TruWest Chandler AZ Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Truwest, your trusted partner in financial services, located at 1990 W Elliot Rd, Chandler, AZ 85224. Since our establishment in 1952, we have grown to serve over 90,134 members with a strong commitment to providing personalized banking solutions. With total assets exceeding $1.74 billion, we are proud to offer a wide range of services designed to meet your needs from personal checking and savings accounts to auto loans, mortgages, and business banking. At Truwest, we understand the importance of community support and member satisfaction. Our dedicated team of 268 employees, led by CEO Chris Kearney and Board President Mike Moulton, is here to ensure you receive the highest level of service. We're not just about numbers; we're about people our members' success is our top priority. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at P.O. Box 3489, Scottsdale, AZ 85271. With total deposits reaching $160.8 million and a net worth of $174.1 million, Truwest is financially strong and well-equipped to support your financial journey. We invite you to explore our offerings on our website Truwest.org or call us at 480-857-4500 for any inquiries. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

At Truwest, located at 1990 W Elliot Rd, Chandler, AZ 85224, we take pride in our rich history and unwavering commitment to serving our community. Founded in 1952, Truwest has grown from its humble beginnings to become a trusted partner for over 90,134 members. With assets totaling an impressive $1,741,183,770, we have continuously expanded our offerings while maintaining a strong focus on member satisfaction. Our journey began with a simple mission: to provide affordable financial services that empower individuals and families in Chandler and beyond. Over the years, we have embraced this mission by adapting to the changing needs of our members and leveraging advancements in technology. Today, we offer a wide array of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. At Truwest, our commitment goes beyond just financial services. We strive to make a positive impact in the communities we serve through various outreach programs and partnerships. Our team is dedicated to fostering relationships that promote growth and support local initiatives. We believe that when our community thrives, so do our members. Our mission statement reflects our core values: "To deliver exceptional service while promoting financial well-being for all." This guiding principle drives us every day as we work to provide accessible banking solutions tailored to meet the diverse needs of our members. While you can visit us at our branch location, official correspondence should be sent to P.O.Box 3489, Scottsdale, AZ 85271. We are proud to offer convenient services like ATM availability and drive-thru banking for your ease. Our lobby hours are from 9 a.m. - 5:30 p.m., Monday through Friday, with limited hours on Saturday from 9 a.m. - 1 p.m. Join us at Truwest and experience firsthand the benefits of membership in a credit union that truly cares about you and your financial journey. Together, let's build a brighter future for ourselves and our community! For more information about joining us or opening an account, please visit our website or call us at 480-857-4500.

Branch Location & Accessibility

Welcome to Truwest at 1990 W Elliot Rd Chandler Az 85224 in beautiful Chandler, AZ! We're located conveniently for you, just a short drive from local landmarks like the vibrant shopping centers and parks in the area. Whether you're coming for personal banking needs or exploring our services, you'll find that our branch is designed with your convenience in mind. Our location features ample parking and is fully accessible, ensuring that everyone can visit us with ease. If you need to stop by during your busy day, our drive-thru service makes it quick and simple to handle transactions without leaving your car. We also have an ATM available for your convenience, allowing you to access cash or check your balance anytime. While members can visit us at 1990 W Elliot Rd Chandler Az 85224, official correspondence should be sent to P.O.Box 3489, Scottsdale, AZ 85271 if you ever need to reach us through mail. Our friendly staff is here to assist you during our operating hours: Monday through Friday from 9 a.m. to 5:30 p.m., and Saturday from 9 a.m. to 1 p.m. At Truwest, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we are here to support you on your financial journey. Additionally, we provide shared services for partner credit union members, making it even easier for you to manage your finances. We invite you to stop by and see how we can help you achieve your financial goals! If you have any questions or need assistance, feel free to give us a call at (480) 857-4500. We look forward to welcoming you soon!

Member Eligibility

At Truwest, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is straightforward! To become a member, you just need to meet some simple eligibility criteria. Whether you live, work, or worship in the area, you might already qualify. We welcome individuals from various backgrounds and experiences because our goal is to create an inclusive environment where everyone feels at home. For a complete list of eligibility details, please check out this resource: https://truwest.org/about/join-now/. Once you're ready to take the next step, opening an account with us is quick and easy! You can find all the information you need about account opening right here: http://www.truwest.org/services/website-banking/#start-banking. If you have any questions or need assistance, don't hesitate to reach out at (480) 857-4500. We're excited to help you start your journey with Truwest at our convenient location: 1990 W Elliot Rd Chandler Az 85224!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $68,855,477, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify payment processing. Picture a local retailer using our solutions to accept payments easily at checkout, boosting customer satisfaction and increasing sales. Our services ensure that businesses can focus on what they do best while we handle the transaction details. At Truwest, located at 1990 W Elliot Rd Chandler Az 85224 in Chandler, AZ, we're dedicated to empowering local businesses with the financial tools they need to grow. Reach out to us at (480) 857-4500 today and discover how we can support your business journey!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? We have an ATM available at our branch for quick access to your funds. With basic drive-thru banking services for deposits and withdrawals, plus shared branch transactions for partner credit union members, we ensure that banking is as convenient as possible. With all these services at your fingertips, it's easy to see why so many choose Truwest for their banking needs. If you're ready to take the next step in managing your finances or want to learn more about how we can support you, give us a call at (480) 857-4500 or visit us online at Dobson & Elliot. Let's work together towards achieving your financial goals!

Business Banking

At Truwest, we recognize the importance of supporting local businesses. Our business banking services include essential tools such as merchant services and business loans to help your company thrive in today's economy.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking features allow you to manage your finances from anywhere at any time. You can easily check balances, pay bills, transfer money, and even use mobile payments all right from your smartphone.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer checking and savings accounts tailored to fit your lifestyle. Whether you need a simple checking account for daily transactions or a savings account to grow your money, we've got you covered. For those looking to make a big purchase, like a new car, our auto loans and vehicle financing options provide competitive rates and flexible terms. If buying a home is on your agenda, consider our mortgage loans and refinancing solutions that make homeownership more accessible. Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can find relief from financial stress. And don't forget about our credit cards with rewards, which allow you to earn while you spend!

Digital & Online Banking

Key Features

Our online banking system is open 24/7, giving you access to your accounts whenever you need it. Whether it's checking your balance or transferring funds, everything is just a click away. You can also sign documents with ease thanks to our electronic signature authorization feature, making transactions faster and more efficient. For those who prefer managing their accounts on-the-go, our mobile application is here to help. Available for both iOS and Android devices, it allows you to perform various banking tasks right from your smartphone. Plus, with the mobile payments feature, you can make quick purchases directly from your device no cash or cards needed! We also understand that sharing money with friends or family should be simple. That's why we offer person-to-person transfers, so sending money is as easy as sending a text message. And if you're looking to keep track of your spending while being eco-friendly, you can opt for e-statements instead of paper ones.

Security and Accessibility

Your security is our priority. Our online banking services are equipped with robust security measures to protect your personal information and financial data. You can bank with peace of mind knowing that we take every precaution to safeguard your assets. Overall, at Truwest, we aim to make banking easy and accessible for everyone. Whether you're at home or out and about, managing your finances has never been simpler! For more information about our digital banking services, visit us at https://truwest.org/ today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 174,184, showcasing a strong and growing member base that trusts us with their finances. This trust forms the backbone of our operations and drives us to continually improve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truwest is your trusted partner. Visit us at 1990 W Elliot Rd Chandler Az 85224 or call (480) 857-4500 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $14,347 in used auto loans and a total of $1,294,083,983 in loans and leases available. Our focus is on empowering you to achieve your dreams whether it's buying a new car or investing in your home.

Member-Centric Savings

Members' savings are secured through $375,577,855 in share certificates and $286,859,632 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $8,112,341 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 262 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $162,158,583 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach helps us adapt to your needs while strengthening our overall service offerings.

Solid Financial Foundation

With a net worth of $174,088,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $998 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $266,173,292 in used vehicle loans and $239,600,636 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Loans

For business owners aiming for growth and expansion, our outstanding commercial loans totaling $68,855,477 provide the capital needed to thrive. Whether you're starting a new venture or expanding an existing one, we have solutions designed for small businesses in mind. At Truwest in Chandler (1990 W Elliot Rd), we're committed to supporting our community with transparent lending practices and personalized service. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to reach out! You can contact us at 480-857-4500 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations!

Credit Lines and Unsecured Credit Cards

For those seeking flexibility in managing their finances, we also provide robust credit line options totaling $729,468,684. Additionally, our unsecured credit card loans amounting to $33,316,520 offer convenient access to funds without needing collateral. These products help you manage expenses while enjoying rewards and benefits that suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $281,505,183, make buying or refinancing simple. We offer various products tailored to fit your financial situation, whether you're purchasing a new home or looking to refinance an existing mortgage.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers that reflect the true market conditions. By relying on verified financial institutions, LendMesh guarantees that the information presented is both reliable and up-to-date.

Truwest