to 5:30 PM. You can reach us anytime at 559-737-5900 for any inquiries or assistance you may need. At Tucoemas, we aim to build lasting relationships with our members by offering personalized service and a variety of financial products tailored just for you. If you're looking for a credit union that genuinely cares about its members' financial well-being, look no further! Ready to take the next step? Visit us today at our branch in Visalia or check out more about becoming a member on our website tucoemas.org. We look forward to serving you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer digital banking features that allow you to manage your finances from anywhere. With online banking and mobile payments, you can pay bills, transfer funds, and keep track of your spending all from the comfort of your home or on the go. Plus, our e-statements provide an easy way to keep track of your finances without cluttering up your mailbox.

Member-Centric Approach

At Tucoemas, we pride ourselves on our member-centric approach. We understand that each member has different financial goals and requirements. That's why we tailor our services to meet those specific needs. Our friendly staff is always ready to assist you with any questions or concerns regarding your accounts or transactions.

Digital & Online Banking

Convenient Online Services

With our online banking platform, available at https://www.tucoemas.org/, you can keep track of your finances 24/7. Check balances, pay bills, and transfer money with just a few clicks. Plus, if you prefer paperless options, we offer e-statements that are not only environmentally friendly but also help you stay organized.

Mobile Banking Made Easy

For those who like to bank from their smartphones, our mobile application is perfect for you. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is as simple as a tap on your screen. You can also enjoy real-time account management right in your pocket.

Security You Can Trust

We prioritize your security with every transaction. While we do not currently offer electronic signature authorization, our systems are built to protect your personal information and keep your transactions safe. You can bank confidently knowing we are committed to safeguarding your data. At Tucoemas, we're dedicated to making banking accessible and straightforward for all our members. Explore our digital services today and take control of your financial journey!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 43,014, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tucoemas is your trusted partner. Visit us at 5222 W Cypress Ave Visalia Ca 93277 or call (559) 737-5900 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to efficiency is reflected in our $1,325,733, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $30,726,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to offer $5,073 in used auto loans and $152,022,945 in total loans and leases, supporting our members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $23,130,461 in share certificates and $10,969,329 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $32,072,362, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $915 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued $86,901,586 in used vehicle loans and $15,513,496 in new vehicle loans, helping our members get on the road with confidence. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our competitive rates can make financing easier.

Credit Lines and Unsecured Loans

For those who need flexible spending options, we also provide credit lines totaling $110,453,561 to help manage larger purchases or unexpected expenses. Additionally, our unsecured credit card loans amounting to $13,760,891 offer members a way to maintain control over their finances without collateral requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $4,960,395, making buying or refinancing simple. We work with you to find the best terms for your situation, ensuring that home financing is as straightforward as possible.

Refinancing Options

If you currently have existing loans and are interested in exploring better rates or terms, our refinancing options may be just what you need. We encourage you to reach out for more information about eligibility and how we can assist with refinancing your existing debts. Our team is ready to answer any questions you might have about these products or help guide you through the application process. You can reach us at (559) 737-5900 or visit us at our branch located at 5222 W Cypress Ave Visalia Ca 93277 in Visalia, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to providing transparent information so that you can make informed decisions regarding your financial future.

Loan Aggregator

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