Truliant Credit Union Clemmons NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Truliant, your trusted credit union located at 4100 Clemmons Rd, Clemmons, NC 27012. Since our establishment in 1952, we have dedicated ourselves to serving our members and the community with integrity and care. With a strong membership base of over 344,463 individuals, we pride ourselves on being more than just a financial institution; we are a partner in your financial journey. At Truliant, our total assets amount to an impressive $5,221,549,692, reflecting our commitment to providing robust financial services tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we've got you covered. Our total deposits stand at $234,561,407, ensuring that your hard-earned money is safe and sound with us. Our leadership team, led by CEO William Hall and Board President James Flythe, Jr., is passionate about empowering members through personalized service and innovative solutions. With a dedicated workforce of 926 employees, we strive to make every interaction meaningful and beneficial. While members can visit us at our branch location for services such as personal banking and business loans, official correspondence should be sent to our mailing address at 4100 Clemmons Rd, Clemmons, NC 27012. If you have any questions or need assistance, don't hesitate to reach out at 336-659-1955. Join us today and discover how Truliant can help you achieve your financial goals. Visit our website at Truliant for more information or explore the various services we offer online!

Branch History & Mission

Truliant has been a cornerstone of the Clemmons community since it first opened its doors in 1952. With a history that spans over seven decades, our branch has witnessed remarkable growth and transformation. From humble beginnings to becoming a trusted financial partner for over 344,000 members, we are proud of our journey and dedicated to serving the needs of our community. Located at 4100 Clemmons Rd, Clemmons, NC 27012, our branch is easily accessible and is surrounded by vibrant local landmarks that reflect the spirit of our town. Whether you're visiting us for personal banking or exploring loan options, you will find a welcoming atmosphere designed for your convenience. While members can visit us at this location, official correspondence should be sent to the same address. At Truliant, our mission is clear: we aim to provide exceptional financial services while supporting the well-being of our community. We believe in empowering individuals and families through accessible banking solutions like checking accounts, auto loans, mortgage financing, and credit card rewards. Our commitment extends beyond transactions; we actively engage in community outreach and partnerships that uplift those around us. With total assets of approximately $5.2 billion, we pride ourselves on being a solid financial institution. Our success is reflected not only in our robust membership but also in our dedication to innovation. We offer modern conveniences such as online banking and mobile payments to meet your needs, along with ADA-compliant facilities ensuring accessibility for everyone. Our operating hours are designed with you in mind: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm. For those who prefer drive-thru service, we provide this option during the same hours. Additionally, with an ATM available on-site, accessing your funds is quick and easy. As we look toward the future, we invite you to join Truliant Credit Union. Experience firsthand how we blend exceptional service with a genuine desire to support our members and community. Together, let's create a brighter financial future! For more information or to become a member, visit us online at Truliant. You can reach us at 336-659-1955; we're here to help!

Branch Location & Accessibility

Convenient Access and Amenities

Our branch is designed with your convenience in mind. Parking is readily available, making it easy to hop in and out. For those who require additional assistance, our facilities are fully ADA compliant, featuring ramps and accessible entrances to ensure everyone can enjoy our services without hassle. When it comes to banking hours, we want to make sure you have plenty of time to visit us. Our lobby is open Monday through Thursday from 9 AM to 5 PM and extends its hours on Friday until 6 PM. If you're on the go, take advantage of our drive-thru service during the same hours for quick transactions like deposits and withdrawals.

Services Offered

At Truliant, we offer a range of services tailored to meet your financial needs whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages. Plus, we provide ATM access for easy cash withdrawals anytime you need it! If you need help or have any questions about our offerings, don't hesitate to reach out! You can give us a call at 336-659-1955. Our friendly staff is here to assist you. We look forward to welcoming you at Truliant in Clemmons! Come visit us today and discover how we can support your financial journey.

Member Eligibility

Becoming a member of Truliant is like joining a close-knit community where you can thrive financially and personally. If you're looking to enjoy a supportive banking experience, you're in the right place! To qualify for membership, you need to meet some friendly criteria that cater to various groups. For instance, residents of certain areas or those affiliated with specific organizations are warmly welcomed. If you're curious about the detailed eligibility requirements, feel free to check them out at https://WWW.TRULIANTFCU.ORG/bank/become-a-member. Opening an account with us is a breeze! You can easily start your journey by visiting our website, where you'll find all the information you need to get started. Whether it's personal banking, auto loans, or credit cards with rewards that interest you, we have something for everyone. Our team at Truliant, located at 4100 Clemmons Rd Clemmons Nc 27012, is eager to assist you with any questions or help you might need along the way. Don't hesitate to give us a call at (336) 659-1955; we're here for you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,427 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,757,571, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify transactions for your business. Whether you're processing payments online or at a physical location, our reliable solutions ensure your cash flow remains steady. Imagine the ease of accepting payments quickly and securely allowing you to focus more on serving your customers. Located conveniently at 4100 Clemmons Rd Clemmons Nc 27012, Clemmons, NC 27012, our team is ready to assist you with all your business banking needs. Contact us today at (336) 659-1955 to discover how we can partner with you on your journey to success!

Comprehensive List Of Services

ATM and Drive-Thru Services

At Truliant, we know that sometimes you need quick access to cash or wish to perform simple transactions without entering the branch. Our ATM & Cash Withdrawal Services offer basic access for withdrawals and balance checks, while our Drive-Thru Banking allows you to complete deposits and withdrawals without leaving your car. As you consider how these services fit into your life, remember that our team is here to help every step of the way. Visit us at 4100 Clemmons Rd Clemmons Nc 27012, explore our offerings online at https://www.truliantfcu.org/, or give us a call at (336) 659-1955. We look forward to being part of your financial journey!

Business Banking

For our business members, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. These services can help streamline operations and support growth.

Credit and Rewards

Our credit cards come with exciting rewards, making every purchase more rewarding. You can earn points on everyday spending while enjoying competitive rates.

Digital and Mobile Banking

In today's fast-paced world, convenience is key. That's why we've invested in Online & Mobile Banking options that allow you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, accessing your funds has never been easier.

Personal Banking

We offer a variety of personal banking options tailored just for you. Whether you're looking to open a checking or savings account, our accounts come with features designed to help you manage your money effectively. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing make it easy to get behind the wheel without breaking the bank. Imagine driving off in your dream car with favorable loan terms that fit your budget! Need a place to call home? Our Mortgage Loans & Refinancing services are here to help you find the perfect loan to buy or refinance your house. We also provide Personal Loans & Debt Consolidation options, so whether you're tackling unexpected expenses or consolidating debt, we have solutions that work for you.

Digital & Online Banking

Enjoy Every Feature

From setting up alerts for account activity to accessing statements right on your phone, every feature is designed with ease of use in mind. We strive to empower our members by providing tools that make real-time account management a breeze. In short, Truliant is committed to offering you a digital banking experience that not only meets your needs but also enhances your overall banking journey. Dive into the future of banking today by visiting us online at https://www.truliantfcu.org/!

Go Mobile with Ease

Our mobile application makes banking even more accessible. Whether you're out shopping or relaxing at home, you can utilize mobile payments for quick transactions or person-to-person transfers with just a few taps on your screen. This means sending money to friends or family is as easy as sending a text!

Stay Secure and Connected

Security is paramount in today's digital world, and at Truliant, we take it seriously. Our electronic signature authorization feature allows you to securely sign documents online, making it simple to manage your loans or open new accounts without visiting a branch. Additionally, e-statements are available to help you keep track of your transactions while reducing paper waste it's both eco-friendly and convenient!

Your Banking at Your Fingertips

With our online banking platform, accessible at https://www.truliantfcu.org/, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our 24/7 online banking services ensure you can access your accounts whenever you need to.

Financial Strength

Growing Member Base

We take pride in having a strong membership base with a total of 689,461 share accounts. This reflects the trust placed in us by our community members, as they choose Truliant for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truliant is your trusted partner. Visit us at 4100 Clemmons Rd Clemmons Nc 27012 or call (336) 659-1955 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investment Back into Member Services

With $399,845,037 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures. This means better services for you! Our current lending capacity is impressive as well, with $55,697 in used auto loans and a total of $4,271,826,575 in loans and leases available to support your financial goals across various sectors.

Operational Efficiency

Our operational efficiency is evident from our $0 figure. This indicates that we are effectively managing our resources to continue offering competitive loan rates and solid financial products tailored to meet your needs. With 922 full-time employees and 4 part-time employees dedicated to serving you, we ensure that our branches are always ready to assist with expert advice.

Secure Savings for Our Members

Your savings are in safe hands at Truliant. We have secured $1,704,898,164 in share certificates and $587,100,407 in money market shares, offering stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members; currently, we hold $94,340,000 in non-member deposits, which allows us to focus our resources on benefiting you through better loan rates and exclusive perks.

Strong Financial Position

With a net worth of $463,583,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our commitment to providing you with the best possible banking experience. Our net worth ratio of $886 further demonstrates this robust capital base, ensuring that we can continue providing loans and competitive savings rates even during uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,023,031,570 in used vehicle loans and $372,358,554 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have options that can fit your budget and needs.

Business Loans

For business owners, our outstanding commercial loans totaling $796,757,571 provide the capital needed to grow and expand. We know how vital it is for businesses to have access to funds when they need them most.

Eligibility and Refinancing Options

If you're considering refinancing an existing loan or are curious about eligibility options for our various products, we encourage you to reach out. Our team is here to guide you through the process and find the best solutions tailored to your circumstances. For more information or to speak with one of our representatives about your loan options at Truliant located at 4100 Clemmons Rd Clemmons NC 27012, please call us at 336-659-1955. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $612,975,253, make buying or refinancing simple. We aim to make your journey to homeownership smooth and straightforward.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $154,647,640 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards that can benefit you on everyday purchases.

Loan Aggregator

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Truliant

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans