True Community Credit Union Livonia MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to True Community in Livonia, where we've been dedicated to serving our members since 1953. Located at 36525 Plymouth Rd, Livonia, MI 48150, our branch is not just a place for transactions; it's a hub for community connection and financial growth. With over 80,677 members and total assets reaching an impressive $877,188,908, we take pride in fostering a strong relationship with our community. As a member-focused credit union, we understand the importance of providing reliable financial services tailored to your needs. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our commitment to excellence is reflected in our total deposits of $41,477,715 and a net worth of $94,588,274 figures that underscore our stability and reliability. Under the leadership of our CEO, Chrissy Siders, and Board President Josh Burgett, we strive to create an environment where every member feels valued and supported. Our team of 241 employees is ready to assist you with personalized service that makes banking simple and accessible. While you can visit us at our Livonia branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 1100 Clinton Rd, Jackson, MI 49202-2060. We invite you to explore our range of services and become part of a credit union that truly cares about its members. Feel free to reach out to us at 734-525-0700 or visit our website at True Community for more information. Let's build a brighter financial future together!

Branch History & Mission

Join Us Today!

As we continue on this journey together, we invite you to become part of the True Community family. Experience firsthand the benefits of membership personalized service, competitive rates, and a team that genuinely cares about your success. To learn more or open an account today, please call us at (734) 525-0700 or visit our website at True Community. Together, let's build a brighter financial future!

Our Journey

The story of True Community began with a simple mission: to provide affordable financial services while fostering strong community ties. As we evolved over the decades, we embraced innovation and expanded our offerings. From personal checking accounts to auto loans and business banking solutions, our services have been designed with our members' needs in mind. Our headquarters are situated in Jackson, MI, but our commitment to Livonia remains unwavering. We strive to create a welcoming environment where everyone feels valued and empowered to make informed financial decisions. Our branch features convenient drive-thru banking and ATM availability, ensuring that accessing your funds is always easy.

Our Mission

At True Community, our mission extends beyond banking; it's about building relationships that enrich lives. We believe in serving not just as a credit union but as an integral part of the community. Our team is dedicated to providing exceptional service tailored to each member's unique needs while actively participating in local outreach efforts. We offer various financial services including personal banking (checking and savings accounts), mortgage loans, debt consolidation options, and credit cards with rewards. In addition to these services, we prioritize digital advancements that enhance your banking experience. With online banking and mobile payment options available, managing your finances has never been simpler. While members can visit us at 36525 Plymouth Rd Livonia Mi 48150, official correspondence should be sent to 1100 Clinton Rd, Jackson, MI 49202-2060 if different.

Branch Location & Accessibility

Call to Action

We invite you to stop by our Livonia branch or give us a call at 734-525-0700. Our friendly staff is eager to help you navigate your financial journey. Come see how True Community can make a difference in your banking experience!

Operating Hours

We understand that life can get busy, which is why our operating hours are designed to accommodate your schedule. You can visit us Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM, and on Wednesday from 10 AM to 5 PM. Our team is ready to assist you during these hours with a smile!

Parking and Accessibility

At True Community, we prioritize your comfort and accessibility. Our location features ample parking with ADA-compliant options to ensure everyone can visit us without hassle. You'll find ramps and clear pathways so that accessing our services is as smooth as possible.

Services Available

At True Community, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards there's something for everyone! Need to access cash quickly? Our ATM is available for your convenience, along with drive-thru banking for simple transactions like deposits and withdrawals.

Member Eligibility

At True Community, we believe that everyone deserves a place where they can thrive financially and feel truly supported. Joining our family is easy and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become a member. We also welcome immediate family members of current members. This means that whether you're looking for personal banking solutions or want to take advantage of our competitive loan rates, you'll find a community ready to support your financial goals. For more details on eligibility criteria, please check out our resource at True Community Membership Eligibility. Opening an account is just as simple! You can start your journey with us by visiting our website or calling us at (734) 525-0700 to get all the information you need. We're excited to help you become part of something special here at True Community, located at 36525 Plymouth Rd Livonia Mi 48150. Don't hesitate take the first step towards a brighter financial future today!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $65 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $271 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,376,371, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that make it simple for businesses to accept payments. Imagine being able to process transactions seamlessly, allowing you to focus on what matters most growing your business. With our support, you can enhance customer satisfaction and streamline operations without the hassle. Located at 36525 Plymouth Rd Livonia Mi 48150, Livonia, MI 48150, we invite you to explore how True Community can help fuel your business success. Contact us today at (734) 525-0700 or visit our website here for more information!

Comprehensive List Of Services

ATM and Drive-Thru Services

For quick transactions, our ATM & Cash Withdrawal Services are available for your convenience. You can easily access cash and check balances at our ATMs. Additionally, if you prefer face-to-face interactions for simple transactions like deposits or withdrawals, our basic drive-thru banking is ready to assist you without stepping out of your car. At True Community in Livonia, MI, we're more than just a credit union; we're your partner in achieving financial well-being. If you have questions about any of our services or want to learn more about how we can help you reach your goals, don't hesitate to contact us at 734-525-0700 or visit us online at TrueCCU.com. Join us today and experience banking tailored just for you!

Business Banking

At True Community, we understand that businesses require unique financial solutions. Our Business Banking services include essential Merchant Services & Business Loans, helping local entrepreneurs thrive. We take pride in supporting the community's growth by offering flexible terms and dedicated service.

Digital Banking Convenience

In today's fast-paced world, managing finances online is crucial. That's why we offer comprehensive Online & Mobile Banking services. With features like mobile payments and person-to-person transfers, accessing your accounts has never been easier. Check balances, transfer funds, and pay bills from anywhere using our user-friendly mobile app or website.

Personal Banking

When it comes to personal banking, we offer various options designed for your everyday financial needs. Our Checking & Savings Accounts give you the flexibility to manage your money efficiently while earning interest on your savings. If you're considering purchasing a new car or need financing for your vehicle, our Auto Loans & Vehicle Financing options are competitive and straightforward, making it easier for you to drive away in the car of your dreams. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide the support you need with personalized guidance throughout the process. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation solutions can help lighten your financial load. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases while enjoying added benefits.

Digital & Online Banking

Accessibility Anytime

With True Community, managing your finances is not just convenient; it's also flexible. Whether you're at home, at work, or on the move, our digital banking tools allow for real-time account management. You'll never miss a beat when it comes to keeping track of your money. Explore all these features and more by visiting us online at https://www.trueccu.com/ today! Embrace hassle-free banking with True Community, where convenience meets reliability.

Key Services

Our online banking features ensure you have everything you need right at your fingertips. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services make it simple and straightforward. You can also enjoy the convenience of e-statements, which allow you to view your statements electronically no more waiting for the mail! For those on the go, our mobile application provides quick access to all your account information. With features like mobile payments, you can make purchases directly from your phone with ease. Plus, if you want to send money to friends or family, our person-to-person transfer option lets you do so instantly and securely.

Security You Can Trust

Your security is our priority. Our electronic signature authorization ensures that all transactions are safe and verified. We employ robust measures to protect your personal information while delivering a seamless banking experience.

Financial Strength

A Growing Member Base

Total Share Accounts stand at an impressive 160048, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $15,931,091, our commitment to serving our community is evident. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, True Community is your trusted partner. Visit us at 36525 Plymouth Rd Livonia Mi 48150 or call 734-525-0700 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $104,967,452 in share certificates and $105,142,193 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $94,588,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings for Member Benefits

With $75,845,816 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Supporting Your Financial Goals

True Community supports your financial aspirations with $13760 in used auto loans and an impressive $679,452,822 in total loans and leases. This lending capacity allows us to assist members across various sectors effectively. We also take pride in having 229 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $189,625,341 in used vehicle loans and $38,677,699 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to fit your budget. Plus, if you're considering refinancing your existing auto loan, our team can guide you through eligibility options that may save you money.

Business Financing

For business owners seeking capital for growth or expansion, our outstanding commercial loans totaling $8,376,371 provide essential funding solutions tailored to your business needs. At True Community located at 36525 Plymouth Rd Livonia Mi 48150, we're dedicated to offering personalized service along with competitive financial products. If you're interested in learning more about how we can assist with your financial journey or exploring eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at 734-525-0700 during our regular hours: Monday through Friday from 9 AM - 5 PM (10 AM - 5 PM on Wednesdays). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us today and take the next step towards fulfilling your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $41,905,118, we are here to support you every step of the way. Whether you're a first-time buyer or looking to refinance an existing mortgage, our flexible terms and competitive rates can help you secure the financing you need.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $31,765,598 in loans helping members manage their finances effectively, our credit cards come with rewards and features designed to make your spending easier and more rewarding.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This ensures that users have access to a wide range of options to meet their financial needs. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to integrity means that every offer is fair and transparent, allowing users to make informed decisions without hidden surprises. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's reliability and effectiveness in helping individuals secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TRUE COMMUNITY CREDIT UNION - Livonia, MI