Tucoemas Credit Union Porterville CA | Affordable Auto Loans & Mortgage Financing

Introduction

At Tucoemas, we believe in building a strong community through financial empowerment and trust. Located at 1389 W Henderson Ave, Porterville, CA 93257, our credit union has been serving members since 1948. With a commitment to personal service and competitive products, we have grown to support over 24,182 members. Our dedicated team of 76 employees, led by CEO Brice Yocum and Board President Jason LeFaive, is here to help you achieve your financial goals. Whether you're looking for a new auto loan, savings account, or mortgage refinancing, we offer a range of services designed with you in mind. We manage total assets of $350,562,780 and ensure your deposits are safe with us currently totaling $23,987,886. Our strong net worth of $32,072,362 reflects our stability and commitment to our members' needs. While you can visit us at the address mentioned above for all your banking needs, if you need to send official correspondence, please direct it to our mailing address: P O Box 5011, Visalia, CA 93278. At Tucoemas, we pride ourselves on being more than just a financial institution; we are your partners in progress. Join us today and experience the benefits of membership firsthand! For any inquiries or assistance, feel free to call us at 559-784-8528. Visit our website at tucoemas.org for more information about our services and how you can become a member.

Branch History & Mission

Our Mission

At Tucoemas, our mission is clear: we aim to enhance the financial well-being of our members while supporting the broader community. We believe in offering more than just banking services; we strive to make a positive impact through community outreach and partnerships that foster local growth. Whether it's providing financial education or supporting local initiatives, we're dedicated to being more than just a credit union we're your partner in success. While members can visit us at our branch location for all their banking needs during our operating hours from Monday to Friday, 9:00 AM - 5:30 PM, official correspondence should be sent to P O Box 5011, Visalia, CA 93278 if needed. Our branch offers ATM availability for your convenience but does not currently feature drive-thru services. As we look toward the future, we remain committed to leveraging digital advancements for enhanced member experiences. From online banking and mobile payments to e-statements and person-to-person transfers, we are here to make banking easier for you. We invite you to join the Tucoemas family and experience firsthand how we can support your financial journey. Visit us today or explore more about becoming a member on our website Tucoemas. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to your friendly neighborhood Tucoemas branch located at 1389 W Henderson Ave in Porterville, CA! We're committed to making your banking experience as convenient and accessible as possible. Our branch is situated near local landmarks, making it easy to find us while you're out and about. Whether you're visiting the nearby shopping centers or enjoying the beautiful parks in the area, stopping by for your banking needs is a breeze. At Tucoemas, we understand that accessibility matters. Our location features ADA-compliant facilities, ensuring that everyone can easily access our services. You'll find ample parking available right outside the branch, making it simple to pop in for assistance or to manage your accounts. We're open Monday through Friday from 9:00 AM to 5:30 PM, so you can visit us during your lunch break or after work. If you prefer to bank on the go, we also offer ATM services for quick cash withdrawals and balance inquiries anytime you need them. While our branch does not currently feature drive-thru service, our friendly staff is always ready to assist you inside. We pride ourselves on providing a range of services tailored to meet your personal and business banking needs from checking and savings accounts to auto loans and credit cards with rewards. If you have any questions or need assistance, don't hesitate to give us a call at 559-784-8528. We look forward to serving you at Tucoemas! And remember, while members can visit us at our branch location, official correspondence should be sent to P O Box 5011, Visalia, CA 93278. Come see us today and discover how we can help with all your banking needs!

Member Eligibility

At Tucoemas, we believe that becoming a member is like joining a close-knit community where everyone supports each other. If you're interested in joining us, you'll be happy to know that membership is open to anyone who lives, works, or worships in our community. We also welcome family members of existing members, ensuring that your loved ones can benefit from our services too. By choosing Tucoemas, located at 1389 W Henderson Ave Porterville Ca 93257, you gain access to a wide range of financial products designed with your needs in mind, from savings accounts to auto loans and more. Getting started is easy! You can find detailed eligibility criteria by visiting https://www.tucoemas.org/community/become-a-member. If you're ready to open an account, just head over to https://my.tucoemas.org/enroll. Should you have any questions or need assistance along the way, don't hesitate to reach out at (559) 784-8528. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine your customers easily paying for products or services at the point of sale. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From credit card processing to online payments, we provide tools that help you serve your customers efficiently and effectively. Visit us at 1389 W Henderson Ave Porterville Ca 93257 in Porterville, CA, or call us at (559) 784-8528 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking Services

If you're a small business owner, we've got you covered with our business banking services, including merchant services and business loans. Our goal is to help your business thrive by providing the tools necessary to manage cash flow efficiently.

Convenient Access Anytime, Anywhere

At Tucoemas, we prioritize convenience with features like ATM access and cash withdrawal services available 24/7. Use our mobile app for easy transactions such as balance checks and person-to-person payments, all designed to put you in control of your finances without hassle. We invite you to explore how these services can meet your financial needs at Porterville. For more information about becoming a member or opening an account, visit us online at https://www.tucoemas.org/ or call us at (559) 784-8528 today! Let's take this journey together towards achieving your financial dreams!

Flexible Loan Options

For those unexpected expenses or financial goals, our personal loans and debt consolidation services can provide the relief you need. With straightforward terms and competitive rates, these loans can help simplify your payments or give you the boost needed for that special project.

Home Ownership Support

Owning a home is an important milestone, and our mortgage loans and refinancing options make it more achievable than ever. We guide you through the mortgage process, offering personalized solutions based on your financial situation. Whether it's your first home or a new investment property, we're here to support you.

Personal Banking Solutions

We offer comprehensive personal banking options, including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation, planning for retirement, or just managing day-to-day expenses, our accounts come with features designed for convenience and accessibility. Imagine having instant access to your funds through online banking and mobile applications, making it easier than ever to keep track of your finances on the go.

Rewarding Credit Card Choices

Experience the benefits of spending with our credit cards with rewards program. Earn points for every purchase and redeem them for exciting rewards. It's like getting paid back for the things you already buy!

Vehicle Financing Made Easy

If you're looking to purchase a new car or refinance your current auto loan, our auto loans and vehicle financing options are here for you. We work closely with our members to find competitive rates that fit their budgets. Picture yourself cruising in that new car while knowing you secured a great deal with help from our expert team.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check your balances, pay bills, and transfer funds whenever it suits you. You can easily set up e-statements, eliminating the need for paper statements and making it easier to keep track of your finances sustainably. Plus, with our mobile application, you can manage your accounts on the go whether you're commuting or relaxing at home. For those who prefer using their phones for payments, our mobile payments feature allows quick and secure transactions right from your device. Sending money to friends or family is also a breeze with our person-to-person transfer option perfect for splitting bills or sending gifts.

Security and Ease of Use

Your security is our top priority. While we currently do not offer electronic signature authorization for transactions, rest assured that all online banking activities are protected with robust security measures. This way, you can confidently manage your accounts without worrying about unauthorized access. With Tucoemas's digital banking services, you'll find everything designed to fit seamlessly into your busy life. Whether you're checking on investments or transferring funds, our tools are built for ease of use and real-time account management. Experience the freedom of banking anytime, anywhere!

Financial Strength

At Tucoemas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to provide a solid foundation for your financial journey, ensuring you can trust us with your hard-earned money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $32,072,362, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $915 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $23,130,461 in share certificates and $10,969,329 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,726,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,073 in used auto loans and $152,022,945 in total loans and leases. Our operations reflect our efficiency with a net income of $1,325,733, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares (funds available for lending and investments) totaling $0, alongside a robust member base reflected by our total share accounts of 43,014, you can be confident that your finances are in good hands at Tucoemas. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tucoemas is your trusted partner. Visit us at 1389 W Henderson Ave Porterville Ca 93257 or call (559) 784-8528 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $86,901,586 in used vehicle loans and $15,513,496 in new vehicle loans to help members get on the road with confidence. Whether you're considering a brand-new model or a reliable used vehicle, our financing solutions are tailored to fit your budget.

Credit Lines and Refinancing Options

For those who prefer flexibility in their borrowing choices, we have credit lines available totaling $110,453,561. Additionally, if you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is here to guide you through the process easily. Tucoemas is committed to providing personalized service that meets your unique financial situation. Our diverse loan offerings ensure that whatever your goal may be whether it's securing reliable transportation or achieving homeownership we have the right solution for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our services further by visiting tucoemas.org or drop by our branch today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. With Junior Lien 1-4 Family Residential Properties loans totaling $4,960,395, we provide flexible terms that help ease the path to owning your dream home.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans. With a total of $13,760,891 in loans helping members manage their finances effectively, our credit cards provide the convenience you need without added stress.

Loan Aggregator

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