Truliant Credit Union Kernersville NC | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Truliant, your trusted financial partner in the heart of Kernersville, NC. Established in 1952, we have proudly served our community for over 70 years, growing alongside our members and adapting to their financial needs. Located at 794 S Main St Ste A, Kernersville, NC 27284, our branch is more than just a place to bank it's a hub of support and guidance for individuals and families striving for financial success. At Truliant, we understand that your money matters. With total assets of over $5.2 billion and a robust membership base of 344,463, we are committed to providing personalized banking solutions that help you achieve your goals. Our services range from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking services. We strive to empower our members through sound financial advice and competitive products tailored to meet their unique needs. While you can visit us at our Kernersville location for all your banking needs, please note that official correspondence should be sent to the same address as we maintain consistency in our communications. Our dedicated team is led by CEO William Hall and Board President James Flythe, Jr., both of whom are passionate about fostering a culture of trust and community service within Truliant. We take pride in our strong financial foundation with net worth exceeding $463 million and total deposits amounting to $234.6 million. This stability allows us to offer competitive rates on loans over 206,493 loans have been issued to date making it easier for you to finance your dreams. Your satisfaction is our priority. Whether you're looking for a new vehicle loan or planning for retirement, we invite you to explore what Truliant has to offer. Reach out to us today at 336-659-1955 or visit our website at www.truliantfcu.org for more information about how we can assist you on your financial journey. Join us as we continue building a brighter future together!

Branch History & Mission

At Truliant, we are proud of our rich history and commitment to serving the community in Kernersville, NC. Established in 1952, our branch has grown from a small cooperative into a vibrant financial institution with a mission to empower our members to achieve their financial goals. Located at 794 S Main St Ste A, we are easily accessible for all your banking needs. Over the years, Truliant has evolved significantly. We now serve over 344,463 members and manage total assets exceeding $5.2 billion. This growth is a testament to our dedication to providing excellent financial services and fostering strong community ties. Our headquarters in Winston Salem continues to support our local branches as we expand our offerings and improve member experience. Our mission is simple yet impactful: we strive to provide superior financial services while enhancing the lives of our members and contributing positively to the communities we serve. We offer a range of services including personal banking, auto loans, mortgage loans, business banking solutions, and online banking features. We aim to be more than just a financial institution; we want to be a supportive partner in your journey toward financial well-being. While members can visit us at our branch for personal service, official correspondence should be sent to our mailing address at 794 S Main St Ste A, Kernersville, NC 27284. Our operating hours are designed with you in mind: Lobby Hours from Monday to Thursday are 9:00 am - 5:00 pm, and Friday from 9:00 am - 6:00 pm. Additionally, we offer ATM services for your convenience. At Truliant, we understand that being part of the community means more than just providing services; it involves making meaningful connections through partnerships and outreach efforts that uplift those around us. Our commitment includes ensuring accessibility for all members through ADA-compliant facilities and customer-centric initiatives that cater to diverse needs. Join us today at Truliant in Kernersville! Experience the difference of being part of a credit union that puts people first. We invite you to explore how we can help you achieve your financial dreams whether it's saving for a home, financing a vehicle, or planning for retirement. Visit us online at Truliant or call us at 336-659-1955 for more information on becoming a member!

Branch Location & Accessibility

Get in Touch

We invite you to visit us at our Kernersville branch or give us a call at 336-659-1955 if you have any questions or need assistance. Our dedicated team is ready to provide support and guidance every step of the way. Come see how Truliant can make banking better for you!

Nearby Landmarks and Accessibility

Situated just a short drive from popular spots like Kernersville Lake Park, our branch is nestled in a bustling area with plenty of parking available for your convenience. We also prioritize accessibility for all members. Our facilities are designed with features like ADA-compliant ramps and wide doorways to ensure everyone can visit us comfortably.

Operating Hours and Services

Our doors are open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays until 6:00 PM, giving you flexibility when planning your visit. While we don't offer drive-thru service at this location, we do have an ATM available for quick cash withdrawals and balance checks. At Truliant, we pride ourselves on offering a range of services that cater to your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with online and mobile banking capabilities, managing your finances has never been easier.

Member Eligibility

Joining the Truliant family is like stepping into a warm community where your financial goals are truly understood and supported. To become a member, you simply need to meet some straightforward eligibility criteria. If you live, work, or worship in the areas we serve, or if you're related to someone who is already a member, you're likely eligible! We welcome individuals from diverse backgrounds and make it easy for you to join us on this journey towards better banking. For detailed information on the specific requirements, feel free to check out our eligibility page at https://WWW.TRULIANTFCU.ORG/bank/become-a-member. Opening an account with us is just as easy as becoming a member! You can start the process online or visit us at our branch located at 794 S Main St Ste A Kernersville Nc 27284. If you have any questions or need assistance, don't hesitate to give us a call at (336) 659-1955. We're here to help you every step of the way as you embark on your financial journey with Truliant!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,427 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,757,571, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, our merchant services offer practical tools that make managing payments easier. Imagine a busy café owner who can process transactions quickly and securely, ensuring customer satisfaction while keeping track of sales effortlessly. Our services are crafted to provide the support you need so you can focus on what you do best running your business. Visit us at 794 S Main St Ste A Kernersville Nc 27284, Kernersville, NC, or give us a call at (336) 659-1955 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking Support

For our business members, we know how important it is to have reliable financial tools. Our Business Banking services include merchant services that simplify transactions and business loans to help fuel your company's growth. We strive to support local businesses by offering personalized attention and resources tailored to their unique challenges.

Connect with Us

At Truliant, we believe in creating strong relationships with our members through personalized service and comprehensive offerings. Whether you're a new member or have been with us for years, we're here to assist you every step of the way. Feel free to contact us at (336) 659-1955 or visit us at 794 S Main St Ste A Kernersville Nc 27284 in Kernersville, NC for more information on how we can help you achieve financial success. Don't forget to explore our website at https://www.truliantfcu.org/ for additional resources and online banking capabilities! Join us today and experience the difference at Truliant where your financial needs come first!

Digital Banking Convenience

In today's fast-paced world, managing your finances on-the-go is essential. With our robust Online & Mobile Banking features, you can access your accounts from anywhere at any time. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. We also provide ATM & Cash Withdrawal Services for when you need cash quickly, ensuring that you have access whenever necessary.

Personal Banking Solutions

Managing your finances should be easy and convenient. That's why we offer Personal Banking services like checking and savings accounts tailored to fit your lifestyle. Need a vehicle? Our Auto Loans & Vehicle Financing options make it simple for you to drive away in the car of your dreams. If you're thinking about buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services are designed to provide you with competitive rates and expert guidance. Sometimes life throws unexpected expenses your way. For those moments, we offer Personal Loans & Debt Consolidation options that can help lighten your financial load. Plus, our Credit Cards with Rewards allow you to earn benefits while making everyday purchases.

Digital & Online Banking

Key Services

Our online banking features include everything from account management to mobile payments. Need to check your balance or pay bills? You can do it all with just a few clicks. Plus, with our electronic signature authorization, signing documents is quick and hassle-free. Say goodbye to printing and mailing forms everything is done securely online.

Secure and Accessible

Your security is our top priority. We've implemented robust measures to ensure that your data remains safe while you enjoy the convenience of digital banking. E-statements are also available, allowing you to keep track of your transactions without the clutter of paper statements. At Truliant, we're committed to making banking simple and accessible for everyone. Explore our digital offerings today and experience the ease of managing your finances with just a few taps!

Stay Connected Anytime

With 24/7 online banking services, you're never far from your accounts. Whether it's day or night, you can access your information whenever it suits you. And for those who prefer managing their finances on the go, our mobile application is available for download. It's user-friendly and packed with features like person-to-person transfers, so sending money to friends or family is as easy as sending a text.

Financial Strength

At Truliant, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a strong financial foundation that supports our community and enhances the services we provide. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $463,583,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,704,898,164 in share certificates and $587,100,407 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $94,340,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,845,037 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $55,697 in used auto loans and $4,271,826,575 in total loans and leases, we're equipped to support your financial goals across various sectors. Our operational efficiency is reflected in our $20,719,698, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,953,049 demonstrate our commitment to fostering growth for our members. Total Share Accounts: 689,461 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truliant is your trusted partner. Visit us at 794 S Main St Ste A Kernersville Nc 27284 or call (336) 659-1955 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,023,031,570 in used vehicle loans and $372,358,554 in new vehicle loans already helping members get on the road. If you're considering purchasing a vehicle, our team is here to guide you through the process and help you find an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $796,757,571 provide the capital needed to grow and expand. We understand the challenges businesses face and offer tailored solutions to meet those unique needs. No matter what type of loan you're interested in, we encourage you to explore refinancing options as well. You may qualify for better rates or terms that could save you money over time. To learn more about our loan offerings or if you have any questions, please feel free to reach out at (336) 659-1955 or visit us at our branch located at 794 S Main St Ste A Kernersville Nc 27284 in Kernersville, NC. Our friendly team is ready to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Credit Cards and Personal Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $154,647,640 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or cover unexpected costs, our personal loan options are designed with your needs in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $612,975,253, make buying or refinancing simple. We provide personalized service to help you navigate the home-buying process and answer any questions you may have about eligibility and terms.

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TRULIANT FEDERAL CREDIT UNION - Kernersville, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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