truGrocer Credit Union Wells ME | Affordable Auto Loans & Business Banking

Introduction

Welcome to Trugrocer, your trusted credit union in the heart of Wells, Maine. Established in 1965, we have proudly served our community for over five decades, building lasting relationships with our members. Our branch is located at 205 Spencer Dr, Wells, ME 04090, where we strive to provide personalized financial services tailored to your needs. At Trugrocer, we understand that each member's financial journey is unique. With a total membership of 21,496 and assets exceeding $316 million, we are committed to supporting you with a wide range of services from personal banking and auto loans to mortgage refinancing and business banking solutions. Our dedicated team of 69 employees, led by CEO Javier Rosado and Board President Peggy Jones, is here to ensure you receive the best possible support. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 205 Spencer Drive, Wells, ME 4090. We take pride in maintaining a strong presence in the community and actively engaging with our members. With total loans amounting to 15,795 and deposits reaching $21,839,787, we are well-equipped to help you achieve your financial goals. Our net worth stands at an impressive $53,569,143, ensuring stability and reliability for all our members. Ready to take the next step in your financial journey? Visit us online at Trugrocer or call us at 207-646-4989 during our operating hours from 9:00 a.m. to 4:00 p.m. We look forward to serving you!

Branch History & Mission

Community Commitment

Trugrocer is deeply rooted in community engagement. We strive to make a positive impact by partnering with local organizations and participating in outreach programs that support those in need. We are committed not just to providing excellent financial services but also to nurturing relationships that strengthen the fabric of our community. With advancements in digital banking, we ensure that accessing your finances is convenient and secure. Our offerings include online banking, mobile payments, and e-statements all designed with your needs in mind.

Join Us!

As we continue this journey together into the future, we invite you to become part of the Trugrocer family. Experience firsthand how we can help you reach your financial aspirations while contributing positively to our vibrant community. Visit us today at 205 Spencer Dr or call us at 207-646-4989 for more information about membership and services. Together, let's build a brighter future!

Our Mission

Our mission at Trugrocer is clear: to empower our members through accessible financial solutions while fostering a strong sense of community. We believe that everyone deserves the opportunity to achieve their financial goals. That's why we offer a wide range of services from personal banking options like checking and savings accounts to loans for vehicles and homes. We also understand the importance of being there for our members when they need us most. Whether you're looking for assistance with debt consolidation or seeking rewards through credit cards, Trugrocer is here to help guide you on your financial journey. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 205 Spencer Drive, Wells, ME 4090.

Branch Location & Accessibility

Welcome to Trugrocer, your friendly neighborhood credit union located at 205 Spencer Dr in the beautiful town of Wells, Maine. Our branch is easy to find and conveniently situated near local landmarks, making it a perfect spot for all your banking needs. Whether you're visiting us from nearby York County or just passing through, we're here to serve you with a smile. While members can visit us at 205 Spencer Dr, official correspondence should be sent to our mailing address at 205 Spencer Drive, Wells, ME 04090. We pride ourselves on accessibility; our branch is designed to accommodate everyone, featuring ADA-compliant ramps and parking spaces close to the entrance for your convenience. At Trugrocer, we understand that life can get busy! That's why our lobby hours are set from 9:00 a.m. to 4:00 p.m., giving you plenty of time to stop by before or after work. If you need quick access to cash or want to check your balance, our ATM is available right on-site. Unfortunately, we don't offer drive-thru services, but our team is always ready and waiting inside to assist you with personalized service. We offer a range of banking services tailored just for you from checking and savings accounts to auto loans and personal loans. Our friendly staff is dedicated to helping you find the best solutions for your financial journey. So why wait? Come visit us at Trugrocer today or give us a call at 207-646-4989. We look forward to welcoming you into our community!

Member Eligibility

Joining the Trugrocer community is like opening the door to a supportive family that cares about your financial well-being. If you live, work, or worship in Wells, Maine, or if you are related to someone who does, you're already on your way to becoming a member! At Trugrocer, we believe in making banking personal and accessible. Membership offers you various benefits, including competitive rates on loans and savings accounts, as well as personalized service that puts your needs first. To learn more about our eligibility requirements, feel free to check out this resource: Trugrocer Eligibility. Opening an account is simple! Just visit us at 205 Spencer Dr, Wells, ME 04090 or give us a call at 207-646-4989 for any questions. You can also find detailed information about how to open an account here: Account Opening Details. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine being able to process payments seamlessly while managing your business's daily operations. Our merchant services can simplify transactions, allowing you to focus on what truly matters growing your business. From accepting card payments to online invoicing, our services cater to all your needs, ensuring that you stay competitive in today's market. Come visit us at 205 Spencer Dr Wells Me 04090 in Wells, ME, or call us at (207) 646-4989. Let's work together to take your business to the next level!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For quick cash access, take advantage of our ATM & Cash Withdrawal Services available at our branch and beyond. With basic ATM access for withdrawals and balance checks, we've made it convenient for you to manage cash flow effortlessly. At Trugrocer, we pride ourselves on understanding member needs and offering services that truly make a difference in their financial lives. Have questions or want to learn more about any specific service? Don't hesitate to reach out! Call us at (207) 646-4989, or visit us today at 205 Spencer Dr Wells Me 04090 in Wells, ME. Join us on this journey towards better banking!

Auto Loans & Vehicle Financing

If you're planning to buy a car, consider our Auto Loans & Vehicle Financing options. We understand the importance of reliable transportation, and our competitive rates can help make your vehicle purchase more affordable.

Business Banking

If you're a business owner, our Business Banking services, which include Merchant Services and Business Loans, are designed to support your enterprise's growth. We understand the challenges small businesses face and are here to provide solutions that work for you.

Credit Cards with Rewards

Our Credit Cards with Rewards allow you to earn as you spend! Enjoy benefits that fit your lifestyle while making everyday purchases. Just think about how rewarding it would be to earn points towards travel or cashback simply by using your card.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we offer personalized assistance to guide you through the process. Picture yourself settling into a new space while enjoying favorable terms on your loan!

Online & Mobile Banking

In today's fast-paced world, having access to Online & Mobile Banking is crucial. Manage your accounts anytime and anywhere with ease! Our platform allows you to check balances, transfer funds, and pay bills right from the palm of your hand.

Personal Banking Solutions

For everyday banking, our Personal Banking services include various options for Checking and Savings Accounts that help you manage your finances effectively. Imagine easily accessing your funds whenever you need them or saving for that dream vacation with our savings plans designed just for you.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come in handy. If you're feeling overwhelmed by debt, consolidating it into one manageable payment can ease your stress and help you regain control of your finances.

Digital & Online Banking

Key Features

Our online banking platform allows you to manage your finances with ease. You can check your account balances, transfer funds between accounts, and pay bills all at your fingertips. For those moments when you need to send money to friends or family, our person-to-person transfer feature makes it quick and simple. Concerned about security? We've got you covered. Our platform uses the latest technology to keep your information safe, and we even offer electronic signature authorization for added peace of mind when making transactions. Want to go paperless? Sign up for e-statements and receive your account statements electronically. This not only helps the environment but also allows you to access your financial records anytime without cluttering your mailbox.

Mobile Banking

For members on the go, our mobile application is a must-have. With features like mobile payments, you can make purchases directly from your phone no need for cash or cards! Plus, the app provides real-time alerts so you can stay updated on all account activities. In today's fast-paced world, accessibility and ease-of-use are essential. Whether you're at home or out running errands, Trugrocer's digital banking services ensure that managing your money is straightforward and hassle-free. Join us today and experience the convenience of modern banking right in your pocket!

Financial Strength

At Trugrocer, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to providing exceptional service and value to you. With a net worth of $53,569,143, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,692 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $56,542,108 in share certificates and $49,946,396 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,500,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $51,753,845 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $4,561 in used auto loans and $157,858,356 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 69 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $183,916. Total Share and Deposit Accounts: 46,383, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trugrocer is your trusted partner. Visit us at 205 Spencer Dr Wells Me 04090 or call (207) 646-4989 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,632,293 in used vehicle loans and $14,118,306 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used option, we have solutions tailored to fit your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,254,158 in loans helping members manage their finances effectively. These cards come with benefits that can assist you in managing day-to-day expenses while building your credit history.

Credit Lines

For those looking for additional financial flexibility, our credit lines amounting to $15,000,000 can provide just what you need. These lines are perfect for unexpected expenses or planned purchases where you want quick access to funds without the hassle of applying for a new loan each time. At Trugrocer located at 205 Spencer Dr Wells ME 04090, we invite you to explore these loan options further. You can reach us at 207-646-4989 during our operating hours from 9:00 a.m. to 4:00 p.m. If you're interested in refinancing or want to know more about eligibility options for any of our products, please don't hesitate to ask! For more detailed information on our services and how we can assist you further, visit us online at Trugrocer. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right financial solutions!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,528,546, make buying or refinancing simple. We are here to guide you through each step of the process and help you secure the best terms possible.

Loan Aggregator

Reliable Comparisons

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Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Trugrocer