TruWest Tempe AZ Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Truwest, your trusted financial partner located at 1345 W Warner Rd, Tempe, AZ 85284. Since our establishment in 1952, we have proudly served our community with a commitment to financial wellness and member satisfaction. With over 90,000 members and total assets of $1,741,183,770, we are dedicated to providing personalized services that help you achieve your financial goals. At Truwest, we understand the importance of reliable banking. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business financing solutions, we have a range of services designed just for you. Our focus is on creating a welcoming environment where you can feel confident in your financial decisions. Our CEO, Chris Kearney, alongside Board President Mike Moulton, leads a team of 268 employees who are committed to ensuring that every member receives exceptional service. We pride ourselves on being accessible; if you need assistance or have questions, don't hesitate to call us at 480-403-6860. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at P.O. Box 3489, Scottsdale, AZ 85271. With total deposits reaching $160,847,757 and cash in hand amounting to $27,283,821, we maintain a strong financial foundation that allows us to serve you better every day. Our wide array of services includes personal loans for debt consolidation and credit cards with rewards tailored to enhance your financial journey. Join the Truwest family today! Explore our offerings by visiting our website or stop by to see how we can support your financial aspirations. Your success is our priority!

Branch History & Mission

A Legacy of Growth

From humble beginnings, Truwest was founded with a mission to provide financial services that empower individuals and families. Over the decades, we've expanded our offerings while staying true to our core values of trust and community support. Today, we proudly manage assets totaling $1,741,183,770, a testament to the strength of our membership and the dedication of our team. Our branch is more than just a place for transactions; it's a hub for connection and support. With features like drive-thru banking and ATM availability, we ensure that accessing your finances is convenient and hassle-free. Our operating hours are designed with you in mind: Monday through Friday from 9 a.m. to 5:30 p.m., and Saturdays until 1 p.m. for drive-thru services.

Join Us

As we look towards the future, we're excited about the opportunities ahead. Whether you're seeking financial guidance or looking to make a difference in your community, Truwest invites you to join us on this journey. Experience firsthand how we can help you achieve your financial goals while making a meaningful impact together. For more information or to become a member today, call us at 480-403-6860 or visit our website. Let's build a brighter future together!

Our Mission

At Truwest, our mission is clear: we aim to enhance the lives of our members by offering personalized financial solutions that meet their needs. We understand that life can be unpredictable, which is why we provide services such as personal loans, auto financing, mortgage options, and credit cards with rewards tailored just for you. But our work doesn't stop at banking. We believe in giving back to the community that supports us. Through partnerships with local organizations and outreach programs, we strive to make a positive impact in Tempe and beyond. While members can visit us at 1345 W Warner Rd, official correspondence should be sent to P.O. Box 3489, Scottsdale, AZ 85271.

Branch Location & Accessibility

Welcome to Truwest at 1345 W Warner Rd Tempe Az 85284 in the heart of Tempe, AZ! Our location is not just convenient; it's designed with you in mind. Whether you're looking to open a new account, apply for a loan, or simply ask a question, our friendly staff is ready to assist you. Nestled near popular spots, we're easily accessible for everyone. If you're coming from downtown Tempe or nearby neighborhoods, you'll find plenty of parking right outside our doors. Our branch features ADA-compliant facilities, ensuring that all members can access our services comfortably. While members can visit us at 1345 W Warner Rd Tempe Az 85284, official correspondence should be sent to P.O.Box 3489, Scottsdale, AZ 85271. This way, we can ensure your important documents reach us safely and efficiently. At Truwest, we pride ourselves on our commitment to service. Our lobby hours are designed for your convenience: we're open Monday through Friday from 9 a.m. to 5:30 p.m., making it easy for you to fit banking into your busy schedule. Additionally, if you need quick service on Saturdays, our drive-thru is available from 9 a.m. to 1 p.m. We also offer a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, with ATM availability and shared services for partner credit union members, managing your finances has never been easier. Have questions? Don't hesitate to give us a call at (480) 403-6860! We look forward to welcoming you at Truwest and helping you achieve your financial goals today!

Member Eligibility

At Truwest, we believe that joining our community should feel welcoming and easy, just like stepping into a friend's home. Becoming a member is open to anyone who lives, works, or worships in our local area it's all about building relationships and supporting one another. Whether you're looking for personal banking options like checking and savings accounts or need assistance with loans, being part of Truwest means gaining access to personalized services that truly cater to your needs. For more details on eligibility, you can check out our comprehensive guide at https://truwest.org/about/join-now/. Opening an account is simple! Just visit us at 1345 W Warner Rd Tempe Az 85284, or give us a call at (480) 403-6860 to get started. We're here to help you navigate the process so you can enjoy the many benefits of membership without any hassle. Don't forget to check the specifics of account opening at http://www.truwest.org/services/website-banking/#start-banking we can't wait to welcome you into the Truwest family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions so you can focus on what matters most growing your business. From easy payment acceptance options to reliable customer support, we provide the tools you need to thrive in today's market. Located at 1345 W Warner Rd Tempe Az 85284 in Tempe, AZ, we invite you to visit us or call (480) 403-6860 to learn more about how we can help your business prosper!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $68,855,477, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions including merchant services and business loans that help streamline operations while providing necessary funding. We know running a business requires flexibility, which is why we strive to be partners in your success.

Convenient Banking Features

To enhance convenience further, we provide an ATM on-site along with drive-thru banking services for quick deposits and withdrawals without leaving your vehicle. Additionally, enjoy basic shared branch transactions if you're a member of partner credit unions; this means even more access to your funds when traveling or on-the-go. At Truwest, we prioritize ensuring that all these services are easily accessible through digital platforms. With features like mobile payments and person-to-person transfers, managing your finances has never been easier.

Credit Cards & Rewards

Don't forget about our exciting range of credit cards with rewards! Whether you're making everyday purchases or planning a big trip, earn rewards that add up quickly. These benefits can go towards travel, cash back, or other perks that make spending more enjoyable.

Get Started Today!

We invite you to visit us at 1345 W Warner Rd Tempe Az 85284 or call us at (480) 403-6860 to learn more about how we can assist you. Our friendly team is ready to help answer any questions you may have about our services or get you started on opening an account today! Together, let's achieve your financial goals with confidence.

Personal Banking Solutions

Starting with personal banking, we offer a variety of checking and savings accounts designed for every lifestyle. Whether you're saving for a special occasion or just want easy access to your funds, our accounts come with features that simplify your banking experience. Imagine effortlessly managing your money through our online and mobile banking services, which allow you to check balances, pay bills, and transfer funds from anywhere at any time. If you're considering buying a car or need financing for a vehicle, our auto loans and vehicle financing options are here to help you drive away with confidence. We provide competitive rates and flexible terms that fit your budget. For larger investments like homes, look no further than our mortgage loans and refinancing services. Our experienced staff can guide you through the process to ensure you find the best loan for your situation. In addition, if life throws unexpected expenses your way, our personal loans and debt consolidation options can provide the relief you need. We understand that managing finances can sometimes be overwhelming, so we're here to support you every step of the way.

Digital & Online Banking

Features for Easy Transactions

Need to send money to a friend? Our person-to-person transfer feature makes it simple. Just a few taps on your screen and the funds are sent directly! Additionally, if you're using mobile payments, making purchases has never been easier; just link your bank account or card and pay right from your device. With all these features combined, managing your finances becomes a straightforward experience. Experience the freedom of real-time account management with Truwest's digital banking solutions today!

Key Services

Our online banking services are available 24/7, allowing you to check your account balances, make transfers, and pay bills whenever it suits you. Plus, with our mobile application, you can manage your finances right from your smartphone. Whether you're at home or on the go, everything you need is at your fingertips. Security is paramount at Truwest. We provide electronic signature authorization for easy document signing while keeping your information safe. You can also enjoy the benefits of e-statements go paperless and access your statements securely online whenever you need them.

Financial Strength

At Truwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial position, which has been carefully crafted to ensure the best possible services for our members. With a net worth of $174,088,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $998 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $375,577,855 in share certificates and $286,859,632 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We believe in reinvesting for the future. With $162,158,583 in undivided earnings, we invest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $14,347 in used auto loans and $1,294,083,983 in total loans and leases. Our success is reflected in our operations as well. Our $8,112,341 indicates that we are efficiently managing our resources while continuing to provide competitive loan rates and solid financial products for our members. This commitment extends to our dedicated staff; we take pride in having 262 full-time employees and 6 part-time employees who are always ready to assist you with expert knowledge. As part of our growing community of trust, we have a total of 174,184 share and deposit accounts. This number reflects a robust membership base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truwest is your trusted partner. Visit us at 1345 W Warner Rd Tempe Az 85284 or call (480) 403-6860 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $266,173,292 in used vehicle loans and $239,600,636 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles and make the application process straightforward. Additionally, refinancing options are available if you want to lower your monthly payments or adjust your loan terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $281,505,183, making buying or refinancing simple. We aim to assist you through every step of the mortgage process so that you can focus on what matters most your new home.

Personal Loans and Credit Cards

For those needing flexibility in managing finances, we also offer unsecured credit card loans with a total of $33,316,520 helping our members navigate their expenses effectively. These credit lines come with competitive rates and terms designed to suit various financial situations. If you're interested in accessing these loan products or exploring eligibility options further, visit our website at Truwest or check out our eligibility page here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to providing transparent and reliable services to ensure all our members can find the right financial solutions tailored just for them.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you make informed decisions without the hassle of sifting through countless offers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers, making it easier to find a loan that meets your needs. One of the standout features of LendMesh is its emphasis on verified data. Loan offers are sourced from legitimate financial institutions, ensuring you can trust the information provided. Additionally, LendMesh operates without any sponsored listings; lenders are not prioritized based on paid promotions, allowing for unbiased results every time you search for loans. The platform also boasts real-time rate comparisons, giving users access to up-to-date loan rates from multiple institutions. This feature empowers you to make choices based on current market conditions rather than outdated figures. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight LendMesh's reliability as a trusted resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Truwest