Truecore Credit Union Heath OH | Best Auto Loans & Business Banking

Introduction

At Truecore Federal Credit Union, we believe in building strong relationships with our members and the communities we serve. Located at 508 Hopewell Dr, Heath, OH 43056, our branch has been a trusted financial partner since its establishment in 1940. With a commitment to providing exceptional services and support, we proudly serve over 16,622 members and manage total assets of $227,478,074. Our dedicated team of 60 employees, led by CEO Jason Hall and Board President Benjamin Boring, is here to guide you through your financial journey. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, or business banking services such as merchant services and business loans, we have something for everyone. While you can always visit us at our Heath branch for face-to-face service, official correspondence should be sent to our mailing address: 215 Deo Drive, Newark, OH 43055. At Truecore, we take pride in being more than just a credit union; we're a community-focused organization that believes in making a positive impact on the lives of our members. Our focus on transparency is reflected in our financial health: we maintain a net worth of $21,045,558, with total deposits amounting to $16,212,024. We invite you to explore how Truecore can help you achieve your financial goals. Feel free to call us at 740-345-6608 or visit our website at Truecore Federal Credit Union for more information. Join us today and experience the difference that comes from being part of a member-driven credit union!

Branch History & Mission

At Truecore Federal Credit Union, we pride ourselves on a rich legacy that dates back to 1940. Located at 508 Hopewell Dr in Heath, OH, our branch has been a cornerstone of the community for over eight decades. Since our inception, we have continually evolved to meet the changing needs of our members and their families. With a total membership of 16,622 and assets totaling $227,478,074, Truecore stands as a testament to the trust and loyalty of those we serve. Our mission is simple yet powerful: to empower our members with accessible financial services while fostering a strong sense of community support. We believe that when our members thrive, so does the community. Our commitment extends beyond traditional banking; we focus on providing personalized service, community outreach programs, and educational resources that help individuals achieve their financial goals. As we continue to grow, we remain dedicated to embracing digital advancements that enhance your banking experience. Our online banking platform and mobile application allow you to manage your finances anytime, anywhere. We also prioritize accessibility through ADA compliance initiatives, ensuring everyone can benefit from our services. Truecore is not just about numbers; it's about people. We actively participate in local events and partner with organizations that share our vision for a better community. Whether it's providing financial literacy workshops or supporting local charities, we strive to make a meaningful impact. While members can visit us at our Heath location for all their banking needs complete with ATM access and drive-thru services official correspondence should be sent to our mailing address at 215 Deo Drive, Newark, OH 43055. Join us at Truecore Federal Credit Union and experience the difference that community-focused banking can make in your life. Discover how we can support your financial journey today! For more information or to become a member, please call us at 740-345-6608 or visit truecore.org.

Branch Location & Accessibility

Accessibility Features

At Truecore, we prioritize accessibility. Our branch is ADA compliant and features ramps and designated parking spaces to ensure all members can visit comfortably. You'll find ample parking available right outside our entrance.

Call to Action

If you have questions or would like more information about how we can assist you with your financial goals, please give us a call at 740-345-6608. We look forward to welcoming you into our branch soon!

Nearby Landmarks

Located near popular landmarks, our branch is just a short drive from the beautiful parks and recreational areas that Heath has to offer. This prime location allows for easy access whether you're running errands or enjoying a day out.

Operating Hours

We are open Monday through Friday from 9:00 AM to 5:00 PM. We invite you to stop by during these hours for any of your banking needs. If you prefer not to come inside, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle.

Services Offered

Our range of services includes everything from checking and savings accounts to auto loans and mortgage refinancing. Additionally, we offer convenient online and mobile banking options so you can manage your finances on the go. We also provide ATM access for quick cash withdrawals and balance checks.

Member Eligibility

Becoming a member of Truecore feels like joining a warm and welcoming community where your financial well-being is the priority. If you live, work, or go to school in Licking County or nearby areas, you're likely eligible for membership! We believe in making banking accessible for everyone, so if you share our values of community and cooperation, we want you on board. To learn more about the specific eligibility requirements, feel free to check out this link for all the details. Joining us is simple and convenient! You can start your journey towards becoming a member at Truecore by opening an account online. Just visit our account opening page here to get started. If you have any questions or need assistance along the way, don't hesitate to reach out at (740) 345-6608. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $116 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $296,970, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your operations smoothly with reliable payment solutions. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From point-of-sale systems to online payment processing, we equip your business with tools that make transactions easy and efficient. Discover how Truecore can be your partner in success by visiting us at 508 Hopewell Dr Heath Oh 43056 in Heath, OH. Let's build your business together!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services are available for quick withdrawals and balance checks whenever you need them. For those who prefer face-to-face interactions but want convenience too, our drive-thru banking offers basic services like deposits and withdrawals without leaving your car.

Business Services

If you're a business owner, you'll appreciate our tailored offerings in business banking, including merchant services and business loans designed to support the growth of your enterprise. We believe that small businesses are the backbone of our community, and we're here to help them thrive.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why we offer robust online and mobile banking features that allow you to manage your accounts on the go. With tools for bill payments, fund transfers, and even person-to-person payments, banking has never been easier or more convenient.

Loans and Credit

For those unexpected expenses or big life changes, our personal loans and debt consolidation services can help ease financial stress by allowing you to manage your debts more effectively. Additionally, our credit cards with rewards provide an excellent way to earn while you spend, making every purchase count.

Personal Banking

When it comes to personal banking, we offer a variety of options. Our checking and savings accounts make managing your money straightforward and accessible. Whether you're saving for a rainy day or planning a vacation, our accounts are designed to meet your unique needs. If you're looking to finance a new car, our auto loans and vehicle financing options ensure that you can drive away with the vehicle of your dreams without breaking the bank. We also provide mortgage loans and refinancing solutions that can help you secure your future home or save on your current mortgage.

Shared Branch Transactions

We also participate in shared branching networks which means if you're traveling or simply can't get to our branch, you can still conduct basic transactions through partner credit unions. We're proud of our commitment to making banking accessible for everyone in our community. If you're ready to take the next step in managing your finances or have any questions about how we can assist you further, don't hesitate to reach out! Give us a call at (740) 345-6608, or visit us at 508 Hopewell Dr Heath Oh 43056 during our operating hours from 9:00 AM to 5:00 PM. Join us today at Truecore Federal Credit Union, where we're committed to helping you succeed financially!

Digital & Online Banking

Convenient Online Access

With our online banking services available 24/7 at https://www.truecore.org/, you can check your balances, transfer money, and pay bills with just a few clicks. Our user-friendly interface makes it easy to navigate through your financial needs without any hassle. You can even set up e-statements, so you'll receive your account statements electronically no more waiting for the mail!

Mobile Banking Made Easy

For those who prefer banking on the go, our mobile application is here for you! Download it today to take advantage of features like mobile payments, allowing you to pay for goods and services directly from your phone. Need to send money to a friend? With our person-to-person transfer feature, it's as simple as entering their information and tapping send.

Secure Transactions

We take your security seriously. While we do not offer electronic signature authorization at this time, rest assured that all transactions are protected with advanced security measures. Your personal information remains safe while you manage your finances effortlessly. In summary, Truecore provides a comprehensive suite of digital and online banking services that prioritize convenience and security. From e-statements to mobile payments, we're committed to helping you stay connected to your money whenever and wherever you need it. Join us today and experience the ease of managing your finances digitally!

Financial Strength

A Growing Member Base

Trust is built over time; we have a strong member base with a total of 44,897 share accounts. This reflects the confidence our community has placed in us to manage their finances responsibly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truecore is your trusted partner. Visit us at 508 Hopewell Dr Heath Oh 43056 or call (740) 345-6608 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

We believe in reinvesting for your benefit. With $17,756,050 in undivided earnings, we continuously enhance our banking tools, lending options, and security measures to serve you better. Our lending capacity supports members' financial goals across various sectors; currently, we have $1,478 in used auto loans and $134,917,823 in total loans and leases.

Member Savings Security

Your savings are safe with us. Members' funds are secured through $38,845,307 in share certificates and $20,883,659 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our net income of $874,519, which enables us to keep providing competitive loan rates and solid financial products for all our members. We also take pride in having 56 full-time employees and 4 part-time employees who are dedicated to serving you with expertise and care.

Solid Financial Health

With a net worth of $21,045,558, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,231,107 in used vehicle loans and $6,271,002 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience smooth and affordable.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $296,970 provide the capital needed to expand operations or invest in new projects. We're here to help local businesses thrive and succeed. If you're interested in refinancing options or checking your eligibility for any of our loan products, visit us online or give us a call at 740-345-6608. Our knowledgeable staff is ready to assist you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing transparent information so you can make informed decisions about your financial future. Explore your options today! Whether it's securing financing for a new vehicle or starting a new chapter in homeownership, Truecore is here to support you every step of the way.

Credit Card Loans

Managing everyday expenses can be easier with our credit card offerings. We also offer flexible terms on unsecured credit card loans, with a total of $7,031,787 in loans helping members manage their finances effectively. With benefits such as no annual fees and rewards programs available, you'll find that our credit cards meet various needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,068,596, make buying or refinancing simple. We aim to support your journey into homeownership with straightforward processes and guidance from our expert team.

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