Trustone Financial Golden Valley MN Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Trustone Financial, your trusted partner in financial wellness, located at 605 Boone Ave N, Golden Valley, MN 55427. Since our establishment in 1939, we have proudly served our members with a commitment to provide exceptional banking services and community support. With over 215,432 members and assets totaling an impressive $5,352,108,834, Trustone Financial stands as a pillar of stability and growth within the community. At Trustone Financial, we believe that everyone deserves access to quality financial resources tailored to their needs. Our diverse offerings include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For businesses, we provide merchant services and business loans designed to help you thrive. Currently, we manage a total loan portfolio of 124,642, ensuring that we can meet the varied needs of our members. Our dedication to transparency and member service is reflected in our robust financial health. With total deposits of $196,573,599 and a net worth of $572,960,534, you can trust that your finances are in capable hands. Our team is led by CEO Dale Turner and Board President John Christenson, who prioritize member satisfaction and community engagement. While members can visit us at our branch location for personalized service, official correspondence should be sent to the same address: 605 Boone Ave N, Golden Valley, MN 55427. You can also reach us at 800-862-1998 for any inquiries or assistance. Join us at Trustone Financial today! Explore how we can assist you on your financial journey by visiting our website at Trustone Financial. We look forward to serving you!

Branch History & Mission

Join Us

While members can visit us at our branch address, official correspondence should be sent to 605 Boone Ave N, Golden Valley, MN 55427. If you're interested in becoming part of an organization that truly values its members and community, we invite you to explore membership options at Trustone Financial. Experience firsthand how we can help you reach your financial goals while contributing positively to our shared community. Reach out today at 800-862-1998 or visit us online! Together, let's build a brighter financial future.

Our Mission

At Trustone Financial, our mission is clear: we strive to empower our members through comprehensive financial solutions while fostering community growth. We believe in the power of relationships and work tirelessly to provide personalized services that meet the unique needs of each member. Whether you are looking for personal banking options like checking accounts or auto loans, or business services such as merchant accounts and business loans, we are here to support you every step of the way. Community engagement is at the heart of what we do. We actively participate in outreach programs that help strengthen local initiatives and support those in need. By partnering with various organizations throughout Golden Valley and beyond, we aim to make a positive impact that extends beyond just financial transactions.

Branch Location & Accessibility

Convenient Access and Features

At Trustone Financial, we prioritize accessibility for all our members. Our branch is equipped with features like ADA-compliant entrances and ramps, making it easier for everyone to visit us. We offer ample parking for your convenience, so you can pop in without any hassle. If you prefer to bank on-the-go, our ATM is available 24/7 for your cash withdrawal needs. For those who enjoy the ease of drive-thru banking, we're pleased to offer this service from Monday through Friday, allowing you to handle deposits and withdrawals without leaving your car. Additionally, if you have transactions with partner credit unions, our shared service center will help facilitate those needs smoothly.

Get in Touch!

If you have any questions or need assistance with our services including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking feel free to reach out! You can call us at 800-862-1998. We look forward to welcoming you into the Trustone Financial family. Whether you're stopping by for a quick transaction or exploring new financial opportunities, we're here to serve you!

Operating Hours

We understand that life can be busy! That's why we've tailored our operating hours to fit your schedule. You can visit our lobby Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 1 PM. Our drive-thru service operates even earlier during the week starting at 8:30 AM so you can get your banking done quickly before heading off to your day.

Member Eligibility

At Trustone Financial, becoming a member is like joining a welcoming family where your financial well-being is our top priority. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We're dedicated to fostering strong relationships with our members, and that means providing access to a range of services designed just for you. For specific eligibility details, feel free to check out our guidelines at https://trustonefinancial.org/about-us/membership. It's straightforward and inclusive, making it easy for you to take the first step toward better banking. Opening an account with us is just as simple! You can start the process online by visiting https://applymortgage.trustone.org/homehub/signup/[email protected]?from_mobile_share=true or by giving us a call at (800) 862-1998. Our friendly team is ready to assist you every step of the way. Join us at our branch located at 605 Boone Ave N Golden Valley Mn 55427, where we look forward to supporting your financial journey!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine effortlessly processing payments while managing your sales and inventory all in one place. Our merchant services provide the tools you need to accept payments seamlessly, ensuring you can focus on what matters most: growing your business. From credit card processing to online payment solutions, we simplify the financial side of running your operations. Visit us at 605 Boone Ave N Golden Valley Mn 55427 in Golden Valley, MN, or call us at (800) 862-1998 to discover how our tailored business banking services can help you achieve your goals. Let's build a brighter future together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $668 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,275,558,427, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We also prioritize accessibility through our ATM & Cash Withdrawal Services, allowing you quick access to your funds whenever you need them. Our drive-thru banking services cover everything from deposits to withdrawals for those busy days when you're on the go. Additionally, we participate in basic shared branch transactions for partner credit union members, so accessing your funds is easier than ever!

Business Banking Solutions

For our business members, Trustone Financial offers tailored solutions as well. Our Business Banking services include essential Merchant Services & Business Loans that help you manage cash flow and grow your enterprise. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Digital Banking Features

In today's fast-paced world, having easy access to your finances is crucial. That's why we offer robust Online & Mobile Banking platforms. You can manage your accounts from anywhere with just a few taps on your smartphone or clicks on your computer. Our features include mobile payments, e-statements, person-to-person transfers, and even electronic signature authentication for added convenience.

Join Us Today!

At Trustone Financial, we are dedicated to ensuring that all our members receive top-notch service and support for their financial journeys. For any questions about our services or to speak with one of our friendly representatives, feel free to call us at 800-862-1998. We invite you to visit us at our Golden Valley location or check out more about what we offer online at Trustone Financial. Let us help you navigate your financial future with confidence!

Personal Banking Services

Our personal banking options are designed to simplify your everyday finances. Whether you're looking to open a new checking or savings account, we offer accounts that fit various lifestyles and needs. Need a reliable way to finance your next car? Our Auto Loans & Vehicle Financing can help get you on the road quickly and affordably. For those considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized assistance. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation solutions can give you the flexibility you need. Plus, enjoy the benefits of our Credit Cards with Rewards, which make every purchase a little more rewarding.

Digital & Online Banking

Convenient Online Services

Our online banking platform is available 24/7 at Trustone Financial, allowing you to check balances, pay bills, and transfer money when it suits you best. Whether you're at home or out running errands, you'll always have real-time access to your accounts.

Easy Mobile Access

For those who prefer banking on the go, our mobile application makes it even simpler. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been easier. Just tap and go! Plus, e-statements are available for those who want to keep things paperless and organized.

Enhanced Security Features

Security is a top priority for us. You can rest assured knowing that our online services come with electronic signature authorization for added peace of mind. Your sensitive information is protected so you can focus on what matters most your financial goals.

User-Friendly Experience

We've made sure that our digital banking services are not only secure but also user-friendly. You don't need to be a tech expert to navigate through our online platform or mobile app. Everything is designed with you in mind, making it easy for anyone to manage their finances efficiently. At Trustone Financial, we're committed to providing you with accessible and innovative banking solutions that fit your lifestyle. Whether you're checking your balance or making a payment, our digital services are here to help you take control of your financial journey.

Financial Strength

At Trustone Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to our community and members, we ensure that your financial future is in safe hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $572,960,534, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1070 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,242,988,175 in share certificates and $1,045,690,516 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $308,015,386, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $343,056,742 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $23,979 in used auto loans and a total of $3,856,701,831 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $44,750,255, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 522 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 482,195, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trustone Financial is your trusted partner. Visit us at 605 Boone Ave N Golden Valley Mn 55427 or call 800-862-1998 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $375,473,414 in used vehicle loans and $105,083,352 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that suit your budget.

Credit Lines

In addition to traditional loans, we provide access to credit lines amounting to $1,947,887,972. These lines of credit can be an excellent resource for managing cash flow or covering unexpected expenses without the need for a formal loan process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $798,183,166, make buying or refinancing simple. We aim to provide competitive rates and flexible terms so that you can find the right fit for your situation.

Refinancing Options

If you're looking to refinance existing loans or credit lines for better terms or lower rates, we're here to help. Speak with one of our knowledgeable representatives who can guide you through the eligibility options available based on your current financial situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're purchasing a vehicle, investing in property, or looking for a reliable credit card option, Trustone Financial is dedicated to offering solutions that cater to your needs. Visit us today or give us a call at 800-862-1998 to learn more about how we can assist you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $117,811,477 in loans helping members manage their finances effectively. Our credit cards come with various rewards and features designed to give you more value as you spend.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Every lender featured on LendMesh undergoes thorough verification, so you can trust that the information presented is accurate and up-to-date.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your comparisons. - No Sponsored Listings: Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. Your financial interests come first. - Real-Time Rate Comparisons: Stay informed with the latest loan rates from multiple institutions, enabling you to choose the best option for your needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in securing favorable rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.