Truliant Credit Union Charlotte NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Truliant at our University branch, located at 1915 Back Creek Dr, Charlotte, NC 28213. Since our establishment in 1952, we've been dedicated to serving our community with reliable financial solutions and a commitment to member satisfaction. With a total membership of 344,463, we take pride in being a trusted partner for individuals and families throughout the area. At Truliant, we understand that every member's financial journey is unique. That's why we offer a wide range of services, from personal banking and auto loans to mortgage financing and business banking options. Our total assets stand strong at an impressive $5,221,549,692, ensuring that we have the resources to support you whenever you need us. We are not just about numbers; we care deeply about making a positive impact in our community. With over 926 employees committed to providing exceptional service, our leadership team including CEO William Hall and Board President James Flythe, Jr. works diligently to maintain the trust you've placed in us. For your convenience, while members can visit us at our branch location, official correspondence should be sent to the same address: 1915 Back Creek Dr, Charlotte, NC 28213. Should you need assistance or have questions about your accounts or services, please don't hesitate to reach out at 704-522-1955. Join us today and experience why so many choose Truliant as their credit union. Visit our website at Truliant FCU for more information on how we can assist you on your financial journey!

Branch History & Mission

Commitment to Innovation

As part of our dedication to serving you better, we continually embrace advancements in technology. Our online and mobile banking platforms are designed for convenience and ease of use. From electronic signatures to mobile payments and person-to-person transfers, we ensure that managing your finances is as simple as possible. We also maintain ADA compliance at our branch location and offer drive-thru banking for those who prefer a quick visit without leaving their vehicles. Additionally, with ATM availability at our branch, accessing your funds is straightforward and hassle-free. While you can visit us at 1915 Back Creek Dr for all your banking needs, official correspondence should be sent to our mailing address: 1915 Back Creek Dr, Charlotte, NC 28213.

Join Us Today!

As we look forward to the future, we invite you to become part of the Truliant family. Together, let's build a brighter financial future while making a difference in our community. Visit us today or call us at 704-522-1955 to learn more about how you can join Truliant and experience the benefits of being a member-focused credit union. Discover more about what we offer by visiting Truliant's website, or check out how easy it is to become a member through this link. We can't wait to welcome you!

Our Mission

At Truliant, our mission goes beyond just providing financial products; we aim to empower our members and enhance their quality of life. We believe that everyone deserves access to reliable financial services that foster growth and security. Our commitment extends to supporting local initiatives and engaging in community outreach programs that make a positive impact on those around us. Our dedicated team works tirelessly to create a welcoming environment where members feel valued and supported. We provide various services, including personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Whether you're looking to buy your first home or start a new business venture, we're here to help every step of the way.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to call us at 704-522-1955. Our friendly staff is ready to help! We look forward to welcoming you into our branch soon. Remember, while members can visit us at 1915 Back Creek Dr, official correspondence should be sent to the same address for your convenience. Visit us today at Truliant where banking feels like home!

Operating Hours

At Truliant, we value your time. Our lobby and drive-thru hours are designed for your convenience. We're open Monday through Thursday from 9:00 am to 5:00 pm, Fridays until 6:00 pm, and Saturdays from 9:00 am to 12:00 pm. This way, whether you're running errands during the week or squeezing in some banking on the weekend, we've got you covered!

Parking and Accessibility Features

We understand how important it is for our members to have a hassle-free banking experience. That's why we offer ample parking right outside our branch. Plus, our facilities are designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can visit us comfortably.

Services Offered

While you're here, take advantage of our wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we are committed to helping you achieve your financial goals. Need cash? Our ATM is available for quick withdrawals and balance checks. If you prefer a more personal touch, feel free to utilize our drive-thru service for deposits and simple transactions without having to leave your vehicle.

Member Eligibility

Becoming a member of Truliant feels like joining a warm, welcoming family where your financial needs are understood and prioritized. If you live, work, or worship in the area, or if you have a family member who is already a member, you're likely eligible to join us at our branch located at 1915 Back Creek Dr Charlotte Nc 28213. Our membership is designed to be inclusive, so whether you're looking for everyday banking solutions or specialized financial services, we're here for you. Plus, as a member of Truliant, you'll enjoy unique benefits tailored to help you achieve your financial goals. To learn more about the specific eligibility criteria and make sure you qualify, check out our detailed resource at https://WWW.TRULIANTFCU.ORG/bank/become-a-member. If you're ready to take the next step toward becoming a member, opening an account is simple! You can find all the information you need to get started by visiting https://apply.truliantfcu.org/he/homeequityloan.aspx?lenderref=truliantfcu081920&referralsource=dmts-web. Should you have any questions or need assistance along the way, feel free to call us at (704) 522-1955. We look forward to welcoming you into our community!

Business Banking & Commercial Services

At Truliant, we understand that every business has unique financial needs and dreams. Whether you're a startup or an established company, our tailored business banking solutions can help you thrive. Imagine having the right funding to expand your operations, purchase new equipment, or invest in marketing. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,427 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,757,571, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify transactions for you and your customers. Picture a smooth checkout experience where you can accept payments easily, manage sales data effectively, and keep track of your finances all from one platform. This means less hassle and more time for what really matters: growing your business. If you're ready to take your business to the next level, visit us at 1915 Back Creek Dr Charlotte Nc 28213, Charlotte, NC or call us at (704) 522-1955. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our business banking services, including merchant services and business loans, are crafted to support your growth. We recognize that running a business comes with its own set of challenges, so we're here to provide the financial backing you need.

Cash Access Made Easy

Need cash on the go? Our network of ATMs offers easy access for withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. With these tools, managing your accounts is just a click away. You can check balances, transfer funds, and pay bills from anywhere at any time.

Credit Options That Reward You

At Truliant, we understand that credit plays a crucial role in financial health. That's why we offer credit cards with rewards, giving you something back for your purchases. It's like earning while you spend!

Personal Banking Solutions

For those looking to manage their day-to-day finances, we offer a variety of personal banking options. Our checking and savings accounts are designed to fit different lifestyles, ensuring you have the flexibility you need. If you're planning to buy a new car or refinance an existing one, our auto loans and vehicle financing options can help you get behind the wheel with ease. When it comes to homeownership, we provide mortgage loans and refinancing solutions that can be tailored to your situation. Need a little extra cash for unexpected expenses? Our personal loans and debt consolidation services can give you the financial breathing room you require.

We’re Here for You

Our branch is open during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. You can reach us at (704) 522-1955 if you have any questions or would like more information about our services. At Truliant, we're committed to making your financial journey smooth and rewarding. Visit us today or explore more about what we offer by checking out our website at https://www.truliantfcu.org/. Your success is our mission!

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the flexibility to check balances, pay bills, and transfer funds whenever it suits you. You can also enjoy electronic statements for easy record-keeping and review. Plus, with our electronic signature authorization feature, you can complete important transactions quickly and securely without needing to visit a branch. If you're someone who loves using your smartphone for payments, you'll be pleased to know that we offer mobile payments as well. Our mobile application makes it simple to manage your accounts right from your device. You can even send money directly to friends or family with our person-to-person transfer feature.

Security and Accessibility

We prioritize your security. Our online banking platform employs robust security measures to keep your information safe while providing real-time account management. This means you can have peace of mind knowing that your financial data is protected. With all these features, Truliant ensures that banking is not just a task but an enjoyable experience. Join us today and discover how easy managing your finances can be!

Financial Strength

Growing Membership Base

Total Share Accounts: 689,461, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,953,049. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truliant is your trusted partner. Visit us at 1915 Back Creek Dr Charlotte Nc 28213 or call (704) 522-1955 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,704,898,164 in share certificates and $587,100,407 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $94,340,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $20,719,698. This enables us to continue offering competitive loan rates and solid financial products tailored for our members' needs. We also take pride in having 922 full-time employees and 4 part-time employees dedicated to providing you with knowledgeable service.

Reinvestment for Better Services

With $399,845,037 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $55,697 in used auto loans and $4,271,826,575 in total loans and leases.

Strong Financial Health

With a net worth of $463,583,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,023,031,570 in used vehicle loans and $372,358,554 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to your needs, whether it's for a brand-new model or a reliable used car.

Business Loans

For business owners, our outstanding commercial loans totaling $796,757,571 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local enterprises with tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $612,975,253, make buying or refinancing simple. We offer competitive rates and terms, ensuring that you find the right fit for your budget and lifestyle.

Refinancing Options

If you're considering refinancing your existing loans, we can help with that too! Our team will guide you through eligibility options so you can make informed decisions about managing your debts more effectively. At Truliant, we're here to support you every step of the way. Whether you're ready to apply for a loan or have questions about our offerings, don't hesitate to reach out. You can contact us at (704) 522-1955 or visit us at our branch located at 1915 Back Creek Dr Charlotte Nc 28213 in Charlotte, NC. Let's work together toward your financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $154,647,640 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or want to consolidate debt, our credit cards come with rewards that can add value to your spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate and trustworthy information.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and reliability in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and find what fits their needs best. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the tool's effectiveness in helping people secure better deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

TRULIANT FEDERAL CREDIT UNION - Charlotte, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Charlotte, NC (28213)