True Community Credit Union Ypsilanti MI | Best Auto Loans & Online Banking

Introduction

Welcome to True Community at 1861 Whittaker Rd, Ypsilanti, MI 48197! Since opening our doors in 1953, we have been dedicated to serving our community with trust and integrity. With over 80,000 members relying on us for their financial needs, we pride ourselves on being more than just a credit union we're a partner in your financial journey. At True Community, our total assets have grown to an impressive $877,188,908, showcasing our commitment to stability and growth. We currently manage $41,477,715 in deposits and provide loans amounting to 48,296. This means that whether you're looking for a personal loan, auto financing, or business solutions, we have the resources to help you achieve your goals. Our leadership team is here to ensure that you receive the best service possible. Under the guidance of our CEO, Chrissy Siders, and Board President, Josh Burgett, we work tirelessly to create solutions tailored for each member's unique needs. Our staff of 241 employees is ready to assist you during our operating hours from Monday to Friday (9:00 AM - 5:30 PM) and Saturday (9:00 AM - 12:00 PM). While you can visit us at our Ypsilanti branch for all your banking needs, please note that official correspondence should be directed to the same address. If you're interested in learning more about membership or services like online banking and mobile payments, feel free to check out our website at www.TrueCCU.com or give us a call at 734-961-0506. Join us at True Community today where your financial success is our mission!

Branch History & Mission

Welcome to True Community, a credit union with a rich legacy of supporting our members since 1953. Located at 1861 Whittaker Rd in Ypsilanti, MI, we have proudly served our community for decades. Over the years, we have grown significantly, now boasting a membership of over 80,000 individuals who trust us to meet their financial needs. From our humble beginnings, True Community has evolved into a cornerstone of financial stability and support in Washtenaw County. With total assets reaching an impressive $877,188,908, we are dedicated to providing exceptional services tailored to our members' needs. Our headquarters in Jackson, MI continues to guide our mission of fostering financial wellness and community engagement. At True Community, we believe in putting people first. Our mission is not just about providing financial services; it's about making a real difference in the lives of our members. We offer a range of services including personal banking accounts, auto loans, mortgages, and business banking solutions. We also embrace technology with mobile payments and online banking options that make managing finances easier than ever. Our commitment to accessibility is evident in our drive-thru banking service and ATM availability for your convenience. We also operate a shared service center that allows you to perform transactions seamlessly with partner credit unions. With operating hours from Monday to Friday (9:00 AM - 5:30 PM) and Saturday (9:00 AM - 12:00 PM), we strive to be available when you need us most. While you can reach us at our branch address for all your banking needs, please note that official correspondence should be sent to the same location: 1861 Whittaker Rd, Ypsilanti, MI 48197. True Community is more than just a credit union; it's a partner in your financial journey. We actively engage in community outreach efforts and work collaboratively with local organizations to uplift those around us. Together with our dedicated staff led by CEO Chrissy Siders and Board President Josh Burgett, we continue to foster an environment where everyone can thrive. We invite you to join the True Community family! Experience personalized service and discover how we can help you achieve your financial goals. Visit us today or learn more about becoming a member by checking out our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to True Community's Whittaker branch, conveniently located at 1861 Whittaker Rd in Ypsilanti, MI. We are proud to serve our local community in Washtenaw County, making it easy for you to access our banking services. Our branch is nestled near familiar spots like the Ypsilanti District Library and just a short drive from the bustling downtown area, ensuring that your visit is both convenient and enjoyable. At True Community, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, making it easy for everyone to come in and experience our welcoming environment. Parking is readily available right outside our doors, so you can quickly hop in and out without hassle. We know how important your time is, which is why we offer flexible operating hours. You can visit us Monday through Friday from 9:00 AM to 5:30 PM and on Saturdays from 9:00 AM to 12:00 PM. Whether you need help with personal banking, loans, or credit cards, our friendly team is here to assist you during these hours. In addition to our friendly staff and convenient location, we also provide essential services such as ATM access and drive-thru banking for your convenience. With our shared service center options available, you can conduct basic transactions even if you're a member of a partner credit union. If you have any questions or need assistance, don't hesitate to give us a call at 734-961-0506. We invite you to stop by the True Community Whittaker branch today!

Member Eligibility

At True Community, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is simple and open to those who live, work, or worship in our local area, along with their family members. Whether you're looking for savings options, loans, or personalized financial services, joining us means you're not just a number; you're part of something bigger. We're dedicated to helping our members thrive with competitive rates and outstanding service. If you're interested in becoming a member, check out the detailed eligibility criteria at https://www.trueccu.com/about/become-a-member. Ready to take the next step? Opening your account is easy! Just visit us at our branch located at 1861 Whittaker Rd Ypsilanti Mi 48197 or give us a call at (734) 961-0506 for any questions you may have. Your journey towards better banking starts here!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine a busy day at your shop where every second counts. With our merchant services, you can accept payments easily and securely, letting you focus on what you do best serving your customers. Our solutions help streamline transactions, manage cash flow, and offer insights into sales trends. Located at 1861 Whittaker Rd Ypsilanti Mi 48197, Ypsilanti, MI, we invite you to visit us or call us at (734) 961-0506 to learn how our business banking services can support your growth journey today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $65 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $271 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,376,371, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive banking solutions including merchant services and business loans. If you're an entrepreneur looking to grow your business or simply manage daily expenses more efficiently, True Community is here to assist you every step of the way.

Easy Access with Modern Features

We know that time is valuable. That's why we provide ATM and cash withdrawal services for quick access to your funds. With drive-thru banking available for deposits and withdrawals, managing your finances has never been easier. Additionally, if you're a member of another partner credit union, our shared branch transactions allow you to make deposits and withdrawals seamlessly.

Financing Your Dreams

Thinking about getting a new car? Our auto loans and vehicle financing options make it easy for you to hit the road in style. We understand how important reliable transportation is for many families. For those looking to buy a home, our mortgage loans and refinancing options provide competitive rates that can help make homeownership more affordable. If life throws unexpected expenses your way, our personal loans and debt consolidation services offer a helping hand. It's all about giving you the support you need when you need it most.

Get Started Today!

Ready to experience all that True Community has to offer? Visit us at 1861 Whittaker Rd or give us a call at 734-961-0506 during our operating hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. Explore our website at trueccu.com for more information on opening an account or becoming a member today! Your financial success is just around the corner with True Community by your side.

Personal Banking Made Simple

When it comes to personal banking, True Community offers checking and savings accounts designed for everyday use. Imagine having the flexibility to manage your funds effortlessly our online and mobile banking features allow you to check balances, transfer money, and pay bills from the comfort of your home or while on the go. Plus, with our credit cards that come with rewards, every purchase can bring you closer to exciting benefits.

Digital & Online Banking

Key Services

With just a few clicks at https://www.trueccu.com/, you can check balances, transfer funds, and pay bills without stepping foot in a branch. If you're busy and need to sign documents quickly, our electronic signature authorization makes the process hassle-free. Plus, with e-statements available, you can keep track of your finances without all the paper clutter. For those who prefer banking on their mobile devices, our mobile application allows you to manage your accounts right from your smartphone. You can also take advantage of mobile payments, making it easier than ever to pay for purchases with just a tap. Need to send money to a friend? Our person-to-person transfer feature lets you do that quickly and securely.

Security and Convenience

Security is paramount at True Community. We use advanced encryption technology to protect your personal information so you can bank with peace of mind. Our user-friendly interface ensures that even if you're not tech-savvy, navigating through your account is simple. In today's fast-paced world, having access to real-time account management is essential. With our online banking services, you'll always know where you stand financially. From checking your balance to setting up alerts for transactions, we provide the tools necessary for you to stay informed and in control. Choose True Community for all your digital banking needs and experience convenience like never before!

Financial Strength

At True Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation means you can trust us with your hard-earned money. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $94,588,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $104,967,452 in share certificates and $105,142,193 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $75,845,816 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,760 in used auto loans and a total of $679,452,822 in loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 229 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $15,931,091. Total Share Accounts have reached an impressive count of 160,048, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, True Community is your trusted partner. Visit us at 1861 Whittaker Rd Ypsilanti Mi 48197 or call 734-961-0506 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $189,625,341 in used vehicle loans and $38,677,699 in new vehicle loans already helping members get on the road. Whether you're interested in a new vehicle or a reliable used one, we are here to provide flexible terms that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $8,376,371 provide the capital needed to grow and expand. We understand that every business has unique needs; that's why we offer personalized service to help you find the right financing solution. If you're considering refinancing any existing loans or exploring eligibility options for our products, please reach out. Our knowledgeable staff can guide you through the available choices tailored just for you. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At True Community, we strive not only to meet but exceed your expectations with transparency and support throughout your borrowing journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $41,905,118, ensuring that you have access to financing solutions tailored for your needs. Whether you're looking for a first-time mortgage or want to refinance an existing loan, our team is ready to assist you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $31,765,598 in loans helping members manage their finances effectively, our credit card options are designed with your convenience in mind. Enjoy rewards and benefits while keeping your finances under control.

Loan Aggregator

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True Community