TTCU Owasso OK Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ttcu, your trusted credit union in Owasso, OK! Established in 1934, we have been dedicated to serving our community for nearly a century. With a strong commitment to our members, we proudly support 152,453 individuals and families who rely on us for their financial needs. Located at 11725 E 96Th St N, our branch is easily accessible, ensuring you can reach out to us whenever you need assistance. For official correspondence, please send mail to the same address. We encourage you to explore all the services we offer, from personal banking solutions like checking and savings accounts to specialized loans for vehicles and homes. At Ttcu, we believe that sound financial health starts with strong relationships. That's why we've built an impressive portfolio of over $2.58 billion in total assets and maintain $212.89 million in deposits for our valued members. Our financial stability is reflected in our net worth of $354.46 million and cash on hand amounting to $24.18 million. Our dynamic team of 441 employees, led by CEO Shelby Beil and Board President Saundra Ford, is here to ensure you receive personalized service every step of the way. We are proud of our reputation as a member-centric institution that prioritizes your needs above all else. We invite you to visit us during our lobby hours from Monday to Friday, 9:00 AM - 6:00 PM, or give us a call at 918-749-8828 for any inquiries or assistance. Join us at Ttcu and experience the difference of being part of a community-focused credit union! For more information about our services, check out our website at ttcu.com.

Branch History & Mission

Welcome to Ttcu in beautiful Owasso, OK! Since our doors opened in 1934, we have proudly served our community with a commitment to providing outstanding financial services and support. Over the years, we have grown alongside our members, adapting to their needs and becoming a trusted partner in their financial journeys. Located at 11725 E 96Th St N Owasso Ok 74055, just a stone's throw away from local landmarks, our branch is more than just a place to bank it's a community hub. We are dedicated to building lasting relationships with our members, which is why we have welcomed over 152,453 members into the Ttcu family. Our total assets now stand at an impressive $0}, reflecting our stability and the trust placed in us by our community. At the heart of our mission is a desire to empower individuals and families through personalized financial solutions. We believe that everyone deserves access to quality banking services, whether it's for opening checking and savings accounts, securing auto loans, or planning for homeownership through mortgage financing. We also offer various services tailored for businesses, ensuring all our members can thrive. In addition to traditional banking, we embrace modern technology to enhance your banking experience. With options like online banking and mobile applications, managing your finances has never been easier. We are proud to say that we are ADA compliant, ensuring accessibility for all of our members. While members can visit us at 11725 E 96Th St N Owasso Ok 74055, official correspondence should be sent to 11725 E 96 St N, Owasso, OK 74055. Our team is here for you during the following operating hours: Lobby Hours from Monday to Friday, 9:00 am to 6:00 pm; Drive-Thru Hours from Monday to Friday, 8:00 am to 6:00 pm; and Saturday from 9:00 am to 1:00 pm. Community outreach is another pillar of our mission. We actively participate in local initiatives and partnerships that strengthen the neighborhoods we serve. Whether it's sponsoring events or offering financial education workshops, we strive to make a positive impact beyond banking. We invite you to join us on this journey! Experience firsthand the benefits of membership at Ttcu your trusted partner in financial success. Feel free to reach out at (918) 749-8828 or visit us online at https://www.ttcu.com/ for more information on how we can assist you today!

Branch Location & Accessibility

Welcome to Ttcu, your friendly neighborhood credit union located at 11725 E 96Th St N Owasso Ok 74055 in the heart of Owasso, OK. Our branch is conveniently situated near popular spots like the local shopping centers and parks, making it easy for you to drop by whether you're running errands or enjoying a day out. At Ttcu, we prioritize accessibility for all our members. The branch is equipped with ADA-compliant features, including ramps and designated parking spaces, ensuring that everyone can access our services without hassle. If you're looking for a quick banking experience, take advantage of our drive-thru service, available Monday through Friday from 8:00 AM to 6:00 PM, which allows you to complete your transactions without leaving your car. Our lobby hours are equally accommodating, opening from 9:00 AM to 6:00 PM on weekdays and even welcoming members on Saturday mornings. Whether you want to open a new account or simply have questions about our services, our team is here to help. For those who prefer digital banking solutions, we offer a variety of online and mobile banking options. Plus, with an ATM available right on-site, accessing your funds has never been easier. While members can visit us at 11725 E 96Th St N Owasso Ok 74055, official correspondence should be sent to 11725 E 96 St N, Owasso, OK 74055 if different. Have any questions? Feel free to give us a call at (918) 749-8828. We look forward to serving you!

Member Eligibility

At Ttcu, we believe that joining our community is not just about banking; it's about becoming part of a supportive family. To become a member, you'll find that the process is designed to be simple and inclusive. If you live, work, worship, or attend school in the Owasso area, you're likely eligible to join us! We also welcome members from specific organizations and associations linked to our credit union. For the most detailed information on eligibility criteria, feel free to check out this resource: https://www.ttcu.com/resources/learn/blog/blog/2024/07/25/maximizing-your-membership. Once you know you're eligible, opening an account with us is straightforward and inviting. Whether you're interested in checking and savings accounts or loans tailored to your needs, we're here to help you every step of the way. You can start your membership journey by visiting us at 11725 E 96Th St N Owasso Ok 74055 or giving us a call at (918) 749-8828. Explore all the benefits of being part of Ttcu we can't wait to welcome you! For more information about account opening, visit https://homeloan.ttcu.com/#/milestones?loantype=mortgage.

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, our merchant services simplify everyday transactions. Imagine a busy day at your café where customers can pay easily through various methods this not only enhances customer satisfaction but also keeps your cash flow smooth. Our tools help you manage payments efficiently, giving you more time to focus on what you love: growing your business. Located at 11725 E 96Th St N Owasso Ok 74055 in Owasso, OK, we're here to partner with you on your journey. Call us today at (918) 749-8828 to explore how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local business owners, we offer robust business banking services that include merchant services and business loans. We know how vital it is for businesses to have reliable financial support, so we're committed to helping you thrive.

Convenient Access Points

We recognize the importance of accessibility in banking. That's why we have ATM services available for quick cash withdrawals and balance checks, as well as basic drive-thru banking for simple transactions like deposits and withdrawals. Additionally, we support shared branch transactions for partner credit union members, giving you more flexibility when managing your finances.

Digital Banking Features

Our digital banking features enhance your experience even further. With online banking options available 24/7, you can check balances, transfer funds, pay bills, and more all from the comfort of home. Plus, if you're always on the go, our mobile application allows you to manage your accounts right from your smartphone. At Ttcu, we're dedicated to making banking easier for everyone in Owasso and beyond. If you have any questions about our services or would like assistance getting started with an account, don't hesitate to reach out! Give us a call at (918) 749-8828 or visit us today at 11725 E 96Th St N Owasso Ok 74055. We're excited to help you achieve your financial goals!

Personal Banking Solutions

We understand that managing your finances is essential. That's why we offer personal banking services, including checking and savings accounts tailored to fit your lifestyle. Our accounts come with various features that make day-to-day banking simple and convenient. Imagine easily accessing your money through online and mobile banking, allowing you to manage your finances right from your smartphone or computer. When it comes time to purchase a vehicle, our auto loans and vehicle financing options make it easy for you to get behind the wheel. With competitive rates and flexible terms, driving off in your dream car is just a few steps away. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services provide expert guidance throughout the process, ensuring you find the best option for your situation. If you're faced with unexpected expenses or want to consolidate debt, our personal loans can give you the financial relief you need without hassle. Plus, with our credit cards with rewards, every purchase can bring you closer to exciting perks.

Digital & Online Banking

Mobile Convenience

For those who like to manage their finances on the move, our mobile application is ready for download. It offers all the features of our online banking platform right at your fingertips! Whether you're making person-to-person transfers or checking account activity, it's all just a tap away. And while we currently don't support mobile payments, our app still provides a comprehensive suite of tools that make banking straightforward.

Online Banking Made Simple

Our 24/7 online banking services allow you to access your accounts anytime, anywhere. You can view transactions, pay bills, and even set up e-statements for easy record-keeping. Plus, with electronic signature authorization, signing documents is a breeze no need to print or scan anything. If you prefer paperless options, rest assured that e-statements are available to help you stay organized while reducing clutter.

Security You Can Trust

Your security is our top priority. Our online banking services are designed with robust security measures to protect your personal information and financial data. We know how important it is to feel safe when accessing your accounts digitally. At Ttcu, we're committed to providing you with the best banking experience possible. With easy access to real-time account management and user-friendly features, handling your finances has never been more convenient. Discover how our digital services can simplify your life today!

Financial Strength

A Growing Member Base

Total Share Accounts stand at 302,901, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ttcu is your trusted partner. Visit us at 11725 E 96Th St N Owasso Ok 74055 or call (918) 749-8828 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $342,847,088 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $22,704 in used auto loans and $1,421,453,871 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $655,506,094 in share certificates and $261,889,530 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $157,512,301, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $5,092,034, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 439 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $354,463,667, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $391,062,386 in used vehicle loans and $139,220,161 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, making it easier for you to find the right financing option. Plus, if you're considering refinancing an existing auto loan, we can help with that too.

Business Loans

For business owners, while we currently do not have outstanding commercial loans available, we are dedicated to supporting local businesses in other ways. If you're interested in exploring future options or need assistance with other financial products, feel free to reach out. At Ttcu, we're here for all your lending needs. You can contact us at (918) 749-8828 or visit us at 11725 E 96Th St N Owasso Ok 74055 in Owasso, OK. For more information on eligibility and services, check out our website at https://www.ttcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you in achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $60,385,368 in loans helping members manage their finances effectively. Our credit cards come with various benefits tailored to fit your lifestyle and spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $126,275,667, make buying or refinancing simple. We provide personalized service to guide you through the mortgage process, ensuring you understand every step along the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to find the best option for their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable the tool is for everyday borrowers. Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality means that users receive fair and transparent offers every time they search for loans.

TTCU FEDERAL CREDIT UNION - Owasso, OK

Compare Loan Rates Near You

Loan rates in Owasso, OK (74055)