Truliant Credit Union Shelby NC | Affordable Auto Loans & Mortgages

Introduction

Welcome to Truliant, your trusted credit union located at 621 S Dekalb St, Shelby, NC 28150. Since our establishment in 1952, we have been dedicated to serving our community with a commitment to financial well-being and member satisfaction. With over 344,463 members and total assets exceeding $5.2 billion, Truliant stands as a pillar of support for individuals and families in Shelby and beyond. At Truliant, we believe that everyone deserves access to quality financial services. That's why we offer a range of products tailored to meet your needs whether it's personal banking, auto loans, or business financing. Our total deposits amount to $234,561,407, showcasing the trust our members place in us. We also pride ourselves on maintaining a robust net worth of $463,583,525, ensuring that we can continue providing excellent service and support. Our team is led by CEO William Hall and Board President James Flythe, Jr., both of whom are passionate about fostering a welcoming environment for all members. With a dedicated staff of 926 employees, we're here to assist you through every step of your financial journey. While members can visit us at our Shelby branch, official correspondence should be sent to the same address: 621 S Dekalb St, Shelby, NC 28150. If you have any questions or need assistance, don't hesitate to reach out at 704-487-5768. Join us today and experience the Truliant difference! Visit our website at Truliant for more information or to explore membership options. We're excited to help you achieve your financial goals!

Branch History & Mission

Community Impact

Our commitment goes beyond just banking. We actively engage in community outreach initiatives that strengthen the bonds within Shelby and surrounding areas. Whether it's through partnerships with local organizations or hosting events that promote financial literacy, we believe in giving back to the communities that have supported us throughout the years. With modern conveniences such as online banking, mobile payments, and accessible ATM services available at our branch, we ensure that every member can manage their finances easily and securely. Plus, our drive-thru service provides quick access for those on the go.

Join Us

While you can visit us at 621 S Dekalb St for all your banking needs, official correspondence should be directed to the same address. If you're looking for a credit union that prioritizes community engagement and member satisfaction, we invite you to explore what Truliant has to offer. To experience firsthand the benefits of being part of something bigger than yourself, join us today! For more information on membership eligibility or to open an account, visit our website or call us at 704-487-5768. Together, let's build a brighter financial future!

Our Evolution

Since our founding, Truliant has experienced remarkable milestones that reflect our dedication to our members and the communities we serve. From humble beginnings to becoming a key player in personal and business banking, we have adapted and expanded our services to meet the evolving needs of our members. Today, we offer a wide array of financial solutions including checking accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our mission is clear: We are here to empower individuals and families by providing them with financial tools and resources that foster growth and stability. We strive to create a welcoming environment where everyone can feel valued and supported on their financial journey.

Branch Location & Accessibility

Contact Us

While members can visit us at 621 S Dekalb St, official correspondence should be sent to the same address. If you have questions or need assistance before your visit, don't hesitate to call us at 704-487-5768. We look forward to welcoming you into our community! Come by today and discover how Truliant can help you achieve your financial goals!

Nearby Landmarks and Accessibility

If you're exploring the area, you'll find us near popular local spots such as the Cleveland County Arts Council and just a short drive from the vibrant Shelby City Park. Our location is designed with your convenience in mind; we offer ample parking and accessible features to ensure everyone can visit us comfortably. We're proud to be ADA compliant, with ramps and easy access points for all members.

Operating Hours and Services

At Truliant, we understand that your time is valuable. That's why our lobby and drive-thru are open during convenient hours: Monday through Thursday from 9:00 am to 5:00 pm, and on Friday from 9:00 am to 6:00 pm. Whether you need help with personal banking services like checking and savings accounts, auto loans, or even business banking options our team is here to assist you. We also provide ATM access for quick cash withdrawals and basic transactions anytime you need it. Plus, if you're looking for a drive-thru experience, we've got that too! You can handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Member Eligibility

At Truliant, we believe that everyone deserves the chance to be part of a supportive financial community. If you're looking to join us, you'll find that becoming a member is an inviting process. To be eligible, you simply need to live, work, worship, or attend school in the areas we serve or have a family member who is already a member. This means that many people in our community can easily take advantage of our services and benefits. For more detailed information on eligibility criteria, please check out this helpful resource: https://WWW.TRULIANTFCU.ORG/bank/become-a-member. Joining Truliant opens the door to a variety of financial advantages, from personalized service to competitive rates on loans and savings accounts. We make it simple for you to start your journey with us. You can open an account online by visiting https://apply.truliantfcu.org/he/homeequityloan.aspx?lenderref=truliantfcu081920&referralsource=dmts-web or give us a call at (704) 487-5768 if you have any questions or need assistance. Our friendly team is here to help guide you through every step of the process. Welcome to your new financial home at 621 S Dekalb St Shelby Nc 28150!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,427 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,757,571, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily from your customers while managing your cash flow seamlessly. Our merchant services provide you with the tools to do just that, ensuring that transactions are smooth and efficient. From point-of-sale systems to online payment processing, we cater to your specific needs so you can focus on what matters most growing your business. Visit us at 621 S Dekalb St Shelby Nc 28150, Shelby, NC or call us at (704) 487-5768 to explore how our business banking and commercial services can empower your entrepreneurial dreams.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs are readily available for quick withdrawals and balance checks, ensuring you have access to your funds whenever necessary.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions can help you drive away with confidence. We understand how important reliable transportation is, and we're here to provide competitive rates and flexible terms that suit your budget.

Business Banking

For our business members, we offer comprehensive business banking solutions including merchant services and business loans. We know that running a business requires financial flexibility, and we're here to help ensure you have the resources needed to thrive.

Credit Cards with Rewards

Get more from your spending with our credit cards that come with rewards. Ideal for everyday purchases, these cards allow you to earn points on what you already buy turning routine transactions into exciting opportunities.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking services empower you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even pay bills right from your smartphone or computer.

Drive-Thru Banking

For simple transactions like deposits and withdrawals, our basic drive-thru banking service offers a quick solution without having to leave your car. It's perfect for busy days when you need speed and efficiency. At Truliant, we are committed to making banking accessible and friendly. We're proud of our community-focused approach and invite you to visit us at 621 S Dekalb St Shelby Nc 28150 or give us a call at (704) 487-5768. Discover how we can assist you in achieving your financial goals today!

Mortgage Loans & Refinancing

Homeownership is a dream for many, and at Truliant, we make that dream attainable with our mortgage loans. If you're looking to buy a new home or refinance your current mortgage for better rates, we have personalized options to guide you through the process smoothly.

Personal Banking

Managing your finances should be straightforward and rewarding. That's why we offer personal banking services including checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or just want an everyday account, we've got options that make it easy for you.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are available for various needs, whether it's consolidating debt or funding a special project. With us by your side, tackling financial hurdles becomes manageable.

Digital & Online Banking

Convenient Online Services

With our online banking platform, available at https://www.truliantfcu.org/, you can check your account balance, transfer funds, and pay bills without the hassle of visiting a branch. We offer 24/7 online banking services, so you can take care of your financial needs at your convenience.

Secure Transactions

Security is a top priority at Truliant. With features like electronic signature authorization, you can sign documents electronically, saving time while keeping your information secure. Our mobile app also comes equipped with robust security measures to ensure that your data is protected. At Truliant, we aim to empower you with accessible and easy-to-use banking solutions. Join us today and experience the benefits of managing your finances on your terms!

User-Friendly Features

Our mobile application makes banking even simpler. You can make mobile payments, send money to friends with person-to-person transfers, and view your transactions in real-time. Plus, if you're looking for a paperless option, our e-statements are readily available for easy access to your account statements whenever you need them.

Financial Strength

Commitment to Service

Our commitment is reflected in our operational efficiency, as seen by our $20,719,698. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $2,953,049, along with a growing member base demonstrated by 689,461, you can trust that your finances are in capable hands.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truliant is your trusted partner. Visit us at 621 S Dekalb St Shelby Nc 28150 or call (704) 487-5768 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $399,845,037 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $55,697 in used auto loans and $4,271,826,575 in total loans and leases available for your needs.

Secure Savings for Members

Members' savings are secured through $1,704,898,164 in share certificates and $587,100,407 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $94,340,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $463,583,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,023,031,570 in used vehicle loans and $372,358,554 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to help guide you through the process.

Credit Lines

If you need access to additional funds for unexpected expenses or projects, our total credit lines amounting to $1,722,506,879 can provide the support you need. This flexibility can be crucial during times when cash flow is tight.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $612,975,253, make buying or refinancing simple. We offer competitive rates and flexible terms to help you find the right solution for your housing needs.

Refinancing Options

If you're considering refinancing any of your existing loans, our team can assist you in exploring options that may lower your monthly payments or interest rates. We believe in making it easier for our members to manage their finances efficiently. For more information on how our loan products can work for you, don't hesitate to contact us at (704) 487-5768 or visit us at our branch located at 621 S Dekalb St Shelby Nc 28150, Shelby, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $154,647,640 in loans helping members manage their finances effectively. These cards come with no collateral required, making them an excellent option for those looking to build or improve their credit while enjoying everyday purchasing power.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TRULIANT FEDERAL CREDIT UNION - Shelby, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Shelby, NC (28150)