Truliant Credit Union Graham NC | Affordable Vehicle Loans & Checking

Introduction

Welcome to Truliant in Graham, where your financial well-being is our top priority! Nestled at 915 S Main St, Graham, NC 27253, we've proudly served our community since 1952. With a strong commitment to our members, we are dedicated to providing personalized service and financial solutions that meet your unique needs. At Truliant, we're not just a credit union; we're a thriving community of over 344,463 members and counting. Our impressive total assets of $5,221,549,692 and total deposits of $234,561,407 reflect the trust our members place in us. We believe that financial empowerment starts with you, which is why we offer a range of services from checking and savings accounts to auto loans and mortgages designed to help you reach your financial goals. Our leadership team, headed by CEO William Hall and Board President James Flythe, Jr, works tirelessly to ensure we maintain a solid foundation for growth while putting our members first. With a dedicated staff of 926 employees, we pride ourselves on delivering exceptional service every day. While you can visit us at our branch location for all your banking needs, feel free to reach out via phone at 336-664-1955 or explore more about us online at Truliant's website. We invite you to experience the Truliant difference today and discover how we can support you on your financial journey!

Branch History & Mission

Welcome to Truliant, a cornerstone of community banking in Graham, NC. Established in 1952, we have proudly served our members for over six decades, growing alongside the vibrant community we call home. Our branch is located at 915 S Main St Graham Nc 27253, a spot easily accessible and just a stone's throw from local landmarks, making it convenient for you to stop by. Since our founding, we have focused on building relationships based on trust and support. With a total membership of 344,463 individuals and assets reaching an impressive $}, we have become a reliable partner for financial growth and security. We believe that banking should be personal, which is why our team is dedicated to understanding your unique needs and providing tailored solutions. Our mission at Truliant is simple yet powerful: to empower our members through affordable financial services while fostering community growth. We are committed to making a positive impact through various outreach initiatives and partnerships that enhance the quality of life in Graham. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we are here to help you achieve your goals. While members can visit us at 915 S Main St Graham Nc 27253, official correspondence should be sent to our mailing address at 915 S Main St, Graham, NC 27253 if it differs from the branch location. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 AM to 5:00 PM, and Fridays from 9:00 AM to 6:00 PM. Plus, with ATM availability, accessing your funds has never been easier. At Truliant, we embrace technology while ensuring accessibility for everyone. Our digital services include online banking, mobile payments, and e-statements, making it simple for you to manage your finances anytime, anywhere. As we look ahead, we remain committed to our core values of service and community involvement. Join us in this journey become a member today and experience the benefits that come with being part of the Truliant family. Together, let's build a brighter future! For more information about membership or our services, feel free to reach out at (336) 664-1955 or visit us online at https://www.truliantfcu.org/ .

Branch Location & Accessibility

Get In Touch!

If you have questions or need assistance with your banking needs, don't hesitate to give us a call at 336-664-1955. We're excited to serve you and look forward to welcoming you into our branch soon! Remember, while official correspondence should be sent to our mailing address at 915 S Main St, Graham, NC 27253, all your banking needs can be taken care of right here at our physical location. Visit us today!

Nearby Landmarks and Accessibility

Our location is just a stone's throw away from local favorites such as the Graham Recreation Center, making it a familiar stop for community members. With ample parking available right outside our doors, accessing our services is hassle-free. We are proud to be ADA compliant, featuring ramps and accessible entrances to ensure everyone can visit us comfortably.

Operating Hours and Services

At Truliant, we understand that your time is valuable. That's why our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM. You can count on us for various services, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. For added convenience, we offer ATM access so you can manage your cash needs without stepping inside the branch. While we do not have drive-thru service available at this location, our friendly staff is always ready to assist you in person.

Member Eligibility

Becoming a member of Truliant is like joining a warm and welcoming community that truly cares about your financial well-being. If you're wondering whether you qualify, the good news is that eligibility is quite straightforward. Generally, anyone who lives, works, or worships in our local area can become a member. This means that if you're in the Graham area or surrounding communities, you're likely eligible to join us! To get all the specific details about membership requirements, feel free to visit our website at https://WWW.TRULIANTFCU.ORG/bank/become-a-member . Joining Truliant opens up a world of benefits, from competitive loan rates to personalized banking services tailored just for you. The process of opening an account is easy and accessible; simply visit us at our branch located at 915 S Main St Graham Nc 27253, or check out the online application at https://apply.truliantfcu.org/he/homeequityloan.aspx?lenderref=truliantfcu081920&referralsource=dmts-web . If you have any questions or need assistance, don't hesitate to call us at (336) 664-1955. We're here to help you every step of the way on your journey to better banking!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to our loan offerings, we provide essential merchant services that simplify daily operations for businesses. Imagine having the ability to accept various payment types easily, allowing you to focus on what matters most your customers and your bottom line. Our services make transactions smoother and more efficient, giving you peace of mind as you grow your enterprise. If you're ready to explore how Truliant can support your business endeavors, contact us today at (336) 664-1955 or visit us at 915 S Main St Graham Nc 27253 in Graham, NC. Let's take the next step together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,427 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,757,571, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For business owners, we offer comprehensive Business Banking services including Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we have tools and resources designed specifically for small businesses.

Credit Solutions

If you're dealing with debt or just need some extra cash, our Personal Loans & Debt Consolidation services can provide the assistance you need. You can consolidate existing debts into one manageable payment or use personal loans for unexpected expenses. Plus, our Credit Cards with Rewards program gives you the chance to earn points on every purchase perfect for those who love to travel or shop!

Digital Banking Features

We understand that convenience is key in today's fast-paced world. That's why we offer robust Online & Mobile Banking solutions that allow you to manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and e-statements, banking with us is both easy and efficient. You can even access cash through our ATM & Cash Withdrawal Services without any hassle. At Truliant, we pride ourselves on being more than just a financial institution; we're part of the community. If you're ready to take control of your financial future or if you have any questions about our services, feel free to reach out! Call us at (336) 664-1955, visit us in person at 915 S Main St Graham Nc 27253, or check out our website at Graham. We're here to help you every step of the way!

Home Financing

Thinking about purchasing a home? Our Mortgage Loans & Refinancing services offer various plans designed to fit your budget and financial situation. We understand that every family is unique, which is why we work closely with our members to find the best mortgage solution for their needs.

Personal Banking

Our personal banking services include Checking & Savings Accounts that cater to different lifestyles and savings goals. Imagine having a checking account that helps you track your spending while also earning interest on your savings. For those looking to drive off in a new vehicle, our Auto Loans & Vehicle Financing options can help you get behind the wheel with competitive rates and flexible terms.

Digital & Online Banking

Key Services Available

Our online banking platform at https://www.truliantfcu.org/ offers a variety of features designed to meet your everyday needs. You can easily view your account balances, transfer funds, and pay bills all in one secure place. Plus, if you're looking to send money to friends or family quickly, our person-to-person transfers make it simple and hassle-free. For those who prefer to bank on the go, our mobile application is available for download, providing you with the power of online banking right in your pocket. Not only does it allow for mobile payments, making transactions faster and more convenient, but it also supports electronic signature authorization for document signing no need to print anything out!

Security and Accessibility

At Truliant, we prioritize your security while providing easy access to your accounts. Our online banking services are available 24/7, allowing you to manage your finances when it suits you best. We also offer e-statements that let you keep track of your transactions without the clutter of paper documents. With these tools at your disposal, you can enjoy real-time account management while feeling confident that your information is protected. Whether you're at home or on the move, we're here to support you every step of the way. Visit us today at https://www.truliantfcu.org/ and discover how our digital banking services can enhance your financial experience!

Financial Strength

Growing Trust Among Members

Total Share Accounts: 689,461, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $2,953,049, reinforcing our capability to provide the best services possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truliant is your trusted partner. Visit us at 915 S Main St Graham Nc 27253 or call (336) 664-1955 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Your savings are secured through $1,704,898,164 in share certificates and $587,100,407 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $94,340,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $399,845,037 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is highlighted by $55,697 in used auto loans and $4,271,826,575 in total loans and leases, supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $463,583,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $886 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,023,031,570 in used vehicle loans and $372,358,554 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we have tailored financing options to meet your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $796,757,571 provide the capital needed to grow and expand your business. We understand that every business has unique needs and are here to support you with tailored solutions.

Credit Card Loans

For those looking for flexibility in managing everyday expenses, we also offer flexible terms on unsecured credit card loans, with a total of $154,647,640 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards that can enhance your purchasing power.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $612,975,253, make buying or refinancing simple. Our mortgage team is ready to help you explore various loan types and guide you through each step of the process.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, our experienced team is available to discuss how we can assist you in potentially lowering your monthly payments or adjusting your loan terms for better alignment with your financial goals. If you have any questions or need assistance with our loan offerings, please reach out to us at 336-664-1955. We are here to support you during our operating hours: Monday to Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Discover how Truliant can help you today!

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

LendMesh takes accuracy seriously. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data ensures that you receive fair and transparent offers when comparing loans.

TRULIANT FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Vehicle Loans