True North Credit Union Anchorage AK | Low Mortgage Rates & Auto Loans

Introduction

Welcome to True North, your trusted financial partner located in the heart of Anchorage, AK. Since our establishment in 1948, we have been dedicated to serving our community with integrity and commitment. At our branch, found at 341 W Tudor Rd Ste 100, we pride ourselves on providing personalized banking solutions tailored to meet the needs of over 13,124 members. Our strong financial foundation is evident with total assets amounting to $230,932,501 and total deposits reaching $21,417,997. We offer a range of services including personal banking, auto loans, mortgages, and business banking options. With a robust loan portfolio of 7,677, we are here to help you achieve your financial goals. While you can visit us at our Anchorage location for all your banking needs, please direct any official correspondence to our mailing address: PO Box 34157, Juneau, AK 99803. Under the guidance of our CEO, Lauren MacVay, and Board President, Christine Moleski, our team of 63 employees is committed to providing exceptional service and support. Whether you're looking for advice on saving for the future or need assistance with a loan application, we're ready to help. Feel free to reach out to us at (907) 771-4777 during our lobby hours from 8:30 AM to 6:30 PM, Monday through Friday. Explore how True North can assist you on your financial journey by visiting our website at True North FCU. We look forward to welcoming you into our community!

Branch History & Mission

At True North, we pride ourselves on a rich legacy that dates back to our opening in 1948. Nestled in the heart of Anchorage, Alaska, at 341 W Tudor Rd Ste 100, we have grown from a small financial institution into a robust credit union serving over 13,000 members. With total assets exceeding $230 million, we've made significant strides in providing valuable financial services to our community. Our mission is clear: to empower our members through accessible financial solutions while fostering a spirit of community support and collaboration. We strive not just to offer traditional banking services like checking and savings accounts but also to provide personalized assistance with auto loans, mortgages, and business banking. Our commitment goes beyond numbers; it's about building relationships that help our members achieve their financial goals. While members can visit us at our branch address, official correspondence should be sent to PO Box 34157, Juneau, AK 99803. This dual approach ensures that we maintain open lines of communication with our valued members and stakeholders. Over the years, True North has embraced advancements that enhance member experience. We offer online banking and mobile payment options for convenient access to funds anytime. Our dedication to customer service is reflected in our operating hours from 8:30 am to 6:30 pm on weekdays, along with drive-thru services for quick transactions. Community outreach remains at the core of what we do. We actively partner with local organizations to support initiatives that uplift those in need within Anchorage and surrounding areas. Our focus is not only on financial success but also on nurturing a strong sense of belonging among our members. As we look towards the future, we invite you to join the True North family. Experience firsthand how we can assist you in your financial journey while making meaningful contributions to our community together. Visit us today or reach out at 907-771-4777 to learn more about becoming a member and enjoying all the benefits True North has to offer!

Branch Location & Accessibility

Welcome to True North, your friendly credit union located at 341 W Tudor Rd Ste 100 in the beautiful city of Anchorage, AK. Nestled in the heart of Anchorage County, our branch is easily accessible and ready to serve you with a smile. Whether you're popping in for a quick transaction or looking for financial advice, our convenient location makes it easy for you to manage your banking needs. While members can visit us at our branch address, official correspondence should be sent to PO Box 34157, Juneau, AK 99803. We're situated near popular landmarks that locals know well, making it easy for you to find us. Plus, with ample parking available right outside, stopping by is hassle-free. Our branch features ADA-compliant accessibility options, ensuring that everyone can enjoy our services comfortably. If you prefer more convenience, we also offer a drive-thru banking option for quick deposits and withdrawals without leaving your vehicle. At True North, we understand that your time is valuable. That's why we're open from 8:30 AM to 6:30 PM on weekdays to accommodate your busy schedule. Our dedicated team is always here to help you with personal banking needs like checking and savings accounts, auto loans, mortgages, and more. Although we don't have an ATM on-site, we're committed to providing excellent service through our drive-thru and lobby. If you have any questions or need assistance, feel free to call us at 907-771-4777. We invite you to come visit us today! Experience the warmth of True North and discover how we can support your financial journey.

Member Eligibility

At True North, we believe that everyone deserves a place in our welcoming community. Becoming a member is easy and opens the door to a world of financial support and services tailored just for you. If you live, work, worship, or attend school in the Anchorage area, you're already eligible to join us! We also invite family members of current members to become part of our credit union family. By choosing True North, you gain access to personalized banking solutions, competitive rates on loans, and the friendly service that comes from being part of a community-focused institution. Ready to take the next step? Opening an account with us is straightforward. You can find all the details about eligibility and what it means to be a member at https://www.truenorthfcu.org/learn/financial-journey/membership-matters.html . If you have any questions or need assistance, don't hesitate to call us at (907) 771-4777. Join us today at our branch located at 341 W Tudor Rd Ste 100 Anchorage Ak 99503 and start enjoying the benefits of being part of True North!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $42 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,111,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments seamlessly, manage transactions efficiently, and provide a better experience for your customers. Our merchant services empower you to do just that. Whether you're a small retail shop or a bustling restaurant, our solutions are designed to streamline your payment processes, allowing you to focus on what you do best growing your business. Located at 341 W Tudor Rd Ste 100 Anchorage Ak 99503 in Anchorage, AK, we invite you to explore how our business banking services can help elevate your enterprise. Reach out to us at (907) 771-4777 or visit our website at https://www.truenorthfcu.org/ for more information!

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs and business owners, True North offers robust business banking services including merchant services and business loans. We know how important it is for businesses to have access to flexible financing options, so we're committed to providing support every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've made online and mobile banking easy and accessible. Manage your accounts from anywhere using our user-friendly mobile app or through online banking. Need cash? While we don't have ATMs at this location, our drive-thru service allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Join Us Today!

At True North, we're more than just a financial institution; we're a community partner invested in your success. With dedicated staff ready to assist you from 8:30 AM to 6:30 PM on weekdays, we're always here when you need us. For more information about any of our services or to open an account, call us at 907-771-4777 or visit us online at truenorthfcu.org. Explore how True North can support your financial needs today!

Personal Banking Services

For those who need reliable banking solutions, we offer personal banking options including checking and savings accounts designed to help you save effectively while giving you easy access to your funds. If you're dreaming of a new car or need a vehicle upgrade, our auto loans and vehicle financing can get you behind the wheel with terms that work for you. Homeownership is also within reach with our mortgage loans and refinancing options. We understand that buying a home is one of the biggest decisions you'll make, so we strive to provide competitive rates and personalized service throughout the process.

Support for Your Financial Goals

If you're facing unexpected expenses or looking to consolidate debt, our personal loans are here to help ease your financial burden. And for those who love rewards, our credit cards come with great benefits tailored to suit your lifestyle.

Digital & Online Banking

Key Features

Our online banking includes features like e-statements, which help you go green while keeping your financial records organized. You can also enjoy the convenience of electronic signature authorization for quick and easy document signing. No more waiting around everything is done in a flash! If you're looking for mobile convenience, our mobile application offers all the features you love about online banking right in your pocket. You can easily make person-to-person transfers, pay bills on the fly, and even use mobile payments for hassle-free purchases.

Security You Can Trust

Security is our top priority at True North. Our platform employs advanced security measures to ensure that your information remains safe. You can bank confidently knowing that your data is protected with the latest technology. In short, with our digital and online banking services, managing your finances is not only straightforward but also secure. From e-statements to mobile payments and everything in between, True North is here to support you every step of the way. Join us today and experience the ease of modern banking!

Financial Strength

Growing Membership Trust

The trust our members place in us is shown by the 25,226 total share accounts, indicating a strong and growing member base that relies on us for their financial needs. With funds available for lending and investments totaling $283,493, we are well-positioned to support your aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, True North is your trusted partner. Visit us at 341 W Tudor Rd Ste 100 Anchorage Ak 99503 or call 907-771-4777 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $45,954,621 in share certificates and $37,884,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $248,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $1,051,935 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Your Benefit

With $20,395,568 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $30,720,000 in used auto loans and a total of $174,511,575 across all loans and leases available to members.

Solid Financial Foundation

With a net worth of $21,645,479, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $60,600,188 in used vehicle loans and $26,880,526 in new vehicle loans, helping our members hit the road with confidence. Whether you're interested in financing a brand-new vehicle or looking for an affordable used option, we have solutions that fit your budget.

Business Loans

For those who are business owners, our outstanding commercial loans totaling $16,111,027 provide the capital needed to grow and expand your business. We understand that running a business comes with its own set of challenges and financial needs; our dedicated team is here to support you every step of the way. At True North, we believe in providing transparent and accessible financial solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for auto financing or exploring mortgage options, reach out to us at 907-771-4777 or visit us at 341 W Tudor Rd Ste 100 Anchorage AK 99503. Let's work together to achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $12,115,793, ensuring you have access to the funds needed to secure your dream home. If you're considering refinancing your existing mortgage, we can help guide you through eligibility options to find the best fit for your financial situation.

Unsecured Credit Card Loans

Managing finances is essential for everyone. We also offer flexible terms on unsecured credit card loans, with a total of $5,820,174 in loans available to help our members effectively manage their expenses and build their credit.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all loan offers are fair and transparent, giving users confidence in their choices.

TRUE NORTH FEDERAL CREDIT UNION