Truliant Credit Union Charlotte NC | Best Auto Loans & Mobile Banking

Introduction

Welcome to Truliant, your trusted partner in financial wellness located at 2400 South Blvd Ste 102, Charlotte, NC 28203. Established in 1952, our credit union has grown to serve over 344,463 members, providing a wide range of financial services tailored to meet your needs. With total assets exceeding $5.2 billion and total deposits amounting to $234,561,407, we are proud to be a stable and reliable choice for individuals and businesses alike. At Truliant, we believe in making banking accessible and beneficial for everyone. Our dedicated team of 926 employees, led by CEO William Hall and Board President James Flythe, Jr., is committed to delivering exceptional service and support. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking solutions, we're here to help you every step of the way. While you can visit us at our convenient location on South Boulevard for all your banking needs, please note that any official correspondence should be sent to the same address. Our branch also features an ATM for easy access to cash withdrawals. Discover the difference of community-focused banking with Truliant. We invite you to explore our services further on our website here, or feel free to give us a call at 704-522-1955. Join us today and experience financial empowerment tailored just for you!

Branch History & Mission

At Truliant, we believe in the power of community and the strength that comes from working together. Established in 1952, our branch located at 2400 South Blvd Ste 102, Charlotte, NC, has been a cornerstone for financial support and services for nearly seven decades. Over the years, we have grown into a trusted resource for our members, proudly serving a total membership of 344,463 and managing assets exceeding $5.2 billion. Our mission is simple yet profound: to provide exceptional financial services while uplifting our community. We strive to empower individuals with the tools they need to achieve their financial goals. This commitment drives us to offer a wide range of services, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. As we reflect on our journey, we are proud of our evolution and milestones. From humble beginnings to becoming an integral part of the Charlotte community, we've consistently prioritized member satisfaction and community engagement. Our headquarters in Winston Salem serves as a reminder of our roots while our Charlotte branch stands ready to meet the needs of local residents. While members can visit us at our physical location in Charlotte, official correspondence should be sent to the same address: 2400 South Blvd Ste 102, Charlotte, NC 28203. Our operating hours are designed for your convenience Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. We understand that accessibility is key to serving our members effectively. That's why we offer ATM availability at our branch and ensure compliance with ADA standards so everyone can enjoy our services without barriers. Although we don't have drive-thru service or shared service centers at this location, we're committed to enhancing your experience through various digital advancements like online banking and mobile payment options. Community outreach is also central to who we are. We actively participate in local initiatives aimed at improving lives and supporting those in need. Whether it's through partnerships with local organizations or hosting community events, Truliant aims to make a positive impact every day. Join us at Truliant and discover how we can help you navigate your financial journey while being part of a community that cares. Experience firsthand the benefits of membership with us today! For more information or to become a member, visit our website or call us at (704) 522-1955.

Branch Location & Accessibility

A Convenient Spot for Everyone

Our location on South Boulevard is not just easy to find; it's surrounded by a variety of local landmarks that make visiting us a breeze. You can swing by after shopping at nearby stores or grab a coffee from local cafes. If you're driving, you'll find ample parking available right outside our entrance, ensuring you can pop in quickly without hassle.

Accessibility Features

We understand the importance of accessibility for all our members. Our branch is ADA compliant and equipped with ramps and other features to make your visit as comfortable as possible.

Comprehensive Services Right at Your Fingertips

While visiting our South End Charlotte location, you can take advantage of a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and even business banking solutions, we are here to support you every step of the way. Plus, enjoy the convenience of our ATM services for quick cash withdrawals and balance checks whenever you need them.

Get in Touch!

Whether you have questions about our services or want to learn more about membership opportunities, feel free to give us a call at 704-522-1955. We look forward to seeing you soon at Truliant!

Operating Hours Tailored for You

At Truliant, we strive to be available when you need us most. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM, making it easy for you to stop by before or after work or during your lunch break.

Member Eligibility

Joining the family at Truliant is more than just opening an account; it's about becoming part of a supportive community dedicated to your financial well-being. To become a member, you'll want to check if you meet our eligibility criteria. Generally, anyone who lives, works, worships, or attends school in the Charlotte area can join us. We believe that banking should be accessible and tailored to your needs, so whether you're looking for personal loans, auto financing, or just a great place to save, we've got you covered. For the most current details on eligibility and membership requirements, please visit this page. Once you're ready to become a member, opening your account is simple! You can start the process by visiting us at 2400 South Blvd Ste 102 Charlotte Nc 28203 or giving us a call at (704) 522-1955. Our friendly team is here to assist you from Monday through Friday during our convenient hours. We look forward to welcoming you into the Truliant community!

Business Banking & Commercial Services

Merchant Services that Work for You

Imagine having a reliable partner that streamlines your payment processes. Our merchant services help businesses like yours accept payments quickly and easily, allowing you to focus on what you do best serving your customers. With secure payment options, you'll enhance customer satisfaction while ensuring efficient operations. At Truliant, located at 2400 South Blvd Ste 102 Charlotte Nc 28203, Charlotte, NC, we're dedicated to empowering local businesses with the financial tools they need. Join us today and see how we can help elevate your business to new heights!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,427 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,757,571, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer specialized services such as merchant services and business loans that cater specifically to your company's needs. Running a business comes with its own set of challenges, and we are committed to making banking as easy as possible.

Call to Action

We invite you to explore all that Truliant has to offer! For more information or assistance, feel free to reach out at 704-522-1955 during our lobby hours: Monday through Thursday from 9:00 AM - 5:00 PM and Friday from 9:00 AM - 6:00 PM. Join us today on this journey toward financial wellness!

Credit Card Options

Our credit cards with rewards allow you to earn points for everyday purchases, giving back every time you swipe. It's like getting paid for spending!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that let you manage your finances from anywhere at any time. From checking balances to transferring funds or paying bills, everything is just a tap away. Plus, our ATM services ensure that cash withdrawals are quick and easy whenever you need them.

Personal Banking Solutions

One of the core areas we focus on is personal banking. We offer checking and savings accounts designed to help you manage your money effectively while earning interest. Imagine having a secure place for your funds where you can easily track your spending and savings goals. Need financing for a new vehicle? Our auto loans and vehicle financing options make it easy for you to drive away in the car of your dreams without breaking the bank. We also provide mortgage loans and refinancing to help you navigate the housing market confidently. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're here to guide you through the process. If life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the financial relief you need. We aim to simplify borrowing so that you can focus on what really matters.

Digital & Online Banking

Key Services

Our online banking services provide you with 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills right from your device. For those who prefer mobile banking, our mobile application gives you the freedom to manage your finances on the go. You can also enjoy mobile payments, making transactions as simple as tapping your phone.

Security and Accessibility

Your security is our top priority. We offer electronic signature authorization for added protection when signing important documents online. Plus, with e-statements available, you can easily keep track of your financial history without the clutter of paper statements. If you ever need to send money to friends or family, our person-to-person transfer feature allows you to do so quickly and securely. It's just another way we strive to make banking more accessible and convenient for you. At Truliant, we're committed to providing you with real-time account management and support whenever you need it. Experience the benefits of modern banking with us today!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 689,461, showing a strong and growing member base that trusts us with their finances. Additionally, our Net Shares (Funds available for lending and investments): $2,953,049 signifies our ongoing commitment to enhancing your banking experience. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truliant is your trusted partner. Visit us at 2400 South Blvd Ste 102 Charlotte Nc 28203 or call (704) 522-1955 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $399,845,037 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is substantial; we have $55,697 in used auto loans and $4,271,826,575 in total loans and leases to support your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $1,704,898,164 in share certificates and $587,100,407 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $94,340,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $20,719,698 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 4 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $463,583,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Products

For those looking for additional support, our credit lines total $1,722,506,879, providing you with the flexibility to borrow as needed. If you're a business owner, our outstanding commercial loans totaling $796,757,571 provide the capital needed to grow and expand. If you're considering refinancing your current loan or exploring eligibility options, our team can guide you through the process and help you find the best solution for your situation. At Truliant, we're committed to helping you navigate your financial journey with ease. For more information about our loan offerings or to discuss which option might be right for you, please reach out to us at (704) 522-1955. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,023,031,570 in used vehicle loans and $372,358,554 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're interested in a brand-new model or a reliable pre-owned vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $612,975,253, make buying or refinancing simple. We offer competitive rates and terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $154,647,640 in loans helping members manage their finances effectively. These cards are designed to give you access to funds when you need them without requiring collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified information ensures that users receive fair and transparent offers.

TRULIANT FEDERAL CREDIT UNION - Charlotte, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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