Trustar Credit Union International Falls MN | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Trustar, your trusted financial partner in the heart of International Falls, Minnesota. Located at 601 4th St, our branch has been serving the community since 1960. With a commitment to fostering strong relationships and enhancing the financial well-being of our 18,594 members, we pride ourselves on being more than just a credit union; we are a vital part of the local community. At Trustar, we understand that every member has unique financial needs. That's why we offer a variety of services, from personal banking solutions such as checking and savings accounts to auto loans, mortgages, and business banking options. Our total assets stand impressive at $343,560,130, with total deposits reaching $28,638,436. This reflects our strong position and ability to support our members in achieving their financial goals. Our dedicated team of 92 employees, led by CEO Kipp Raboin and Board President Michael Lemieux, is here to assist you with personalized service. Whether you're looking to secure an auto loan or need help with online banking services, we're just a phone call away at 218-283-2000. While members can visit us at 601 4th St, official correspondence should be sent to our mailing address: 601 4th St, International Falls, MN 56649-2436. We invite you to explore how Trustar can make a difference in your financial journey. For more information about our services or to become a member, visit us online at Trustar's website. Join us today and experience the Trustar difference where your financial success is our priority!

Branch History & Mission

A Legacy of Commitment

Since opening our doors at 601 4th St, we have dedicated ourselves to improving the financial well-being of our members and neighbors. Over the years, Trustar has expanded its offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and business banking services. With total assets now exceeding $343 million, we have proven our ability to adapt and grow while staying true to our founding values. Our branch is conveniently located near notable landmarks in International Falls, making it easy for members to visit us. While you can reach us at our main address for all your banking needs, any official correspondence should be sent to our mailing address at 601 4th St, International Falls, MN 56649-2436.

Join Us

As we continue to grow and evolve, we invite you to be part of this inspiring journey. Experience the difference with Trustar where your financial needs are met with care and dedication. Whether you're looking for personal banking solutions or exploring business opportunities, we're here for you every step of the way. For more information about our services or to open an account today, please visit us online at Trustar or give us a call at (218) 283-2000. Together, let's build a brighter financial future!

Our Mission

At Trustar, we believe that everyone deserves access to quality financial services tailored to their unique needs. Our mission is not only about providing excellent banking products but also about giving back to the community. We engage in various outreach efforts and partnerships aimed at fostering economic development and enhancing the quality of life in International Falls. We strive for excellence by ensuring that our services are user-friendly and inclusive. With digital advancements like online banking and mobile payments available alongside traditional banking options such as drive-thru service and ATMs, we make it easier than ever for our members to manage their finances on their terms.

Branch Location & Accessibility

Accessibility Features

At Trustar, we understand that accessibility is key. Our branch is designed with features like ramps and ADA compliance to ensure that everyone can enjoy our services comfortably. Plus, we offer ample parking space right outside for your convenience.

Call to Action

Ready to experience personalized banking? Give us a call at 218-283-2000 or drop by today! We look forward to welcoming you into the Trustar family and helping you achieve your financial goals.

Operating Hours & Services

We're here for you Monday through Friday from 8 AM to 5 PM. Whether you need help with personal banking, auto loans, or credit cards with rewards, our dedicated team is ready to assist you. If you prefer quick transactions, take advantage of our drive-thru banking service where you can handle deposits and withdrawals without leaving your car. We also have an ATM available for cash withdrawals and balance checks whenever you need them. While members can visit us at 601 4th St, official correspondence should be sent to the same address.

Member Eligibility

At Trustar, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Koochiching County or surrounding areas, you are eligible to join us. Our membership is designed to be inclusive, so whether you're looking for personal banking services or planning for the future with loans and savings options, Trustar has something for everyone. We pride ourselves on offering competitive rates and personalized service that puts you first. Ready to take the next step? Opening an account with us is straightforward! You can find more details about eligibility and how to become a member by visiting our website at . If you have any questions or need assistance, don't hesitate to call us at (218) 283-2000. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $504 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,219,134, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly while offering your customers convenient payment options. Our merchant services do just that! From easy card processing to robust online payment solutions, we make it simple for you to focus on what you do best growing your business. Ready to take the next step? Visit us at 601 4Th St, International Falls, MN 56649, or call us at 218-283-2000. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a used vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Picture yourself driving off in that dream car without the stress of complicated paperwork; we make the process simple so you can focus on what matters enjoying the ride!

Business Banking Options

For our entrepreneur members, Trustar offers comprehensive business banking services, including merchant services and business loans. We understand how vital it is for businesses to have access to capital and resources; that's why we strive to support local businesses in achieving their goals.

Convenient Access Services

We know convenience matters. That's why we have ATM services available at our branch and across shared networks for hassle-free withdrawals and balance checks. Plus, our drive-thru service allows for quick transactions like deposits and withdrawals without leaving your vehicle. At Trustar, we pride ourselves on providing not just financial services but a community-focused experience that puts our members first. If you're ready to learn more about how we can assist you with any financial needs or if you have questions about specific services offered at our branch located at 601 4th St., International Falls, MN 56649, please give us a call at 218-283-2000 or visit us online at Trustar. We're here to help!

Credit Cards with Rewards

Make every purchase count with our credit cards that offer rewards! Whether it's cash back or points redeemable for travel or merchandise, these cards are designed to benefit you as you spend. With easy access through online banking, keeping track of rewards has never been easier.

Mortgage Loans & Refinancing

Homeownership is within reach at Trustar! We offer various mortgage loans and refinancing options tailored to fit your budget and long-term goals. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our knowledgeable staff will guide you every step of the way.

Personal Banking Solutions

Managing your finances should be easy and accessible. At Trustar, we offer checking and savings accounts that fit your lifestyle. Imagine having a checking account that helps you manage everyday expenses while earning interest on your savings. We also understand the importance of having reliable access to funds, which is why our online and mobile banking features allow you to check balances, make transfers, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why we provide personal loans designed to help you cover those costs efficiently. If you're juggling multiple debts, consider our debt consolidation loans that simplify payments into one manageable monthly amount. Imagine reducing stress by having just one payment instead of many!

Digital & Online Banking

Key Services

With our online banking platform available at https://www.trustarfcu.com/ , you can access your accounts anytime, anywhere. Check balances, transfer funds, and pay bills with just a few clicks. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it easy and fast. Our mobile application takes your banking experience to the next level. You can enjoy features like mobile payments, allowing you to make purchases directly from your phone. Need to sign documents? With electronic signature authorization, you can complete transactions securely without the need for paper forms.

Security and Accessibility

We prioritize your security with advanced measures in place to protect your information while you bank online. Our 24/7 online banking services ensure that help is always available when you need it. Plus, if you're looking to keep track of your account statements, e-statements are readily accessible so you can go green while staying informed. At Trustar, we're dedicated to making banking easier for you. With user-friendly tools and real-time account management at your fingertips, you'll have peace of mind knowing your finances are just a click away. Experience the future of banking with us today!

Financial Strength

Commitment to Growth

With $48,272,210 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $3,093 in used auto loans and $247,433,559 in total loans and leases.

Operational Efficiency

Our $3,038,092 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Safe Savings Options

Members' savings are secured through $40,203,725 in share certificates and $28,440,436 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $51,310,302, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,493 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $260,957. Total Share and Deposit Accounts: 40,679, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trustar is your trusted partner. Visit us at 601 4Th St International Falls Mn 56649 or call (218) 283-2000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,138,977 in used vehicle loans and $9,392,346 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our team is ready to assist you in finding the best financing options available.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $61,219,134 provide the capital needed to expand your operations and reach new markets. We also encourage you to explore refinancing options if you're interested in adjusting your current loan terms. Our knowledgeable staff can help determine eligibility and guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Ready to take the next step? Give us a call at 218-283-2000 or visit us at our branch in International Falls. We're open Monday through Friday from 8 AM to 5 PM and look forward to helping you find the perfect loan product that suits your needs!

Credit Lines and Unsecured Credit Cards

For those looking for financial flexibility, our credit lines total $42,578,928, allowing you to access funds when you need them most. Additionally, we provide flexible terms on unsecured credit card loans with a total of $251,164 helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $15,551,200. With straightforward application processes and dedicated guidance throughout your journey, we aim to make your dream home a reality.

Loan Aggregator

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TRUSTAR FEDERAL CREDIT UNION