Tucoemas Credit Union Tulare CA | Affordable Auto Loans & Mortgage

Introduction

Welcome to Tucoemas, your trusted financial partner located at 2083 E Bardsley Ave, Tulare, CA 93274. Since our establishment in 1948, we have been dedicated to serving the needs of our community and providing exceptional financial services. With over 24,000 members and total assets amounting to an impressive $350,562,780, we are committed to helping you achieve your financial goals. At Tucoemas, we pride ourselves on offering a wide range of services tailored to fit your lifestyle whether it's personal banking, auto loans, or business solutions. Our team is here to assist you every step of the way, ensuring that your experience is smooth and rewarding. Currently, we hold a robust $23,987,886 in deposits and have approved loans exceeding 14,779 in number. This reflects our dedication to empowering members like you with the resources needed for success. While members can visit us at our Tulare branch, official correspondence should be sent to our mailing address: P O Box 5011, Visalia, CA 93278. We are always ready to help you navigate your financial journey with care and expertise. Led by our CEO, Brice Yocum, and Board President Jason LeFaive, our experienced team works tirelessly to foster a welcoming environment where all members feel valued. With a total of 76 employees, we ensure that personalized service is at the heart of what we do. We invite you to explore our website at tucoemas.org for more information about our services or to get in touch with us directly at (559) 687-1925. Together, let's build a brighter financial future!

Branch History & Mission

Community Focus

Tucoemas is more than just a credit union; we are deeply embedded in the Tulare community. Our outreach efforts include partnerships with local organizations and initiatives designed to improve the lives of residents. We believe in giving back, whether it's through financial literacy programs or supporting local events that bring people together. In today's fast-paced world, we've embraced technology without losing sight of personal service. Our digital banking solutions allow members to manage their finances easily through online platforms or mobile applications. Additionally, we maintain ATM availability for quick cash access, although we do not offer drive-thru services at this location.

Join Us!

As we look toward the future, we invite you to become part of our family at Tucoemas. Experience firsthand the benefits of membership and discover how we can help you achieve your financial dreams. Together, let's build a brighter future for ourselves and our community. For more information or to get started on your journey with us, visit tucoemas.org or give us a call at 559-687-1925. We can't wait to welcome you!

Our Mission

The mission of Tucoemas is simple yet profound: to enhance the financial well-being of our members and support the communities we serve. We understand that life can present challenges, and we strive to offer solutions through our diverse range of services from personal checking and savings accounts to auto loans and mortgage financing. Our aim is not just to be your bank but your partner in navigating life's financial journeys. While members can visit us at 2083 E Bardsley Ave, official correspondence should be sent to P O Box 5011, Visalia, CA 93278. Our operating hours are Monday through Friday from 9:00 AM to 5:30 PM, ensuring that we're available when you need us most.

Branch Location & Accessibility

Welcome to Tucoemas, your friendly credit union located at 2083 E Bardsley Ave in Tulare, CA! We understand that convenience is key when it comes to managing your finances, and our branch is perfectly situated to serve you. Nestled near local landmarks and easily accessible from major roads, we are here to help you with all your banking needs. While members can visit us at our Tulare location, official correspondence should be sent to P O Box 5011, Visalia, CA 93278. Our branch offers ample parking for your convenience and features ADA-compliant access to ensure that everyone can easily reach us. Our dedicated team is ready to assist you during our operating hours from Monday to Friday, 9:00 AM to 5:30 PM. Whether you're looking for personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need them. Unfortunately, we do not currently offer drive-thru banking or shared services at this location. However, our friendly staff is always eager to help you inside the branch. If you have any questions or need assistance, don't hesitate to give us a call at 559-687-1925. We invite you to stop by Tucoemas today! Experience the difference of banking with a community-focused credit union that puts your needs first.

Member Eligibility

At Tucoemas, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is easy! If you live, work, worship, or attend school in Tulare County, you're eligible to become a member. This means that whether you're looking for a friendly place to manage your finances or seeking personalized financial advice, we've got you covered. Plus, being a member comes with many benefits like competitive rates on loans and savings accounts tailored just for you. To get started on your journey with us at Tucoemas, simply visit us at 2083 E Bardsley Ave Tulare Ca 93274 or give us a call at (559) 687-1925. You can also find more details about membership eligibility by checking out our website at https://www.tucoemas.org/community/become-a-member . When you're ready to open an account, the process is simple and can be done online through our account opening page at https://my.tucoemas.org/enroll . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services offer practical benefits that can streamline operations for local businesses. Imagine having an easy way to process payments and manage transactions all while receiving personalized support from our dedicated team at Tucoemas. With us by your side, you can focus on what truly matters: growing your business and serving your customers. Visit us at 2083 E Bardsley Ave Tulare Ca 93274 in Tulare, CA or give us a call at (559) 687-1925 to learn more about how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans to highlight, we recognize the importance of flexible financing solutions in today's market. Our goal is to ensure that when opportunities arise, your business is ready to seize them.

Comprehensive List Of Services

Easy Access and Convenience

Convenience is key in today's fast-paced world, which is why our digital banking features are designed with you in mind. With Online & Mobile Banking, you can handle transactions anytime, anywhere. Our ATM services allow for easy cash withdrawals and balance checks without any hassle. Whether you're at home or on the go, our services ensure that banking is always within reach. Plus, with just one call to (559) 687-1925, our friendly staff can assist you with any questions regarding our offerings.

Join Us Today!

At Tucoemas, we take pride in being more than just a financial institution; we are a community partner committed to helping you achieve your financial dreams. Explore all the ways we can assist you by visiting us at Tulare or give us a call at (559) 687-1925. Join us today and discover how we can work together towards your financial success!

Personal Banking Solutions

When it comes to personal banking, we understand that every member has unique requirements. That's why we offer Checking & Savings Accounts designed to help you manage your finances effectively. With features like easy online access and mobile banking, you can check your balance or transfer funds right from your phone. If you're considering buying a car or need financing for a vehicle, our Auto Loans & Vehicle Financing options are here to help. We provide competitive rates and flexible terms, making the process straightforward and stress-free. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are tailored to fit various budgets and financial goals.

Support for Your Financial Goals

In addition to these services, we also offer Personal Loans & Debt Consolidation options that can assist you in managing existing debt or funding personal projects. Need a little extra cash? Our Credit Cards with Rewards provide not just purchasing power but also benefits that reward your spending. For small business owners, Tucoemas offers comprehensive Business Banking Services, including Merchant Services & Business Loans that can help you grow and sustain your operations. We believe in supporting local businesses because they are the backbone of our community.

Digital & Online Banking

Key Features

One of the highlights of our service is the availability of e-statements. You can receive all your bank statements electronically, helping you reduce paper clutter while also being environmentally friendly. And if you're looking to make quick payments or send money to friends and family, our person-to-person transfer feature allows you to do just that with ease. Are you a fan of mobile payments? You'll love that we support this feature too! It lets you make secure transactions using just your smartphone perfect for those busy days when you don't have time to pull out your wallet.

Security and Accessibility

Your security is a top priority for us. Although we currently do not offer electronic signature authorization, rest assured that all our online platforms have robust security measures in place to protect your personal information. We strive to keep everything safe so you can focus on what matters most. In short, our digital banking services at Tucoemas are tailored for accessibility and real-time account management. Whether you're at home or on the move, managing your money has never been easier. Experience the freedom and peace of mind that comes with having a bank right in your pocket!

Financial Strength

Committed Team

Our $1,325,733 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a growing number of 43,014, we have built a strong member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tucoemas is your trusted partner. Visit us at 2083 E Bardsley Ave Tulare Ca 93274 or call (559) 687-1925 to learn more about how we can help you achieve your financial goals.

Reinvestment for Growth

With $30,726,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means you can trust that we're always looking for ways to improve your experience. Our lending capacity supports members' financial goals across various sectors with $5,073 in used auto loans and $152,022,945 in total loans and leases. We're here to help you achieve what matters most to you.

Secure Savings Opportunities

Members' savings are secured through $23,130,461 in share certificates and $10,969,329 in money market shares, offering stable and rewarding financial growth opportunities. These products not only protect your investments but also help them grow over time. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $32,072,362, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation reflects our commitment to your financial success. Our net worth ratio of $915 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,901,586 in used vehicle loans and $15,513,496 in new vehicle loans already helping members get on the road. We provide flexible terms that can be customized to fit your budget. Plus, if you're considering refinancing your existing auto loan, we can help you explore eligibility options for that too.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,960,395, make buying or refinancing simple. We guide you through every step of the process so that you can focus on making your new house a home.

Personal and Business Financing

In addition to our personal loan offerings, we cater to business owners with financing solutions tailored for growth and expansion. Although currently we do not have outstanding commercial loans, our dedicated team is here to assist you in finding the right solution when you're ready. If you're interested in learning more about any of our loan products or would like to discuss your eligibility options further, please reach out! You can visit us at 2083 E Bardsley Ave Tulare Ca 93274 in Tulare, CA, or give us a call at (559) 687-1925. For more information about becoming a member and accessing our services, check out our website at https://www.tucoemas.org/ . Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here at Tucoemas!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,760,891 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit you while you spend.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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TUCOEMAS FEDERAL CREDIT UNION