Ttcu Edmond OK Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Ttcu, your trusted financial partner located at 15104 N Pennsylvania Avenue, Edmond, OK 73013. Since our establishment in 1934, we have proudly served our community and fostered a welcoming environment for all our members. With over 152,453 members, we are dedicated to providing personalized service that meets your unique financial needs. At Ttcu, we believe in empowering our members with the resources they need to thrive. Our total assets of $2,585,322,401 reflect our stability and commitment to secure banking solutions. Whether you're looking for checking and savings accounts, auto loans, or mortgage financing, we've got you covered with a comprehensive range of products designed just for you. While you can visit us at our branch in Edmond, official correspondence should be sent to PO Box 7855, Edmond, OK 73083-7855. Our friendly team is always ready to assist you with any inquiries. Feel free to reach out to us at 800-234-8828 during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to Noon. Under the leadership of CEO Shelby Beil and Board President Saundra Ford, we strive to create a positive impact in the lives of our members and the community at large. With an impressive net worth of $354,463,667 and cash reserves of $24,182,949, we are well-equipped to support your financial goals. Join us today at Ttcu and experience the difference of being part of a credit union that truly cares about its members. Visit our website at ttcu.com for more information or stop by our branch we're here for you!

Branch History & Mission

Welcome to Ttcu, where our story is deeply rooted in the community of Edmond, OK. Since opening our doors in 1934, we have been committed to serving our members and helping them achieve their financial goals. Over the years, we have grown alongside our community, currently boasting a proud membership of over 152,453 individuals who trust us with their financial well-being. Located at 15104 N Pennsylvania Avenue Edmond Ok 73013, right in the heart of Edmond, we are easily accessible for all your banking needs. Our branch features modern amenities, including an ATM for quick transactions and a drive-thru service for added convenience. Whether you're stopping by to open an account or conduct basic transactions, our friendly staff is here to assist you. Our mission at Ttcu extends beyond providing financial services. We aim to empower our members by offering a range of products tailored to their needs be it personal banking, auto loans, mortgage financing, or credit card options. We believe in fostering financial literacy and supporting local initiatives that strengthen our community ties. In addition to traditional banking services, we have embraced digital advancements that make banking easier than ever. With options for online banking and e-statements, members can manage their accounts from anywhere. We also ensure ADA compliance so that all members can access our services without barriers. As part of our commitment to the community, we actively participate in outreach programs and partnerships that contribute to local development and support those in need. Our dedicated team is always on the lookout for ways to give back and make a positive impact in the lives of our members. If you are seeking a financial partner that truly cares about your success, look no further than Ttcu. Join us today and experience the benefits of being part of a credit union that values its members and strives for excellence every day. For inquiries or assistance, feel free to call us at (800) 234-8828 or visit our website at https://www.ttcu.com/ . We can't wait to welcome you!

Branch Location & Accessibility

Welcome to Ttcu located at 15104 N Pennsylvania Avenue Edmond Ok 73013 in beautiful Edmond, OK! We're proud to be a part of the community, providing accessible financial services to our members. Our branch is conveniently situated near local landmarks, making it easy for you to stop by during your day. At Ttcu, we understand how important it is for our members to access banking services with ease. Our branch features ample parking and is designed with accessibility in mind, including ADA-compliant ramps and entrances. Whether you're visiting us for personal banking or looking to explore loan options, our friendly staff is here to assist you. We offer flexible operating hours for your convenience. You can visit us Monday through Friday from 9:00 am to 6:00 pm, and on Saturday from 9:00 am to noon. If you need service outside of these hours, our drive-thru is available Monday through Friday from 7:30 am to 6:00 pm, ensuring that you have access when it works best for you. For those who prefer self-service options, we provide ATM availability right at our location. Plus, if you're a member of a partner credit union, you can take advantage of shared service transactions. While members can visit us at 15104 N Pennsylvania Avenue Edmond Ok 73013, official correspondence should be sent to our mailing address at PO Box 7855, Edmond, OK 73083-7855. If you have any questions or would like more information about our services including personal accounts, auto loans, and mortgages feel free to give us a call at (800) 234-8828. We look forward to serving you and helping you with all your financial needs!

Member Eligibility

At Ttcu, we believe in creating a welcoming community where everyone can thrive. If you're looking to join us at our Edmond branch located at 15104 N Pennsylvania Avenue Edmond Ok 73013, becoming a member is simple and inclusive! Whether you live, work, worship, or attend school in the area, you may qualify for membership. We encourage families and friends to join together, as our membership extends to those related to existing members too. This means more than just banking; it's about being part of a supportive network that offers great services tailored to your needs. Joining Ttcu comes with many advantages, including access to competitive loan rates, personalized service, and various financial products designed just for you. The account opening process is straightforward just visit our website for more details on how to get started. If you have any questions or need assistance, feel free to reach out at (800) 234-8828. For further information on eligibility criteria, check out our detailed guide at https://www.ttcu.com/resources/learn/blog/blog/2024/07/25/maximizing-your-membership . We can't wait for you to become a part of our family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer practical merchant services designed to streamline your daily operations. Imagine effortlessly processing payments from customers using various methods, whether they prefer credit cards, mobile payments, or even online transactions. Our solutions simplify your cash flow management so you can focus on what matters most growing your business. Located at 15104 N Pennsylvania Avenue Edmond Ok 73013 in Edmond, OK, our team is here to help you navigate your options. Connect with us today at (800) 234-8828 to learn more about how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash on the go? Our ATM services provide hassle-free access for withdrawals and balance checks. For quick transactions without stepping inside, take advantage of our Basic Drive-Thru Banking, where you can easily make deposits and withdrawals. Additionally, if you're a member of a partner credit union, our Basic Shared Branch Transactions allow you to conduct essential banking activities like deposits and withdrawals seamlessly. At Ttcu, we believe in providing services that cater not just to your financial needs but also enhance your overall banking experience. With a commitment to accessibility and service excellence, we strive to make banking simple and convenient for everyone in our community. For more information about our offerings or to get started today, visit us online at Quail Springs or call us at (800) 234-8828. We look forward to serving you!

Business Banking

We also recognize that businesses require specialized financial support. Our Business Banking services include Merchant Services & Business Loans, helping local enterprises thrive. Whether you're just starting out or looking to expand, we're here to help you navigate your financial landscape.

Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options, allowing you to manage your accounts from anywhere at any time. Our digital features include secure access to account balances, transaction history, and easy fund transfers through our Person-to-Person payment system.

Personal Banking

Managing your personal finances is easier with our comprehensive personal banking options. We offer Checking & Savings Accounts tailored to fit various lifestyles and savings goals. Need a vehicle? Our Auto Loans & Vehicle Financing solutions are designed to make car ownership accessible and affordable. If you're looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and expert guidance. For those unexpected expenses or debt consolidation needs, our Personal Loans can be a helpful resource. Additionally, enjoy the benefits of our Credit Cards with Rewards, which let you earn points for purchases while managing your spending effectively.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, ensuring that you can check balances, make transfers, and pay bills whenever it suits you. Whether you're at home or on the go, real-time account management is right at your fingertips. You can also enjoy electronic statements for easy access to your financial information, helping you stay organized without the hassle of paper clutter. If you need to send money quickly, our person-to-person transfer feature makes it easy to send funds directly to friends or family with just their email or phone number. Plus, our mobile application offers all these features in a handy app that fits right in your pocket.

Security and Ease-of-Use

Security is a top priority at Ttcu. We utilize advanced technology to protect your personal information and transactions. Our electronic signature authorization option adds an extra layer of security when signing important documents online, giving you peace of mind while conducting business from home. While we currently do not offer mobile payments, our focus remains on providing essential services that help you manage your finances effectively. We're committed to making banking simple and accessible for everyone. So whether you're checking your balance during lunch or transferring money late at night, Ttcu has the tools you need to bank with confidence and ease! For more details on how to get started with our online services, visit us at https://www.ttcu.com/ today!

Financial Strength

A Growing Community

We're proud to have total share accounts numbering 302,901, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ttcu is your trusted partner. Visit us at 15104 N Pennsylvania Avenue Edmond Ok 73013 or call (800) 234-8828 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $655,506,094 in share certificates and $261,889,530 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $157,512,301, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 439 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $342,847,088 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $22,704 in used auto loans and $1,421,453,871 in total loans and leases supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $354,463,667, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $391,062,386 in used vehicle loans and $139,220,161 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, our financing options make it easy to hit the road with confidence.

Credit Lines

Our total credit lines amount to $544,680,258, giving you access to funds when you need them. This flexibility allows you to tackle various expenses without the stress of high-interest rates typically associated with other borrowing methods. We also provide refinancing options for many of our loan products. If you're interested in exploring eligibility for any of our offerings or want more details about how we can assist you financially, don't hesitate to reach out! You can contact us at (800) 234-8828, visit us at 15104 N Pennsylvania Avenue Edmond Ok 73013, or check out our website for more information: https://www.ttcu.com/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us today at Ttcu and let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $126,275,667, make buying or refinancing simple. We provide personalized guidance through the process, ensuring you understand your choices and feel secure in your decisions.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $60,385,368 in loans helping members manage their finances effectively. With no collateral required, you can use these funds for whatever you need most be it emergencies or unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike some platforms that prioritize lenders based on paid promotions, LendMesh provides unbiased results. Your needs come first. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness and reliability. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you receive fair and transparent offers, as the information is drawn from reliable sources within the financial sector.

TTCU FEDERAL CREDIT UNION