Truliant Credit Union Burlington NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Truliant, your trusted financial partner located at 2564 Kirkwood Dr, Burlington, NC 27215. Established in 1952, we have proudly served our community for over seven decades, nurturing a membership of 344,463 individuals who rely on us for their banking needs. At Truliant, we understand that the heart of our operations is not just numbers it's people. With total assets exceeding $5.22 billion and total deposits of $234,561,407, our commitment to providing secure and reliable financial services remains unwavering. Under the leadership of CEO William Hall and Board President James Flythe, Jr., we strive to offer an array of services tailored to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to various loan options including auto loans and mortgages, we aim to support your financial journey every step of the way. While members can visit us at our Burlington branch, official correspondence should be sent to 2564 KIRKWOOD DR, Burlington, NC 27215 if needed. We are proud to maintain a strong presence in the community with a dedicated team of 926 employees, all working together to ensure that you receive exceptional service. As part of our ongoing commitment to you, we also manage a significant net worth of $463,583,525 and hold over $48 million in cash reserves to keep your funds safe and accessible. Our total loans stand at an impressive 206,493, reflecting our dedication to helping you achieve your dreams through financing. At Truliant, we believe in creating lasting relationships based on trust and reliability. We invite you to visit us or give us a call at 336-664-1955 to learn more about how we can assist you with your financial goals. Let's build a brighter future together!

Branch History & Mission

Join Us

We invite you to experience the benefits of being part of Truliant. With features such as ATM availability and drive-thru banking for easy transactions, we prioritize your convenience. As we continue to grow alongside our community, we welcome new members who want to join a credit union that truly cares. Discover how Truliant can help you today! For more information or assistance, call us at 336-664-1955 or explore our website at Truliant.

Our Evolution

From humble beginnings, Truliant has evolved significantly. We started as a small cooperative focused on personal banking services and have expanded to offer a wide range of financial products including auto loans, mortgages, and business banking solutions. Our branch is conveniently located at 2564 Kirkwood Dr, Burlington, NC 27215, where we invite you to visit us during our lobby hours: Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to noon. In addition to in-person services, we understand the importance of digital accessibility. That's why we offer online banking and mobile applications for your convenience. Our commitment extends beyond just providing financial services; we strive to create meaningful connections within the community through partnerships and outreach efforts that make a real difference.

Our Mission

At Truliant, our mission is simple yet powerful: to provide exceptional financial services while supporting the well-being of our members and the communities we serve. We aim to empower individuals by helping them achieve their financial goals through personalized service and innovative solutions. Whether it's providing straightforward savings plans or facilitating loans that enable dreams, every member is treated like family. While members can visit us at 2564 Kirkwood Dr, official correspondence should be sent to 2564 KIRKWOOD DR, Burlington, NC 27215 if different from our branch address.

Branch Location & Accessibility

Comprehensive Services

We're more than just a bank; we offer a variety of personal banking services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, our team is ready to assist you every step of the way. Plus, with ATM availability on-site, you can quickly access cash or check your balance whenever needed. While members can visit us at 2564 Kirkwood Dr for all their banking needs, official correspondence should be sent to the same address as our mailing address: 2564 KIRKWOOD DR, Burlington, NC 27215.

Convenient Access

Situated just a short drive from popular local landmarks, our branch is easily reachable for residents in the area. Whether you're coming from the bustling downtown of Burlington or nearby communities, you'll find plenty of parking available right outside our doors. For those who may need assistance, we are proud to be ADA compliant with features like ramps to ensure everyone can access our services comfortably.

Welcoming Environment

At Truliant, we know that time is valuable. That's why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 am to 5:00 pm, Friday until 6:00 pm, and Saturday mornings until noon. If you prefer a quicker service option, our drive-thru is also available during these hours, allowing you to handle deposits and withdrawals without leaving your car.

We’re Here for You!

Ready to take the next step? Whether you're looking to open an account or have questions about our services, feel free to call us at 336-664-1955 or stop by during business hours. We look forward to welcoming you into the Truliant family!

Member Eligibility

At Truliant, we believe that everyone deserves a place in our welcoming community. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in the Burlington area. If you're looking for a supportive financial partner, you'll find it here. Our members enjoy personalized service and access to a range of financial products designed to help you achieve your goals. To explore your eligibility in detail, visit our website at https://WWW.TRULIANTFCU.ORG/bank/become-a-member . Once you're ready to join us, the account opening process is straightforward! You can start your journey toward membership by visiting https://apply.truliantfcu.org/he/homeequityloan.aspx?lenderref=truliantfcu081920&referralsource=dmts-web . If you have any questions or need assistance, don't hesitate to call us at (336) 664-1955. We're excited to welcome you to Truliant, located at 2564 Kirkwood Dr Burlington Nc 27215!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business smoothly while offering customers convenient payment options. Our merchant services do just that. From simple credit card processing to advanced point-of-sale systems, we ensure that you have the tools necessary for seamless transactions. This means more time for you to focus on what matters growing your business. Located at 2564 Kirkwood Dr Burlington Nc 27215, Burlington, NC, we're here to partner with you on your journey toward success. Let's build something great together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,427 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,757,571, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

For straightforward transactions, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without having to step inside the branch. Additionally, our ATMs provide easy access for balance checks and cash withdrawals. At Truliant, we strive to make every interaction friendly and helpful. We invite you to visit us at 2564 Kirkwood Dr Burlington Nc 27215 in Burlington, NC, or give us a call at (336) 664-1955. Let us help you achieve your financial goals today!

Business Banking

If you're a business owner, our business banking services cover everything from merchant services to business loans. We are committed to supporting local businesses in Burlington by providing the resources they need to thrive.

Credit Options

Looking for a credit card that rewards your spending? Our credit cards come with various rewards programs, allowing you to earn points on everyday purchases. This can be an excellent way to get more value from your spending.

Digital Banking Features

In today's busy world, convenience is key. That's why we offer online and mobile banking, allowing you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and make payments with just a few clicks on your device. Our ATM and cash withdrawal services ensure that accessing your funds is quick and easy whenever you need it.

Home Financing

Thinking about buying your first home or refinancing an existing mortgage? Our mortgage loans and refinancing options are here to simplify the home-buying experience. Our knowledgeable staff will work with you to find the right solution tailored to your financial situation.

Personal Banking

Our personal banking options include checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a vacation or managing daily expenses, we offer accounts that suit various lifestyles and needs. If you're looking to purchase a new car, our auto loans and vehicle financing services will guide you through the process with competitive rates that fit your budget.

Personal Loans

For those unexpected expenses or projects, our personal loans and debt consolidation services can provide the financial relief you need. We understand life happens, and we're here to help you get back on track without added stress.

Digital & Online Banking

Key Services

Our online banking platform offers 24/7 access, so you can check your account balances, transfer funds, and pay bills whenever it suits you. Whether you're using your computer or our mobile application, managing your money has never been easier. We also provide electronic signature authorization, allowing you to sign documents securely and conveniently without needing to visit a branch. For those who prefer paperless options, we offer e-statements that make it easy to track your transactions while reducing clutter. You can view your statements whenever you want, giving you real-time insights into your finances.

Stay Connected

Want to send money to friends or family? Our person-to-person transfer feature makes it simple! Just a few taps on your mobile device, and you'll be able to send money directly from your account. Plus, with mobile payments enabled, making purchases is as easy as tapping your phone at the register. Security is paramount in all our services. We utilize advanced security measures to protect your information and ensure that your online experience is safe and secure. With the convenience of our digital banking services at Truliant, staying on top of your financial goals has never been more accessible. Join us today and experience banking made easy!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 689,461, showcasing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) at $2,953,049, we are well-positioned to meet the needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truliant is your trusted partner. Visit us at 2564 Kirkwood Dr Burlington Nc 27215 or call (336) 664-1955 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,704,898,164 in share certificates and $587,100,407 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $94,340,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Services

With $399,845,037 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is demonstrated by $55,697 in used auto loans and $4,271,826,575 in total loans and leases, supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $463,583,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $886 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,023,031,570 in used vehicle loans and $372,358,554 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your vehicle straightforward and affordable.

Credit Lines

For those seeking additional flexibility in their finances, our total credit lines amount to $1,722,506,879. This option allows you to borrow as needed while only paying interest on what you use. It's perfect for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $612,975,253, make buying or refinancing simple. We strive to make the mortgage process as smooth as possible so you can focus on what truly matters making your house a home.

Refinancing Options

If you're considering refinancing any existing loans or are curious about eligibility options for our various loan products, don't hesitate to reach out! Our team is here to guide you through the process and find the best fit for your financial situation. For more information about our loan offerings or to speak with one of our experts directly, call us at 336-664-1955 or visit us at our branch located at 2564 Kirkwood Dr Burlington Nc 27215. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Truliant help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $154,647,640 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources ensures that the loan offers displayed are not only accurate but also fair and transparent.

TRULIANT FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Vehicle Loans