Truliant Credit Union Lexington NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Truliant, your trusted partner in financial growth and community well-being, located at 170 Lowes Blvd, Lexington, NC 27292. Established in 1952, we have proudly served our members for over 70 years, fostering a spirit of cooperation and support that resonates throughout Davidson County. With a robust membership of 337,374 individuals, we are dedicated to providing personalized financial services that meet the diverse needs of our community. At Truliant, we understand that your financial journey is unique. That's why we offer a comprehensive range of services, including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our total assets stand at an impressive $5,164,970,966, ensuring that we have the resources to support you effectively. Additionally, our total deposits amount to $264,296,533, reflecting the trust placed in us by our valued members. Under the leadership of CEO William Hall and Board President James Flythe, Jr., we are committed to transparency and community impact. Our net worth is a solid $463,723,884, with cash on hand totaling $52,185,805, allowing us to maintain stability while serving your financial needs. We have facilitated over 198,685 loans and leases to help our members achieve their dreams. While you can visit us at our Lexington branch for all your banking needs, official correspondence should be directed to our mailing address at 170 Lowes Blvd, Lexington, NC 27292. If you need assistance or have questions about our services, don't hesitate to reach out at 800-822-0382. Join us at Truliant as we continue to build a brighter future together because your success is our mission! For more information or to explore membership options, please visit us online at Truliant. We look forward to welcoming you into our family!

Branch History & Mission

Our Mission

At Truliant, our mission is straightforward yet impactful: we aim to provide exceptional financial services while supporting our community's growth and well-being. We understand that each member's journey is unique, which is why we offer a wide range of services tailored to fit individual needs from personal banking and auto loans to mortgage refinancing and business banking solutions. We believe in making banking accessible for everyone. Our commitment extends beyond just financial products; we actively participate in community outreach efforts that enrich the lives of those around us. Whether it's through educational workshops or partnerships with local organizations, we strive to make a difference right here in Lexington. As we embrace technology with features like online banking and mobile payments, we remain dedicated to ensuring our services are inclusive and user-friendly for all members. With ADA compliance at the forefront of our operations, we're committed to providing an environment where everyone feels welcome. While members can visit us at 170 Lowes Blvd, official correspondence should be sent to 170 Lowes Blvd, Lexington, NC 27292 if necessary. Join us at Truliant as we continue this journey together. We invite you to experience firsthand the benefits of membership where your financial goals are met with genuine care and support. For more information about joining us or exploring our services further, please reach out at 800-822-0382 or visit Truliant's website. Your future starts here!

Branch Location & Accessibility

Accessibility Features

At Truliant, we prioritize accessibility. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Parking is plentiful and conveniently located right outside our doors, making your visit even more hassle-free.

Operating Hours

We understand that convenience matters. That's why our lobby hours are tailored to fit your schedule: we're open from 9:00 am to 5:00 pm Monday through Thursday, and until 6:00 pm on Fridays. Whether you're stopping in for a quick transaction or need assistance with your accounts, our friendly team is here for you.

Services Offered

Truliant offers a variety of services designed to help you manage your finances effectively. From personal banking options like checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards there's something for everyone! Plus, we provide essential ATM services and basic drive-thru banking for your convenience.

Stay Connected

Feel free to reach out with any questions or if you need assistance; our dedicated staff is just a phone call away at 800-822-0382. While members can visit us at the branch for all their banking needs, official correspondence should be sent to our mailing address at 170 Lowes Blvd, Lexington, NC 27292. We invite you to come experience the friendly service and community spirit that Truliant embodies. Whether you're looking for financial advice or simply want to chat about your banking options, we'd love to welcome you into our branch!

Member Eligibility

At Truliant, we believe that everyone deserves a chance to join our friendly community and enjoy the many benefits of membership. If you're looking to become a member, you'll be pleased to know that eligibility is straightforward and welcoming. Generally, anyone who lives, works, worships, or attends school in the area can apply. This means if you're part of the vibrant Lexington community or surrounding regions, you're likely eligible! We invite you to explore the specific criteria by visiting our detailed resource at https://WWW.TRULIANTFCU.ORG/bank/become-a-member. Joining Truliant opens up a world of financial opportunities tailored just for you from competitive rates on loans and savings accounts to personalized service from our dedicated team. Plus, once you're a member, you gain access to a variety of services designed to help you manage your finances more effectively. Ready to take the next step? Opening an account is easy! Just check out our convenient online application process at https://apply.truliantfcu.org/he/homeequityloan.aspx?lenderref=truliantfcu081920&referralsource=dmts-web, or give us a call at (800) 822-0382 if you have any questions. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Imagine a local bakery dreaming of opening a second location. With our tailored commercial loans, they can turn that dream into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,924 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $887,756,105, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify transactions. Picture a busy restaurant using our payment processing solutions to accept various payment types effortlessly. This ensures their customers have a smooth dining experience while enabling the restaurant owner to focus on what matters most serving great food and growing their business. For more information on how we can help your business thrive, visit us at 170 Lowes Blvd Lexington Nc 27292 in Lexington, NC or call us at (800) 822-0382. Let's work together to make your business dreams come true!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, Truliant offers comprehensive business banking services including merchant services and business loans. These tools are designed to support growth and streamline operations so you can focus on what you do best.

Call Us Today!

We invite you to visit us at Truliant in Lexington or give us a call at 800-822-0382 during our operating hours (9:00 am - 5:00 pm Monday through Thursday; 9:00 am - 6:00 pm Friday) to learn more about how we can assist you with all your financial needs. Join us today in building a brighter financial future together!

Convenient Access

We know convenience matters. Our ATM and cash withdrawal services allow you to access your funds quickly without any hassle. With drive-thru banking available for deposits, withdrawals, and simple transactions, you can complete your banking needs without ever leaving your car. If you prefer digital interactions, our online and mobile banking features let you handle everything from transfers to bill payments right from your smartphone or computer. Plus, with basic ATM access for balance checks and withdrawals, managing your money has never been easier.

Credit Cards and Rewards

Don't forget to check out our credit cards with rewards! Whether it's cashback on purchases or travel rewards for your adventures, we have options that cater to different spending habits.

Personal Banking

Our personal banking services include checking and savings accounts tailored for individuals and families. Imagine having a checking account that not only keeps your funds safe but also provides easy access through our online and mobile banking platforms. You can manage your money anytime, anywhere perfect for busy lifestyles! If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options are designed with competitive rates to make your dream car more affordable. We understand that buying a home is one of the biggest decisions you'll make; that's why we offer mortgage loans and refinancing solutions that can help ease the process. In addition, our personal loans and debt consolidation services can provide relief if you're feeling overwhelmed by multiple payments. These loans give you the chance to consolidate debt into a single monthly payment with potentially lower interest rates.

Digital & Online Banking

At Truliant, we understand that your time is precious. That's why we've designed our digital and online banking services to be as convenient and secure as possible. Whether you're at home, at work, or on the go, managing your finances has never been easier. With 24/7 online banking services available at https://www.truliantfcu.org/, you can access your accounts whenever it suits you. Check your balance, transfer funds, or pay bills all with just a few clicks. Plus, our mobile application makes banking on-the-go a breeze. You can manage your money right from your smartphone or tablet, allowing for real-time account management wherever you are. Security is a top priority for us. Our electronic signature authorization feature ensures that your transactions are safe and verified, giving you peace of mind every time you use our services. And if you're looking to reduce paper clutter, our e-statements are here to help. They're not only environmentally friendly but also easily accessible whenever you need them. For those who love the convenience of mobile payments, you'll be glad to know we offer this feature too! Whether it's buying a coffee or making larger purchases, using your phone to pay is fast and simple. While person-to-person transfers aren't currently available, our other features provide plenty of options to help you manage your finances effectively. With these services, banking with Truliant is not just about transactions; it's about building a relationship based on trust and convenience. Visit us today at https://www.truliantfcu.org/ and explore how our digital banking solutions can simplify your life!

Financial Strength

Commitment to Growth

Our financial strength is also reflected in our operational efficiency. With $406,785,396 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to enhance your experience. Currently, we have $53,003 in used auto loans and $4,260,406,418 in total loans and leases, demonstrating our capacity to support your financial goals across various sectors.

Dedicated Team

At Truliant, our team is dedicated to your success. We take pride in having 935 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with knowledgeable staff who genuinely care about your needs.

Growing Member Base

Our commitment is evident as well through our community engagement; we proudly serve a strong membership of 681,730 share accounts. This growing member base reflects the trust you place in us to manage your finances effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truliant is your trusted partner. Visit us at 170 Lowes Blvd Lexington Nc 27292 or call (800) 822-0382 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

We prioritize your savings. Members' funds are secured through $1,753,348,653 in share certificates and $603,252,804 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting you our non-member deposits stand at $94,340,000, which allows us to channel resources back into our member services.

Solid Financial Foundation

With a net worth of $463,723,884, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.03% further demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $894,888,297 in used vehicle loans and $331,149,901 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options that can cater to your specific situation, ensuring that you find a plan that works for you.

Business Loans

For business owners, our outstanding commercial loans totaling $887,756,105 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today, and we're here to support you with financing solutions that fit your operational needs. At Truliant, we pride ourselves on transparency and reliability. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore our loan offerings further or have any questions about eligibility and refinancing options, don't hesitate to reach out at (800) 822-0382. We're here to assist you on your journey toward financial wellness!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $659,612,463, make buying or refinancing simple. We provide various mortgage products with attractive interest rates and terms tailored to meet your needs.

Personal Loans & Credit Cards

For those looking for quick access to cash or wanting to consolidate debt, we also provide flexible personal loans and credit cards. Our unsecured credit card loans total $153,187,922, offering you the freedom to manage your finances effectively without the burden of collateral.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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TRULIANT FEDERAL CREDIT UNION - Lexington, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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