Truservice Community Credit Union Little Rock AR | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Truservice Community, your trusted partner in financial well-being since 1976! Located at 11001 Hermitage Rd, Little Rock, AR 72211, we are proud to serve a vibrant community of 5,388 members. Our commitment goes beyond just banking; we strive to make a positive impact in the lives of our members by offering personalized financial solutions tailored to your needs. With total assets amounting to an impressive $52,505,699 and total deposits reaching $2,171,695, Truservice Community stands strong in providing financial security and growth opportunities for our members. We understand that life can throw unexpected challenges your way, which is why we offer a variety of loans over 2,551 loans and leases to help you navigate life's journey with ease. At Truservice Community, we believe that strong leadership is key to our success. Led by our dedicated CEO Linda Jeffery and Board President Bob Gaddis, our team of 20 employees is always ready to assist you with expert advice and friendly service. Whether you're looking for checking accounts, auto loans, or business financing options, we're here to support you every step of the way. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 25636, Little Rock, AR 72221. Ready to take the next step toward achieving your financial goals? Call us today at 501-225-3636 or explore more about our services on our website here. Let's work together to build a brighter financial future!

Branch History & Mission

Truservice Community has a proud history that began in 1976 in Little Rock, Arkansas. Over the years, we have grown into a trusted financial partner for thousands of members in our community. Our journey started with a small group of dedicated individuals who believed in the power of cooperative banking, and today, we serve over 5,388 members with total assets exceeding $52 million. Located at 11001 Hermitage Rd, Little Rock, AR 72211, our branch is easily accessible and close to local landmarks that make it a convenient stop for your banking needs. We are open Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 12:00 PM, ensuring that we are here when you need us. Our drive-thru service and ATM availability make banking even easier for our busy members. At Truservice Community, our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to quality banking solutions that can help them achieve their financial goals. This mission drives us to offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. We are committed to keeping up with the times by embracing digital advancements like online banking and mobile applications. This allows us to offer our members more convenient ways to manage their finances. Our dedication to ADA compliance ensures that everyone can access our services comfortably. Community outreach is at the heart of what we do. We actively engage in partnerships with local organizations and participate in events that uplift our community. By supporting local initiatives and providing educational resources about financial literacy, we aim to empower our members beyond just banking. As we reflect on our journey since opening our doors nearly five decades ago, we invite you to become part of the Truservice Community family. Join us today and discover how we can help you achieve your financial dreams while being a part of something bigger a community that cares. For any official correspondence, please send it to P.O. Box 25636, Little Rock, AR 72221. For more information or to get started with us, feel free to call us at 501-225-3636 or visit our website at Truservice Community. We look forward to serving you!

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is ADA compliant, ensuring that everyone can easily navigate our facilities. You'll find ample parking available right outside, making your visit hassle-free. Plus, we offer drive-thru banking services for those who prefer to bank from the comfort of their vehicle.

Connect With Us

We invite you to visit us at Truservice Community today! If you have any questions or need assistance before your visit, don't hesitate to call us at (501) 225-3636. Our dedicated team looks forward to helping you achieve your financial goals!

Operating Hours

Our doors are open Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 12:00 PM. This schedule allows you flexibility whether you're visiting us during your lunch break or on the weekend. Feel free to stop by and talk to our friendly staff about the services we offer!

Services Available

At Truservice Community, we pride ourselves on providing a wide range of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. We also offer credit cards with rewards, personal loans, and business banking solutions. For your convenience, we have an ATM on-site that allows you to handle withdrawals and balance checks quickly and easily. If you prefer face-to-face transactions, our drive-thru service lets you complete basic deposits and withdrawals without leaving your car.

Member Eligibility

At Truservice Community, we believe that becoming a member is like joining a supportive family that looks out for your financial well-being. If you're interested in joining us, the eligibility requirements are quite straightforward and welcoming. Generally, individuals who live, work, worship, or attend school in Pulaski County can become members. This means you have the opportunity to access a range of financial services designed to meet your needs while benefiting from our community-focused approach. For more details on eligibility, feel free to check out our website at http://www.truservice.net/become-a-member . Opening an account with us is easy and convenient! Just head over to https://mobicint.net/tru/userenrollment to start the process online. If you have any questions or need assistance along the way, don't hesitate to reach out to us at 501-225-3636. Our friendly team is here to help you every step of the way as you embark on this exciting journey with Truservice Community, located at 11001 Hermitage Rd Little Rock Ar 72211. Join us today and experience the benefits of being part of a caring community!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $161,627, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services simplify transactions so you can focus on what matters most running your business. Imagine having the ability to accept payments seamlessly from customers, whether they pay with credit cards or mobile wallets. This convenience not only enhances customer satisfaction but also boosts your sales potential. Located at 11001 Hermitage Rd Little Rock Ar 72211 in Little Rock, AR, we invite you to explore how our tailored financial solutions can empower your business. Connect with us today at (501) 225-3636 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help turn that dream into reality. We understand that buying a vehicle is a significant investment, so we provide flexible terms and competitive rates to make it easier for you. Picture driving off in your new car without the stress of complicated financing.

Business Banking

For our entrepreneurial members, we have robust business banking services, including merchant services and business loans. Whether you're just starting out or looking to expand, we're here to support your business goals with practical financial solutions.

Convenient Access

To ensure ease of access, we feature both ATM and cash withdrawal services, along with basic drive-thru banking for quick transactions like deposits and withdrawals. With our modern digital banking tools available through online platforms, managing your finances is straightforward and efficient. We invite you to visit us at 11001 Hermitage Rd Little Rock Ar 72211 or give us a call at (501) 225-3636 during our operating hours from Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 12:00 PM. Discover how Truservice Community can support your financial journey today!

Credit Cards with Rewards

At Truservice Community, we also provide credit cards with rewards that can help you earn while you spend. Use them for daily purchases and enjoy benefits like cashback or travel rewards it's a simple way to get more out of every dollar.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your existing mortgage, our team is ready to assist you with mortgage loans tailored to fit your budget. We aim to simplify the home-buying process so you can focus on making memories in your new space.

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts designed for everyday use and long-term savings goals. Imagine having easy access to your funds while also growing your savings with competitive interest rates. With our online and mobile banking features, managing your finances has never been easier. You can check balances, transfer money, and pay bills all from the comfort of your home or on-the-go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans for those moments when you need extra cash whether it's for an emergency or planned expenses. Additionally, if you're juggling multiple debts, our debt consolidation loans may be just what you need to streamline payments and reduce stress.

Digital & Online Banking

Key Features

Our online banking platform allows you to enjoy features like electronic signature authorization, making it simple to sign documents securely from the comfort of your home. Additionally, you can opt for e-statements which not only help the environment but also keep your financial information organized and easily accessible. For those on the go, our mobile application offers a user-friendly experience right in your pocket. You can use it to manage your accounts, set up person-to-person transfers, or even just check your latest transactions. Although we currently do not offer mobile payments, the features we do provide ensure that you have the tools necessary for effective financial management.

Security & Accessibility

We prioritize your security with robust measures in place to protect your information. Our online services are designed with safety in mind, so you can focus on managing your finances without worry. Plus, with easy navigation and real-time updates on account activity, you'll always stay informed about your financial health. Whether you're at home or out and about, Truservice Community makes banking straightforward and accessible. Join us today and take advantage of these digital services that bring banking right to your fingertips!

Financial Strength

Growing Trust Among Members

Total Share and Deposit Accounts: 8,599, showing a strong and growing member base that trusts us with their finances. This trust underscores our commitment to maintaining an environment where your money is safe and working hard for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truservice Community is your trusted partner. Visit us at 11001 Hermitage Rd Little Rock Ar 72211 or call (501) 225-3636 to learn more about how we can help you achieve your financial goals.

Member Savings Securely Invested

Members' savings are secured through $7,613,024 in share certificates and $12,494,433 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Better Services

With $4,209,823 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $707 in used auto loans and $41,052,872 in total loans and leases supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $4,398,712, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $838 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,522,692 in used vehicle loans and $4,250,563 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your current payments or adjust your terms.

Credit Lines

If you're looking for flexibility in managing your finances, consider our credit lines totaling $4,000,000. This option allows you to borrow as needed while only paying interest on what you use. At Truservice Community, we prioritize transparency and support for our members. For any questions regarding eligibility or specific loan details, feel free to reach out at 501-225-3636. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $5,771,825. These loans are designed to help you secure a home without the hassle often associated with traditional lending.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $2,317,717 in loans helping members manage their finances effectively. These cards come with competitive rates and can be used for everyday purchases or emergencies.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an easy-to-use interface, LendMesh helps you navigate your options without the stress of sifting through countless offers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that the offers you see are fair and transparent, giving you peace of mind as you explore your lending options. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results to help users make informed choices. - Real-Time Rate Comparisons: You receive up-to-date loan rates from multiple institutions, allowing you to compare and find the best deal quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the reliability and effectiveness of LendMesh as a trusted resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TRUSERVICE COMMUNITY FEDERAL CREDIT UNION - Little Rock, AR