Trunorthern Credit Union Brushton NY | Best Auto Loans & Business Banking

Introduction

Welcome to Trunorthern, your trusted financial partner right here in Brushton, NY! Established in 1972, we have proudly served our community for over five decades. Located at 1274 Washington St, our branch is more than just a place to bank; it's a hub for building relationships and supporting local families and businesses. With a strong membership of 5,604 individuals, we are dedicated to making a difference in the lives of our members by providing personalized banking solutions tailored to their needs. At Trunorthern, we're committed to helping you reach your financial goals. Our total assets stand impressively at $95,992,167, showcasing our stability and dedication to serving you well. We have issued 3,418 loans and leases, amounting to over $23,737,739 in deposits that reflect the trust our members place in us. Our net worth of $11,725,007 ensures that we remain robust and ready to support your financial journey. Our leadership team is led by CEO Darin Childs and Board President Curtis Lyon, who share a vision of fostering community growth through accessible financial services. Together with our team of 20 employees, we strive to create an inviting atmosphere where everyone feels welcome. While members can visit us at 1274 Washington St, official correspondence should be sent to our mailing address at 494 E Main St, Malone, NY 12953-2100. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans or mortgages, we're here for you. We invite you to explore all that Trunorthern has to offer. Please feel free to reach out at 518-483-8668 for any inquiries or visit our website at www.trunorthernfcu.org for more information. Join us today and experience the Trunorthern difference!

Branch History & Mission

Welcome to Trunorthern, a credit union that has proudly served the Brushton community since 1972. With a commitment to improving the financial well-being of our members, we have grown alongside the residents of this vibrant town. Our branch is located at 1274 Washington St, Brushton, NY 12916, a spot that has become a familiar and trusted place for many. Over the years, Trunorthern has evolved into a cornerstone of financial support in our area. From humble beginnings to now boasting over 5,600 members and total assets reaching an impressive $95,992,167, we have consistently worked hard to provide top-notch services tailored to meet the needs of our community. As we continue to grow, we remain dedicated to enhancing our offerings and ensuring that every member feels valued. At Trunorthern, our mission is simple yet powerful: we aim to empower our members through accessible financial services while actively contributing to the local community. We believe in fostering relationships built on trust and respect, ensuring that everyone who walks through our doors feels welcomed and supported. Our services range from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We are also proud to offer business banking solutions for local entrepreneurs looking to grow their ventures. While members can visit us at 1274 Washington St for their banking needs, official correspondence should be sent to our mailing address at 494 E Main St, Malone, NY 12953-2100. We invite you to take advantage of our operating hours from 8:30 AM to 4:00 PM on weekdays. In addition to traditional banking services, Trunorthern embraces modern technology by offering online banking and mobile applications for your convenience. Our commitment extends beyond just numbers; it's about building a better future for everyone in Brushton. We actively engage in community outreach initiatives and partnerships that aim to uplift those around us. As you consider joining Trunorthern, know that you will become part of a family dedicated not only to your financial success but also to enriching the community as a whole. Experience the difference with us your journey towards better financial health begins here! For more information or assistance, feel free to reach out at 518-483-8668.

Branch Location & Accessibility

Welcome to Trunorthern, your friendly credit union located at 1274 Washington St in the heart of Brushton, NY! We take pride in our convenient location that's easily accessible for all our members. Whether you're just stopping by to make a deposit or seeking guidance on your financial journey, we're here for you. While members can visit us at our Brushton branch, official correspondence should be sent to our mailing address at 494 E Main St, Malone, NY. This ensures that your important documents reach the right place without any delay. Our branch is situated near notable landmarks, making it easy to find. If you're coming from downtown Brushton or nearby Franklin County, you'll appreciate the straightforward access and ample parking available right outside our doors. Plus, we have features in place to ensure everyone can visit us comfortably, including ADA compliance and ramps for easy entry. We understand that your time is valuable. That's why we offer convenient banking hours from 8:30 AM to 4:00 PM on weekdays. Whether you're popping in during your lunch break or after work, we're ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage options, and more. For added convenience, we also have ATM availability so you can withdraw cash or check balances whenever you need. While we don't have drive-thru banking at this location, our team is always here inside the branch to provide personalized service tailored to your needs. At Trunorthern, we believe that banking should be as simple and enjoyable as possible. So why not stop by today? Our friendly staff is eager to help you navigate your financial goals. You can also give us a call at 518-483-8668 if you have any questions before visiting. We look forward to seeing you soon!

Member Eligibility

At Trunorthern, we believe that becoming a member is like joining a family where everyone supports each other's financial journey. To be eligible for membership, you simply need to live, work, worship, or attend school in the areas we serve. It's as easy as that! If you fit these criteria, you're welcome to join us and enjoy the many benefits of being part of our community-focused credit union. From personalized banking services to competitive loan rates and exclusive member perks, we're here to help you thrive financially. For more specific details about eligibility, feel free to check out our website at http://www.trunorthernfcu.org/membership.php. Ready to get started? Opening an account with us is a straightforward process. You can find all the information you need about how to open your account at https://www.financial-net.com/trunorthernfcu/lending/internetloans. If you have any questions or need assistance, don't hesitate to call us at (518) 483-8668. We look forward to welcoming you to Trunorthern, located at 1274 Washington St Brushton Ny 12916!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $714,998, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable way to accept payments from your customers. Our merchant services simplify transactions, making it easy for you to focus on what you do best running your business. With competitive rates and user-friendly solutions, you can enhance customer satisfaction while keeping your cash flow steady. Located at 1274 Washington St Brushton Ny 12916, Brushton, NY 12916, we invite you to visit us or call us at (518) 483-8668 to learn more about how our business banking services can elevate your operations. Let's grow together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With ATM access, withdrawing cash or checking balances has never been simpler. You can rely on us for all your basic cash withdrawal needs without any hassle. At Trunorthern, we strive to meet the diverse needs of our members by offering these valuable services in a friendly environment. If you're interested in learning more about how we can assist you financially, please don't hesitate to reach out at (518) 483-8668 or visit us at our branch located at 1274 Washington St Brushton Ny 12916. Join us today and discover how Brushton can help support your financial journey!

Auto Loans & Vehicle Financing

If you're in the market for a new car, look no further than our auto loans and vehicle financing options. We understand that purchasing a vehicle is a significant investment. That's why we provide flexible terms and competitive rates tailored to your budget. Picture yourself cruising down the road in your new ride, knowing you secured a great deal through Trunorthern.

Business Banking

For local entrepreneurs and small businesses, we offer comprehensive business banking services, including merchant services and business loans. We understand the challenges of running a business and are committed to supporting you every step of the way.

Credit Cards with Rewards

Looking to earn rewards on your purchases? Our credit cards with rewards are designed just for that! Enjoy benefits while managing your spending wisely. It's an excellent way to earn cash back or points toward future travel all while enjoying peace of mind with secure transactions.

Mortgage Loans & Refinancing

For those considering homeownership or refinancing their current mortgage, our mortgage loans can guide you through the process smoothly. We take pride in helping families find their perfect home while offering advice on how refinancing can potentially lower your monthly payments.

Online & Mobile Banking

To make banking even more convenient, we provide robust online and mobile banking options. Whether you need to check your balance, transfer funds, or pay bills, our digital platforms ensure that you can manage your finances anytime, anywhere.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to help you manage your money effectively. Imagine being able to save for that dream vacation or easily access funds when emergencies arise. With our competitive rates and user-friendly online banking platform, it's never been easier to keep track of your finances right from home.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way, and that's where our personal loans come into play. Whether it's consolidating debt or funding a special project, our team is here to help you find the right loan solution that fits your unique situation.

Digital & Online Banking

Accessibility and Ease of Use

At Trunorthern, we believe that banking should fit into your lifestyle. No more waiting in long lines; our mobile payments feature allows for easy transactions on the go (though currently not available, stay tuned!). Whether you're using our online platform or mobile app, real-time account management has never been easier. Experience the freedom of digital banking with Trunorthern today! Check out all these features by visiting https://www.trunorthernfcu.org/ and discover how simple managing your finances can be.

Key Features

We prioritize your security while providing user-friendly features. Our electronic signature authorization makes signing documents a breeze, ensuring you can complete transactions without the hassle of paper. Plus, our e-statements keep your financial information organized and easily accessible, letting you go green while simplifying record-keeping. If you're always on the move, our mobile application is here to help. You can download it and manage your accounts directly from your smartphone. Not only can you check balances and make payments, but with our person-to-person transfer feature, sending money to friends or family is quick and straightforward.

Financial Strength

At Trunorthern, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reassures you that your money is in safe hands. With a net worth of $11,725,007, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.21% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $15,733,474 in share certificates and $293,724 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,485,634, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,215,910 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $583 in used auto loans and $46,865,988 in total loans and leases. Our operational efficiency is reflected in our $180,204, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 10,702, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trunorthern is your trusted partner. Visit us at 1274 Washington St Brushton Ny 12916 or call (518) 483-8668 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,214,049 in used vehicle loans and $8,595,235 in new vehicle loans already helping members get on the road. We make it easy for you to find the right financing solution for your next vehicle purchase.

Business Loans

For business owners, our outstanding commercial loans totaling $714,998 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to providing financial solutions that support your success.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,311,988 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits tailored to fit your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,803,864, make buying or refinancing simple. Our experienced team can guide you through the process and help you choose the best mortgage option that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing existing debt or exploring eligibility options for any of our loan products, we encourage you to reach out. Our team will work closely with you to assess your needs and find a solution that makes sense for your financial situation. Feel free to contact us at 518-483-8668 during our operating hours from 8:30 AM to 4:00 PM on weekdays. We're here to help you take the next step toward achieving your financial goals! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all loan offers are fair and transparent. Users can trust that they are comparing legitimate options from reputable institutions.

TRUNORTHERN FEDERAL CREDIT UNION - Brushton, NY

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