Trustar Credit Union Bemidji MN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Trustar, your trusted financial partner in Bemidji, Minnesota! Located at 2313 Trustar Ave NW, our branch has been serving the community since 1960. With a strong commitment to our members, we've grown to serve over 18,500 individuals and families, providing them with reliable banking solutions tailored to their needs. At Trustar, we take pride in our solid financial foundation, boasting total assets of $343,560,130 and a net worth of $51,310,302. We understand that managing your finances is key to building a secure future. That's why we offer a range of services from personal checking and savings accounts to auto loans and mortgages all designed to help you achieve your financial goals. Currently, we have issued 11,706 loans and leases, reflecting our dedication to supporting our members' aspirations. Our team is led by experienced professionals including CEO Kipp Raboin and Board President Michael Lemieux, who are deeply invested in the well-being of our community. With 92 employees, we ensure personalized service every time you visit or call us at 218-444-5567. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 2313 TruStar Ln, Bemidji, MN 56601. Whether you're looking for advice on personal loans or seeking business banking solutions, Trustar is here to assist you every step of the way. Join us today and experience the difference that comes with being part of a community-focused credit union! For more information about our services and offerings, feel free to visit us online at trustarfcu.com. We look forward to helping you thrive financially!

Branch History & Mission

Welcome to Trustar, a cornerstone of financial support and community development in Bemidji, Minnesota. Since our founding in 1960, we have grown from a small credit union into a trusted institution with over 18,500 members and total assets reaching an impressive $343,560,130. Our journey has been marked by a commitment to providing personalized banking services that meet the evolving needs of our members. Located at 2313 Trustar Ave NW, Bemidji, MN 56601, our branch stands as a testament to our dedication to the community. We are proud to be part of this vibrant city, where we not only provide financial services but also engage in various outreach efforts that foster growth and connection within our neighborhoods. While members can visit us at this address for all their banking needs, official correspondence should be sent to 2313 TruStar Ln, Bemidji, MN 56601. At Trustar, our mission is simple yet powerful: we strive to empower individuals and families through accessible financial solutions while nurturing the community around us. We offer a wide range of services including personal banking accounts, auto loans, mortgages, business banking solutions, and online banking options designed for convenience. Our goal is to help members achieve their financial aspirations while ensuring they feel supported every step of the way. Over the years, we have embraced innovation to enhance our services. We provide digital tools such as mobile payments and online banking that allow members to manage their finances from anywhere. Additionally, our drive-thru service offers convenient access for those on the go. We also ensure that our facilities are ADA compliant so that everyone can benefit from our services without barriers. Our commitment extends beyond traditional banking. We actively partner with local organizations and participate in community events aimed at improving the lives of those we serve. Whether it's hosting financial literacy workshops or sponsoring local initiatives, Trustar believes in giving back and strengthening the fabric of Bemidji. As we look ahead, we invite you to join us on this journey. Experience the benefits of being a member at Trustar where your financial goals become our priority. With operating hours from 8 AM to 5 PM Monday through Friday, we're here to assist you with all your banking needs. Call us at 218-444-5567 or visit trustarfcu.com to learn more about how we can help you thrive in your financial journey. Together, let's build a brighter future for all!

Branch Location & Accessibility

Contact Us

Have questions? Don't hesitate to reach out! You can call us at 218-444-5567 for assistance or more information about what we offer. We can't wait to welcome you into our branch soon!

Nearby Landmarks and Accessibility

You can find us nestled near the heart of Bemidji, close to the scenic Lake Bemidji State Park and just a short drive from the bustling downtown area. Our location offers ample parking for both cars and those needing accessible features, including ADA-compliant ramps for easy entry. We prioritize making your visit as comfortable as possible.

Operating Hours and Services

Our lobby hours are designed with your schedule in mind open from 8 AM to 5 PM, Monday through Friday. We invite you to come in during these hours to explore our wide range of services. At Trustar, we offer everything from personal banking solutions like checking and savings accounts to auto loans, mortgage refinancing, and even business banking options. Plus, if you're on the go, we have an ATM on-site and a drive-thru service for quick transactions. While members can visit us at 2313 Trustar Ave Nw Bemidji Mn 56601, official correspondence should be sent to our mailing address: 2313 TruStar Ln, Bemidji, MN 56601.

Member Eligibility

At Trustar, we believe that everyone deserves a place in our supportive community. Becoming a member is easy and welcoming! If you live, work, or attend school in the area, you're likely eligible to join us. We cater to a wide range of individuals, ensuring that you can access the financial resources and services that meet your needs. Membership offers unique benefits like lower loan rates, personalized service, and access to exclusive products designed just for you. To check out all the details about eligibility, feel free to visit our website at . When you're ready to start your journey with us, opening an account is just a click away! You can find all the information you need at https://trustar.mymortgage-online.com/. If you have any questions or need assistance, don't hesitate to call us at (218) 444-5567. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $504 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,219,134, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having a reliable partner for your payment processing needs. Our merchant services make it easy for you to accept payments from your customers, whether in-store or online. This means faster transactions and happier customers. Plus, with our robust reporting tools, you can easily track sales and manage your cash flow effectively. Visit us at 2313 Trustar Ave Nw Bemidji Mn 56601 in Bemidji, MN or call us at (218) 444-5567 to learn how we can support your business goals today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs are available for easy withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking allows for quick deposits and transactions without leaving your vehicle. At Trustar, we believe in providing comprehensive financial services with a personal touch. If you have questions or need assistance, don't hesitate to reach out! Call us at 218-444-5567 or visit us during lobby hours from 8 AM to 5 PM Monday through Friday. Explore all that we have to offer by visiting our website at Trustar. Let us partner with you in achieving your financial goals!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans provide competitive rates that make financing easier. Picture driving off in a reliable car without stretching your budget too thin. We also offer refinancing options if you want to lower your monthly payments.

Business Banking

For entrepreneurs and business owners, we offer tailored business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, Trustar provides the financial support needed to grow.

Credit Cards with Rewards

Enjoy shopping rewards with our credit cards that offer cashback and points on purchases. Imagine earning rewards while making everyday purchases! Our cards are designed for convenience and flexibility.

Digital Banking Features

In today's fast-paced world, convenience is key. With Trustar's online and mobile banking platforms, managing your finances has never been easier. Access your accounts anytime through features like mobile payments, e-statements, and person-to-person transfers.

Mortgage Loans & Refinancing

Thinking about buying a house? Our mortgage loans come with flexible terms that fit different budgets and situations. From first-time homebuyers to those looking to refinance their current mortgage for better rates, we have solutions that cater to your unique needs.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine having a secure place for your funds, with easy access through our online and mobile banking features. You can check your balance, transfer money, and pay bills all from the comfort of your home or on the go!

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. That's where our personal loans come in handy. Whether it's for home repairs or consolidating debt into one manageable payment, we're here to help ease financial stress.

Digital & Online Banking

Easy Access Anytime

Whether it's day or night, you can take advantage of our 24/7 online banking services at https://www.trustarfcu.com/. From checking your balance to transferring funds, everything you need is just a click away. Plus, if you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it simple and fast.

Go Mobile

With our mobile application, you can manage your accounts anytime, anywhere. Our app supports mobile payments too! Whether you're shopping in-store or online, simply use your phone for quick and secure transactions. The combination of these features ensures that you have real-time access to your account management tools whenever you need them. Join us at Trustar and experience the ease of digital banking that fits into your lifestyle!

Secure and Convenient Features

Security is a top priority for us. You can bank with peace of mind knowing that we use advanced encryption technologies to keep your information safe. For added convenience, we also offer electronic signature authorization, allowing you to complete transactions securely without needing to print or fax documents. If you're tired of paper statements cluttering your mailbox, you'll appreciate our e-statements availability. Sign up today and enjoy quick access to your account statements right at your fingertips no more waiting for the mail!

Financial Strength

At Trustar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health means you can rely on us for your banking needs. With a net worth of $51,310,302, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.93% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $40,203,725 in share certificates and $28,440,436 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $48,272,210 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $30,939,000 in used auto loans and a total of $247,433,559 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $3,038,092, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Additionally, our net shares available for lending stand at $260,957. The trust placed in us by our community is evident with a total of 40,679 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trustar is your trusted partner. Visit us at 2313 Trustar Ave NW Bemidji MN 56601 or call 218-444-5567 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $37,138,977 in used vehicle loans and $9,392,346 in new vehicle loans already helping members get on the road. We offer financing solutions that make it easy to drive away with the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $61,219,134 provide the capital needed to grow and expand your enterprise. We understand the unique challenges faced by small businesses and are committed to offering support tailored to your specific needs. In addition to these offerings, we also have various refinancing options available. If you're considering refinancing your current loans or exploring eligibility options for our loan products, don't hesitate to ask our team during your visit or call. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Trustar, we're dedicated to helping you make informed financial decisions that align with your goals. Come see us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,551,200, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $251,164 in loans helping members manage their finances effectively. These cards provide convenience and peace of mind for everyday purchases without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that users receive fair and transparent offers tailored to their needs.

Trustar