Trustone Financial Minneapolis MN Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Trustone Financial, your community-focused credit union located at 2535 27Th Ave S, Minneapolis, MN 55406. Since opening our doors in 1939, we have been dedicated to serving our members with care and integrity. With a robust membership of over 215,000 individuals and total assets exceeding $5.35 billion, we pride ourselves on being a trusted partner in your financial journey. At Trustone Financial, we understand that every member's needs are unique. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions tailored just for you. Whether you're looking to buy your first car or need assistance with managing your business finances, our experienced team is here to help. Our commitment to the community is reflected not only in our services but also in our leadership. Under the guidance of CEO Dale Turner and Board President John Christenson, we strive to maintain a strong presence in Minneapolis while ensuring that every member feels valued and supported. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 2535 27th Ave S, Minneapolis, MN 55406. Feel free to reach out to us at 800-862-1998 for any inquiries or assistance. Join us at Trustone Financial where your financial well-being is our top priority! Visit our website at Trustone Financial to learn more about how we can serve you today.

Branch History & Mission

Welcome to Trustone Financial, a cornerstone of community banking in Minneapolis, MN. Since opening our doors in 1939, we have dedicated ourselves to serving our members with integrity and compassion. Over the years, we've grown from a small credit union into a thriving institution with over 215,000 members and total assets exceeding $5.3 billion. Our journey reflects not just financial success but also a deep commitment to the community we serve. Located at 2535 27th Ave S, Minneapolis, MN 55406, Trustone Financial is easily accessible for all your banking needs. We are proud to offer services that cater to every aspect of your financial life from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business financing. Our branch is equipped with modern amenities including ATM access and drive-thru services for added convenience. At Trustone Financial, our mission is simple yet profound: to improve the financial well-being of our members while supporting the communities where they live and work. We believe that banking should be more than just transactions; it should be about building relationships and fostering trust. This mission drives us to create innovative financial products while ensuring that we remain approachable and responsive to the needs of our members. In addition to our core financial services, we pride ourselves on our community outreach efforts. We actively participate in local events and partner with organizations that uplift our neighborhoods. These partnerships allow us to give back, creating positive change while reinforcing our commitment to social responsibility. While members can visit us at 2535 27th Ave S, official correspondence should be sent to the same address as there is no separate mailing address. Whether you're looking for advice on managing debt or exploring options for homeownership, we're here for you. As technology evolves, so do we. We offer online banking, mobile payments, and e-statements to make your banking experience as easy as possible. We are also committed to being ADA compliant so that all members can access our services comfortably. Join Trustone Financial today and experience a credit union that puts people first! With an unwavering focus on member service and community support, we invite you to become part of our family. Explore the benefits of membership by visiting us online or calling us at 800-862-1998. Your journey toward financial empowerment starts here!

Branch Location & Accessibility

Getting Here

At Trustone Financial, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can visit us without any hassle. Ample parking is available nearby, so you won't have to worry about finding a spot when you come by.

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. For those who prefer quick service, our drive-thru is open Monday through Friday from 8:30 AM to 5 PM and on Saturdays from 9 AM to 1 PM. At our Minneapolis branch, we offer a range of services tailored to meet your financial needs. Whether you're interested in personal banking options like checking and savings accounts or need assistance with auto loans, mortgage loans, or credit cards with rewards, we've got you covered! Plus, if you're a member of another credit union, our shared service center allows for simple transactions such as deposits and withdrawals.

Stay Connected

Should you have any questions or need assistance before your visit, feel free to reach out to us at 800-862-1998. Our friendly team is here to help! While you can visit us at our physical location at 2535 27Th Ave S, please note that official correspondence should be sent to the same address. We look forward to welcoming you into our Trustone Financial family soon!

Member Eligibility

At Trustone Financial, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports each other. If you're looking to become a member of our branch located at 2535 27Th Ave S, Minneapolis, MN 55406, you'll find that the eligibility criteria are designed to be inclusive and welcoming. To qualify for membership, you typically need to live, work, or attend school in the areas we serve or have a family member who is already a member. This means that many people in our community can easily join us! For the most detailed and up-to-date information on eligibility, we encourage you to visit our website at https://trustonefinancial.org/about-us/membership. Once you're ready to take the next step toward membership, opening an account with Trustone Financial is straightforward and user-friendly. You can start your application online by visiting https://applymortgage.trustone.org/homehub/signup/[email protected]?from_mobile_share=true. If you have any questions during this process, feel free to reach out to us at 800-862-1998. We're excited to welcome you into our community!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $668 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,275,558,427, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing for your business. Whether you're a retail shop or an online store, we provide reliable solutions that enable you to accept payments easily and securely. This means you can focus on what you do best serving your customers and growing your business. Visit us at 2535 27Th Ave S Minneapolis Mn 55406, Minneapolis, MN or call us at (800) 862-1998 to learn how we can help elevate your business today!

Comprehensive List Of Services

Credit Cards with Benefits

Our credit cards come with rewards that add value to your everyday purchases. Picture this: using your card for groceries or gas and earning points that can be redeemed for travel or merchandise. It's not just about spending; it's about making the most out of every dollar.

Drive-Thru and Shared Services

For those who prefer face-to-face interactions but still want convenience, our drive-thru banking provides quick service for deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, with shared branch transactions available for partner credit union members, accessing funds has never been easier. At Trustone Financial, located at 2535 27Th Ave S Minneapolis Mn 55406, we're here for all your financial needs. If you'd like more information about our services or how we can assist you today, please call us at (800) 862-1998. Explore how we can support your financial journey join us at Minneapolis (seward)!

Embracing Digital Convenience

In today's fast-paced world, managing finances digitally is essential. That's why we provide online and mobile banking services that let you handle transactions from the comfort of your home or on the go. Whether it's checking balances, transferring money, or paying bills, our user-friendly platforms make banking convenient and accessible.

Financing Your Dreams

Whether you're eyeing a new car or planning to buy your dream home, our auto loans and mortgage financing options are here for you. With competitive rates and flexible terms, we make it easier than ever to drive off in a new vehicle or move into a new space. And if you're looking for personal loans or debt consolidation, our friendly team can guide you through the process with ease, helping you find the best solution for your financial goals.

Personal Banking Made Easy

Managing your money should be straightforward. That's why we offer personal banking options like checking and savings accounts that fit your lifestyle. Imagine having a reliable place to store your funds while also earning interest our accounts are structured to help you grow your savings effortlessly. Need quick access to cash? Our ATM services allow you to withdraw funds and check balances anytime, anywhere.

Support for Businesses

For our business members, we offer banking solutions designed specifically for entrepreneurs. From merchant services that simplify transactions to business loans that help fuel growth, we understand what it takes to run a successful operation. Our dedicated team is ready to assist you at every turn.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking service is not just about checking balances. It offers a full suite of features to help you manage your money effectively. You can enroll in e-statements for easy access to your financial documents without the clutter of paper statements. Plus, we support electronic signature authorization, making it easy for you to sign important documents securely from the comfort of your home. If you're always on the go, our mobile application brings banking right to your fingertips. With this app, you can make mobile payments, transfer funds person-to-person, and even manage bill payments all from your smartphone. It's like having a bank branch in your pocket!

Real-Time Management

With our online banking services, real-time account management is easier than ever. You can monitor transactions as they happen, set alerts for unusual activity, and keep track of your spending effortlessly. This level of control empowers you to make informed decisions about your finances. In summary, Trustone Financial offers a comprehensive range of digital banking options tailored to fit your lifestyle. Experience the ease and security of managing your money with us today! Visit https://trustonefinancial.org/ to get started!

Security You Can Trust

Security is our top priority. We use advanced measures to ensure that all your transactions are safe and sound. Whether you're accessing your account via our website or mobile app, you can rest assured that your personal information is protected.

Financial Strength

At Trustone Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on solid foundations, and our financial strength reflects our commitment to serving you. With a net worth of $572,960,534, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,242,988,175 in share certificates and $1,045,690,516 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $308,015,386, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $343,056,742 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial: with $23,979 in used auto loans and a total of $3,856,701,831 in loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $44,750,255, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 522 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. As of now, we have a total of 482,195 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our available funds for lending and investments stand at $0, indicating our readiness to assist you when needed. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Trustone Financial is your trusted partner. Visit us at 2535 27Th Ave S Minneapolis MN 55406 or call 800-862-1998 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $375,473,414 in used vehicle loans and $105,083,352 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,275,558,427 provide the capital needed to expand operations. Whether you need funding for equipment purchases or working capital for daily operations, we have tailored solutions for your business needs. Our commitment is not just to provide loans but to support our members throughout their financial journey. For more information on refinancing options or eligibility criteria for any of our loan products, don't hesitate to reach out at 800-862-1998. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product that fits your needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $798,183,166, make buying or refinancing simple. We offer various mortgage solutions tailored to fit your budget and lifestyle. If you're looking to refinance an existing mortgage or explore eligibility options for first-time buyers, our dedicated staff can guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $117,811,477 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to enhance your purchasing power while keeping your spending under control.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By gathering information only from trusted lenders, LendMesh helps you make informed choices without the stress of uncertainty.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can easily spot the best deals available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony illustrates how effective and user-friendly the platform is for securing better loan options. To explore your options and compare real-time loan offers today, visit LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.