Truliant Credit Union Matthews NC | Quick Personal Loans & Checking

Introduction

Welcome to Truliant, your trusted partner in financial well-being, conveniently located at 324 N Trade St Ste 101, Matthews, NC 28105. Established in 1952, we have proudly served our community for over seven decades, growing alongside our members and adapting to their evolving needs. With a strong membership base of 344,463 individuals, we are committed to providing personalized financial solutions that truly make a difference. At Truliant, we understand the importance of having a reliable financial institution by your side. That's why we've built a solid foundation with total assets reaching an impressive $5,221,549,692 and total deposits of $234,561,407. Our robust net worth stands at $463,583,525, ensuring that your money is secure with us. With 926 dedicated employees, we work tirelessly to provide top-notch service and innovative products that fit your lifestyle. In addition to traditional banking services like checking and savings accounts, we offer a wide range of loans tailored for both personal and business needs. Currently, we manage over 206,493 loans and leases and maintain cash reserves of $48,086,140 to support our lending activities. Whether you need an auto loan or a mortgage refinance, our team is here to guide you every step of the way. While members can visit us at our Matthews branch for all their banking needs, official correspondence should be sent to the same address: 324 North Trade Street Suite 101, Matthews, NC 28105. Led by CEO William Hall and Board President James Flythe Jr., Truliant is deeply rooted in community values. We believe in making a positive impact not just through our financial services but also by giving back to the communities we serve. Ready to take the next step toward achieving your financial goals? Visit us online at Truliant's website or give us a call at 704-522-1955 today! We look forward to welcoming you into our family and helping you thrive financially!

Branch History & Mission

Community Connections

Our commitment extends beyond banking; we actively engage with the community through various outreach programs and partnerships. By supporting local initiatives and organizations, we aim to uplift those around us and create a positive impact in Matthews and beyond. While members can visit us at 324 N Trade St Ste 101, official correspondence should be sent to 324 North Trade Street Suite 101, Matthews, NC 28105. For any questions or assistance, feel free to reach out at 704-522-1955 during our lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to noon.

Join Us

As we continue this journey together, we invite you to become part of the Truliant family. Experience firsthand how our member-focused approach can help you achieve your financial goals while making meaningful contributions to your community. Visit us online at Truliant or stop by our branch today!

Our Mission

At Truliant, we believe that financial success is not just about numbers; it's about building relationships. Our mission is rooted in empowering individuals and families by providing personalized financial solutions that create lasting value. We strive to enhance the lives of our members through education, support, and community involvement. We take pride in being more than just a financial institution; we are a partner in your journey toward financial health. Whether you're looking to buy your first car or save for retirement, we are here to guide you every step of the way.

The Evolution of Truliant

From humble beginnings, Truliant has grown into a trusted institution with over 344,000 members and total assets exceeding $5.2 billion. Located at 324 N Trade St Ste 101, Matthews, NC 28105, we are proud to be a part of this vibrant city. Our branch is easily accessible and situated near key landmarks that make it convenient for everyone in the area. Throughout the years, we have embraced change and innovation, adapting our services to meet the evolving needs of our members. Today, we offer a comprehensive range of products including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our commitment to technology ensures that you can manage your finances online or through our mobile app anytime you need.

Branch Location & Accessibility

Welcome to Truliant, your friendly neighborhood credit union located at 324 N Trade St Ste 101 in Matthews, NC. Nestled conveniently in the heart of Matthews, our branch is easy to reach and just a stone's throw away from local favorites like the Matthews Community Center and the bustling shopping district. We pride ourselves on being accessible to everyone, with plenty of parking available right outside our doors and features that meet ADA compliance, ensuring that all members feel welcome. At Truliant, we understand that your time is valuable. That's why we offer convenient lobby hours: from Monday through Thursday, we're open from 9:00 AM to 5:00 PM; Fridays we extend our hours until 6:00 PM; and Saturdays, we're here for you from 9:00 AM to 12:00 PM. Whether you need to stop by for personal banking services or have questions about auto loans or mortgages, our friendly staff is ready to assist you. In addition to our excellent service inside the branch, we also provide ATM access for those on-the-go. While we don't currently have a drive-thru option, our ATM ensures you can handle cash withdrawals and balance checks with ease. If you're looking to send official correspondence, please note that while you can visit us at our physical address, mail should be directed to our mailing address at 324 North Trade Street Suite 101, Matthews, NC 28105. We invite you to come in and explore the variety of services we offer from checking and savings accounts to credit cards with rewards and business banking solutions. Your financial needs are important to us, and we're excited to help you achieve your goals. Feel free to give us a call at 704-522-1955 if you have any questions or would like more information before your visit. We look forward to welcoming you into the Truliant family!

Member Eligibility

Joining the Truliant family is more than just opening an account; it's about becoming part of a supportive community that values your financial well-being. To become a member at Truliant, you need to meet some simple eligibility requirements. Generally, if you live, work, or worship in the local area, you're likely already qualified! Plus, we welcome immediate family members of existing members, making it easy for you to share the benefits with those you care about. To see all the specifics and ensure you meet the criteria, feel free to check out our detailed guidelines at https://WWW.TRULIANTFCU.ORG/bank/become-a-member. Opening an account with us is straightforward and convenient. You can get started by visiting our website or calling us directly at (704) 522-1955 for assistance. Our friendly team is ready to help you through the process and answer any questions you may have. Take your first step toward better financial services today at our branch located at 324 N Trade St Ste 101 Matthews Nc 28105!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,427 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,757,571, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having the right tools can make all the difference. Our merchant services help streamline payment processing so you can focus on what matters most running your business. Imagine effortlessly accepting payments from customers on-the-go or online, allowing you to increase sales and improve customer satisfaction. Located at 324 N Trade St Ste 101 Matthews Nc 28105 in Matthews, NC, we're here to partner with you on your journey toward success. Reach out to us today at (704) 522-1955 and let's build something great together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you dreaming of a new car? At Truliant, we offer competitive auto loans and vehicle financing options that can help turn that dream into reality. With flexible terms and attractive rates, financing your next vehicle is straightforward and stress-free. Picture driving away in your new car with an affordable monthly payment that fits your budget.

Business Banking Solutions

For small business owners, we offer comprehensive business banking services including merchant services and business loans. We know how vital it is for businesses to have reliable financial support; thus, our products are designed to help your enterprise thrive.

Credit Cards with Rewards

Don't forget about our credit cards with rewards, perfect for those who want to earn while they spend. Whether you're purchasing groceries or booking travel, every swipe brings you closer to exciting rewards that enhance your lifestyle.

Easy Access & Convenience

With features like ATMs available at our branch and throughout the network, cash withdrawal services are always at your fingertips. You can easily access funds whenever needed without any hassle. Plus, our basic ATM access allows for quick withdrawals and balance checks without stepping inside the branch. At Truliant, located at 324 N Trade St Ste 101 Matthews Nc 28105, we strive to make banking simple and accessible for everyone in the community. If you have any questions or would like more information about our services, feel free to call us at (704) 522-1955 or visit us online at Matthews. Let us partner with you on your journey towards financial well-being!

Mortgage Loans & Refinancing

Homeownership is within reach thanks to our mortgage loans and refinancing options. We understand that buying a home is one of the most significant investments you'll make. That's why our team is here to guide you through the process, ensuring you find the right loan that meets your needs. If you're looking to refinance an existing mortgage, we can help you secure better terms and potentially save money over time.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our personal banking services include checking and savings accounts designed for convenience and ease of use. Imagine having access to your funds anytime through our online and mobile banking platforms you can check balances, transfer funds, or pay bills right from your smartphone or computer. Whether you're saving for a vacation or just need a place to keep your money safe, our accounts cater to various lifestyles.

Personal Loans & Debt Consolidation

If you find yourself facing unexpected expenses or high-interest debt, our personal loans and debt consolidation services can provide relief. Imagine consolidating multiple debts into one manageable payment, making it easier for you to stay on top of your finances. Our team will work with you to create a solution that alleviates financial stress.

Digital & Online Banking

Accessibility and Ease-of-Use

Our commitment to making banking easy means you can manage your accounts in real-time, whether you're at home or on the move. The user-friendly interface ensures that even those who aren't tech-savvy can navigate through their financial tasks effortlessly. Join us at Truliant and experience how our digital banking services can enhance your financial management. For more information, visit us online at https://www.truliantfcu.org/!

Key Features

One of the standout features is our mobile application, which allows you to bank on the go. You can easily make person-to-person transfers and enjoy the benefits of mobile payments right from your smartphone. Plus, if you prefer paperless options, we provide e-statements that give you quick access to your account statements while also helping the environment. Security is a top priority for us. We offer electronic signature authorization, which allows you to sign documents safely and quickly without needing to visit a branch. This feature adds an extra layer of protection while simplifying transactions.

Financial Strength

At Truliant, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing our commitment to providing a reliable and secure banking experience. With a net worth of $463,583,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,704,898,164 in share certificates and $587,100,407 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $94,340,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further supported by $399,845,037 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $55,697 in used auto loans and $4,271,826,575 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our performance is reflected in our $20,719,698, showing operational efficiency that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 689,461, highlighting the strong trust our growing member base places in us. Net Shares available for lending and investments amount to $2,953,049, further solidifying our capacity to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truliant is your trusted partner. Visit us at 324 N Trade St Ste 101 Matthews Nc 28105 or call (704) 522-1955 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,023,031,570 in used vehicle loans and $372,358,554 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your current payments or switch to a better rate.

Business Financing

For business owners, our outstanding commercial loans totaling $796,757,571 provide the capital needed to grow and expand. We offer various financing options tailored specifically for businesses looking to thrive.

Contact Us

If you're interested in any of our loan products or need assistance figuring out which option suits you best, don't hesitate to reach out! You can visit us at our location: 324 N Trade St Ste 101 Matthews Nc 28105, Matthews, NC, or give us a call at (704) 522-1955. Our friendly staff is ready to assist you during our lobby hours: - Monday - Thursday: 9:00 am - 5:00 pm - Friday: 9:00 am - 6:00 pm - Saturday: 9:00 am - 12:00 pm Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and see how we can help you reach your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $612,975,253, make buying or refinancing simple. Whether you're a first-time buyer or looking to upgrade, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

For those seeking flexible financial solutions, we also offer unsecured credit card loans with a total of $154,647,640 in loans helping members manage their finances effectively. These cards come with benefits that can help you earn rewards while keeping your spending manageable.

Loan Aggregator

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TRULIANT FEDERAL CREDIT UNION - Matthews, NC

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