TruWest Austin TX Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Truwest, your trusted financial partner located at 6001 W William Cannon Dr Ste 100, Austin, TX 78749. Since our establishment in 1952, we have dedicated ourselves to supporting the community and helping our members achieve their financial goals. With a proud membership of over 90,134 and total assets amounting to $1,741,183,770, we're here to offer a wide range of services tailored just for you. At Truwest, we understand that banking should be personal. Our friendly team is committed to providing reliable services, whether you are looking for checking and savings accounts or loans for your next vehicle or home. We currently manage a significant loan portfolio with 56,879 loans and leases and hold total deposits of $160,847,757. Our strong net worth of $174,088,732 reflects our stability and commitment to our members' financial well-being. While members can visit us at our branch address, official correspondence should be sent to 2190 E Elliot Rd STE 310, Tempe, AZ 85284. We invite you to explore all that we have to offer online at Truwest's website. Under the leadership of our CEO, Chris Kearney, and Board President Mike Moulton, we strive not only to meet but exceed your banking expectations. Whether it's through our drive-thru services or online banking options, including mobile payments and e-statements, we make managing your finances easier than ever. We encourage you to reach out by calling us at 512-421-3400 or visiting us in person during our convenient hours: Monday through Friday from 9 a.m. to 5 p.m., with Saturday hours from 10 a.m. to 2 p.m. Join us at Truwest and experience the difference of community-focused banking!

Branch History & Mission

Welcome to Truwest, where our journey began in the heart of Austin, TX in 1952. Over the years, we have nurtured a rich legacy of commitment to our members and the community. Starting with a small group of dedicated individuals, we have grown into a vibrant credit union that proudly serves over 90,134 members today. Located at 6001 W William Cannon Dr Ste 100 Austin Tx 78749, near the bustling area known for its local shops and parks, our branch is more than just a place to manage your finances; it's a community hub where relationships thrive. While members can visit us at 6001 W William Cannon Dr Ste 100 Austin Tx 78749, official correspondence should be sent to 2190 E Elliot Rd, Tempe, AZ 85284. At Truwest, our mission is clear: to provide accessible financial services while fostering a spirit of community support and empowerment. We believe that everyone deserves the opportunity to achieve their financial goals, whether that means buying a first home, financing a vehicle, or saving for the future. Our diverse range of services includes personal banking, auto loans, mortgages, and business banking solutions tailored to meet the unique needs of our members. As we embraced advancements in technology, we ensured that our services remained user-friendly and accessible. With online banking, mobile payments, and an array of digital tools at your fingertips, managing your finances has never been easier. We are also proud to maintain ADA compliance so that all members can access our services without barriers. Our commitment extends beyond financial transactions; it's about making meaningful connections within our community. Through partnerships with local organizations and ongoing outreach initiatives, we strive to support education, health, and wellness programs that uplift those around us. Whether it's sponsoring community events or providing resources for financial literacy workshops, we aim to make a positive impact every day. With over $1,741,183,770 in assets and state-of-the-art facilities including ATM availability and drive-thru banking options, we ensure convenience and accessibility for all members. Our friendly team is here during operating hours: Lobby from 9 a.m.-5 p.m. M-F and 10 a.m.-2 p.m. on Saturdays; Drive-Up from 9 a.m.-5:30 p.m. M-Th and 9 a.m.-6 p.m. on Fridays. We invite you to join us at Truwest! Experience firsthand how we can help you reach your financial dreams while being part of a caring community. For more information on membership or to open an account, visit us online or give us a call at (512) 421-3400. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Parking

At Truwest, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can easily reach us. There's ample parking available, so you won't have to worry about finding a spot during busy hours.

Comprehensive Services Offered

At Truwest, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage options, credit cards with rewards, and business banking solutions we've got you covered! We also provide ATM access and basic drive-thru transactions for added convenience. Plus, if you need assistance with shared services from partner credit unions, we are proud to offer that as well.

Convenient Location and Nearby Landmarks

You can find us conveniently situated near local landmarks that make your visit even easier. If you're in the area, you'll notice we're just a short drive from popular spots like [insert nearby landmark], adding to the ease of your visit. Our branch is located in a bustling neighborhood, making it simple to fit banking into your day.

Get in Touch

We invite you to visit us at Truwest! If you have any questions or need assistance before your visit, feel free to give us a call at (512) 421-3400. Our friendly staff is always ready to help you navigate your financial journey with ease. See you soon!

Operating Hours

We want to make banking as convenient as possible for you. Our lobby is open Monday through Thursday from 9 a.m. to 5 p.m., Friday from 9 a.m. to 5:30 p.m., and Saturday from 10 a.m. to 2 p.m. For those on-the-go, our drive-thru service operates with extended hours until 6 p.m. on Fridays, allowing you to manage your banking tasks efficiently.

Member Eligibility

At Truwest, we believe that everyone deserves a place in our community. If you're looking to join a supportive network that prioritizes your financial well-being, becoming a member is just a few simple steps away! To be eligible for membership, you'll find that the criteria are straightforward and welcoming. Primarily, individuals who live, work, worship, or attend school in certain areas around Austin are invited to join us. Additionally, if you have family members who are already part of our credit union, you can easily become a member too! For the most current eligibility details, feel free to check out our resource at https://truwest.org/about/join-now/. Once you know you qualify, opening an account with us is designed to be quick and hassle-free. We offer various accounts tailored to meet your needs and provide benefits that make banking easy and rewarding. If you're ready to take the next step or have any questions, don't hesitate to give us a call at (512) 421-3400. We're here to help guide you through the process and ensure that you feel right at home with Truwest at our location: 6001 W William Cannon Dr Ste 100 Austin Tx 78749. Welcome aboard!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. This funding empowers local enterprises to invest in new equipment, hire additional staff, or launch new products. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to diverse needs. - With an outstanding commercial loan portfolio of $68,855,477, we continue to drive economic growth by financing new and expanding businesses across Austin, TX.

Merchant Services

In addition to loans, our merchant services offer practical tools that streamline everyday operations. Imagine having a reliable payment processing solution that allows you to accept payments easily whether in-person or online. Our services enable you to focus on what matters most: growing your business. Come visit us at 6001 W William Cannon Dr Ste 100 Austin Tx 78749 in Austin, TX, or call us at (512) 421-3400 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Support

For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans. We know how crucial it is to have financial backing when growing your business, and we're here to support you every step of the way.

Convenient Access

We also recognize the importance of accessibility in banking. Our branch features include an ATM for cash withdrawals and basic drive-thru banking for quick transactions like deposits and withdrawals. Additionally, we offer shared branch transactions for partner credit union members making it easier than ever for you to access your funds whenever you need them. At Truwest, we're dedicated to making banking simple and convenient for all our members. Ready to take the next step? Feel free to reach out at (512) 421-3400 or visit us in person at 6001 W William Cannon Dr Ste 100 Austin Tx 78749. Your financial success is just around the corner!

Digital Banking Features

In today's fast-paced world, having access to your finances at any time is essential. That's why we provide robust online and mobile banking options that allow you to manage your accounts on the go. Whether it's checking your balance, transferring funds, or paying bills, everything is just a few taps away.

Loans Made Easy

Life can throw unexpected expenses your way. With our personal loans and debt consolidation services, you can tackle those challenges head-on without added stress. Plus, if you prefer to earn rewards while spending, check out our credit cards with rewards, which allow you to earn points on everyday purchases.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer various checking and savings accounts that fit different lifestyles and financial goals. If you're dreaming of a new car or need financing for your vehicle, our auto loans and vehicle financing options can help make those dreams a reality. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing programs provide flexible solutions to fit your budget.

Digital & Online Banking

At Truwest, we understand that convenience and security are key to managing your finances. Our digital and online banking services are designed with you in mind, offering easy access to your accounts anytime, anywhere. With just a few clicks, you can dive into our comprehensive online banking platform at https://truwest.org/. Here, you can check balances, transfer funds, and pay bills without the hassle of visiting a branch. If you're always on the go, our mobile application makes it even easier to manage your finances right from your smartphone. Whether it's checking transactions or making payments, everything is at your fingertips. One standout feature is our electronic signature authorization. This allows you to sign documents securely online, saving you time and effort. Plus, you'll love how easy it is to opt for e-statements instead of paper ones keeping your financial information organized and reducing clutter. Need to send money to friends or family? Our person-to-person transfer service lets you do just that quickly and easily. And if you're looking to make purchases, take advantage of our mobile payments feature, which allows you to pay securely using your phone. Security is our top priority. We ensure that all transactions are protected with advanced encryption technology so that you can bank with peace of mind. Plus, with 24/7 online banking services available, you can manage your accounts whenever it suits you. Join us at Truwest for a banking experience that puts convenience and security first!

Financial Strength

At Truwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to providing reliable services, we ensure that your finances are in safe hands. With a net worth of $174,088,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $998 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $375,577,855 in share certificates and $286,859,632 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $162,158,583 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $14,347 in used auto loans and $1,294,083,983 in total loans and leases. Our $8,112,341 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 262 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 174,184, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truwest is your trusted partner. Visit us at 6001 W William Cannon Dr Ste 100 Austin Tx 78749 or call (512) 421-3400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $266,173,292 in used vehicle loans and $239,600,636 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $68,855,477 provide the capital needed to grow and expand your business. We recognize that each business has different requirements and are dedicated to finding the right financing options for you. At Truwest, we believe in supporting our community with transparent loan offerings that fit various financial situations. We invite you to explore our refinancing options if you're considering adjusting current loan terms or need assistance with eligibility; we're here to help! Feel free to contact us at (512) 421-3400 or visit us at 6001 W William Cannon Dr Ste 100 Austin Tx 78749 in Austin, TX for more information on how we can assist you with your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $33,316,520 in loans helping members manage their finances effectively. Whether you need to consolidate debt or make everyday purchases easier, our credit card solutions can fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $281,505,183, make buying or refinancing simple. We aim to provide clear terms and support throughout your home-buying journey.

Loan Aggregator

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Truwest