Trustone Financial Minneapolis MN Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to Trustone Financial, your trusted partner in financial well-being located at 527 Central Ave Ne, Minneapolis, MN 55413. Since our establishment in 1939, we've been dedicated to serving our community with integrity and care. With a robust membership base of over 215,000 members, we pride ourselves on being more than just a credit union; we are a community-focused institution committed to making a positive impact in the lives of those we serve. As part of our mission, we offer a variety of financial products and services tailored to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we're here to help. Our total assets amount to an impressive $5,352,108,834, allowing us to provide substantial support for both individual members and local businesses. In fact, we've issued over 124,642 loans that empower our members to achieve their financial goals. At Trustone Financial, we are proud of our strong financial foundation, boasting a net worth of $572,960,534 and total deposits reaching $196,573,599. Our friendly staff of 546 employees, led by CEO Dale Turner and Board President John Christenson, is always ready to assist you. You can reach us at 800-862-1998 or visit our website at trustonefinancial.org for more information about our services. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: 527 Central Ave NE, Suite 2, Minneapolis, MN 55413-2732. Join us as we continue to build a brighter financial future together! Visit us today or call for personalized assistance tailored just for you.

Branch History & Mission

Community Commitment

Trustone Financial is proud to offer a range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our shared service center enhances convenience by allowing members from partner credit unions to access basic transactions here as well. We also embrace digital advancements with online banking and mobile payment options that make managing your finances easier than ever. We understand that being part of a community means giving back. That's why we actively participate in outreach programs that support local initiatives and charities. We work tirelessly alongside other organizations to promote financial literacy and create opportunities for economic growth within Minneapolis. As we continue on this journey together, we invite you to join Trustone Financial today! Discover how we can help you achieve your financial goals while contributing positively to our community. Visit us or call us at (800) 862-1998 we're excited to welcome you into the Trustone family!

Our Journey

From our humble beginnings in the late 1930s, Trustone Financial was founded with the vision of providing accessible financial solutions to everyone in the community. Over the decades, we have continuously evolved our services while staying true to our mission of empowering individuals and families through better banking options. Our headquarters are located in Plymouth, MN, but our commitment shines brightly at our Minneapolis branch where we focus on making banking straightforward and beneficial for all.

Our Mission

At Trustone Financial, our mission goes beyond just providing financial products; we aim to enhance the quality of life for our members and support our local communities. We believe that everyone deserves access to affordable financial services. By prioritizing both member satisfaction and community enrichment, we strive to be more than just a credit union we want to be a source of strength for those we serve. While members can visit us at 527 Central Ave Ne Minneapolis Mn 55413, official correspondence should be sent to 527 Central Ave NE, Minneapolis, MN 55413-2732. We invite you to experience our friendly service firsthand during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 1 PM.

Branch Location & Accessibility

Welcome to Trustone Financial, your friendly credit union located in the heart of Northeast Minneapolis! You can find us at 527 Central Ave Ne, right near popular local spots that make our community vibrant. Whether you're grabbing a coffee or visiting a nearby park, we're conveniently situated to serve you better. At Trustone Financial, we pride ourselves on accessibility. Our branch is designed to be welcoming for everyone, featuring ADA-compliant entrances and ramps to ensure easy access. Plus, there's plenty of parking available nearby, making your visit hassle-free. While members can visit us at 527 Central Ave Ne for all their banking needs, please note that official correspondence should be sent to our mailing address at 527 Central Ave NE, Suite 2, Minneapolis, MN 55413-2732. We understand that your time is valuable. That's why our lobby hours are tailored to fit your busy schedule: we're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Feel free to call us at 800-862-1998 if you have any questions or need assistance! For added convenience, we offer ATM services so you can access your funds anytime. While we don't have a drive-thru service, our friendly staff is always ready to assist you inside the branch. Additionally, we participate in shared services with partner credit unions, making it even easier for our members to handle basic transactions like deposits and withdrawals. We invite you to stop by Trustone Financial in Northeast Minneapolis today! Our team looks forward to helping you with personal banking services such as checking accounts, auto loans, mortgage options, and more. Visit us soon and experience the difference in community-focused banking!

Member Eligibility

At Trustone Financial, we believe that everyone deserves access to financial services in a welcoming community. Becoming a member is easy and open to anyone who lives, works, or worships in the areas we serve. If you're looking for a place that prioritizes your needs and supports your financial journey, you've come to the right spot. You can find more specific eligibility details at https://trustonefinancial.org/about-us/membership, where you'll discover how simple it is to join our family. Once you know you're eligible, opening an account is just as straightforward! You can start the process online by visiting https://applymortgage.trustone.org/homehub/signup/[email protected]?from_mobile_share=true or give us a call at (800) 862-1998 if you have any questions. We're here to help you every step of the way at our branch located at 527 Central Ave Ne Minneapolis Mn 55413. Welcome aboard; we can't wait to support your financial goals!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $668 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,275,558,427, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify daily operations. Imagine having an easy way to process payments while keeping track of sales seamlessly. Our services help you manage transactions efficiently so you can focus more on growing your business. Located at 527 Central Ave Ne, Minneapolis, MN 55413, our branch is dedicated to serving your business needs. Whether you're just starting or looking to expand, Trustone Financial is here to partner with you every step of the way. For more information or assistance, call us at 800-862-1998 today!

Comprehensive List Of Services

Business Banking Solutions

For our members who are entrepreneurs or business owners, business banking services are available as well. We offer merchant services and business loans designed to support your growth and streamline your operations.

Connect With Us

We invite you to visit us at 527 Central Ave Ne Minneapolis Mn 55413 in Minneapolis, MN, or give us a call at (800) 862-1998 for more information on how we can assist you in achieving your financial goals. Explore all these offerings today by visiting our website at Northeast Minneapolis. Let us be part of your financial journey!

Digital Banking Convenience

In today's fast-paced world, convenience is key. At Trustone Financial, our robust online and mobile banking services allow you to manage your finances anytime, anywhere. You can easily access your accounts, pay bills, transfer funds, and even deposit checks from the comfort of your home or on-the-go. Our ATM services ensure you have quick access to cash when needed.

Loans and Credit Options

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services can help lighten the load, allowing you to manage payments effectively. Plus, if you're looking for a way to earn rewards while spending, check out our credit cards with rewards, perfect for everyday purchases or special occasions.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that make managing your money easy and straightforward. If you're thinking about buying a new vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms, helping you hit the road without breaking the bank. For those considering homeownership or refinancing an existing mortgage, our mortgage loans provide guidance throughout the process, ensuring you find the best fit for your financial situation.

Shared Branch Transactions

Additionally, if you're a member of a partner credit union, enjoy basic shared branch transactions such as deposits and withdrawals right here at our location. This feature enhances accessibility so that managing finances becomes hassle-free.

Digital & Online Banking

In today's fast-paced world, having access to your finances anytime and anywhere is essential. At Trustone Financial, we prioritize your convenience and security with our robust digital and online banking services. Whether you're managing your account from home or on the go, we make it easy for you. With our online banking platform, available at https://trustonefinancial.org/, you can view your account balances, pay bills, and transfer funds 24/7. This service gives you real-time access to your financial information, so you're always in control. Plus, our electronic signature authorization feature simplifies the process of signing documents securely without needing to visit a branch. For those who prefer managing their finances via mobile devices, our mobile application is designed for ease of use. You can enjoy features like mobile payments, allowing you to make quick purchases with just a tap. Our person-to-person transfer option lets you send money to friends or family instantly perfect for splitting bills or sending gifts. We also offer e-statements that keep your financial records organized and accessible without cluttering your mailbox. These electronic statements provide a secure way to track your transactions while reducing paper waste. At Trustone Financial, we understand that safety is a top concern when it comes to online banking. That's why we implement advanced security measures to protect your personal information and ensure peace of mind while you bank. Experience the future of banking with us today! Visit https://trustonefinancial.org/ to explore all the digital services available at Trustone Financial and take advantage of convenient banking made just for you.

Financial Strength

Commitment to Growth

With $343,056,742 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $23,979 in used auto loans and a total of $3,856,701,831 in loans and leases available for various needs.

Member-Centric Savings Options

Members' savings are secured through $1,242,988,175 in share certificates and $1,045,690,516 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $308,015,386, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our net income of $44,750,255, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 522 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $572,960,534, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1070 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share Accounts stand at an impressive 482,195, showing a strong and growing member base that trusts us with their finances. This growth reflects not only our reliability but also the satisfaction of our members who choose Trustone Financial as their trusted partner for all their banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trustone Financial is here to help you achieve your goals. Visit us at 527 Central Ave Ne Minneapolis Mn 55413 or call 800-862-1998 to learn more about how we can assist you on your financial journey.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $375,473,414 in used vehicle loans and $105,083,352 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, making it easier than ever to drive away in the car you want.

Credit Lines

For those seeking additional flexibility, our total credit lines amount to $1,947,887,972. This can be an ideal solution for managing cash flow or unexpected expenses without the burden of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $798,183,166, make buying or refinancing simple. Our dedicated team is here to guide you through the process and help you find a mortgage solution that fits your financial situation.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages, we can help assess your eligibility and find options that may lower your monthly payments or reduce your interest rates. Our commitment is not just about providing loans; it's about empowering our members with the financial tools they need for success. If you're interested in learning more about our loan offerings or want assistance with refinancing options, please don't hesitate to reach out at 800-862-1998 or visit us at 527 Central Ave Ne Minneapolis Mn 55413. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Trustone Financial, we're here to support you every step of the way.

Unsecured Credit Card Loans

Managing daily expenses is made easier with our unsecured credit card loans. We offer flexible terms on unsecured credit card loans, with a total of $117,811,477 in loans helping members manage their finances effectively. Enjoy peace of mind knowing that you have access to funds when you need them.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh ensures that users have access to accurate information when making important financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all offers are fair and transparent, allowing users to navigate their options confidently. One of the standout features of LendMesh is its emphasis on verified data. All loan offers are sourced from legitimate financial institutions, which means users can trust the information they receive. Moreover, LendMesh does not prioritize lenders based on paid promotions users will see unbiased results that truly reflect current market conditions. Real-time rate comparisons provide up-to-date loan rates from multiple institutions, empowering users to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective the platform is in helping individuals find the best loan options tailored to their needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.