TruWest Phoenix AZ Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Truwest, your trusted partner in financial well-being, located at 5136 E Roosevelt St, Phoenix, AZ 85008. Since our establishment in 1952, we have been dedicated to serving our community with integrity and care. With a robust membership of over 90,134 and total assets reaching an impressive $1,741,183,770, we take pride in offering our members a range of financial solutions tailored to their needs. At Truwest, we believe that every member deserves personalized service and support. Our team of 268 employees, led by CEO Chris Kearney and Board President Mike Moulton, works tirelessly to ensure your banking experience is seamless and rewarding. Whether you are looking for auto loans, mortgage options, or everyday banking services, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address at P.O. Box 3489, Scottsdale, AZ 85271. Our commitment to the community is reflected not just in our services but also in our financial health boasting a net worth of $174,088,732 and total deposits of $160,847,757. Discover how we can help you achieve your financial goals today! Call us at 602-629-2600 or visit our website at truwest.org to learn more about our offerings and become a part of the Truwest family. Your journey towards financial empowerment starts here!

Branch History & Mission

Truwest has a proud history of serving the community since it opened its doors in 1952. Located at 5136 E Roosevelt St, Phoenix, AZ 85008, Truwest has been a trusted financial partner for generations. Over the years, we have grown to a total membership of 90,134 and amassed total assets amounting to an impressive $1,741,183,770. Our commitment to our members has always been at the heart of what we do. As a credit union, our mission is simple yet profound: to empower our members through accessible financial services while fostering community support. We believe that everyone deserves a chance to achieve their financial goals. Whether you are looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages, Truwest is here to help. Our branch offers a variety of convenient services, including ATM access and drive-thru banking, making your banking experience smooth and efficient. For those who prefer face-to-face interactions, our lobby hours are Monday through Friday from 9 a.m. to 5:30 p.m., with Saturday hours available from 9 a.m. to 1 p.m. We also provide shared service center capabilities for members of partner credit unions. In addition to our traditional banking services, we have embraced digital advancements that cater to your needs. With online and mobile banking options available, managing your finances has never been easier. We're dedicated to ensuring accessibility for all members by complying with ADA standards. At Truwest, we are not just about numbers; we are about people. Our community outreach initiatives reflect our belief in giving back. Through partnerships with local organizations and events, we strive to make a positive impact right here in Phoenix. While members can visit us at 5136 E Roosevelt St for all their banking needs, official correspondence should be sent to P.O.Box 3489, Scottsdale, AZ 85271. Join us today and discover how Truwest can help you build a brighter financial future! Reach out via phone at 602-629-2600 or visit our website at truwest.org to learn more about becoming a member or opening an account. Your journey toward financial empowerment starts here!

Branch Location & Accessibility

Welcome to the Truwest branch located at 5136 E Roosevelt St, Phoenix, AZ 85008! We are proud to be part of the vibrant community in Maricopa County, making banking easy and accessible for our members. Our branch is conveniently situated near local landmarks, ensuring you can easily find us while going about your day. At Truwest, we understand that accessibility is key. Our branch features ADA-compliant entrances and ample parking space, so everyone can enjoy our services without hassle. Whether you prefer to visit us in person or utilize our drive-thru banking options for quick transactions, we have you covered. You can rely on us to handle your banking needs efficiently. Our operating hours cater to your busy schedule: our lobby is open Monday through Friday from 9 a.m. to 5:30 p.m., and we're here Saturday from 9 a.m. to 1 p.m. Our drive-thru service mirrors these hours, giving you flexibility in how you choose to bank with us. For those who need cash access on the go, we also offer ATM services right here at our branch. If you're a member of another participating credit union, feel free to take advantage of shared service options as well! Should you need any assistance or have questions about our services from checking and savings accounts to auto loans and credit cards don't hesitate to give us a call at 602-629-2600. We're here to help! While members can visit us at our branch location, please note that official correspondence should be sent to P.O.Box 3489, Scottsdale, AZ 85271. We invite you to come by and experience the friendly service that sets Truwest apart!

Member Eligibility

Joining the Truwest community is a wonderful way to access personalized financial services tailored just for you. If you're looking to become a member, you'll be pleased to know that eligibility is quite straightforward. Generally, anyone who lives, works, or worships in the area around 5136 E Roosevelt St Phoenix Az 85008 can join us. Additionally, family members of existing members are also welcome! This means you can share the benefits of membership with your loved ones. At Truwest, we pride ourselves on offering competitive rates and exceptional service that truly makes a difference in our members' lives. Getting started is simple! You can visit our eligibility page for more detailed information about becoming a member at https://truwest.org/about/join-now/. Once you're ready to open an account, head over to our account opening section at http://www.truwest.org/services/website-banking/#start-banking, or give us a call at (602) 629-2600 if you have any questions. We're here to help you every step of the way as you take this exciting step towards better financial health!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments seamlessly, no matter where you are. Our merchant services provide the tools you need to manage transactions efficiently. From card processing to online payment solutions, we help you keep your cash flow smooth and your customers happy. Ready to take your business further? Visit us at 5136 E Roosevelt St Phoenix Az 85008 in Phoenix, AZ, or call us at (602) 629-2600 to learn more about how we can help grow your business today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $68,855,477, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We understand that sometimes you need quick access to cash or banking services. That's why we have ATM & Cash Withdrawal Services available at various locations for your convenience. Plus, our basic Drive-Thru Banking enables you to conduct deposits and withdrawals without leaving your vehicle perfect for those busy days!

Business Banking

For local entrepreneurs and business owners, we provide tailored services like Merchant Services & Business Loans. Managing business finances can be complex; however, our team is here to simplify that process so you can focus on what matters most growing your business.

Credit Options

At Truwest, we believe in rewarding your spending. That's why we offer Credit Cards with Rewards, allowing you to earn points or cashback on purchases you make every day. It's a little perk that can add up over time!

Digital Banking Solutions

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer.

Loans and Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options can help you get behind the wheel without the hassle. If you're considering home ownership or want to refinance your existing mortgage, our Mortgage Loans & Refinancing services are here to guide you through every step. Additionally, if life throws unexpected expenses your way, our Personal Loans & Debt Consolidation solutions can help ease financial burdens.

Personal Banking

For everyday banking needs, we offer Checking & Savings Accounts that cater to various lifestyles. Imagine having the peace of mind that comes with a secure account where your money can grow. Our accounts are straightforward, making it simple for you to track your spending and savings.

Shared Branching

If you're traveling or just want more flexibility with your banking, our Basic Shared Branch Transactions allow partner credit union members to access their accounts at other locations. This feature ensures that you're never far from your funds. At Truwest, located at 5136 E Roosevelt St Phoenix AZ 85008, we strive to create an inclusive and supportive environment for all our members. With our friendly staff ready to assist you and a variety of services designed with your needs in mind, we're here for every stage of your financial journey. Ready to explore how Truwest can support your financial goals? Give us a call at 602-629-2600, visit us online at truwest.org, or stop by our branch today!

Digital & Online Banking

Key Services

With our 24/7 online banking, you can check your account balance, transfer funds, and pay bills anytime, anywhere. No more waiting in lines or rushing to the bank before closing hours. Whether it's early morning or late at night, your banking needs are just a click away. If you're on the go, our mobile application makes managing your accounts even easier. It allows you to make person-to-person transfers quickly and securely, so you can send money to friends or family without any hassle. Plus, with mobile payments enabled, paying for purchases is as easy as tapping your phone.

Security You Can Trust

We take your security seriously. Our electronic signature authorization feature ensures that your transactions are safe and verified. You can also sign up for e-statements to keep track of your financial activity without the clutter of paper statements. Not only is this better for the environment, but it also keeps your information organized and accessible. At Truwest, we strive to provide you with user-friendly tools that put you in control of your finances while keeping everything secure. Join us today and explore how our digital banking solutions can simplify your life!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 174,184, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $0, we have the capability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truwest is your trusted partner. Visit us at 5136 E Roosevelt St Phoenix Az 85008 or call (602) 629-2600 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $162,158,583 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our offerings of $14,347 in used auto loans and $1,294,083,983 in total loans and leases. This supports our members' financial goals across various sectors.

Operational Efficiency

Our $8,112,341 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 262 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $375,577,855 in share certificates and $286,859,632 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $174,088,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $998 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $266,173,292 in used vehicle loans and $239,600,636 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your vehicle purchase as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $68,855,477 provide the capital needed to grow and expand. We understand that running a business comes with challenges, and we are here to support you every step of the way with financing solutions tailored for your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $281,505,183, make buying or refinancing simple. We offer various plans tailored to fit your unique needs, ensuring you can find the right path to homeownership without unnecessary stress.

Refinancing Options

If you're looking at ways to lower your payments or access cash from your current loan products, we also provide refinancing options. This can be an excellent way to improve your financial situation without starting from scratch. Our team at Truwest, located at 5136 E Roosevelt St Phoenix Az 85008, Phoenix, AZ 85,008, is ready to assist you in exploring these options further. For any questions or assistance, feel free to give us a call at (602) 629-2600 during our operating hours: Lobby hours are from 9 a.m. - 5:30 p.m., Monday through Friday, and 9 a.m. - 1 p.m. on Saturdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Truwest, we're committed to providing you with transparent information and helpful resources as you navigate your financial journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $33,316,520 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses or make purchases with ease while enjoying the benefits of our member-friendly terms.

Loan Aggregator

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Truwest