TruWest Gilbert AZ Credit Union | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Truwest, your trusted partner in financial well-being, located at 64 E Pecos Rd, Gilbert, AZ 85295. Since our establishment in 1952, we have been dedicated to serving our members with reliable banking solutions tailored to meet their unique needs. With a strong commitment to our community, we proudly support over 90,000 members and manage total assets of $1,741,183,770. At Truwest, our mission goes beyond just banking; it's about building lasting relationships with our members and helping them achieve their financial goals. Whether you are looking for personal banking services like checking accounts and auto loans or business banking options such as merchant services and business loans, we've got you covered. Our experienced team is here to assist you every step of the way. As part of our dedication to providing excellent service, we encourage you to reach out with any questions or concerns. You can call us at 480-598-7140 or visit us during our lobby hours from 9 a.m. to 5:30 p.m., Monday through Friday, and 9 a.m. to 1 p.m. on Saturdays. For official correspondence, please use our mailing address: P.O. Box 3489, Scottsdale, AZ 85271. With a solid net worth of $174,088,732 and total deposits exceeding $160,847,757, Truwest stands strong as a reliable financial institution ready to help you thrive. We invite you to explore all that we offer at Truwest and discover how we can assist you in achieving your financial aspirations today!

Branch History & Mission

Innovations for You

As we embrace modern banking, Truwest offers digital advancements like online and mobile banking services, ensuring that you have convenient access to your accounts anytime and anywhere. Our commitment to accessibility is reflected in ADA-compliant facilities and services, making banking easy for everyone.

Join Us!

Our branch is equipped with an ATM and drive-thru service for added convenience. With total assets of $1,741,183,770, we are well-positioned to support your financial journey. Our dedicated staff is ready to assist you during our operating hours: Monday through Friday from 9 a.m. to 5:30 p.m., and Saturday from 9 a.m. to 1 p.m. We invite you to become part of the Truwest family today! Experience the benefits of membership firsthand by visiting us or exploring more on our website at truwest.org. Together, let's build a brighter financial future!

Our Mission

Our mission at Truwest is simple yet profound: We aim to provide financial solutions that enhance the lives of our members while fostering a spirit of community. We believe in the power of collaboration and support, which is why we actively engage in partnerships that uplift those around us. Through various outreach programs and community initiatives, we work tirelessly to make a difference beyond banking. While members can visit us at 64 E Pecos Rd, official correspondence should be sent to P.O.Box 3489, Scottsdale, AZ 85271 if needed.

Branch Location & Accessibility

Welcome to Truwest's Gilbert branch, conveniently located at 64 E Pecos Rd in the heart of Gilbert, AZ. This prime location is easily accessible and close to local landmarks, making it a perfect stop for all your banking needs. Whether you're visiting us from nearby neighborhoods or just passing through, you'll find that our branch is designed with your convenience in mind. At Truwest, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can navigate our space comfortably. Ample parking is available, so you won't have to worry about finding a spot when you arrive. Plus, if you're in a hurry, take advantage of our drive-thru service for quick transactions without leaving your vehicle. While members can visit us at 64 E Pecos Rd, official correspondence should be sent to P.O. Box 3489 in Scottsdale, AZ. Our operating hours are flexible to accommodate your busy schedule: the lobby is open Monday through Friday from 9 a.m. to 5:30 p.m., and on Saturday from 9 a.m. to 1 p.m. The drive-thru operates during the same hours, giving you multiple ways to access our services when it suits you best. Truwest offers a wide range of services right here at our Gilbert branch. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we're here to help you achieve your financial goals. If you're looking for business solutions, we also provide merchant services and business loans tailored for your needs. For added convenience, we offer ATM access and shared branch services for deposits and withdrawals with partner credit unions. We're excited to serve you! Feel free to call us at 480-598-7140 if you have any questions or need assistance before your visit. Come by and see how Truwest can support your banking needs today!

Member Eligibility

At Truwest, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to become part of our community, the process is welcoming and straightforward. To qualify for membership, you generally need to be a resident of the areas we serve or work in, or have a family member who is already a member. We invite individuals from various walks of life to join us, ensuring that everyone feels included and valued. For those eager to get started, opening an account is just as easy! You can find all the necessary details on how to open your account by visiting http://www.truwest.org/services/website-banking/#start-banking. If you have any questions or need assistance along the way, don't hesitate to reach out at (480) 598-7140. For more detailed eligibility criteria, feel free to check out our website at https://truwest.org/about/join-now/. We're excited to welcome you into our Truwest family at 64 E Pecos Rd Gilbert Az 85295!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services streamline transactions, making it easier for you to accept payments from customers. Imagine being able to process sales quickly and securely, giving your customers a smooth shopping experience while keeping your cash flow healthy. Located conveniently at 64 E Pecos Rd Gilbert Az 85295, Gilbert, AZ 85295, we are here to partner with you on your journey toward success. For more information or to get started, give us a call at (480) 598-7140. Let's build something great together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $68,855,477, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services offer competitive rates and flexible terms. Picture driving off in the car of your dreams with a loan that fits your budget perfectly. We also provide refinancing options if you're looking to lower your monthly payments on an existing auto loan.

Business Banking

For local businesses, we offer specialized services under our Business Banking category. From merchant services that help streamline payments to business loans that fuel growth, we're committed to supporting entrepreneurs in our community.

Convenient Access

Your convenience is important to us! That's why we provide access to ATM & Cash Withdrawal Services, as well as basic drive-thru banking for easy deposits and withdrawals. You can also enjoy shared branch transactions if you're a member of partner credit unions making it easier than ever to manage your finances on-the-go. At Truwest, we're proud to serve our members at 64 E Pecos Rd Gilbert Az 85295 in Gilbert, AZ. If you have any questions or would like more information about any of our services, please feel free to call us at (480) 598-7140 or visit our website at Gilbert. We're here to help you achieve your financial goals!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! Enjoy earning points on every purchase while benefiting from low-interest rates and no annual fees. It's a great way to get more out of your everyday spending.

Mortgage Loans & Refinancing

If homeownership is your goal, look into our Mortgage Loans & Refinancing options. We simplify the mortgage process so you can focus on finding the perfect home. Whether you're a first-time buyer or want to refinance your current mortgage for better rates, our team is here to guide you every step of the way.

Personal Banking

Start by exploring our Personal Banking options, which include checking and savings accounts tailored to fit your lifestyle. Imagine easily accessing your funds through our online and mobile banking platforms, where you can check balances, transfer money, and pay bills right from your phone. Our accounts come with features that make managing your money straightforward and efficient.

Personal Loans & Debt Consolidation

For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation products can help ease financial burdens. With straightforward applications and quick approvals, you'll have access to funds when you need them most.

Digital & Online Banking

At Truwest, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easy, secure, and accessible anytime you need it. With our user-friendly platform, you can take control of your banking from the comfort of your home or on the go. One of the standout features is our robust online banking service available at https://truwest.org/. This allows you to check balances, transfer funds, and pay bills whenever it suits you day or night. We also offer electronic statements that keep you updated without the clutter of paper. You can easily sign up for e-statements and enjoy quick access to your financial information. For those moments when you need to send money to friends or family, our person-to-person transfer feature makes it simple and hassle-free. Whether it's splitting a dinner bill or paying back a loan, just a few taps on your mobile app will do the trick. Speaking of mobile apps, our dedicated mobile application ensures that all these features are right at your fingertips. You can download it for easy access to your accounts while you're out and about. Security is always a priority at Truwest. That's why we utilize electronic signature authorization for transactions, ensuring your information remains protected while providing convenience. Plus, with the ability to make mobile payments, you can shop with confidence knowing your transactions are secure. Overall, our 24/7 online banking services allow for real-time account management whenever you need it. Whether you're at home or out running errands, we've got you covered with everything from checking balances to making payments all at Truwest.

Financial Strength

Commitment to Growth

With $162,158,583 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $14,347 in used auto loans and $1,294,083,983 in total loans and leases. Our operational efficiency shines through with a net income of $8,112,341, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 262 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts stand strong at 174,184, showcasing a robust member base that trusts us with their finances. This trust is essential for us as we strive to provide excellent service and support to each of our valued members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truwest is your trusted partner. Visit us at 64 E Pecos Rd Gilbert Az 85295 or call (480) 598-7140 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $375,577,855 in share certificates and $286,859,632 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $174,088,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $998 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $266,173,292 in used vehicle loans and $239,600,636 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $68,855,477 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to supporting local entrepreneurs with tailored financing solutions. If you're interested in any of these loan options or want more information about refinancing possibilities and eligibility requirements, please feel free to reach out to us at (480) 598-7140 or visit us at our branch located at 64 E Pecos Rd Gilbert Az 85295 in Gilbert, AZ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Truwest, we're dedicated to providing personalized service and support as you navigate your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $281,505,183, make buying or refinancing simple. We offer various plans tailored to your needs, whether you're a first-time homebuyer or looking to refinance your existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $33,316,520 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to help you maximize your spending power while maintaining control over your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance ensures that users receive fair and transparent offers, as the data is not only accurate but also regulated by trusted authorities.

Truwest