Trustone Financial Oakdale MN Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Trustone Financial, your trusted partner in financial success since 1939. Located at 7860 32Nd St N, Oakdale, MN 55128, our branch has been a cornerstone of the community, dedicated to serving over 215,000 members with personalized banking solutions. With total assets exceeding $5.35 billion and deposits reaching $196.57 million, we are committed to providing stability and growth for our members' financial journeys. At Trustone Financial, we understand that every member's needs are unique. That's why we offer a diverse range of services, from auto loans and mortgage financing to personal loans and business banking solutions. Our experienced team, led by CEO Dale Turner and Board President John Christenson, is here to guide you through every step of your financial decisions. While members can visit us at our Oakdale branch, official correspondence should be sent to the same address: 7860 32nd St N, Oakdale, MN 55128. Your trust is important to us. We proudly maintain a net worth of $572.96 million and ensure that you have access to your funds when you need them with over $71.83 million in cash on hand. Whether you're looking for help with saving for the future or financing a new vehicle, our dedicated staff is ready to assist you. We invite you to explore how Trustone Financial can make a difference in your life today! Feel free to reach out by calling us at 800-862-1998 or visit our website at Trustone Financial. Your financial future starts here!

Branch History & Mission

Community Engagement

Our roots are deeply embedded in the Oakdale community. Over the years, Trustone Financial has forged partnerships with local organizations and initiatives aimed at uplifting those around us. We actively participate in community outreach programs that support education, health, and welfare efforts ensuring that we contribute positively beyond just financial transactions. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 7860 32nd St N, Oakdale, MN 55128 if it differs from your visit.

Join Us

As we look towards the future, we invite you to join Trustone Financial. Experience firsthand how we can help you achieve your dreams while being part of a community-focused credit union dedicated to making a difference in your life. Call us today at 800-862-1998 or visit our website at Trustone Financial for more information about membership and services. Together, let's build a brighter financial future!

Our Mission

At Trustone Financial, our mission is clear: to enhance the lives of our members by providing accessible financial services that foster personal and community growth. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a first home, saving for retirement, or starting a business. Our comprehensive range of services includes checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards designed to meet diverse needs. We are also committed to being there for you when you need us most. That's why we offer shared service centers and drive-thru banking options for your convenience. Our operating hours are tailored to fit busy schedules: Lobby hours are Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 1 PM; drive-thru services extend even further on weekdays until 6 PM.

Branch Location & Accessibility

Welcome to Trustone Financial, your friendly neighborhood credit union located at 7860 32Nd St N in Oakdale, MN. Nestled conveniently near local landmarks, our branch is easy to find and offers a welcoming atmosphere for all your banking needs. If you're coming from the bustling area around Oakdale Park or the nearby shopping centers, you'll appreciate the straightforward access to our location. We have ample parking available to make your visit as smooth as possible. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant entrances and pathways so everyone can enjoy our services without hassle. At Trustone Financial, we understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. For those who prefer the convenience of drive-thru banking, we're here for you Monday through Friday from 8:30 AM to 6 PM and Saturday from 9 AM to 1 PM as well. Need cash on-the-go? You'll be pleased to know that we have ATM services available right at our branch. Whether you need quick withdrawals or balance checks, we've got you covered! Additionally, if you're a member of one of our partner credit unions, feel free to take advantage of shared service center transactions for deposits and withdrawals. While members can visit us at 7860 32Nd St N Oakdale Mn 55128, official correspondence should be sent to 7860 32nd St N, Oakdale, MN 55128 for any necessary documentation or inquiries. Our dedicated team is always ready to assist you with various services such as personal banking accounts, auto loans, mortgages, and more. If you have questions or just want to chat about how we can help you achieve your financial goals, don't hesitate to give us a call at (800) 862-1998. We look forward to seeing you soon at Trustone Financial!

Member Eligibility

At Trustone Financial, we believe that everyone deserves to be part of a supportive community that helps them thrive. Becoming a member is simple and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We also welcome family members of existing members, making it easy for your loved ones to benefit from our services too. For more specific details on eligibility requirements, feel free to check out our resource at https://trustonefinancial.org/about-us/membership. Joining Trustone Financial comes with fantastic advantages, like personalized financial solutions tailored just for you. Opening an account is a breeze, and our friendly team is ready to assist you every step of the way. To get started on your journey with us, visit our account opening page here: https://applymortgage.trustone.org/homehub/signup/[email protected]?from_mobile_share=true or give us a call at (800) 862-1998. We can't wait to welcome you into our growing family at Trustone Financial, located at 7860 32Nd St N Oakdale Mn 55128!

Business Banking & Commercial Services

Lending Support for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $668 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,275,558,427, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments seamlessly whether it's through credit cards or digital wallets making it easier for customers to shop with you. Our solutions not only enhance customer satisfaction but also help streamline your operations. Located at 7860 32Nd St N, Oakdale, MN 55128, Trustone Financial is here to empower your business journey. For personalized assistance and more information on how we can support your growth, call us at 800-862-1998 today!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, we offer comprehensive business banking solutions. From merchant services that facilitate payments from customers to business loans designed to help you grow, we support your journey toward success.

Credit Cards & Rewards

Looking for a credit card that offers more than just spending power? Our credit cards with rewards allow you to earn points on purchases, making it easier to treat yourself while managing your expenses.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that let you manage your accounts anytime, anywhere. Need cash? Our ATM and cash withdrawal services ensure you have easy access to your funds when you need them most. Plus, with basic drive-thru banking available for deposits, withdrawals, and simple transactions, getting what you need is quick and straightforward.

Get Started Today!

At Trustone Financial, we believe in building strong relationships with our members through personalized service and community engagement. If you're ready to take advantage of these valuable services or have any questions about what we offer, don't hesitate to reach out! Call us at (800) 862-1998, or visit us at our branch in Oakdale, MN. We look forward to helping you achieve your financial goals! Explore all that we have to offer by visiting our website: https://trustonefinancial.org/ today!

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking services are designed to simplify things for you. With various checking and savings accounts, you can easily manage your day-to-day expenses while saving for the future. Need a vehicle? Our auto loans and vehicle financing options are here to help you hit the road without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services provide competitive rates and expert guidance throughout the process. For those unexpected expenses or plans that require some extra cash, our personal loans and debt consolidation options are tailored to meet your specific needs.

Shared Branching & Accessibility

We also participate in shared branching networks, allowing members from partner credit unions to perform basic transactions like deposits and withdrawals at our location. This means more flexibility for our members when accessing their accounts.

Digital & Online Banking

Mobile Banking Features

For those who like to bank on their phones, our mobile application provides an intuitive experience. You can make mobile payments with ease and even conduct person-to-person transfers. Sending money to friends or family is as simple as a few taps on your screen. Our app also ensures that all transactions are secure, giving you peace of mind while managing your finances.

Online Banking Access

With our 24/7 online banking services available at https://trustonefinancial.org/, you can check balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, our platform is always within reach. Plus, if you prefer paperless options, you'll be pleased to know that we offer e-statements for quick and easy access to your account information.

Signatures and Authorizations

Worried about signing documents? Our electronic signature authorization feature streamlines this process. You can complete necessary paperwork quickly without needing to visit a branch. It's all part of our commitment to making banking easier for you. At Trustone Financial, we're dedicated to providing user-friendly digital banking solutions that empower you to manage your money effortlessly and securely. Experience the freedom of banking at your convenience today!

Financial Strength

At Trustone Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support your needs today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $572,960,534, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1070 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,242,988,175 in share certificates and $1,045,690,516 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $308,015,386, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $343,056,742 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $23,979 in used auto loans and a total of $3,856,701,831 in loans and leases. Our operational efficiency is reflected in our impressive net income of $44,750,255, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 522 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 482,195, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trustone Financial is your trusted partner. Visit us at 7860 32Nd St N Oakdale Mn 55128 or call 800-862-1998 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $375,473,414 in used vehicle loans and $105,083,352 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles so you can find a plan that fits your budget.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,275,558,427 provide the capital needed to expand your business operations. We understand the unique challenges faced by entrepreneurs and are committed to providing personalized service that meets your specific needs. At Trustone Financial in Oakdale, we believe in empowering our members through transparent lending practices. If you're interested in refinancing options or have questions about eligibility for any of our loan products, don't hesitate to reach out. You can contact us at 800-862-1998 for assistance or visit our website at Trustone Financial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $798,183,166, giving you the support you need as you navigate the real estate market. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $117,811,477 in loans helping members manage their finances effectively, our credit cards come with various rewards and benefits designed to make everyday purchases easier and more rewarding.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing authentic offers. - No Sponsored Listings: Unlike many comparison sites, LendMesh does not prioritize lenders based on paid promotions. This commitment to neutrality means users receive unbiased results tailored to their needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users stay informed about the best options available in the market. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the tool is for individuals looking to secure better financing options. For those ready to explore their borrowing options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*