TruNorthern Credit Union Malone NY | Best Auto Loans & Checking

Introduction

Welcome to Trunorthern, your trusted partner in financial well-being, located conveniently at 494 E Main St, Malone, NY 12953. Since our establishment in 1972, we have dedicated ourselves to serving the community with personalized banking solutions that fit your needs. With a robust membership base of over 5,600 members and total assets exceeding $98.5 million, we are committed to fostering financial growth and stability for every individual we serve. At Trunorthern, we believe in the power of community. Our mission is not only to provide top-notch banking services but also to contribute positively to the lives of our members. Whether you're looking for checking accounts, auto loans, mortgages, or credit cards with rewards, our range of services is designed with you in mind. We take pride in having an experienced team of 20 employees, led by our dedicated CEO Darin Childs and Board President Curtis Lyon, who are here to assist you every step of the way. While our physical branch is at 494 E Main St, for any official correspondence, please send it to our mailing address: 494 E Main St, Malone, NY 12953-2100. With total deposits reaching $8.4 million and a net worth of $12 million, we ensure that your money is secure while providing competitive rates on loans and savings. Our current offerings include over 3,300 loans, which reflect our commitment to helping members achieve their financial goals. If you're ready to experience community-focused banking that puts you first, feel free to visit us during our operating hours: Monday through Friday from 8 AM to 5 PM and Saturday from 8:30 AM to 12 PM. You can also reach us by phone at 518-483-8668 for any inquiries or assistance. Join us today at Trunorthern and let's build a brighter financial future together! For more information on how you can become a member or open an account, please visit our website at www.trunorthernfcu.org.

Branch History & Mission

Join Us

As we look forward to the future, we invite you to experience the Trunorthern difference. Join our family today and discover how we can help you achieve your financial goals while being part of a supportive community. With operating hours from Monday to Friday 8 AM - 5 PM and Saturday 8:30 AM - 12 PM, we're here when you need us most. For inquiries or more information about becoming a member, feel free to call us at 518-483-8668 or visit our website at Trunorthern. Together, let's build a brighter financial future!

Our Journey

The story of Trunorthern is one of resilience and community spirit. Established in the vibrant town of Malone, nestled in the beautiful Franklin County, we started with a simple mission: to provide accessible financial solutions tailored to the needs of our local members. Throughout the years, we've adapted to meet changing needs, introducing innovative services like online banking and mobile applications while ensuring that we remain compliant with ADA standards for accessibility. Our branch has become a hub for personal banking solutions including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. With features like an ATM and drive-thru service available for added convenience, we aim to make banking easy and accessible for everyone.

Our Mission

At Trunorthern, our mission is clear: we strive to empower our members by providing not just financial services but also community support. We believe in giving back whether it's through partnerships with local organizations or outreach efforts that uplift those around us. We are proud to be part of a community where every member's voice is heard and valued. While you can visit us at 494 E Main St, official correspondence should be directed to our mailing address at 494 E Main St, Malone, NY 12953-2100 if it differs from your visit.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

You'll find us situated near popular local spots, making it easy for you to drop in while running errands or enjoying a day out. Our branch is fully accessible, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Plus, there's ample parking available right outside the door, so you won't have to worry about finding a spot.

Operating Hours and Services

We want to make banking as convenient as possible for you! Our lobby hours are Monday through Friday from 8 AM to 5 PM, and we're also open on Saturdays from 8:30 AM until noon. Need assistance outside of these hours? Don't hesitate to give us a call at (518) 483-8668 our friendly staff is always ready to assist you. At Trunorthern, we offer a wide variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available for quick withdrawals or balance checks whenever you need it. Additionally, we provide drive-thru banking for your convenience, allowing you to complete simple transactions without leaving your vehicle.

Visit Us Today!

While members can visit us at 494 E Main St Malone Ny 12953, official correspondence should be sent to 494 E Main St, Malone, NY 12953-2100. We invite you to stop by our Malone branch today and experience the welcoming atmosphere that makes Trunorthern special. Let's work together towards achieving your financial goals!

Member Eligibility

At Trunorthern, we believe that becoming a member means joining a community that genuinely cares about your financial well-being. If you live, work, or worship in the Malone area, you're likely eligible to join us! We welcome individuals and their families who want to enjoy the benefits of personalized service and competitive rates on loans and savings. To learn more about specific eligibility requirements, feel free to visit our detailed page at http://www.trunorthernfcu.org/membership.php. Opening an account with us is simple and straightforward. You can start your journey towards membership by visiting our account opening page here: https://www.financial-net.com/trunorthernfcu/lending/internetloans. If you have any questions or need assistance, don't hesitate to give us a call at (518) 483-8668. We're excited to help you take this important step toward financial empowerment at our branch located at 494 E Main St Malone Ny 12953!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer robust merchant services that simplify transactions for you and your customers. Picture this: seamless payment processing that lets you focus on what really matters growing your business. With our solutions, you can accept payments easily, manage cash flow efficiently, and gain valuable insights into your sales trends. Located at 494 E Main St Malone Ny 12953 in Malone, NY, we're here to support you every step of the way. Reach out at (518) 483-8668 or visit us online at https://www.trunorthernfcu.org/ to learn how we can help your business thrive.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $658,588, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Convenience

To make banking easier for everyone, we also provide ATM access for cash withdrawals and balance checks, along with basic drive-thru banking services for quick deposits, withdrawals, and simple transactions. Whether you're rushing between appointments or just prefer face-to-face service, our drive-thru can save you time while ensuring you get the help you need. In today's fast-paced world, having access to digital banking features is essential. That's why at Trunorthern, we have invested in robust online banking solutions that allow you to manage your finances at your fingertips. If you're ready to take the next step in managing your finances or want more information about any of our services, don't hesitate to reach out! Call us at (518) 483-8668 or visit us in person at 494 E Main St Malone Ny 12953. Join us today and see how we can make a positive impact on your financial journey!

Business Banking

Are you a business owner? Our business banking services include merchant services and business loans tailored to help you grow and manage your enterprise effectively. We understand that running a business comes with its own set of challenges, and we're here to support your financial needs every step of the way.

Credit Cards

For those who enjoy rewards while shopping, our credit cards come with exciting benefits. You can earn rewards on everyday purchases while enjoying competitive rates and flexible payment options. This is a great way to make your spending work harder for you.

Loans and Financing

When it comes to financing your dreams, Trunorthern has got you covered with a variety of loan options. Looking for a new car? Our auto loans and vehicle financing options can help get you behind the wheel without breaking the bank. If home ownership is on your mind, explore our mortgage loans and refinancing options that fit your budget. We also offer personal loans for debt consolidation or unexpected expenses because life sometimes throws surprises your way.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money efficiently. Imagine easily accessing your funds while also earning interest on your savings. With online and mobile banking, you can check balances, pay bills, and transfer money anytime and anywhere. Our members appreciate the convenience of these features as they navigate their busy lives.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're at home or on the go, simply visit https://www.trunorthernfcu.org/ to manage your finances with ease. Check your balance, pay bills, and transfer funds without the hassle of visiting a branch.

E-Statements and Security

Our e-statements provide a simple way to keep track of your financial activity while also being eco-friendly. You can view your statements online at any time, ensuring that you have all your important information right at your fingertips. Plus, with electronic signature authorization available, signing documents is quick and secure.

Mobile Banking Made Easy

If you prefer managing your finances on your smartphone, our mobile application is here for you. Download it today and enjoy features like person-to-person transfers, allowing you to send money directly to friends and family with just a few taps. Although mobile payments are not currently offered, our app makes banking straightforward and accessible. At Trunorthern, we prioritize security in all our digital services. Your personal information is protected so that you can bank confidently. Experience real-time account management through our user-friendly platform that puts you in control of your finances. Join us at Trunorthern where convenience meets security in banking!

Financial Strength

At Trunorthern, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our robust financial health, which reflects our commitment to serving you better. With a net worth of $12,095,641, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.28% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $17,372,906 in share certificates and $363,741 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,485,634, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,935,821 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $551 in used auto loans and $53,484,717 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $180,204, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 11,040, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trunorthern is your trusted partner. Visit us at 494 E Main St Malone Ny 12953 or call (518) 483-8668 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

If you're considering refinancing any existing loans or want to explore eligibility options, our team is here to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Trunorthern, we prioritize making financial services accessible and understandable for all our members. If you have any questions or need assistance with our loan offerings, don't hesitate to reach out at (518) 483-8668. We're here to help you take the next step towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,827,940 in used vehicle loans and $7,342,836 in new vehicle loans already helping members get on the road. With flexible terms and straightforward application processes, driving away in your dream vehicle is easier than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $658,588 provide the capital needed to grow and expand your enterprise. We understand the unique challenges faced by small businesses and are committed to offering tailored solutions that meet your needs.

Credit Card Options

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,241,701 in loans helping members manage their finances effectively. Enjoy the convenience and peace of mind that comes with having a reliable credit option at your fingertips.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,211,349, make buying or refinancing simple. We're here to guide you through every step of the home-buying process with competitive rates and personalized service.

Loan Aggregator

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TRUNORTHERN FEDERAL CREDIT UNION - Malone, NY

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