Truliant Credit Union Gastonia NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Truliant, your trusted financial partner located at 3351 E Franklin Blvd Ste 106, Gastonia, NC 28056. Established in 1952, we have proudly served our community for over seven decades, offering a wide range of financial services designed with you in mind. With a total membership exceeding 344,463, we are dedicated to helping individuals and families reach their financial goals. At Truliant, we understand that every member has unique needs. That's why we offer personalized solutions, including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking services. Our total assets stand at an impressive $5,221,549,692, reflecting our strong commitment to providing reliable and accessible financial support. While members can visit us at our branch address for friendly service and expert advice, official correspondence should be sent to the same location: 3351 E. Franklin Blvd Ste 106, Gastonia, NC 28056. Should you need assistance or have questions about our services, don't hesitate to reach out via phone at 800-822-0382. Under the leadership of CEO William Hall and Board President James Flythe, Jr., our team of 926 employees is here to ensure you receive top-notch service every time you walk through our doors or connect with us online at www.truliantfcu.org. With total deposits amounting to $234,561,407 and net worth reaching $463,583,525, Truliant stands as a pillar of strength in the community. We invite you to explore how we can assist you on your financial journey visit us today or give us a call!

Branch History & Mission

At Truliant, we take pride in our rich history and unwavering mission to serve our members and community. Established in 1952, our Gastonia branch has grown from a small credit union into a vital financial institution with a dedicated membership of over 344,000 individuals. Located at 3351 E Franklin Blvd Ste 106, Gastonia, NC 28056, we are conveniently positioned for our members' needs. Throughout the years, Truliant has evolved significantly. Starting as a modest operation, we have expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Today, we proudly manage total assets exceeding $5.2 billion, reflecting our commitment to responsible growth and member satisfaction. Our mission is clear: to provide exceptional financial services while making a positive impact on the communities we serve. We believe in empowering our members through education and support, ensuring they have the tools needed to achieve their financial goals. This is why we offer innovative solutions like online banking and mobile payments, designed with our members' convenience in mind. Truliant also emphasizes community engagement. We actively participate in local events and initiatives aimed at fostering growth and development within Gastonia. From sponsoring educational programs to supporting local charities, we are dedicated to being more than just a financial institution; we strive to be a trusted partner in the lives of our members. While you can visit us at our branch location for all your banking needs during our operating hours Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm official correspondence should be sent to the same address mentioned above. For those who prefer digital access, we offer convenient ATM services available at our branch. As you consider your financial future, we invite you to join Truliant. Experience firsthand the dedication and personal touch that sets us apart from traditional banks. Together, let's work towards achieving your dreams! For more information or assistance, feel free to reach out at 800-822-0382 or visit us online at Truliant.

Branch Location & Accessibility

Convenient Access and Features

At Truliant, we understand that convenience is key. That's why our location offers ample parking with easy access to the building. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can feel welcome. If you need assistance or have questions, our friendly staff is just a phone call away at 800-822-0382.

Operating Hours

Our doors are open for you during the week! Visit us Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM. We're here to assist you with all your banking needs, whether it's setting up an account or discussing loan options.

Services at Your Fingertips

While visiting Truliant, you'll find a range of services tailored to meet your financial needs. We offer personal banking options like checking and savings accounts, as well as auto loans and mortgage financing. Plus, enjoy the ease of ATM access right here at our branch for quick cash withdrawals and balance checks. Although we don't have drive-thru service, our team is ready to assist you inside! If you ever need to send official correspondence, please note that while you can visit us at the same address for all your banking needs, any mail should be directed to 3351 E. Franklin Blvd Ste 106, Gastonia, NC 28056. We invite you to stop by Truliant today! Experience exceptional service and discover how we can help you achieve your financial goals. Whether you're a long-time member or new to credit unions, we look forward to welcoming you into our community!

Member Eligibility

At Truliant, we believe in creating a welcoming community where everyone can thrive. If you're interested in becoming a member, you'll find that the process is both straightforward and inclusive. To join us at our branch located at 3351 E Franklin Blvd Ste 106 Gastonia Nc 28056, you simply need to meet certain eligibility criteria. Generally, those who live, work, worship, or attend school in our community are invited to become part of our family. This means that if you're connected to Gastonia in any way, you're likely eligible! Becoming a member not only opens the door to various financial products and services but also brings you into a supportive network dedicated to your financial well-being. You'll enjoy personalized service, competitive rates on loans, and access to exclusive member benefits. To learn more about the specific eligibility requirements, feel free to visit our detailed page at https://WWW.TRULIANTFCU.ORG/bank/become-a-member. And when you're ready to take the next step toward membership, opening an account is easy just check out our account opening details here: https://apply.truliantfcu.org/he/homeequityloan.aspx?lenderref=truliantfcu081920&referralsource=dmts-web. If you have any questions or need assistance, don't hesitate to call us at (800) 822-0382. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,427 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,757,571, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, effective payment solutions are essential for any business. Our merchant services make it easy to accept payments, manage transactions, and keep your cash flow steady. Whether you're a retail shop or a service provider, our tools help you streamline operations and enhance customer satisfaction. Visit us at 3351 E Franklin Blvd Ste 106 Gastonia Nc 28056, Gastonia, NC, or call us at (800) 822-0382 to learn how we can support your business journey today!

Comprehensive List Of Services

Convenient Access Anytime

Need cash on the go? Our ATM and cash withdrawal services make it easy to access your money whenever you need it. With basic ATM access for withdrawals and balance checks available at numerous locations, convenience is just around the corner.

Credit Cards That Reward You

Don't forget about our credit cards with rewards! Enjoy benefits while making everyday purchases. Whether you're shopping for groceries or planning a vacation, earning rewards can make your spending more rewarding.

Get Started Today!

Ready to explore how we can assist you with your financial journey? Visit us at Truliant, call us at (800) 822-0382, or check out our website at https://www.truliantfcu.org/. Join us today and discover how we can help you achieve your financial goals!

Home Ownership Made Affordable

Dreaming of owning a home? Our mortgage loans and refinancing services can turn that dream into reality. We work with you to find the best financing solution that fits your budget. Plus, if you're looking to consolidate debt or fund home improvements, our personal loans can be an excellent option.

Personal Banking Made Easy

For individuals seeking reliable banking options, we provide personal banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds whenever you need them our online and mobile banking services allow you to manage your accounts from anywhere, whether it's paying bills or checking balances right from your phone.

Support for Local Businesses

For entrepreneurs and small business owners, we offer comprehensive business banking services, including merchant services and business loans. Supporting local businesses is important to us because when you succeed, our community thrives.

Vehicle Financing Solutions

If you're planning to buy a new car or refinance your current vehicle, our auto loans and vehicle financing options can help you drive away with confidence. With competitive rates and flexible terms, we aim to make the car-buying process as smooth as possible. Picture yourself cruising in your dream car without breaking the bank!

Digital & Online Banking

Easy Payments and Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick to send cash directly from your account. Additionally, if you enjoy the convenience of mobile payments, you'll be glad to know we support that too making shopping just a tap away! With all these features combined, Truliant ensures that managing your finances is not just secure but also easy and accessible. Join us in embracing a modern banking experience today!

Key Features

When you visit us at https://www.truliantfcu.org/, you'll discover a user-friendly online platform that allows you to check balances, transfer funds, and pay bills anytime, anywhere. Our mobile application enhances this experience even further, letting you manage your accounts right from your smartphone. Whether you're at home or on the go, your finances are always at your fingertips.

Secure Transactions

Security is a top priority at Truliant. We offer electronic signature authorization to simplify document signing while keeping your information safe. Plus, with e-statements available, you can access your account statements securely without the clutter of paper.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truliant is your trusted partner. Visit us at 3351 E Franklin Blvd Ste 106 Gastonia NC 28056 or call 800-822-0382 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 922 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With a total of 689,461 share accounts, we have built a strong member base that trusts us with their finances.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $55,697 in used auto loans and a total of $4,271,826,575 in loans and leases available. This range of options helps our members achieve their dreams whether it's buying a car or investing in education.

Member Savings

Members' savings are secured through $1,704,898,164 in share certificates and $587,100,407 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $94,340,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members without compromising quality or service.

Our Financial Health

With a net worth of $463,583,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 886 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for You

With $399,845,037 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support our community effectively.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,023,031,570 in used vehicle loans and $372,358,554 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your next vehicle straightforward and affordable.

Credit Lines and Other Services

In addition to these offerings, we have substantial credit lines available totaling $1,722,506,879. This can be an excellent option for those who need flexible borrowing solutions without the constraints of traditional loans. If you're considering refinancing any of these options or want to learn more about eligibility requirements for our loan products, feel free to reach out. We're here to assist you every step of the way. For more details on how we can help you meet your financial objectives or if you have any questions about our loan offerings at Truliant located at 3351 E Franklin Blvd Ste 106 Gastonia NC 28056, don't hesitate to call us at 800-822-0382. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your loan options today and take the next step towards achieving your financial aspirations!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $612,975,253, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance your current mortgage for better terms, our team is here to guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $154,647,640 in loans helping members manage their finances effectively. These cards come with competitive rates and features designed to meet your spending needs while keeping costs manageable.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, giving users a reliable snapshot of what they can expect.

TRULIANT FEDERAL CREDIT UNION - Gastonia, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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