True North Credit Union Juneau AK | Top Auto Loans & Business Banking

Introduction

Welcome to True North, your trusted financial partner in Juneau, Alaska! Located at 615 W Willoughby Ave Ste 101, our branch has been serving the community since 1948, ensuring that our members have access to quality financial services. With a commitment to fostering financial well-being, we proudly support over 13,124 members with a robust total of $230,932,501 in assets. At True North, we understand that every member's journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts, or need help with auto loans, mortgages, or business financing, we've got you covered. Our dedicated team of 63 employees, led by CEO Lauren MacVay and Board President Christine Moleski, works tirelessly to provide personalized service and support. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 34157, Juneau, AK 99803. We are here to assist you from 8:30 am to 5:30 pm on weekdays. If you have any questions or need assistance, feel free to reach out at (907) 523-4777. Join us today and experience the True North difference where community matters and your financial success is our priority! For more information about our services and how we can help you thrive financially, visit our website at True North FCU.

Branch History & Mission

Community Commitment

Our commitment extends beyond just providing financial products; we actively engage with our community through various initiatives aimed at improving lives and building stronger neighborhoods. We partner with local schools and organizations to promote financial literacy and support those in need. With ATM availability for added convenience and a dedicated team ready to assist you at any time, True North is here as your trusted partner.

Join Us

We invite you to become part of the True North family! Experience firsthand how we can help you achieve your financial goals while being actively involved in your community. Visit us today or check out our website at True North FCU for more information on how you can join us on this exciting journey!

Our Evolution

Over the decades, True North has adapted to meet the evolving needs of our members. From humble beginnings, we have expanded our services and technology to ensure that every member has access to the financial tools they need. Today, we boast total assets of over $230 million, reflecting our commitment to responsible growth and solid financial management. As we have grown, so has our mission: to empower our members through personalized banking solutions while fostering community engagement. We are proud to be part of Juneau's landscape and strive to make a positive impact through various outreach programs and partnerships with local organizations.

Our Mission

At True North, our mission is clear: we aim to provide exceptional financial services while enriching the lives of those in our community. We believe in making banking accessible for everyone, offering everything from personal checking accounts to auto loans and business banking solutions. Our focus on member service means that you can count on us for support every step of your financial journey. We take pride in being an inclusive institution that values each member's unique needs. Whether it's through our convenient online and mobile banking options or the personal touch you receive when visiting us during our operating hours from 8:30 am to 5:30 pm on weekdays, we're here for you. While members can visit us at 615 W Willoughby Ave Ste 101, official correspondence should be sent to PO Box 34157, Juneau, AK 99803 if needed.

Branch Location & Accessibility

Accessibility and Parking

At True North, we believe that banking should be accessible for everyone. Our branch is equipped with ADA-compliant features, including ramps and spacious entrances. There's ample parking available nearby so you won't have to worry about finding a spot when you visit us.

Call to Action

We invite you to stop by our Juneau Branch or give us a call at 907-523-4777. Whether you're a long-time member or considering joining our credit union family, we look forward to helping you achieve your financial goals!

Operating Hours

We're open Monday through Friday from 8:30 AM to 5:30 PM. Whether you're looking to open a new account or need assistance with existing services, our friendly staff is ready to help during these hours.

Services Offered

True North offers a variety of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we have options that suit every financial journey. Plus, enjoy the convenience of ATM access for quick cash withdrawals and balance checks yes, we have an ATM available right here! While we don't offer drive-thru banking at this location, our team is committed to providing exceptional service inside the branch. If you need assistance with online or mobile banking services, we can guide you through it!

Member Eligibility

At True North, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Juneau or any of the surrounding areas, you're likely eligible to join us. We cherish the diversity of our members and are committed to providing personalized financial services that meet your needs. To explore all the details about eligibility, please check out our comprehensive guide at [True North Membership Matters]( https://www.truenorthfcu.org/learn/financial-journey/membership-matters .html ). Ready to take the next step? Opening an account with us is straightforward. You can easily get started online by visiting this link. If you have questions or need assistance, feel free to give us a call at 907-523-4777. We're excited to welcome you to True North and look forward to supporting your financial journey!

Business Banking & Commercial Services

Merchant Services That Work for You

Alongside our competitive loan offerings, we provide comprehensive merchant services designed to simplify transactions for your business. Imagine having a reliable payment processing system that ensures smooth sales experiences for your customers. Whether you operate a retail store or an online shop, our services can help streamline payments, manage cash flow, and enhance customer satisfaction. At True North, we are not just about numbers; we are about building relationships that foster success. Join us today and discover how our business banking solutions can elevate your enterprise to new heights!

Unlocking Growth with Our Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $42 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,111,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we have something for you too! Our Business Banking services include essential tools like Merchant Services and Business Loans. We know that running a business comes with its own set of challenges, and we're here to help you navigate them.

Embracing Technology for Convenience

In today's fast-paced world, digital convenience is key. That's why we offer robust Online & Mobile Banking options. You can check balances, pay bills, and transfer funds from anywhere at any time right from your smartphone or computer! Our members also enjoy easy access to ATM & Cash Withdrawal Services at various locations. With basic ATM access available for withdrawals and balance checks, banking becomes even more convenient. Plus, if you need assistance along the way, don't hesitate to call us at 907-523-4777 during our lobby hours from 8:30 AM to 5:30 PM on weekdays. As part of our commitment to serving our community better, we invite you to explore all these services and more by visiting us online at True North. Let us partner with you on your financial journey today!

Personal Banking Made Easy

Whether you're opening your first checking account or saving for a big purchase, our personal banking options are designed with you in mind. We offer Checking & Savings Accounts that help you manage your day-to-day expenses while earning interest on your savings. Imagine having a safe place for your money where you can easily access it whenever you need. If you're thinking about buying a car or refinancing an existing vehicle, our Auto Loans & Vehicle Financing options are tailored to fit your budget. Picture yourself driving away in that new car with affordable monthly payments! For those looking to invest in their dream home, our Mortgage Loans & Refinancing services provide competitive rates and personalized guidance throughout the entire process. We're here to support you every step of the way as you turn your homeownership dreams into reality.

Support for Your Financial Goals

At True North, we also offer Personal Loans & Debt Consolidation services that can help ease financial burdens. Whether you're planning a major life event or simply need some extra cash, we can assist you in finding the right solution to meet your needs. Don't forget about our Credit Cards with Rewards! Enjoy benefits while making everyday purchases. With every swipe, you'll earn rewards that can be redeemed for travel, gifts, or even cash back!

Digital & Online Banking

Key Services for Your Convenience

With our 24/7 Online Banking service, you can view your account balances, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time your bank is now in your pocket! Our mobile application enhances this experience by allowing you to manage your finances right from your smartphone. You can check balances, deposit checks, and even make payments with just a few taps. We also offer E-Statements, which means you can say goodbye to paper clutter and receive your statements electronically. It's not only eco-friendly but also makes it easier to keep track of your financial history. If you need to sign documents quickly, our Electronic Signature Authorization feature allows you to do so without any hassle.

Secure Transactions Made Easy

Sending money has never been easier with our Person-to-Person Transfers. Whether you're splitting a bill with friends or sending money to family, you can do it all securely through our platform. Plus, if you're on the move, take advantage of our Mobile Payments feature for quick purchases without needing cash or cards. At True North, we prioritize your security while ensuring that banking is accessible and straightforward. With features like these, managing your money doesn't have to be complicated. Join us today at True North and experience the convenience of digital banking!

Financial Strength

At True North, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is strong, reassuring you that your money is in good hands. With a net worth of $21,645,479, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $45,954,621 in share certificates and $37,884,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $248,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,395,568 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $3,072 in used auto loans and an impressive total of $174,511,575 in loans and leases, supporting members' financial goals across various sectors. Our net income of $1,051,935 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $283,493. Total Share Accounts: 25,226, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, True North is your trusted partner. Visit us at 615 W Willoughby Ave Ste 101 Juneau AK 99801 or call 907-523-4777 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $60,600,188 in used vehicle loans and $26,880,526 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan, our team can help explore eligibility options to ensure you get the best rate possible.

Business Loans

For business owners, our outstanding commercial loans totaling $16,111,027 provide the capital needed to grow and expand. Our team is ready to assist in finding the right solutions for your business financing needs. No matter where you are on your financial journey, True North is committed to helping you succeed. For more information about our loan offerings or to start your application today, give us a call at 907-523-4777 or visit us online at True North FCU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $12,115,793. Our knowledgeable staff can guide you through the process and help you find a loan that meets your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,820,174 in loans helping members manage their finances effectively. These cards are ideal for those looking for a convenient way to make purchases while keeping track of their spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency allows users to make informed decisions based on accurate data rather than vague promises. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every offer displayed is fair and transparent, giving users peace of mind when choosing their loans. One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users receive trustworthy information. Additionally, LendMesh does not prioritize lenders based on paid promotions; there are no sponsored listings here. The goal is to provide unbiased results so that users can easily compare their options. With real-time rate comparisons from multiple institutions, users have access to up-to-date loan rates. This feature allows for quick decision-making and helps individuals find the best offers available in the market. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

True North