Truliant Credit Union Mint Hill NC | Quick Personal Loans & Checking

Introduction

Welcome to Truliant, your trusted partner in financial well-being, located at 7114 Brighton Park Dr Ste 300, Mint Hill, NC 28227. Established in 1952, we have grown alongside our community, proudly serving over 344,463 members and managing assets totaling an impressive $5,221,549,692. Our commitment to providing exceptional financial services is reflected in our diverse offerings, including personal banking, auto loans, mortgage options, and business banking solutions. At Truliant, we understand that every member has unique needs. That's why we strive to offer tailored solutions designed to help you achieve your financial goals. With a robust membership base and a net worth of $463,583,525, we are not just a credit union; we are a community-focused institution dedicated to supporting you every step of the way. Under the leadership of our CEO William Hall and Board President James Flythe, Jr., our team of 926 employees is committed to delivering the highest level of service with a personal touch. We believe in building relationships based on trust and transparency, ensuring that you feel valued as part of the Truliant family. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to the same address: 7114 Brighton Park Dr Ste 300, Mint Hill, NC 28227. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 704-522-1955 during our operating hours from 9 AM to 5 PM Monday through Thursday and until 6 PM on Fridays. Explore our website at Truliant for more information about our services or how you can become a member today. Join us in building a brighter financial future together!

Branch History & Mission

At Truliant, we pride ourselves on a rich legacy that began in 1952, when our doors first opened to serve the community of Mint Hill, NC. Over the years, we have grown from a small credit union into a trusted financial partner for over 344,000 members. Our branch is located at 7114 Brighton Park Dr Ste 300, Mint Hill, NC 28227, a place where neighbors become friends and financial goals turn into realities. Our mission is simple yet profound: to empower our members to achieve their financial dreams while fostering strong community ties. We understand that banking is not just about transactions; it's about building relationships. With total assets exceeding $5.2 billion, Truliant offers a wide range of services including personal banking, auto loans, mortgage loans, and business banking solutions. We are dedicated to providing exceptional member service, whether in person or through our advanced digital platforms. As we evolved through the decades, we embraced technology while remaining committed to our core values of integrity and service. Today, we proudly offer online and mobile banking options that make managing your finances easier than ever. Our ATMs are available for convenient access to cash whenever you need it. The community's well-being is at the heart of what we do. From local sponsorships to educational programs, Truliant actively participates in initiatives that enrich the lives of those around us. Our partnerships with local organizations help us give back and support various causes that matter most to our members. While members can visit us at our Mint Hill location for all their banking needs during our operating hours 9 am to 5 pm Monday through Thursday and 9 am to 6 pm on Friday official correspondence should be sent to our mailing address at 7114 Brighton Park Dr Ste 300, Mint Hill, NC 28227 if different from the branch address. Join us at Truliant and experience the difference of being part of a credit union that truly cares about you and your community. Together, let's achieve your financial goals! For more information or to become a member, call us at 704-522-1955 or visit our website.

Branch Location & Accessibility

Accessibility Features

At Truliant, we prioritize your convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking to ensure a comfortable visit for everyone. While you're here, enjoy our welcoming atmosphere and friendly staff who are ready to assist you.

Call to Action

We invite you to stop by Truliant in Mint Hill today! For any questions or assistance before your visit, feel free to give us a call at 704-522-1955. Let us show you how we can help make your banking experience simple and rewarding!

Nearby Landmarks

Our Mint Hill branch is conveniently situated near local favorites like the Mint Hill Town Center and just a short drive from the charming parks that dot the area. This prime location makes it easy for you to swing by while running errands or enjoying a day out.

Operating Hours & Services

We're open from 9 am to 5 pm Monday through Thursday and extend our hours until 6 pm on Fridays. This flexibility means you can visit us at a time that fits your schedule. In addition to traditional banking services such as checking and savings accounts, we offer auto loans, mortgage options, and credit cards with rewards everything you need under one roof! For those needing cash on the go, we have an ATM available right outside our branch. Although we currently do not provide drive-thru services, our team is always ready to assist you inside. If you need to send official correspondence, please note that while members can visit us at our physical address, official mail should be directed to the same location: 7114 Brighton Park Dr Ste 300, Mint Hill, NC 28227.

Member Eligibility

At Truliant, we believe that everyone deserves a chance to be part of a caring community that prioritizes your financial well-being. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in certain areas, including Mint Hill and surrounding communities, you may be eligible to join us. This means you can take advantage of our diverse range of services, from savings and checking accounts to loans tailored just for you. For the latest eligibility details and to ensure you're on the right path to membership, feel free to visit our dedicated page at https://WWW.TRULIANTFCU.ORG/bank/become-a-member. Once you're ready to open an account, the process is straightforward. You can start your journey with us online by following the instructions at https://apply.truliantfcu.org/he/homeequityloan.aspx?lenderref=truliantfcu081920&referralsource=dmts-web. If you have any questions or need assistance along the way, don't hesitate to reach out at (704) 522-1955. We're here to help you every step of the way as you join the Truliant family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,427 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,757,571, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine a smooth transaction process that keeps your customers happy. Our merchant services offer just that. From easy payment processing to effective tools for managing transactions, we empower you to focus on what you do best running your business. Whether it's accepting credit cards or managing payroll, our solutions are crafted to make day-to-day operations simpler. Located at 7114 Brighton Park Dr Ste 300 Mint Hill Nc 28227, Mint Hill, NC, we invite you to reach out at (704) 522-1955 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing your cash has never been easier with our ATM services available at convenient locations. With basic ATM access features like withdrawals and balance checks, managing your money on-the-go is simple. At Truliant, located at 7114 Brighton Park Dr Ste 300 Mint Hill Nc 28227, we're dedicated to making banking easy and accessible for everyone in Mint Hill. If you have questions about any of our services or want to get started today, don't hesitate to give us a call at (704) 522-1955. Join us in experiencing a better way to bank!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans offer competitive rates and flexible terms. We understand that buying a vehicle is a significant investment, which is why we strive to make the financing process straightforward and stress-free.

Business Banking

For our business members, we offer essential banking services including merchant services and business loans. Your business is important to us, and we provide the tools necessary for its growth and success.

Credit Cards with Rewards

Our credit cards come with rewards that benefit you as you spend. Whether it's cash back or points towards travel, you'll enjoy perks that make everyday purchases more rewarding.

Mortgage Loans & Refinancing

Owning your dream home is within reach with our mortgage loans. We offer various options for purchasing or refinancing your home, ensuring you find the right fit for your budget and lifestyle. Our team is here to guide you through every step of the process.

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking services are tailored for convenience and accessibility. Imagine having the ability to manage your money from your smartphone through our online and mobile banking platforms. You can check balances, transfer funds, and pay bills with just a few taps.

Personal Loans & Debt Consolidation

If you're facing multiple debts, consider our personal loans for debt consolidation. This option can help simplify your finances by combining all your debts into one manageable payment, often at a lower interest rate.

Digital & Online Banking

Key Services

Our online banking features make it easy to keep track of your money. You can view your account balances, transfer funds, and pay bills all with just a few clicks. Plus, we offer e-statements for those who prefer a paperless option, giving you quick access to your financial information without the clutter. For those on the go, our mobile application brings banking right to your fingertips. Whether you're making person-to-person transfers or setting up mobile payments, everything is user-friendly and secure. Imagine being able to send money to friends or family instantly all from your smartphone!

Security and Convenience

Your security is our top priority. With electronic signature authorization, you can complete transactions safely without the need for physical paperwork. This feature not only speeds up the process but also ensures that your sensitive information remains protected. You'll appreciate how easy it is to stay organized with our digital tools. Real-time account management lets you monitor your spending habits, set budgets, and ensure that you're always in control of your finances. In today's fast-paced world, having reliable digital banking options makes life easier. At Truliant, we're committed to providing services that are both accessible and straightforward. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

With $399,845,037 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $55,697 in used auto loans and a total of $4,271,826,575 in loans and leases.

Growing Trust

Total Share Accounts: 689,461, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,953,049. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truliant is your trusted partner. Visit us at 7114 Brighton Park Dr Ste 300 Mint Hill Nc 28227 or call (704) 522-1955 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $1,704,898,164 in share certificates and $587,100,407 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $94,340,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $20,719,698 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $463,583,525, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,023,031,570 in used vehicle loans and $372,358,554 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or finding a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $796,757,571 provide the capital needed to grow and expand. Whether you're starting a new venture or enhancing an existing one, we have financing solutions tailored for your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $612,975,253, make buying or refinancing simple. We can guide you through the mortgage process, whether you're purchasing your first home or looking to refinance for better terms.

Refinancing Options

If you're considering refinancing any current loans, we can help you explore eligibility options that may reduce your monthly payments or lower your interest rates. Our goal is to ensure that you find a loan solution that works best for you. For more information on our loan offerings or to discuss your specific needs, feel free to reach out at (704) 522-1955 or visit us at our branch located at 7114 Brighton Park Dr Ste 300 Mint Hill Nc 28227 in Mint Hill, NC. We are here to help you navigate your financial journey with confidence! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $154,647,640 in loans helping members manage their finances effectively. These cards provide an excellent way to build your credit while enjoying the benefits of rewards and flexible payment options.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing loans.

TRULIANT FEDERAL CREDIT UNION - Mint Hill, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Mint Hill, NC (28227)