Truliant Credit Union Asheboro NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Truliant, your trusted financial partner located at 1200 N Fayetteville St Ste F, Asheboro, NC 27203. Since our establishment in 1952, we have been dedicated to serving the community and fostering a welcoming environment for our 344,463 members. Our commitment is reflected not just in our services but also in our robust financial standing, with total assets amounting to an impressive $5,221,549,692. At Truliant, we believe in empowering our members through personalized banking solutions tailored to meet individual needs. Whether you're looking for a new auto loan or exploring options for home financing, we're here to help you navigate your financial journey with ease. With total deposits of $234,561,407 and a net worth of $463,583,525, you can trust that your money is in safe hands. Led by our CEO William Hall and Board President James Flythe, Jr., our team of dedicated professionals 926 employees strong is passionate about making a positive impact in the Asheboro community. We offer a range of services including checking and savings accounts, credit cards with rewards, and business loans designed to support local entrepreneurs. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1200 N Fayetteville St Ste F, Asheboro, NC 27203. If you're ready to take the next step towards achieving your financial goals or simply want to learn more about what we offer, don't hesitate to reach out! Give us a call at 800-822-0382 or explore more on our website at Truliant FCU. Join us today and experience the Truliant difference!

Branch History & Mission

Our Journey

Truliant began its journey over seven decades ago with a commitment to providing accessible financial services that empower individuals and families. As we've grown, so too has our ability to adapt to technological advancements and the evolving landscape of banking. From the introduction of online banking options to the implementation of ADA compliance measures, we strive to ensure that every member can easily access their financial resources. Our operating hours reflect our dedication to convenience: Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. While we may not have a drive-thru service at this location, we proudly offer ATM availability for quick transactions. This accessibility is part of our larger mission making banking simple and straightforward for everyone in Asheboro.

Our Mission

At Truliant, our mission is clear: we aim to provide exceptional financial services while supporting our community's growth and well-being. We understand that banking is about more than just numbers; it's about building relationships and empowering people. Whether it's through personal loans, auto financing, or credit card options with rewards, we work hard to create products that benefit our members. Moreover, community outreach plays a crucial role in what we do. We believe in giving back and fostering partnerships that uplift those around us. Our efforts extend beyond just providing services; we actively engage with local initiatives that promote education, health, and economic growth. While members can visit us at our branch address of 1200 N Fayetteville St Ste F in Asheboro for all their banking needs, official correspondence should be sent to the same mailing address for your convenience. In summary, Truliant is more than just a credit union; we are a vital part of the Asheboro community. We invite you to join us on this journey experience the benefits of membership with Truliant today! For more information or to become a member, please contact us at 800-822-0382 or visit our website.

Branch Location & Accessibility

Welcome to Truliant, your friendly neighborhood credit union located at 1200 N Fayetteville St Ste F in Asheboro, NC. Our branch is conveniently situated near popular local spots, making it easy for you to drop by while running errands or enjoying a day out. Whether you're visiting the nearby parks or shopping at local stores, we're just a short drive away. At Truliant, we prioritize accessibility for all our members. Our location is equipped with ADA-compliant features to ensure everyone can navigate our space comfortably. You'll find ample parking available right outside our entrance, so you won't have to worry about finding a spot. We know your time is valuable, which is why we offer convenient operating hours. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays from 9:00 AM to 6:00 PM. If you need assistance outside of these hours, feel free to call us at 800-822-0382; we're always here to help! For those who prefer electronic banking, we provide ATM access right at our branch for quick cash withdrawals and balance checks. While we currently don't offer drive-thru banking, our friendly staff is ready to assist you inside with any of our services including personal accounts, auto loans, mortgages, and more. While members can visit us at 1200 N Fayetteville St Ste F for all their banking needs, official correspondence should be sent to the same address as well. We invite you to come and experience the Truliant difference for yourself! Stop by or give us a call today we're excited to serve you!

Member Eligibility

Becoming a member of Truliant feels like joining a warm, supportive family where your financial needs are prioritized. If you live or work in the communities we serve, you're likely eligible to become part of our community! At Truliant, we welcome individuals from various backgrounds, including those affiliated with specific organizations and employers within our field of membership. To learn about all the details on who can join, feel free to check out our eligibility criteria at https://WWW.TRULIANTFCU.ORG/bank/become-a-member . Joining us is straightforward and rewarding. Once you're ready to take that step, you can open an account easily online by visiting https://apply.truliantfcu.org/he/homeequityloan.aspx?lenderref=truliantfcu081920&referralsource=dmts-web . Our team is also here to help if you have questions just give us a call at (800) 822-0382. We're excited to have you with us at Truliant, located at 1200 N Fayetteville St Ste F Asheboro Nc 27203, where you'll discover a range of services designed to help you thrive!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,427 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,757,571, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine effortlessly accepting payments from customers whether they prefer credit cards, mobile payments, or online transactions. Our merchant services ensure you can focus on what matters most: growing your business without worrying about cash flow interruptions. Visit us at 1200 N Fayetteville St Ste F Asheboro Nc 27203 in Asheboro, NC, or call us at (800) 822-0382 to explore how our tailored solutions can meet your business needs. Together, let's turn your dreams into reality!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Our Business Banking services include merchant services and business loans to help your company thrive. We know that running a business comes with its own set of challenges, so we strive to offer solutions that support your growth.

Community Focused

At Truliant, we believe in building strong relationships with our members. Your financial success is our priority. As part of the community in Asheboro, NC, we are proud to serve you with integrity and dedication. Ready to take the next step in your financial journey? Visit us today at 1200 N Fayetteville St Ste F Asheboro Nc 27203 or call us at (800) 822-0382. Explore how our diverse array of services can benefit you and let's achieve your financial goals together! For more information about becoming a member or opening an account, check out our website.

Convenient Digital Banking

In today's fast-paced world, convenience is key. With our robust Online & Mobile Banking, managing your finances has never been easier. You can check balances, transfer money, and pay bills right from your smartphone or computer anytime and anywhere. Plus, our ATM services allow for quick cash withdrawals and balance checks without the hassle.

Credit Cards and Rewards

For those who love rewards, our credit cards come with exciting benefits that fit your spending habits. From cash back on purchases to travel rewards, there's something for everyone.

Personal Banking Services

We understand that managing your money can sometimes feel overwhelming. That's why we offer Personal Banking solutions, including checking and savings accounts designed to suit various lifestyles and goals. If you're dreaming of that new car or simply need funds for unexpected expenses, our Auto Loans & Vehicle Financing options make it easy and affordable. Need a home? Our Mortgage Loans & Refinancing services are here to guide you through purchasing your dream home or getting a better rate on your current mortgage. If debt is weighing you down, consider our Personal Loans & Debt Consolidation options which can help you simplify payments and reduce stress.

Digital & Online Banking

Key Services for Your Convenience

With our online banking platform, you can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer feature lets you do that quickly and securely. Plus, you can enjoy the ease of mobile payments just tap your phone to make purchases without hassle.

Security You Can Trust

Your safety is our top priority. That's why we offer electronic signature authorization for a smoother experience when signing documents digitally. You'll also appreciate the option for e-statements, which not only keeps your information secure but also helps reduce paper clutter.

User-Friendly Mobile Application

For those who prefer managing their finances on a mobile device, our dedicated mobile application brings all these features right to your fingertips. It's user-friendly and packed with tools to help you stay in control of your finances wherever life takes you. Whether you're checking your account balance or making payments, Truliant is here to support you with advanced technology and personal service. Explore all our digital banking options today at https://www.truliantfcu.org/ !

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our $0 net income, indicating our dedication to providing value rather than profit-seeking motives. We also take pride in having 922 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Base

The trust placed in us by our members is evident with a total of 689,461 share accounts. This growing member base underscores our commitment to delivering excellent service and reliable financial products tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truliant is your trusted partner. Visit us at 1200 N Fayetteville St Ste F Asheboro NC 27203 or call 800-822-0382 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,704,898,164 in share certificates and $587,100,407 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $94,340,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Member Services

With $399,845,037 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as evidenced by our $5,243,182,575 in total loans and leases, which supports members' financial goals across various sectors.

Solid Financial Health

With a net worth of $463,583,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 886 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,023,031,570 in used vehicle loans and $372,358,554 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, making it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $796,757,571 provide the capital needed to grow and expand. We know how important it is for local businesses to have access to funding, and our tailored solutions are designed to support your entrepreneurial journey.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $612,975,253, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process and find the right solution for your needs.

Refinancing Options

If you're considering refinancing any of your current loans, we offer competitive rates and terms that may help lower your monthly payments or reduce the overall cost of your borrowing. Speak with one of our knowledgeable representatives to explore eligibility options tailored specifically for you. For more information about our loan offerings or to start an application, please call us at (800) 822-0382 or visit us at 1200 N Fayetteville St Ste F Asheboro Nc 27203 in Asheboro, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $154,647,640 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while keeping your budget in check.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers are fair and transparent. Each listing reflects current rates and terms from reputable lenders, giving users peace of mind when making important financial decisions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how effective and user-friendly the platform is for anyone seeking competitive loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

TRULIANT FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Vehicle Loans