TruNorth Credit Union Ishpeming MI | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Trunorth, your trusted financial partner located at 1419 N 2Nd St, Ishpeming, MI 49849. Since our establishment in 1949, we have been dedicated to serving our community with reliable banking solutions and personalized service. With a total membership of over 16,000, we are proud to support our members' financial journeys and aspirations. At Trunorth, we understand that every member's needs are unique. That's why we offer a variety of services tailored to meet those needs from checking and savings accounts to auto loans and mortgage financing. Our total assets amount to an impressive $208,109,380, showcasing our stability and commitment to your financial well-being. We also have a robust loan portfolio with 7,267 loans currently active, ensuring that we can provide the funding you need when you need it. Our leadership team is here for you. Under the guidance of CEO Stephen Smith and Board President Stephen Piereson, we strive to foster a welcoming environment where our members feel valued and supported. Whether you're looking for assistance with personal banking or business services, our team of 43 dedicated employees is ready to help. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: 1419 N Second St, Ishpeming, MI 49849-1149. We invite you to explore how Trunorth can help you achieve your financial goals. Don't hesitate to reach out at 906-485-1210 or visit us online at Trunorth Credit Union for more information about our services and how we can assist you today!

Branch History & Mission

Commitment to Accessibility

As we evolve with the times, Trunorth remains dedicated to ensuring all members have easy access to our services. We offer advanced digital banking options along with traditional services such as drive-thru banking and ATM access, making it convenient for everyone to manage their finances effectively. Our operating hours are designed with our members in mind open Monday through Friday from 8 AM to 6 PM and Saturdays from 9 AM to 1 PM. While members can visit us at 1419 N 2nd St, official correspondence should be sent to 1419 N Second St, Ishpeming, MI 49849-1149 if different addresses are needed.

Join Us Today!

At Trunorth, we invite you to experience the benefits of membership firsthand. Become part of a credit union that truly cares about your financial journey and the well-being of the entire Ishpeming community. Together, let's build a brighter tomorrow because at Trunorth, your success is our priority. For more information or to get started with your membership journey today, please call us at 906-485-1210 or visit us online at Trunorth. Your future awaits!

Our Mission

Trunorth's mission is simple yet profound: to enhance the financial well-being of our members while fostering a supportive community environment. We aim to offer personalized financial services that cater to the unique needs of each member. Whether it's helping someone secure their first home or assisting local businesses in achieving their dreams, we believe in empowering individuals through accessible financial education and resources. We understand that our success is tied closely to the community we serve. That's why we actively engage in outreach programs and partnerships that uplift Ishpeming and its residents. Our team is committed to being not just your bank but also your neighbor working together for a brighter future.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near popular spots such as [insert nearby landmarks or points of interest], getting to us is easy! We provide ample parking for our visitors, ensuring a hassle-free experience when you come to see us. Plus, our branch is fully ADA-compliant, featuring ramps and accessible entrances so everyone can enjoy our services without barriers.

Operating Hours and Services

Our friendly team is ready to assist you during our operating hours: Monday through Friday from 8 AM to 6 PM, and Saturday from 9 AM to 1 PM for drive-thru banking. Whether you need help with personal banking like checking and savings accounts, auto loans, or credit cards with rewards, we have you covered. We also offer basic drive-thru banking services for deposits and withdrawals, making transactions quick and efficient. For added convenience, we have an ATM on-site available for cash withdrawals and balance checks. And if you're looking for more personalized service, feel free to give us a call at (906) 485-1210 we're here to help!

Visit Us Today!

We invite you to stop by Trunorth and discover how we can support your financial journey. Our team is excited to welcome you and provide the personalized service that makes banking with us special. Come visit today!

Member Eligibility

Becoming a member of Trunorth is like joining a close-knit family where your financial goals are nurtured and supported. If you live, work, worship, or attend school in the Marquette County area, you're already on the path to membership! Our community-focused credit union aims to provide excellent services tailored just for you, whether it's personal banking, auto loans, or home financing. The process is simple and welcoming; just visit us at our branch located at 1419 N 2Nd St Ishpeming Mi 49849 or give us a call at (906) 485-1210. For detailed eligibility information, check out our website at https://www.trunorthcu.org/membership/ . Ready to open an account? You can start that journey right here: https://loans.itsme247.com/351/home/start . We can't wait to welcome you into the Trunorth family!

Business Banking & Commercial Services

Merchant Services that Make Sense

Imagine having a reliable partner to handle your transactions efficiently. Our merchant services make it easy for you to accept payments from customers in various ways, ensuring that your cash flow remains steady. From credit card processing to online payment solutions, we help simplify your operations so you can focus on what matters most growing your business. Come visit us at 1419 N 2Nd St Ishpeming Mi 49849, Ishpeming, MI, or give us a call at (906) 485-1210. Let's work together to turn your business vision into reality!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you thinking about buying a new car? Our auto loans provide competitive rates and flexible terms to help you drive away in the vehicle you want. Whether it's financing for a brand-new car or refinancing an existing loan, our team is ready to assist you every step of the way.

Business Banking Services

For our business members, we provide essential banking services including merchant services and business loans tailored specifically for small businesses. We recognize how vital it is for local businesses to thrive in our community and offer the tools needed for success.

Convenience Features

To make banking even easier, we provide ATM access and drive-thru services right at our branch. Need cash quickly? Our ATMs allow for withdrawals and balance checks anytime during business hours. Plus, with basic drive-thru banking available for deposits and simple transactions, we've made it hassle-free. At Trunorth, we're committed not just to meeting your financial needs but exceeding them through personalized service and support. If you're ready to take the next step in managing your finances or if you have any questions about how we can help you achieve your goals, don't hesitate to reach out! Call us at 906-485-1210 or visit us at our Ishpeming location today! Explore all that Trunorth has to offer by visiting us online at Trunorth. Your financial journey starts here!

Credit Cards with Rewards

Want to earn rewards on everyday purchases? Our credit cards come with rewards programs that let you benefit while spending wisely. Use it for groceries, gas, or dining out every transaction counts towards earning points that can be redeemed for exciting perks!

Home Financing

When it comes to home ownership, Trunorth offers mortgage loans and refinancing options that make purchasing or upgrading your home more accessible. Picture finding your dream home with a mortgage that fits comfortably within your budget, backed by expert guidance from our lending specialists.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, Trunorth has options that cater to your lifestyle. Our personal banking services are designed for ease and accessibility, making it simple for you to manage your finances. Imagine being able to check your balance or transfer funds effortlessly with our online and mobile banking features. With Trunorth, you can enjoy the freedom of banking whenever and wherever you choose.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but personal loans from Trunorth can help bridge those gaps. Whether you're facing medical bills, planning a vacation, or looking to consolidate debt, we have solutions that work for you.

Digital & Online Banking

Key Services

Our online banking features include everything from 24/7 access to your account balances to making payments and transfers with just a few clicks. You can easily set up E-Statements, allowing you to go paperless while keeping all your important documents organized and secure. Plus, with Electronic Signature Authorization, signing documents is quick and hassle-free. For those on the go, our mobile application offers the flexibility you need. You can check your balance, pay bills, and even make Mobile Payments directly from your smartphone. Need to send money to a friend? Our Person-to-Person Transfers feature allows you to do that instantly, making it simple to share costs or pay back loans without any fuss.

Security and Support

We prioritize your security with robust measures in place to protect your information. Our platform is designed not only for ease of use but also for peace of mind. Whether you're at home or out and about, you can manage your accounts safely. With Trunorth's digital banking services, you're empowered to take control of your finances whenever it suits you best. Experience the freedom of real-time account management today! Visit us at https://www.trunorthcu.org/ to get started.

Financial Strength

Commitment to Growth

With $17,884,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,931 in used auto loans and $115,807,679 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts stand at 32,499, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $216,533. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trunorth is your trusted partner. Visit us at 1419 N 2Nd St Ishpeming Mi 49849 or call (906) 485-1210 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $287,734 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $25,224,112 in share certificates and $22,495,935 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $18,172,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $873 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,602,764 in used vehicle loans and $10,377,669 in new vehicle loans already helping members get on the road. We provide competitive terms and refinancing options to ensure you find a solution that fits your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,935,874 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make everyday purchases easier, our credit card options provide the support you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,134,014, make buying or refinancing simple. We aim to help you navigate the process smoothly so you can focus on creating memories in your new home.

Other Loan Options

In addition to auto and mortgage loans, we have credit lines available totaling $79,900,000, which can be an excellent resource for managing cash flow or unexpected expenses. Our commitment is to offer various lending solutions that cater to both personal and business needs. For those interested in exploring eligibility options or refinancing possibilities, our team is ready to assist you with personalized service and expert advice. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Trunorth is here to support you every step of the way. Visit us today or contact us at (906) 485-1210 for more details about our loan offerings!

Loan Aggregator

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Ensuring Accurate Comparisons

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TRUNORTH FEDERAL CREDIT UNION - Ishpeming, MI