Trustone Financial Saint Paul MN Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Trustone Financial, your trusted partner in financial wellness since 1939! Located at 757 Cleveland Ave S, Saint Paul, MN 55116, we are proud to serve our vibrant community with a range of financial services tailored to meet your needs. With over 215,000 members and total assets reaching an impressive $5,352,108,834, Trustone Financial stands as a pillar of strength and reliability in the world of credit unions. At Trustone Financial, we believe that banking should be personal and accessible. Whether you're looking for auto loans, mortgage options, or business banking services, we have you covered. Our commitment to our members is reflected in our solid financial foundation, which includes $196,573,599 in deposits and a net worth of $572,960,534. We also take pride in having a dedicated team of 546 employees, all working diligently to ensure you receive the best service possible. Led by CEO Dale Turner and Board President John Christenson, our leadership team is deeply invested in the well-being of our members and community. We invite you to explore our services online at trustonefinancial.org or reach out directly at 800-862-1998. While members can visit us at our branch location for face-to-face assistance, official correspondence can also be sent to our mailing address at 757 Cleveland Ave S, Saint Paul, MN 55116. Join us on this journey toward financial empowerment! Whether you're a long-time member or considering joining our family, we look forward to helping you achieve your financial goals.

Branch History & Mission

Welcome to Trustone Financial, a branch that has been a cornerstone of the Saint Paul community since it opened its doors in 1939. With a rich legacy spanning over eight decades, we have grown alongside our members, adapting to their needs and helping them achieve their financial goals. Located at 757 Cleveland Ave S, Saint Paul, MN 55116, our branch is easily accessible and serves as a hub for personal banking services, community events, and financial education. Since our inception, Trustone Financial has been dedicated to providing exceptional financial services while fostering a sense of belonging among our members. Today, we proudly serve over 215,000 members with total assets amounting to an impressive $5,352,108,834. Our mission is clear: to empower individuals and families through accessible financial solutions that promote stability and growth. At Trustone Financial, we are more than just a credit union; we are your neighbors. Our commitment to supporting the local community is reflected in our partnerships with various organizations and initiatives aimed at enhancing the quality of life in Saint Paul. We strive to make banking easier for everyone by offering services such as personal checking accounts, auto loans, mortgage options, and business banking solutions. We understand the importance of adapting to modern needs. That's why we've embraced digital advancements that allow you to manage your finances conveniently from anywhere. Our online banking platform offers robust features like mobile payments and e-statements, making it easy for you to stay on top of your accounts. Additionally, our drive-thru service and ATM availability ensure that you have access to your funds when you need them. While members can visit us at 757 Cleveland Ave S for all their banking needs, official correspondence should be sent to the same address. Our operating hours reflect our commitment to serving you: Lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM; Drive-thru hours extend from Monday through Friday from 8:30 AM to 6 PM and Saturday from 9 AM to 1 PM. As we continue our journey into the future, we invite you to join us at Trustone Financial. Experience firsthand the dedication we have toward your financial well-being and the community's growth. Together, we can build a brighter future one member at a time. For more information or to become part of our family today, give us a call at 800-862-1998 or visit us online at Trustone Financial.

Branch Location & Accessibility

Welcome to Trustone Financial, your community-focused credit union located at 757 Cleveland Ave S in beautiful Saint Paul, MN. Our branch is nestled conveniently near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're grabbing a coffee at a nearby café or visiting the local park, we're just around the corner. At Trustone Financial, we believe in making banking accessible for everyone. Our branch features ample parking and is designed with accessibility in mind, including ADA-compliant ramps for our members who may need extra support. Plus, we offer a drive-thru service to make quick transactions even easier. We're proud to serve you with extended operating hours. Visit us Monday through Friday from 9 AM to 5 PM, or swing by on Saturday from 9 AM to 1 PM. For those who prefer using our drive-thru service, we're open from 8:30 AM to 6 PM on weekdays and from 9 AM to 1 PM on Saturdays. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or mortgage financing, you'll find everything you need right here at Trustone Financial. We also provide shared services for partner credit union members, which means even more options at your fingertips! If you have any questions or need assistance, don't hesitate to give us a call at 800-862-1998. Our friendly team is ready to help you navigate your financial journey. We look forward to welcoming you into our branch soon!

Member Eligibility

At Trustone Financial, we believe that everyone deserves a place in our welcoming community. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in our service areas. Additionally, if you have family members who are already part of our credit union, you're also eligible to join! This inclusive approach ensures that all members can benefit from our range of services tailored to meet your financial needs. To explore detailed eligibility requirements, feel free to visit this link. Once you're ready to take the next step, opening an account is a breeze! Just check out this page for easy account setup options. If you have any questions or need assistance, don't hesitate to call us at 800-862-1998. We're excited to welcome you to Trustone Financial and support you on your financial journey!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $668 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,275,558,427, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Life Easier

Imagine processing payments effortlessly while focusing on what you do best running your business. Our merchant services enable you to accept various payment methods seamlessly, ensuring you never miss a sale. Whether you're a local cafe or a growing retail store, our solutions adapt to fit your needs. Discover how Trustone Financial can be the catalyst for your business success. Reach out today at (800) 862-1998 or visit us at 757 Cleveland Ave S Saint Paul Mn 55116 to learn more about our offerings!

Comprehensive List Of Services

Business Banking Services

For small business owners, Trustone Financial offers comprehensive business banking services, including merchant services and business loans. We understand the challenges of running a business and aim to support your financial needs so you can focus on what matters most growing your business.

Credit Cards and Rewards

We also provide credit cards with rewards, allowing you to earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back. This service not only helps in building your credit score but also rewards you for spending.

Modern Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why we prioritize digital banking features like online and mobile banking, enabling you to manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, handling transactions has never been easier. Our branch also offers essential ATM and cash withdrawal services along with basic drive-thru banking for quick deposits and withdrawals without stepping inside the branch. Plus, as part of our commitment to accessibility, we provide basic shared branch transactions for partner credit union members.

Personal Banking Solutions

For those managing personal finances, we offer various checking and savings accounts tailored to suit different lifestyles. Imagine having easy access to your funds while earning interest on your savings this is what our accounts provide. Additionally, if you're considering purchasing a new car or refinancing an existing vehicle, our auto loans and vehicle financing options make it simple and affordable. Do you dream of owning a home? Our mortgage loans and refinancing services can help turn that dream into reality. With competitive rates and personalized support, buying a home becomes less daunting. If you need extra cash for unexpected expenses or want to consolidate debt, our personal loans and debt consolidation solutions are here to assist you.

Visit Us Today!

At Trustone Financial in Saint Paul, we are here to serve you with friendly faces ready to assist with any banking need. For more information about our services or to get started with an account today, give us a call at 800-862-1998 or visit us online at Trustone Financial. We look forward to welcoming you into our community!

Digital & Online Banking

Convenient Payment Options

If you're looking for quick payment methods, our mobile payments feature lets you make purchases with just your smartphone. This means no more fumbling for cash or cards; simply tap and go! Explore all these services today at https://trustonefinancial.org/ and experience how easy banking can be with Trustone Financial. Your financial well-being is just a click away!

Easy Transactions

Transferring money between friends or family members is simple with our person-to-person transfer feature. Whether you're splitting a dinner bill or sending a gift, it's all done in just a few clicks. Additionally, e-statements help you keep track of your financial activity while reducing paper clutter another step towards making banking more eco-friendly.

Key Features

Our online banking service provides 24/7 access, allowing you to check balances, transfer funds, and pay bills right from the comfort of your home or on the go. Plus, with our mobile application, managing your money is just a few taps away. Whether you're waiting in line or relaxing at home, staying on top of your finances has never been easier.

Security You Can Trust

Security is a top priority for us at Trustone Financial. We use advanced encryption technology to keep your information safe. With features like electronic signature authorization, you can complete transactions securely without the hassle of paperwork. Our commitment to protecting your financial data ensures peace of mind every time you log in.

Financial Strength

At Trustone Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We're proud to highlight our strong financial position, which underscores our commitment to serving you better. With a net worth of $572,960,534, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,070 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,242,988,175 in share certificates and $1,045,690,516 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $308,015,386, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $343,056,742 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $23,979 in used auto loans and $3,855,701,831 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our performance reflects our operational efficiency with a net income of $44,750,255, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 522 full-time employees and 24 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 482,195, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trustone Financial is your trusted partner. Visit us at 757 Cleveland Ave S Saint Paul Mn 55116 or call (800) 862-1998 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $375,473,414 in used vehicle loans and $105,083,352 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our terms are designed to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,275,558,427 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you with tailored solutions that meet your specific needs.

Eligibility and Refinancing Options

If you're considering refinancing your existing loans or exploring eligibility options for any of our products, we encourage you to reach out. Our team is ready to assist you with personalized guidance tailored to your situation. At Trustone Financial, we believe that everyone deserves access to the right financial tools to help them thrive. For more information about our loan offerings or to discuss how we can assist you further, please contact us at (800) 862-1998 or visit us at our branch located at 757 Cleveland Ave S Saint Paul Mn 55116 in Saint Paul, MN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward reaching your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $798,183,166, make buying or refinancing simple. We provide support throughout the process and offer competitive rates to ensure that you feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $117,811,477 in loans helping members manage their finances effectively. This option allows for greater flexibility in spending while maintaining control over your budget.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers.