True Sky Credit Union Oklahoma City OK | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to True Sky, your trusted credit union located at 3805 S Western Ave, Oklahoma City, OK 73109. Established in 1946, we have proudly served our community for over seven decades, building a strong foundation of trust and reliability among our 64,098 members. At True Sky, we understand that financial needs vary widely, and we're here to provide tailored solutions just for you. With total assets reaching an impressive $829,487,172, and total deposits of $31,665,602, we are dedicated to ensuring that your hard-earned money is not only safe but also working effectively for you. Our commitment to fostering a supportive environment is evident through our various services including personal banking, auto loans, mortgages, and business banking options. Under the leadership of our CEO, Sean Cahill, and Board President Terry Davidson, our team of 144 employees is focused on delivering exceptional service every day. Whether you're looking for help with loans or just have questions about managing your finances, we're here to support you. While members can visit us at our branch address mentioned above, official correspondence should be sent to PO Box 26406, Oklahoma City, OK 73126. Ready to take the next step towards your financial goals? Visit us online at True Sky or give us a call at 405-682-1990 during our operating hours: Monday to Friday from 7:30 AM to 6:00 PM and Saturday from 8:00 AM to 12:00 noon. Your journey towards financial empowerment starts here!

Branch History & Mission

Community Commitment

As we move forward, we continue to prioritize digital advancements and customer-centric initiatives. Our online banking services make managing finances easier than ever, while our ADA compliance ensures that everyone can access our facilities without barriers. Join us at True Sky as we build on this legacy of trust and service. Whether you're looking for a new account or need assistance with a loan, we're here to help you soar toward your financial goals. Explore what we offer today by visiting True Sky or give us a call at 405-682-1990. Experience the difference that comes with being part of a community-focused credit union!

Our Journey

True Sky was founded with a simple yet powerful mission: to provide accessible financial services while fostering a strong sense of community. Over the years, we have expanded our offerings and embraced innovation to meet the evolving needs of our members. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we strive to support our members' financial journeys. Our commitment to service is reflected in our operating hours Monday through Friday from 7:30 AM to 6:00 PM and Saturday from 8:00 AM to noon making it convenient for everyone to access our services. We also offer ATM availability and drive-thru banking for those who prefer quick transactions on the go.

Our Mission

At True Sky, our mission goes beyond just providing financial services; we are dedicated to uplifting our community. We believe in empowering individuals through education and support while fostering an inclusive environment where everyone feels valued. Our partnerships with local organizations enhance our outreach efforts and allow us to give back in meaningful ways. While members can visit us at our branch address, official correspondence should be sent to PO Box 26406, Oklahoma City, OK 73126 if different from the branch address.

Branch Location & Accessibility

Welcome to True Sky, your trusted financial partner located at 3805 S Western Ave in the heart of Oklahoma City! This convenient spot is easily accessible for members and visitors alike, making it simple for you to manage your banking needs. Whether you're heading to our branch for a quick deposit, loan consultation, or just to ask questions about your account, we are here to help. For those who prefer sending official correspondence, please note that our mailing address is PO Box 26406, Oklahoma City, OK 73126. Situated near familiar landmarks, True Sky is close to several community favorites, ensuring you can run errands before or after your visit with us. Our branch is designed with accessibility in mind; we have ADA-compliant features and ample parking available to accommodate all members of our community. At True Sky, we pride ourselves on being there when you need us. Our lobby hours are Monday through Friday from 7:30 AM to 6:00 PM and Saturday from 8:00 AM to noon. If you're ever in a rush, take advantage of our drive-thru service for quick transactions without leaving your vehicle. Additionally, we offer an ATM on-site for your convenience, allowing you to withdraw cash or check balances at any time. Our services include personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. We invite you to stop by or give us a call at 405-682-1990 if you have any questions or would like to learn more about how we can assist you with your financial journey. Your satisfaction is our priority at True Sky!

Member Eligibility

At True Sky, we believe that becoming a member means joining a supportive community where your financial goals are our priority. If you're wondering how to become part of our family, it's simpler than you might think! Membership is open to anyone who lives, works, worships, or attends school in our local area. We welcome individuals and families alike, so whether you're looking for personal banking solutions or planning for the future, we're here for you. To dive deeper into the specific eligibility criteria, feel free to check out this helpful resource: https://trueskycu.org/membership. Opening an account with us is just as straightforward. All you need to do is visit our website to start the application process at https://secure.approvedfast.com/a2/tscu/application/index#!/signup. If you have any questions along the way, don't hesitate to give us a call at (405) 682-1990. We're excited to help you take this important step toward better banking at True Sky, located right at 3805 S Western Ave Oklahoma City Ok 73109!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,201,657, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, our merchant services are designed to streamline your operations. Imagine accepting payments seamlessly while focusing on what you do best running your business. Whether you're a retailer or a service provider, our services help you manage transactions efficiently and securely. Located at 3805 S Western Ave Oklahoma City Ok 73109, Oklahoma City, OK 73109, we invite you to visit us or call (405) 682-1990 during our operating hours of M-F 7:30 am - 6:00 pm and Sat 8:00 am - 12:00 noon. Let's take your business to the next level together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? We offer competitive auto loans and vehicle financing solutions that make owning your dream car a reality. Picture yourself cruising down the road with the confidence that comes from knowing you've secured a great rate and manageable payments through True Sky.

Business Banking

For entrepreneurs and business owners in Oklahoma City, we provide comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business goals.

Convenient Banking Features

To enhance your banking experience, we also offer convenient features such as ATM access for cash withdrawals and balance checks whenever you need them. Our drive-thru service makes quick transactions simple perfect for those busy days when time is of the essence. At True Sky, we believe in making banking easy and accessible for everyone. Visit us at 3805 S Western Ave Oklahoma City Ok 73109 or call us at (405) 682-1990 during our lobby hours (Monday to Friday from 7:30 AM to 6:00 PM and Saturday from 8:00 AM to 12:00 noon) to learn more about how we can assist you on your financial journey. Join our community today by exploring membership options at [True Sky](https://trueskycu.org/membership) or start your application process at [this link](https://secure.approvedfast.com/a2/tscu/application/index#!/signup). We look forward to serving you!

Credit Cards with Rewards

Reward yourself with our credit cards that offer great perks! With every purchase, you can earn rewards that add up quickly, helping you save on future purchases or even travel expenses. It's an easy way to benefit from your everyday spending.

Mortgage Loans & Refinancing

If you're considering purchasing a home or refinancing your current mortgage, we have tailored mortgage solutions just for you. Our mortgage loans come with flexible terms and personalized service. We understand that buying a home is one of the biggest decisions you'll make, so our experts will guide you through the process smoothly.

Personal Banking

Our personal banking services include checking and savings accounts that help you keep your finances organized. Imagine having easy access to your funds with online banking and mobile apps, allowing you to check balances, transfer money, and pay bills at your convenience. Our account options cater to various lifestyles and financial goals, ensuring you find the perfect fit for your needs.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options designed to give you peace of mind. Whether it's for medical bills or consolidating high-interest debt, our loans provide quick access to cash while keeping repayment manageable.

Digital & Online Banking

Key Services

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Enjoy the flexibility of person-to-person transfers, making it simple to send money to friends or family without any hassle. Plus, if you're on the go, our mobile application ensures you have all the banking features right in your pocket. For those who prefer going paperless, we offer e-statements for quick and easy access to your financial records. You'll save time and help the environment at the same time! And when it comes to signing documents, our electronic signature authorization feature streamlines the process, ensuring that you can handle paperwork securely and efficiently from anywhere.

Security You Can Trust

At True Sky, your security is our top priority. We use advanced encryption technology to protect your personal information and transactions. You can bank with confidence knowing that we're dedicated to keeping your data safe. With user-friendly features and real-time account management, managing your finances has never been easier. Whether you're checking your balance before a purchase or setting up automatic payments, our digital banking tools are designed with you in mind. Experience the ease of banking at your convenience with True Sky your trusted partner for all things finance!

Financial Strength

At True Sky, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services and products that meet your financial needs. With a net worth of $53,166,380, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 6.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $204,337,999 in share certificates and $86,377,484 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $38,671,122, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $56,875,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $8,757 in used auto loans and $583,730,005 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $-$71,619, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 106,496, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, True Sky is your trusted partner. Visit us at 3805 S Western Ave Oklahoma City Ok 73109 or call (405) 682-1990 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $120,385,541 in used vehicle loans and $46,736,708 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, making it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $55,470,471, make buying or refinancing simple. We offer various terms and conditions tailored to fit your needs. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our dedicated team can guide you through the process.

Other Loan Products

In addition to auto and mortgage loans, we have competitive options for personal loans and credit lines totaling $78,779,746. Whether you need funds for debt consolidation or other personal expenses, our offerings are designed with your needs in mind. For business owners, our outstanding commercial loans totaling $4,201,657 provide the capital needed to grow and expand operations. We understand the challenges small businesses face and are here to support your ambitions. If you're interested in exploring refinancing options or checking eligibility for any of our products, please don't hesitate to reach out. You can contact us at 405-682-1990 during our operating hours: Monday through Friday from 7:30 AM - 6:00 PM and Saturday from 8:00 AM - 12:00 noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At True Sky Credit Union, we're dedicated to making your borrowing experience as smooth as possible!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $26,251,555 in loans helping members manage their finances effectively. These cards provide a safety net for unexpected costs while allowing you to build your credit history.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their needs. Each loan comparison reflects accurate information, helping individuals make informed choices without the confusion often associated with loan shopping.

TRUE SKY FEDERAL CREDIT UNION - Oklahoma City, OK

Type of Loan Offerings

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Oklahoma City, OK (73109)