TruWest Austin TX Credit Union | Best Auto Loans & Business Banking

Introduction

At Truwest, we believe in building lasting relationships with our members. Located at 13609 N Interstate 35 Bldg 4, Austin, TX 78753, our branch is not just a place to handle finances; it's a hub of community support and trust. Established in 1952, we have been serving our members for over seven decades, creating a solid foundation built on integrity and commitment. With 90,134 members counting on us, we take pride in managing over $1.74 billion in assets and providing loans totaling 56,879 to help our members achieve their dreams. Our total deposits stand at an impressive $160,847,757, showcasing the confidence our community places in us. Under the leadership of CEO Chris Kearney and Board President Mike Moulton, our team of 268 dedicated employees works tirelessly to ensure that your banking experience is seamless and supportive. We offer a variety of services from personal checking accounts to auto loans, mortgage options, and business banking solutions. While members can visit us at our physical location, you can also explore all we have to offer online at Truwest.org. Our lobby hours are convenient open from 9 a.m. to 5 p.m. Monday through Friday, and 10 a.m. to 2 p.m. on Saturdays making it easy for you to stop by or give us a call at 512-252-6000. Join us today and discover how Truwest can help you navigate your financial journey with confidence!

Branch History & Mission

At Truwest, our story began in 1952 when we first opened our doors in Austin, Texas. Over the decades, we have grown and evolved into a trusted financial partner for our community. Today, we proudly serve over 90,000 members, helping them achieve their financial goals with personalized services tailored to meet their needs. Located at 13609 N Interstate 35 Bldg 4, Austin, TX 78753, our branch is easily accessible and close to local landmarks that resonate with our members. Whether you're stopping by for a quick transaction or seeking guidance on financial planning, you'll find a welcoming environment filled with dedicated staff ready to assist you. Our mission at Truwest is simple yet powerful: to provide exceptional financial services while positively impacting the communities we serve. We believe in empowering our members through education and support, ensuring they have the tools needed for a secure financial future. This commitment goes beyond just banking; it extends into community outreach efforts and partnerships that aim to uplift those around us. As part of our dedication to innovation and accessibility, we offer digital banking options alongside traditional services. From online banking to mobile payments, we ensure that managing your finances is convenient and user-friendly. Our facilities are ADA compliant and include drive-thru banking for added convenience making it easier for everyone to access their accounts. Truwest also values collaboration with other credit unions through shared service centers. This allows us to extend our reach and provide even more resources to our members. We're here not just as a financial institution but as an active participant in the Austin community. If you're looking for a credit union that prioritizes your needs and invests in your future, look no further than Truwest. Join us today and experience the difference of being part of a member-focused organization that truly cares about your success. For more information or assistance, don't hesitate to call us at 512-252-6000 or visit our website at Truwest.org. Your journey toward better banking starts here!

Branch Location & Accessibility

Accessibility Features

At Truwest, we understand that accessibility is important for all our members. Our branch complies with ADA standards, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. Additionally, we offer ample parking right outside the building so you won't have to worry about finding a spot when you come by.

Get in Touch

Have questions or want more information? Feel free to call us at 512-252-6000. Our friendly team is here to assist you! We invite you to stop by and discover how Truwest can help you achieve your financial goals in a welcoming atmosphere. Whether you're new to the area or have been a long-time resident of Austin in Travis County, we look forward to serving you at Truwest!

Operating Hours

We know your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open from 9 a.m. to 5 p.m., Monday through Friday, and from 10 a.m. to 2 p.m. on Saturdays. If you're looking for convenience, our drive-thru service operates until 6 p.m. on weekdays and is also available on Saturdays during lobby hours.

Services Offered

At Truwest, we offer a variety of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Need to make a quick deposit or withdrawal? Our drive-thru banking makes it simple and efficient. Plus, if you're a member of another participating credit union, you can take advantage of shared services right here at our location.

Member Eligibility

Becoming a member of Truwest is like joining a family that genuinely cares about your financial well-being. If you're wondering whether you qualify, it's easy! Members can include anyone who lives, works, worships, or attends school in the area around 13609 N Interstate 35 Bldg 4 Austin Tx 78753, as well as their family members. This means if you're part of our community in Austin, you're already on your way to enjoying the benefits that come with membership. At Truwest, we offer personalized services and competitive rates designed to help you achieve your financial goals. To get started, simply visit our website for more details on eligibility at https://truwest.org/about/join-now/. When you're ready to open an account, you can find all the information you need at http://www.truwest.org/services/website-banking/#start-banking. If you have any questions, feel free to give us a call at (512) 252-6000. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $68,855,477, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Payments

Imagine being able to process payments effortlessly while focusing on what you do best running your business. Our merchant services are designed to streamline transactions, making it easy for your customers to pay via credit cards, mobile payments, or other methods. This convenience not only enhances customer satisfaction but also helps your cash flow stay healthy. Visit us at 13609 N Interstate 35 Bldg 4 Austin Tx 78753 in Austin, TX, or call us at (512) 252-6000 to learn how we can support your business's financial needs today!

Comprehensive List Of Services

Business Banking

We understand that running a business comes with its own set of challenges. That's why our business banking services, including merchant services and business loans, are tailored to support entrepreneurs like you. From managing cash flow to funding new projects, we're committed to helping your business thrive.

Convenient Access

For those who prefer face-to-face interactions, we provide essential services through our drive-thru banking for quick deposits and withdrawals. Additionally, as part of our commitment to accessibility, we offer basic shared branch transactions for partner credit union members so they can deposit or withdraw funds wherever they are. You can also access cash at any time with our ATM services available both at this location and through shared networks. If you'd like more information about how we can assist you further or if you're ready to open an account today, don't hesitate to reach out! Contact us at (512) 252-6000 or visit us online at Howard Lane. We look forward to serving you!

Digital Banking Solutions

In today's fast-paced world, convenience is key. Our online and mobile banking options give you access to your accounts anytime, anywhere. You can easily manage transactions, pay bills, and even send money directly to friends or family with our person-to-person payment feature.

Personal Banking

Managing your finances should be easy and accessible. That's why we offer checking and savings accounts that fit various lifestyles. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that help you keep track of your money efficiently. For those in need of financing, our auto loans and vehicle financing options provide competitive rates to get you on the road without breaking the bank. If you're considering a home purchase or refinancing your current mortgage, our mortgage loans can guide you through the process with ease. Additionally, if you find yourself facing unexpected expenses, our personal loans and debt consolidation services can offer the financial relief you need. And don't forget about our credit cards with rewards, which allow you to earn while you spend!

Digital & Online Banking

Key Services Offered

With our 24/7 online banking services available at https://truwest.org/, you can easily access your accounts whenever it suits you. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Our user-friendly platform ensures that you can navigate with ease and confidence. Need to sign important documents on the go? Our electronic signature authorization feature allows you to approve transactions securely without needing to visit a branch. It's all about making banking simpler for you. If you're looking to stay organized, our e-statements availability means you'll receive your financial statements electronically. No more paper clutter just quick access to your financial information at your fingertips.

Mobile Features

For those who prefer banking on their mobile devices, our dedicated mobile application provides an intuitive experience tailored for smartphones and tablets. You can even make mobile payments, allowing you to pay for purchases directly from your account with ease. Plus, our person-to-person transfers feature lets you send money to friends or family quickly no cash needed! In today's fast-paced world, having access to your finances is essential. At Truwest, we prioritize security while providing the tools you need for real-time account management. With our commitment to accessible and safe banking solutions, managing your money has never been easier. Ready to explore our digital services? Visit us at https://truwest.org/ and start enjoying the convenience of modern banking today!

Financial Strength

Growing Member Base

Total Share Accounts stand strong at 174,184, showing a robust and growing member base that trusts us with their finances. Our net shares available for lending remain healthy at $0. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truwest is your trusted partner. Visit us at 13609 N Interstate 35 Bldg 4 Austin Tx 78753 or call (512) 252-6000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secured through $375,577,855 in share certificates and $286,859,632 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efforts translate into tangible results; our $8,112,341 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 262 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $162,158,583 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our commitment to excellence is reflected in our lending capacity supporting members' financial goals across various sectors with $14,347 in used auto loans and $1,294,083,983 in total loans and leases.

Strong Financial Health

With a net worth of $174,088,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $998, demonstrating that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $266,173,292 in used vehicle loans and $239,600,636 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away in the vehicle of your choice.

Business Loans

For business owners, our outstanding commercial loans totaling $68,855,477 provide the capital needed to grow and expand. We believe in supporting local businesses and helping them thrive within our community. At Truwest, we are committed to providing personalized service that meets your unique financial needs. If you're interested in any of our loan products or would like more information about refinancing options, feel free to give us a call at (512) 252-6000 or visit us at our branch located at 13609 N Interstate 35 Bldg 4 Austin Tx 78753. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $281,505,183, make buying or refinancing simple. We also offer assistance with eligibility options so you can find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses is made simpler with our flexible unsecured credit card loans. With a total of $33,316,520 in loans helping members manage their finances effectively, our credit cards come with features designed to suit your spending habits while keeping you on track financially.

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Truwest