True Community Credit Union Mason MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to True Community, your trusted financial partner located at 103 E Kipp Rd, Mason, MI 48854. Established in 1953, we have been committed to serving our community with integrity and care for over seven decades. With a membership of 80,677 strong, we pride ourselves on being more than just a credit union; we are a family dedicated to your financial well-being. At True Community, our assets stand at an impressive $877,188,908, demonstrating our solid foundation and ability to support you with a wide range of services. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. Our total deposits reach $41,477,715, ensuring that your funds are safe and secure. While members can visit us at the Mason branch for all their banking needs, official correspondence should be directed to our mailing address: 1100 Clinton Rd, Jackson, MI 49202-2060. Here at True Community, we believe in empowering our members through financial education and personalized service. Under the leadership of CEO Chrissy Siders and Board President Josh Burgett, our dedicated team of 241 employees is ready to assist you. With total loans reaching 48,296, we understand the importance of accessible credit and strive to offer competitive rates that help you achieve your financial goals. Our net worth is a healthy $94,588,274, reflecting our commitment to stability and growth. We invite you to experience the difference that comes with being a member of True Community. For any questions or assistance, don't hesitate to call us at 517-784-7101 or visit us online at [TrueCCU.com]( http://www.TrueCCU.com ). Your journey toward better financial health starts here!

Branch History & Mission

At True Community, we take pride in our rich legacy and commitment to serving the Mason community. Founded in 1953, our branch has grown from humble beginnings into a vibrant financial institution that now supports over 80,000 members. Our physical location at 103 E Kipp Rd, Mason, MI 48854, is more than just a place for banking; it's a hub of community engagement and support. Throughout the years, True Community has evolved significantly. From our initial focus on providing basic banking services, we have expanded our offerings to include a wide range of financial products. Today, with total assets exceeding $877 million, we are dedicated to helping our members achieve their financial goals through personal banking, auto loans, mortgage financing, business banking solutions, and more. Our mission is straightforward yet impactful: to provide exceptional financial services while making a positive difference in the communities we serve. We believe that by offering accessible banking options and supporting local initiatives, we can empower individuals and families to thrive. We are proud of our partnerships within the community and actively participate in outreach efforts that make a real difference in people's lives. True Community also embraces modern technology to enhance member experience. With features such as online and mobile banking, e-statements, and person-to-person payments, we ensure that our services are not only convenient but also secure. Our branch is ADA compliant and offers both drive-thru service and ATM availability for easy access to your funds. While members can visit us at 103 E Kipp Rd Mason Mi 48854, official correspondence should be sent to our mailing address at 1100 Clinton Rd, Jackson, MI 49202-2060. As we continue to grow and adapt to meet the needs of our members, we invite you to join us on this journey. Whether you're looking for a new checking account or seeking guidance on loans or mortgages, True Community is here for you. Experience the difference that comes from being part of a credit union that truly cares about its members and the community. Reach out today at (517) 784-7101 or visit us online at [True Community]( https://www.trueccu.com/ ) to learn more!

Branch Location & Accessibility

Call to Action

Ready to experience the True Community difference? We invite you to visit us at our Mason branch or give us a call at 517-784-7101 if you have any questions. Our team is excited to help you with your financial journey!

Operating Hours

At True Community, we value your time. Our lobby hours are designed to fit into your busy schedule: we're open Monday through Friday from 8:30 AM to 6 PM and Saturday from 9 AM to 2 PM. Feel free to drop by during these hours; our friendly team is here to assist you with everything from personal banking services to loan inquiries.

Parking and Accessibility Features

We know how important convenience is when visiting your credit union. That's why we offer ample parking right outside the branch. Our facility is also designed with accessibility in mind, ensuring that everyone can enjoy our services without any hassle. From ADA-compliant entrances to ramps for easy access, we are committed to making banking accessible for all.

Services Offered

While you're here, take advantage of our wide range of services! We provide personal banking options including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Plus, we have business banking solutions tailored just for you. For those who prefer digital banking, our online and mobile platforms make managing your finances simple and convenient. In addition to these services, we offer ATM access for quick cash withdrawals and a drive-thru for basic transactions like deposits and withdrawals without leaving your vehicle. If you're a member of another participating credit union, don't forget that you can also use our shared service center for basic transactions.

Member Eligibility

At True Community, we believe that becoming a member is like joining a close-knit family that supports each other through every financial journey. To be eligible for membership, you simply need to live, work, worship, or attend school in the communities we serve. This means that if you are part of our vibrant local area, we would love to welcome you! Additionally, immediate family members of current members can also join. For a more detailed look at the eligibility criteria, feel free to check out our resource at https://www.trueccu.com/about/become-a-member . Opening an account with us is straightforward and welcoming. You can start the process online by visiting our account opening page at https://www.billerpayments.com/app/enrolledwebui/#/login ?bsn=trueccu or give us a call at (517) 784-7101 if you have any questions. We're here to help you every step of the way as you take this exciting step towards financial empowerment with True Community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $65 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $271 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,376,371, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify daily operations for your business. Imagine having a reliable way to accept payments from customers whether they prefer credit cards or mobile payments. Our services make transactions smooth and efficient, allowing you to focus on what you do best: running your business. Visit us at 103 E Kipp Rd, Mason, MI 48854, or call us at 517-784-7101 to learn more about how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

Business Banking Solutions

If you're a small business owner, you'll appreciate our comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges; that's why we're here to help streamline your banking experience so you can focus on what truly matters: growing your business.

Convenient Branch Services

Our branch also offers basic drive-thru banking for deposits and withdrawals perfect for those who prefer not to step inside. Additionally, if you're a member of a partner credit union, take advantage of our shared branch transactions to handle your deposits and withdrawals easily. At True Community in Mason, MI, we're here for all your financial needs. With convenient hours from Monday through Friday (8:30 AM - 6:00 PM) and Saturday (9:00 AM - 2:00 PM), feel free to visit us or give us a call at 517-784-7101 for more information about how we can assist you today. Ready to take the next step? Explore all our services further at [True Community]( http://www.TrueCCU.com ) and see how we can help you thrive financially!

Financing Your Dreams

Thinking about getting behind the wheel of a new car? Our auto loans and vehicle financing options make it easier than ever to drive off in your dream vehicle. If homeownership is on your radar, explore our flexible mortgage loans and refinancing options that cater to various budgets. For those unexpected expenses or projects around the house, our personal loans and debt consolidation services provide the support you need without breaking the bank.

Personal Banking Made Easy

Managing your money should be simple and stress-free. That's why at True Community, we offer checking and savings accounts designed to help you reach your financial goals. Need quick access to your funds? Our ATM and cash withdrawal services ensure you can get cash whenever you need it. Plus, with our online and mobile banking, you can check your balance, transfer funds, or pay bills from the comfort of your home or on-the-go.

Rewarding Credit Options

For everyday purchases or special rewards, our credit cards with rewards can help you earn points while managing your spending effectively. Whether you're buying groceries or booking travel, enjoy benefits that add value to every purchase.

Digital & Online Banking

Key Features

We also offer electronic signature authorization, making it quick and easy to sign documents without the hassle of printing or scanning. You can receive e-statements too, which not only helps reduce paper clutter but also allows for easy access to your financial information whenever you need it. For those who are always on the move, our mobile application provides a seamless way to bank right from your smartphone. You can make mobile payments effortlessly, ensuring that you're never caught without cash when you need it. Additionally, our person-to-person transfer feature makes sending money to friends or family as simple as a text message. At True Community, security is a top priority. Our online banking services are protected with advanced security measures to keep your information safe. We aim to provide an accessible and user-friendly experience so that managing your money doesn't have to be complicated. Whether you're checking your balance during lunch or transferring funds while waiting in line, our digital banking services give you the freedom to handle your finances on your terms. Experience the convenience today by visiting us online!

Financial Strength

Commitment to Growth

With $75,845,816 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $13,760 in used auto loans and $679,452,822 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 160,048, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $15,931,091 also indicate our readiness to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, True Community is your trusted partner. Visit us at 103 E Kipp Rd Mason Mi 48854 or call (517) 784-7101 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 229 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $104,967,452 in share certificates and $105,142,193 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $94,588,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,077 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $189,625,341 in used vehicle loans and $38,677,699 in new vehicle loans, helping members get on the road with ease. Whether you are considering a brand-new model or a reliable used vehicle, our financing options can help make it happen.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $31,765,598 in loans available, our credit cards help members manage their finances effectively while enjoying rewards and benefits tailored to their spending habits.

Credit Lines and Other Financing Options

In addition to auto and mortgage loans, we provide various personal loan options including credit lines totaling $138,383,597. These lines of credit can be used for unexpected expenses or planned purchases without the hassle of applying for multiple loans. For business owners looking for growth opportunities, our outstanding commercial loans totaling $8,376,371 provide the capital needed to expand operations or invest in new projects. If you're considering refinancing or need information on eligibility options for any of our products, feel free to reach out. We're here to assist you every step of the way. To learn more about our loan offerings or to speak with one of our representatives at True Community located at 103 E Kipp Rd Mason Mi 48854, give us a call at 517-784-7101. You can also visit us online at [True Community]( https://www.trueccu.com/ ) for additional information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $41,905,118, we provide resources that guide you through each step of the mortgage process. Our team is ready to assist you in finding the best solution for your home financing needs.

Loan Aggregator

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True Community