Truservice Community Credit Union North Little Rock AR | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Truservice Community, where we believe in building strong financial futures together. Located at 4140 John F Kennedy Blvd, North Little Rock, AR 72116, our credit union has been serving the community since 1976. With a dedicated team of 20 employees, including our CEO Linda Jeffery and Board President Bob Gaddis, we are committed to providing personalized service that meets your unique financial needs. At Truservice Community, we take pride in our robust membership of 5,388 individuals who trust us with their finances. Our total assets amount to an impressive $52,505,699, reflecting our sound financial management and commitment to your prosperity. We offer a variety of services tailored for everyone from personal banking and auto loans to business banking solutions. In fact, our total deposits stand at $2,171,695, showcasing the trust our members place in us. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 25636, Little Rock, AR 72221. With a focus on community impact and member satisfaction, we strive to foster lasting relationships built on trust. Whether you're looking for a new loan or need assistance with your existing accounts, our friendly staff is here to help. So why wait? Give us a call today at 501-225-3636 or explore our website at Truservice Community to discover how we can assist you in achieving your financial goals!

Branch History & Mission

Join Us

As we look ahead, we remain committed to growing alongside our community while upholding the values that define Truservice Community. Whether you're looking for personal banking options or business solutions like merchant services or business loans, we are here for you every step of the way. If you're ready to experience the benefits of membership with Truservice Community or want more information about how we can assist you in achieving your financial goals, don't hesitate! Reach out today at 501-225-3636 or explore our website at Truservice.net. Join us on this journey towards building a brighter future together!

Our Journey

Located at 4140 John F Kennedy Blvd, our branch is easily accessible for members who want to take advantage of our wide array of services. We invite you to visit us during our operating hours: Monday through Thursday from 7:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. If you need assistance outside these hours or wish to send us official correspondence, please use our mailing address at P.O. Box 25636, Little Rock, AR 72221. Over the years, we have embraced change while remaining true to our mission. From expanding our loan offerings now including auto loans, mortgages, personal loans, and credit cards to enhancing member services through online banking and mobile applications, we strive to meet the evolving needs of our community. Our focus on accessibility means that we also offer ADA-compliant facilities and convenient ATM services for all members.

Our Mission

At Truservice Community, our mission is simple yet powerful: we aim to provide exceptional financial services while fostering a sense of belonging within the communities we serve. We believe that everyone deserves access to fair financial products that can help them achieve their dreams. This commitment is reflected in our partnerships with local organizations and initiatives aimed at supporting various community needs. We understand that financial education plays a crucial role in empowering individuals and families. That's why we actively engage in outreach efforts designed to improve financial literacy across North Little Rock and beyond. By hosting workshops and providing resources on budgeting and saving strategies, we work hard to equip our members with the knowledge they need for a secure financial future.

Branch Location & Accessibility

Get in Touch!

If you have any questions or want to learn more about what we offer, don't hesitate to give us a call at 501-225-3636. We're here to help! Come by Truservice Community today your financial journey starts here!

Nearby Landmarks and Accessibility

Situated just a stone's throw away from local favorites like the North Little Rock Community Center and the historic Old Mill Park, our branch is easy to find and access. We understand that convenience matters, which is why we offer ample parking right outside. Plus, our facility is ADA-compliant, ensuring that everyone can visit us comfortably.

Operating Hours and Services

Our doors are open Monday through Thursday from 7:30 AM to 5:00 PM, making it easy to pop in before or after work. On Fridays, we stay open later until 6:00 PM, and we're also here on Saturdays from 9:00 AM to noon for those who need a weekend banking option. Whether you're looking for checking and savings accounts, auto loans, or even mortgage refinancing, we've got you covered with a variety of personal and business banking services. For your convenience, we also have an ATM available for quick cash withdrawals and balance checks anytime you need. If you prefer to handle your transactions via drive-thru service, you're in luck! Our drive-thru is designed for basic deposits, withdrawals, and other simple transactions without leaving your vehicle. While members can visit us at our branch address for their banking needs, official correspondence should be sent to P.O. Box 25636 in Little Rock if needed.

Member Eligibility

Joining the Truservice Community is more than just opening an account; it's about becoming part of a welcoming family that supports your financial journey. To become a member, you'll find that eligibility is quite straightforward. If you live, work, or worship in Pulaski County or have a family member who does, you're already on the right track! We invite everyone who meets these criteria to experience the many benefits we offer, including competitive rates on loans and personalized service that puts your needs first. Ready to take the next step? Opening an account with us is easy and can be done online or in person at our branch located at 4140 John F Kennedy Blvd, North Little Rock, AR 72116. For more detailed information on eligibility requirements, please visit our website at http://www.truservice.net/become-a-member . If you have any questions, feel free to reach out at 501-225-3636 we're here to help!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $161,627, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to invest in new equipment, expand your workforce, or launch a marketing campaign. Our loans can make those dreams a reality.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services designed to streamline your payment processing. Whether you run a retail shop or provide services, our solutions can help you accept payments easily and efficiently. Picture this: you serve a customer who wants to pay with their credit card. With our merchant services, you can process that transaction quickly, ensuring your cash flow stays healthy. Located at 4140 John F Kennedy Blvd North Little Rock Ar 72116 in North Little Rock, AR, we're here to support your business needs every step of the way. Reach out to us at (501) 225-3636 to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

For business owners, we offer a suite of business banking services, including merchant services and business loans. Whether you're launching a startup or expanding an existing business, we have the right financial products to support your growth ambitions.

Convenient Access

At Truservice Community, convenience is key. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. Plus, if you prefer face-to-face interactions, our drive-thru banking provides a simple way to handle deposits and withdrawals without leaving your car. With our commitment to making banking accessible, we invite you to explore all that Truservice Community has to offer. For more information or to set up an appointment, give us a call at 501-225-3636 today! We look forward to assisting you on your financial journey.

Credit Options and Support

We also understand that life can sometimes throw financial challenges your way. Our personal loans and debt consolidation services are designed to help you regain control over your finances. Imagine consolidating multiple debts into one manageable monthly payment our team is here to assist you every step of the way. If you're interested in building credit or earning rewards on purchases, check out our credit cards with rewards. They provide not only flexibility but also benefits that can enhance your buying power.

Personal Banking Solutions

For those looking to manage their day-to-day expenses, we offer personal banking services that include checking and savings accounts tailored to fit various lifestyles. Imagine needing quick access to funds for an unexpected expense; our accounts allow for hassle-free transactions and easy online banking capabilities. You can manage your finances on the go with our user-friendly mobile application and enjoy features like e-statements to keep track of your spending without the clutter. When it comes to larger purchases, our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream car. Picture yourself cruising down the highway in a new vehicle, all while knowing you secured an affordable loan with competitive rates. For those looking into homeownership, our mortgage loans and refinancing solutions can guide you through purchasing or refinancing a home. With personalized service from our team, navigating the mortgage process becomes much less daunting.

Digital & Online Banking

Key Services

Our online banking includes several handy features to simplify your financial management. You can sign documents electronically through our electronic signature authorization feature, making transactions faster and more efficient. Plus, e-statements are available for those who prefer paperless options helping you stay organized while protecting the environment. For those who enjoy using their smartphones, our mobile application is here to help you manage your accounts anytime, anywhere. With person-to-person transfers, sending money to friends and family has never been easier. Whether you're splitting a dinner bill or paying back a loan, you can do it quickly and securely right from your device. At Truservice Community, we believe that banking should fit into your life seamlessly. That's why we're dedicated to providing accessible services that empower you to take control of your finances with ease. From real-time account management to secure transactions, our digital banking solutions are tailored to meet your needs. Explore all these features and more by visiting us online at https://www.truservice.net/ today!

Financial Strength

Commitment to Growth

With $4,209,823 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $707 in used auto loans and $41,052,872 in total loans and leases. This means we are well-equipped to help you finance your next vehicle or manage your personal projects.

Community Trust

Total Share Accounts stand strong at 8,599, showcasing a growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service while maintaining a secure banking environment for all. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truservice Community is your trusted partner. Visit us at 4140 John F Kennedy Blvd North Little Rock Ar 72116 or call (501) 225-3636 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $7,613,024 in share certificates and $12,494,433 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $4,398,712, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $838 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already assisted our members with $13,522,692 in used vehicle loans and $4,250,563 in new vehicle loans, helping them get on the road with confidence. Our loan terms are flexible and tailored to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $5,771,825. Whether you're purchasing a new home or refinancing an existing mortgage, we simplify the process so you can focus on what matters most your new beginning.

Other Financing Options

For those looking for additional financial support for their business endeavors, we provide outstanding commercial loans totaling $161,627. These loans are tailored for business owners who need capital to grow and expand their operations. If you are considering refinancing or exploring eligibility options for any of these loan products, we encourage you to reach out to us at 501-225-3636 or visit our website at Truservice Community. Our team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to take advantage of our competitive rates and personalized service today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $2,317,717 in loans available, our credit cards are designed to help you manage your finances effectively while enjoying rewards and benefits that fit your lifestyle.

Loan Aggregator

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TRUSERVICE COMMUNITY FEDERAL CREDIT UNION - North Little Rock, AR