Trust Credit Union Chattanooga TN | Best Auto Loans & Business Banking

Introduction

Welcome to Trust, your reliable partner in financial growth and community support, located at 555 Walnut St Ste 100, Chattanooga, TN 37402. Since our establishment in 1934, we have proudly served over 8,335 members, providing them with the tools and resources they need to achieve their financial goals. With total assets of $125,835,347 and a commitment to offering competitive services, we are dedicated to making banking a positive experience for everyone. While members can visit us at our branch address, official correspondence should be sent to 7386 Applegate Lane, Chattanooga, TN 37421. Our team of 32 employees, under the leadership of CEO David Smart and Board President Tony Sanders, is always ready to assist you with a smile. At Trust, we believe in putting our members first. We understand that financial decisions can be overwhelming, which is why we offer a variety of services tailored just for you from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Our robust offerings ensure that you have access to what you need right when you need it. With total loans amounting to 3,392 and deposits reaching $7,239,710, we take pride in maintaining a strong financial foundation that benefits our community. We also hold a net worth of $15,592,174, ensuring your investments are secure with us. We invite you to explore how we can support your financial journey. Whether you're looking for assistance with loans or simply want to learn more about our services, don't hesitate to reach out! Call us at 423-870-7610 or visit our website at Trust FCU today!

Branch History & Mission

At Trust, we are proud of our rich legacy in the heart of Chattanooga, TN. Founded in 1934, our branch has been a steadfast pillar of support for the community for nearly 90 years. With an unwavering commitment to our members, we've grown from humble beginnings to serve over 8,335 members today. Our journey has been marked by a focus on fostering financial well-being and building lasting relationships. Located at 555 Walnut St Ste 100, our branch is easily accessible in downtown Chattanooga, surrounded by vibrant local businesses and landmarks that define our community. For official correspondence, please send your mail to 7386 Applegate Lane, Chattanooga, TN 37421. Our mission is straightforward: to empower our members with exceptional financial services while actively contributing to the community's growth. We strive to provide a range of offerings including personal banking solutions, auto loans, mortgages, and business banking services. At Trust, we believe that everyone deserves access to quality financial resources and support. Throughout the years, we've embraced advancements in technology to enhance our services. Our online and mobile banking platforms offer convenience and accessibility so that members can manage their finances anytime, anywhere. We are also committed to ensuring our facilities are ADA compliant, making it easier for all members to access our services. Community engagement is at the heart of what we do. We actively participate in outreach programs that support local initiatives and organizations. By partnering with various community groups, we aim to make a positive impact on the lives of those around us. With total assets exceeding $125 million, Trust is well-positioned to serve its members effectively. Our dedicated team works hard every day to ensure that each interaction is meaningful and supportive. Whether you're looking for guidance on loans or simply want a place where you feel valued as a member, Trust is here for you. We invite you to join us at Trust and experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Visit us during our operating hours Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM or give us a call at 423-870-7610. Let's work together towards achieving your financial goals!

Branch Location & Accessibility

Welcome to Trust, your friendly neighborhood credit union located at 555 Walnut St Ste 100 in the heart of Chattanooga, TN! Our branch is easily accessible and situated near popular landmarks, making it a convenient stop for all your banking needs. Whether you're headed to the nearby Tennessee Aquarium or enjoying a day out at the beautiful Riverfront Park, we are just around the corner. At Trust, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Plus, ample parking is available nearby, so you won't have to worry about finding a spot. We understand that your time is valuable, which is why we offer flexible operating hours. Stop by from Monday to Thursday between 9 AM and 5 PM, or visit us on Friday when we're open until 6 PM. If you prefer banking on-the-go, we also provide ATM services for quick cash withdrawals and balance checks. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 7386 Applegate Lane, Chattanooga, TN 37421. Have questions or need assistance? Feel free to give us a call at 423-870-7610. In addition to our personal banking services like checking and savings accounts, auto loans, and mortgages, we offer shared services for partner credit union members. So whether you're making a deposit or simply checking your balance, we've got you covered. Come see us today! We look forward to welcoming you into the Trust family and helping you achieve your financial goals!

Member Eligibility

At Trust, we believe that everyone deserves a chance to be part of a caring community, and becoming a member is both easy and welcoming. If you live, work, or worship in the Hamilton County area, you're likely eligible to join us! We welcome individuals from various walks of life and are committed to providing personalized financial solutions that cater to your needs. Whether you're looking for a checking account, an auto loan, or just some friendly advice, our members enjoy competitive rates and services designed with their best interests in mind. To find out more about the specific eligibility requirements, feel free to check out our detailed information at https://www.trustfcu.com/membership . Ready to take the next step? Opening your account with us is simple! You can get started by visiting https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/04108597/1994 ?isframed=f&cuid=04108597&loanlistid=1994&channelid=7506622015174182136&locationid=0065711400136133526 or give us a call at (423) 870-7610 for assistance. Join us at our branch located at 555 Walnut St Ste 100 Chattanooga Tn 37402, and let's work together towards achieving your financial goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify how you accept payments from customers. Picture this: a busy Saturday at your store where customers are eager to buy but only have credit cards. With our merchant services, you can process those payments quickly and efficiently, ensuring no sale is lost. This means more revenue and happier customers who appreciate a smooth transaction experience. Visit us at 555 Walnut St Ste 100 Chattanooga Tn 37402 in Chattanooga, TN or call us at (423) 870-7610 to learn how we can help your business thrive!

Comprehensive List Of Services

Connect With Us

Ready to explore how Trust can serve you? Visit us at 555 Walnut St Ste 100 Chattanooga Tn 37402, call us at (423) 870-7610, or check out our website at Main Office for more information about our services. Our friendly team is eager to assist you in achieving your financial goals. Experience banking with a personal touch join us today!

Credit Card and Business Options

Our Credit Cards with Rewards program adds extra value to your spending, offering benefits that make every purchase count. Whether it's cash back or points towards travel, you'll find a card that suits your needs. For those running a business, we provide comprehensive Business Banking services. This includes merchant services and business loans that empower you to grow and succeed. We're committed to being a supportive partner in your financial endeavors.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features, allowing you to manage your accounts from anywhere at any time. With just a few taps on your smartphone, you can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. You can also take advantage of our ATM & Cash Withdrawal Services, making it easy to access cash when you need it most. Plus, if you're a member of another credit union within our network, our shared branch transactions allow basic deposits and withdrawals seamlessly.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer Personal Banking, including checking and savings accounts designed to fit your lifestyle. Imagine having access to your funds whenever you need them, whether it's for everyday purchases or saving for future goals. Our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel of your dream car without breaking the bank. If you're considering buying a home, our Mortgage Loans & Refinancing services can guide you through every step, ensuring you find the right mortgage for your situation. Additionally, our Personal Loans & Debt Consolidation options can help simplify your finances, allowing you to focus on what matters most.

Digital & Online Banking

Key Features

With 24/7 online banking services, you can check balances, transfer funds, and pay bills whenever you need to. Plus, our electronic signature authorization allows you to complete transactions securely without the hassle of paperwork. Say goodbye to waiting for statements in the mail our e-statements give you instant access to your financial records, helping you stay organized and informed. If you're always on the move, our mobile application is a must-have. It offers all the features of online banking right at your fingertips. You can also take advantage of our mobile payments feature to make quick transactions with ease. Need to send money to a friend? Our person-to-person transfer service lets you do just that in a few simple taps.

Security and Accessibility

We prioritize your security while ensuring that accessing your accounts is straightforward. Our online banking platform uses advanced security measures to keep your information safe. This way, you can manage your money with peace of mind. At Trust, we believe that banking should fit into your life not the other way around. With our digital services, managing your finances has never been more accessible or secure. Embrace the convenience of online banking today!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 15,803, showing a strong and growing member base that trusts us with their finances. We value this trust immensely and strive to uphold it through transparency and exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trust is your trusted partner. Visit us at 555 Walnut St Ste 100 Chattanooga Tn 37402 or call (423) 870-7610 to learn more about how we can help you achieve your financial goals.

Investing Back into Services

With $9,513,094 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $1,209 in used auto loans and $101,675,645 in total loans and leases, we're equipped to support your financial goals across various sectors.

Operational Efficiency

Our financial performance is reflected in our $503,861, which illustrates our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $41,827,203 in share certificates and $4,692,978 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $15,592,174, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,238 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,371,805 in used vehicle loans and $9,487,094 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you drive away with confidence.

Credit Lines

Our credit lines can provide the extra cushion you need when unexpected expenses arise or when planning for future purchases. With a total of $44,206,901 in credit lines available, you can access funds whenever you need them without the hassle. We also have refinancing options for those looking to lower their interest rates or adjust their loan terms. For more information on eligibility and how our loans can benefit you personally, feel free to reach out at 423-870-7610 or visit us at 555 Walnut St Ste 100 Chattanooga TN 37402. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and discover how Trust can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With a total of $33,107,478 in Junior Lien 1-4 Family Residential Properties loans, we can help you navigate the path to owning your dream home.

Unsecured Credit Card Loans

Managing finances effectively is crucial for everyone. We also offer flexible terms on unsecured credit card loans to help our members maintain control over their spending. Currently, we have $0 in unsecured credit card loans available to support your financial journey.

Loan Aggregator

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TRUST FEDERAL CREDIT UNION